ZIP Codes with Highest Flood Risk

Out of 25,742 ZIP codes with data across all 50 states, these are the highest-ranked areas for historical nfip claims. Each ZIP links to a full safety report with water quality, lead, radon, and flood data.

Statistic	Value
ZIP codes ranked	25,742
Highest value	17,535 claims
Median value	9 claims

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Historical NFIP Claims	Safety Score
1	70072	Marrero	LA	17,535 claims	93/100
2	70065	Kenner	LA	16,085 claims	100/100
3	70122	New Orleans	LA	15,573 claims	82/100
4	70003	Metairie	LA	15,504 claims	100/100
5	08008	Beach Haven	NJ	14,176 claims	83/100
6	70458	Slidell	LA	13,746 claims	83/100
7	70126	New Orleans	LA	13,161 claims	77/100
8	70043	Chalmette	LA	12,005 claims	100/100
9	70058	Harvey	LA	11,589 claims	95/100
10	70119	New Orleans	LA	11,406 claims	82/100
11	70124	New Orleans	LA	11,143 claims	82/100
12	70125	New Orleans	LA	10,830 claims	82/100
13	70001	Metairie	LA	10,809 claims	100/100
14	70117	New Orleans	LA	10,175 claims	77/100
15	70118	New Orleans	LA	10,008 claims	82/100
16	70056	Gretna	LA	9,878 claims	95/100
17	11561	Long Beach	NY	9,653 claims	100/100
18	08226	Ocean City	NJ	9,482 claims	—
19	36542	Gulf Shores	AL	9,454 claims	88/100
20	70115	New Orleans	LA	8,840 claims	82/100
21	08260	Wildwood	NJ	8,825 claims	—
22	33908	Fort Myers	FL	8,401 claims	82/100
23	70068	La Place	LA	8,380 claims	100/100
24	77539	Dickinson	TX	8,374 claims	83/100
25	33040	Key West	FL	8,242 claims	—
26	77550	Galveston	TX	8,115 claims	98/100
27	70005	Metairie	LA	7,974 claims	100/100
28	70123	New Orleans	LA	7,905 claims	100/100
29	70127	New Orleans	LA	7,799 claims	77/100
30	33703	Saint Petersburg	FL	7,743 claims	98/100
31	33931	Fort Myers Beach	FL	7,645 claims	81/100
32	33708	Saint Petersburg	FL	7,626 claims	98/100
33	32561	Gulf Breeze	FL	7,463 claims	83/100
34	33706	Saint Petersburg	FL	7,274 claims	99/100
35	33957	Sanibel	FL	7,057 claims	100/100
36	70128	New Orleans	LA	7,023 claims	77/100
37	77554	Galveston	TX	6,966 claims	83/100
38	70726	Denham Springs	LA	6,850 claims	97/100
39	70006	Metairie	LA	6,830 claims	100/100
40	77089	Houston	TX	6,744 claims	73/100
41	11520	Freeport	NY	6,598 claims	96/100
42	77551	Galveston	TX	6,508 claims	98/100
43	77096	Houston	TX	6,480 claims	91/100
44	10306	Staten Island	NY	6,439 claims	100/100
45	07470	Wayne	NJ	6,429 claims	62/100
46	70131	New Orleans	LA	6,375 claims	77/100
47	70461	Slidell	LA	6,354 claims	90/100
48	77546	Friendswood	TX	6,059 claims	98/100
49	39520	Bay Saint Louis	MS	6,050 claims	93/100
50	08401	Atlantic City	NJ	5,943 claims	80/100
51	70002	Metairie	LA	5,747 claims	100/100
52	70460	Slidell	LA	5,705 claims	91/100
53	32507	Pensacola	FL	5,669 claims	82/100
54	28445	Holly Ridge	NC	5,547 claims	—
55	70094	Westwego	LA	5,479 claims	97/100
56	11758	Massapequa	NY	5,389 claims	98/100
57	08087	Tuckerton	NJ	5,368 claims	96/100
58	33050	Marathon	FL	5,286 claims	—
59	63301	Saint Charles	MO	5,266 claims	83/100
60	33042	Summerland Key	FL	5,022 claims	—
61	36528	Dauphin Island	AL	5,008 claims	99/100
62	08753	Toms River	NJ	4,914 claims	78/100
63	77571	La Porte	TX	4,801 claims	88/100
64	77586	Seabrook	TX	4,792 claims	71/100
65	36561	Orange Beach	AL	4,779 claims	72/100
66	11757	Lindenhurst	NY	4,758 claims	83/100
67	34667	Hudson	FL	4,689 claims	71/100
68	77088	Houston	TX	4,663 claims	85/100
69	08050	Manahawkin	NJ	4,648 claims	100/100
70	39571	Pass Christian	MS	4,603 claims	94/100
71	70032	Arabi	LA	4,557 claims	100/100
72	70053	Gretna	LA	4,508 claims	97/100
73	34242	Sarasota	FL	4,459 claims	100/100
74	11572	Oceanside	NY	4,457 claims	81/100
75	08735	Lavallette	NJ	4,430 claims	82/100
76	77573	League City	TX	4,382 claims	83/100
77	77642	Port Arthur	TX	4,365 claims	89/100
78	29582	North Myrtle Beach	SC	4,310 claims	82/100
79	70358	Grand Isle	LA	4,294 claims	99/100
80	23662	Poquoson	VA	4,274 claims	—
81	77037	Houston	TX	4,198 claims	83/100
82	08203	Brigantine	NJ	4,193 claims	99/100
83	77040	Houston	TX	4,160 claims	83/100
84	08742	Point Pleasant Beach	NJ	4,084 claims	80/100
85	77563	Hitchcock	TX	4,023 claims	83/100
86	95446	Guerneville	CA	3,952 claims	100/100
87	08406	Ventnor City	NJ	3,936 claims	96/100
88	70062	Kenner	LA	3,920 claims	100/100
89	77541	Freeport	TX	3,841 claims	83/100
90	70129	New Orleans	LA	3,789 claims	77/100
91	27889	Washington	NC	3,788 claims	—
92	33177	Miami	FL	3,779 claims	66/100
93	70114	New Orleans	LA	3,756 claims	77/100
94	34652	New Port Richey	FL	3,751 claims	70/100
95	27810	Belhaven	NC	3,732 claims	—
96	77630	Orange	TX	3,727 claims	88/100
97	33914	Cape Coral	FL	3,663 claims	99/100
98	77511	Alvin	TX	3,655 claims	88/100
99	70344	Chauvin	LA	3,632 claims	100/100
100	78382	Rockport	TX	3,632 claims	—

Rankings by State

State	ZIP Codes Ranked
Texas	1,674
Pennsylvania	1,596
New York	1,592
California	1,475
Florida	1,327
Illinois	943
Ohio	919
North Carolina	792
Virginia	790
West Virginia	736
Louisiana	684
Missouri	675
New Jersey	666
Kentucky	609
Michigan	575
Massachusetts	553
Indiana	552
Georgia	534
Minnesota	521
Wisconsin	504
Alabama	498
Tennessee	476
Washington	458
Iowa	447
Maryland	429
Mississippi	419
Oklahoma	382
Arkansas	367
South Carolina	363
Colorado	328
Maine	325
Kansas	325
Arizona	307
Oregon	296
Connecticut	293
Nebraska	278
North Dakota	222
Vermont	218
New Hampshire	200
Montana	166
South Dakota	160
Utah	156
New Mexico	148
Idaho	117
Nevada	113
Hawaii	83
Rhode Island	79
Delaware	69
Wyoming	63
Alaska	60
District of Columbia	31

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-14.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

ZIP Codes with Highest Flood Risk — 2026 Rankings