Out of 222 ZIP codes with data in North Dakota, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All North Dakota Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 222 |
| Highest value | 2,189 claims |
| Median value | 5 claims |
| State | North Dakota |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Historical NFIP Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 58201 | Grand Forks | ND | 2,189 claims | — |
| 2 | 58104 | Fargo | ND | 1,048 claims | 67/100 |
| 3 | 58301 | Devils Lake | ND | 870 claims | — |
| 4 | 58102 | Fargo | ND | 686 claims | 67/100 |
| 5 | 58203 | Grand Forks | ND | 640 claims | — |
| 6 | 58701 | Minot | ND | 553 claims | 66/100 |
| 7 | 58504 | Bismarck | ND | 483 claims | 67/100 |
| 8 | 58078 | West Fargo | ND | 440 claims | 67/100 |
| 9 | 58237 | Grafton | ND | 387 claims | — |
| 10 | 58072 | Valley City | ND | 375 claims | — |
| 11 | 58703 | Minot | ND | 363 claims | 66/100 |
| 12 | 58042 | Harwood | ND | 345 claims | — |
| 13 | 58261 | Minto | ND | 339 claims | — |
| 14 | 58047 | Horace | ND | 293 claims | 61/100 |
| 15 | 58225 | Drayton | ND | 287 claims | — |
| 16 | 58103 | Fargo | ND | 274 claims | 67/100 |
| 17 | 58271 | Pembina | ND | 254 claims | — |
| 18 | 58351 | Minnewaukan | ND | 226 claims | — |
| 19 | 58325 | Churchs Ferry | ND | 220 claims | — |
| 20 | 58554 | Mandan | ND | 198 claims | — |
| 21 | 58503 | Bismarck | ND | 170 claims | 67/100 |
| 22 | 58256 | Manvel | ND | 166 claims | — |
| 23 | 58075 | Wahpeton | ND | 159 claims | — |
| 24 | 58054 | Lisbon | ND | 118 claims | — |
| 25 | 58401 | Jamestown | ND | 105 claims | — |
| 26 | 58646 | Mott | ND | 92 claims | — |
| 27 | 58370 | Saint Michael | ND | 87 claims | — |
| 28 | 58722 | Burlington | ND | 77 claims | — |
| 29 | 58005 | Argusville | ND | 75 claims | — |
| 30 | 58523 | Beulah | ND | 73 claims | 67/100 |
| 31 | 58552 | Linton | ND | 70 claims | — |
| 32 | 58051 | Kindred | ND | 66 claims | 67/100 |
| 33 | 58045 | Hillsboro | ND | 64 claims | — |
| 34 | 58790 | Velva | ND | 40 claims | — |
| 35 | 58257 | Mayville | ND | 39 claims | — |
| 36 | 58735 | Douglas | ND | 36 claims | — |
| 37 | 58380 | Tolna | ND | 34 claims | — |
| 38 | 58335 | Fort Totten | ND | 33 claims | — |
| 39 | 58220 | Cavalier | ND | 26 claims | — |
| 40 | 58036 | Gardner | ND | 25 claims | — |
| 41 | 58501 | Bismarck | ND | 25 claims | 67/100 |
| 42 | 58381 | Warwick | ND | 23 claims | — |
| 43 | 58059 | Mapleton | ND | 22 claims | — |
| 44 | 58601 | Dickinson | ND | 21 claims | — |
| 45 | 58781 | Sawyer | ND | 19 claims | — |
| 46 | 58021 | Davenport | ND | 18 claims | — |
| 47 | 58377 | Starkweather | ND | 17 claims | — |
| 48 | 58033 | Fort Ransom | ND | 16 claims | — |
| 49 | 58038 | Grandin | ND | 16 claims | — |
| 50 | 58202 | Grand Forks | ND | 16 claims | — |
| 51 | 58222 | Crystal | ND | 16 claims | — |
| 52 | 58265 | Neche | ND | 16 claims | — |
| 53 | 58324 | Cando | ND | 16 claims | — |
| 54 | 58356 | New Rockford | ND | 16 claims | — |
| 55 | 58761 | Mohall | ND | 16 claims | — |
| 56 | 58357 | Oberon | ND | 15 claims | — |
| 57 | 58015 | Christine | ND | 14 claims | — |
| 58 | 58228 | Emerado | ND | 14 claims | — |
| 59 | 58278 | Thompson | ND | 13 claims | — |
| 60 | 58645 | Medora | ND | 13 claims | — |
| 61 | 58801 | Williston | ND | 12 claims | — |
| 62 | 58277 | Sharon | ND | 11 claims | — |
| 63 | 58623 | Bowman | ND | 11 claims | — |
| 64 | 58027 | Enderlin | ND | 10 claims | — |
| 65 | 58235 | Gilby | ND | 10 claims | — |
| 66 | 58327 | Crary | ND | 10 claims | — |
| 67 | 58458 | Lamoure | ND | 10 claims | — |
| 68 | 58049 | Kathryn | ND | 9 claims | — |
| 69 | 58238 | Hamilton | ND | 9 claims | — |
| 70 | 58243 | Hoople | ND | 9 claims | — |
| 71 | 58274 | Portland | ND | 9 claims | — |
| 72 | 58454 | Jud | ND | 9 claims | — |
| 73 | 58782 | Sherwood | ND | 9 claims | — |
| 74 | 58787 | Tolley | ND | 9 claims | — |
| 75 | 58077 | Walcott | ND | 8 claims | — |
| 76 | 58227 | Edinburg | ND | 8 claims | — |
| 77 | 58258 | Mekinock | ND | 8 claims | — |
| 78 | 58379 | Tokio | ND | 8 claims | — |
| 79 | 58545 | Hazen | ND | 8 claims | — |
| 80 | 58788 | Towner | ND | 8 claims | — |
| 81 | 58041 | Hankinson | ND | 7 claims | — |
| 82 | 58214 | Arvilla | ND | 7 claims | — |
| 83 | 58216 | Bathgate | ND | 7 claims | — |
| 84 | 58374 | Sheyenne | ND | 7 claims | — |
| 85 | 58622 | Belfield | ND | 7 claims | — |
| 86 | 58004 | Amenia | ND | 6 claims | — |
| 87 | 58052 | Leonard | ND | 6 claims | — |
| 88 | 58249 | Langdon | ND | 6 claims | — |
| 89 | 58275 | Reynolds | ND | 6 claims | — |
| 90 | 58361 | Pekin | ND | 6 claims | — |
| 91 | 58385 | Wolford | ND | 6 claims | — |
| 92 | 58542 | Hague | ND | 6 claims | — |
Methodology
This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-10-19.
Frequently Asked Questions
What does this ranking show?
It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.
Where does the claim data come from?
The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.
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