2026 Rankings

Mold Risk Rankings 2026 — Worst & Best ZIP Codes

Last updated: August 31, 2026

95/100 HIGHEST RISK Eureka, CA
0/100 LOWEST RISK South Lake Tahoe, CA
41,716 ZIP Codes Ranked

Average Mold Risk Score by State

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Low (<35) Moderate (35-54) High (55-74) Very High (75+)

Top 15 States

Rank State Avg Score
1 LA 62.2
2 FL 57.8
3 MS 53.7
4 RI 51.8
5 PA 49.1
6 IN 49
7 OH 48.9
8 NY 48.7
9 WV 48.7
10 NC 48.7
11 NJ 48.7
12 AK 48.3
13 IA 48.1
14 IL 47.9
15 SC 47.5

Mold Risk Distribution

41,344 total ZIP codes

States with Highest Mold Risk

This ranking identifies U.S. ZIP codes with the highest and lowest mold risk. Mold growth depends on moisture, which is influenced by climate, housing conditions, and water infrastructure reliability. Mold exposure causes respiratory illness, allergic reactions, and property damage.

41,716 ZIP codes analyzed · Worst score: 95/100

25 Worst ZIP Codes

# ZIP Code City State Mold Score Level Avg Humidity
1 95502 Eureka CA 95/100 very_high 84.5%
2 95518 Arcata CA 95/100 very_high 84.5%
3 95532 Crescent City CA 95/100 very_high 84.5%
4 95534 Cutten CA 95/100 very_high 84.5%
5 99734 Prudhoe Bay AK 95/100 very_high 84.8%
6 98343 Joyce WA 94/100 very_high 83.5%
7 96939 92/100 very_high 82.2%
8 96940 92/100 very_high 82.2%
9 96942 92/100 very_high 81.7%
10 96943 92/100 very_high 82.2%
11 96951 92/100 very_high 81.8%
12 96952 92/100 very_high 81.8%
13 98554 Lebam WA 92/100 very_high 81.7%
14 98561 Menlo WA 92/100 very_high 81.7%
15 99928 Ward Cove AK 92/100 very_high 81.9%
16 99950 Ketchikan AK 92/100 very_high 81.9%
17 96010 Big Bar CA 91/100 very_high 84.5%
18 99802 Juneau AK 91/100 very_high 81.3%
19 99803 Juneau AK 91/100 very_high 81.3%
20 99811 Juneau AK 91/100 very_high 81.3%
21 99812 Juneau AK 91/100 very_high 81.3%
22 99821 Auke Bay AK 91/100 very_high 81.3%
23 99850 Juneau AK 91/100 very_high 81.3%
24 97407 Allegany OR 90/100 very_high 80.4%
25 98539 Doty WA 90/100 very_high 78.5%

25 Best ZIP Codes

# ZIP Code City State Mold Score Level Avg Humidity
1 96154 South Lake Tahoe CA 0/100 very_low 42.8%
2 96152 South Lake Tahoe CA 0/100 very_low 42.8%
3 96127 Susanville CA 0/100 very_low 45.7%
4 95940 Feather Falls CA 0/100 very_low 45.7%
5 95924 Cedar Ridge CA 0/100 very_low 45.7%
6 95724 Norden CA 0/100 very_low 45.7%
7 95712 Chicago Park CA 0/100 very_low 45.7%
8 95644 Kit Carson CA 0/100 very_low 45.7%
9 95314 0/100 very_low 42.8%
10 93642 Mono Hot Springs CA 0/100 very_low 33.3%
11 93599 Palmdale CA 0/100 very_low 38%
12 93592 Trona CA 0/100 very_low 31%
13 93590 Palmdale CA 0/100 very_low 38%
14 93586 Lancaster CA 0/100 very_low 38%
15 93584 Lancaster CA 0/100 very_low 38%
16 93556 Ridgecrest CA 0/100 very_low 38%
17 93542 Little Lake CA 0/100 very_low 49.7%
18 93539 Lancaster CA 0/100 very_low 38%
19 93524 Edwards CA 0/100 very_low 38%
20 93515 Bishop CA 0/100 very_low 33.3%
21 93504 California City CA 0/100 very_low 38%
22 93502 Mojave CA 0/100 very_low 38%
23 93390 Bakersfield CA 0/100 very_low 49.7%
24 93388 Bakersfield CA 0/100 very_low 49.7%
25 93387 Bakersfield CA 0/100 very_low 49.7%

Rankings by State

State ZIP Codes
Texas 2,649
California 2,630
New York 2,185
Pennsylvania 2,184
Illinois 1,583
Florida 1,484
Ohio 1,435
Virginia 1,228
Michigan 1,167
Missouri 1,161
North Carolina 1,085
Iowa 1,058
Minnesota 1,009
Indiana 980
Georgia 964
Kentucky 947
Wisconsin 898
West Virginia 855
Alabama 819
Tennessee 787
Oklahoma 771
Kansas 749
Washington 726
New Jersey 726
Louisiana 723

Methodology

Mold risk scores combine four factors: average relative humidity (annual and seasonal), housing vintage (pre-1980 construction), FEMA flood insurance claim history, and water system infrastructure violations. Higher scores indicate greater mold risk. Data sources: NOAA humidity data, FEMA NFIP, American Community Survey, EPA SDWIS.

Last updated: 2026-08-31.

Frequently Asked Questions

How are these rankings calculated?

Rankings are based on federal agency data including EPA, FEMA, USGS, and PHMSA. Each ZIP code receives a score based on the specific risk factors for this category. See the methodology section above for details.

How often are rankings updated?

Rankings are regenerated quarterly using the latest available data. The date shown reflects the most recent update.

Explore More 2026 Rankings

See Also

How this ranking is calculated, data sources, and limitations: Rankings Methodology →


Related Rankings

Flood Risk 2026 Flooding is a primary mold trigger Air Quality 2026 Indoor air quality affected by mold Home Safety 2026 Mold risk is separate from the Home Safety Score grade
Disclaimer: Rankings are based on EPA, FEMA, and federal agency data. They reflect historical patterns and risk indicators, not necessarily current conditions. For the most current information, contact your local water utility or request a Consumer Confidence Report.

Attribution link required. Data updated quarterly.

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