Out of 476 ZIP codes with data in Tennessee, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Tennessee Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 476 |
| Highest value | 707 claims |
| Median value | 10 claims |
| State | Tennessee |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Historical NFIP Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 37412 | Chattanooga | TN | 707 claims | 83/100 |
| 2 | 37211 | Nashville | TN | 682 claims | 66/100 |
| 3 | 37027 | Brentwood | TN | 464 claims | 60/100 |
| 4 | 37215 | Nashville | TN | 408 claims | 66/100 |
| 5 | 37204 | Nashville | TN | 403 claims | 66/100 |
| 6 | 37214 | Nashville | TN | 366 claims | 66/100 |
| 7 | 37064 | Franklin | TN | 341 claims | 61/100 |
| 8 | 37075 | Hendersonville | TN | 339 claims | 82/100 |
| 9 | 37207 | Nashville | TN | 335 claims | 65/100 |
| 10 | 37015 | Ashland City | TN | 294 claims | — |
| 11 | 38063 | Ripley | TN | 280 claims | — |
| 12 | 37138 | Old Hickory | TN | 271 claims | 66/100 |
| 13 | 37209 | Nashville | TN | 255 claims | 66/100 |
| 14 | 37087 | Lebanon | TN | 254 claims | 37/100 |
| 15 | 37122 | Mount Juliet | TN | 249 claims | 65/100 |
| 16 | 37205 | Nashville | TN | 247 claims | 66/100 |
| 17 | 37115 | Madison | TN | 235 claims | 65/100 |
| 18 | 37185 | Waverly | TN | 230 claims | — |
| 19 | 37069 | Franklin | TN | 229 claims | 61/100 |
| 20 | 37066 | Gallatin | TN | 224 claims | 80/100 |
| 21 | 37863 | Pigeon Forge | TN | 222 claims | 82/100 |
| 22 | 37421 | Chattanooga | TN | 219 claims | 80/100 |
| 23 | 37013 | Antioch | TN | 208 claims | 66/100 |
| 24 | 37218 | Nashville | TN | 207 claims | 66/100 |
| 25 | 37030 | Carthage | TN | 200 claims | — |
| 26 | 37221 | Nashville | TN | 200 claims | 60/100 |
| 27 | 37072 | Goodlettsville | TN | 178 claims | 59/100 |
| 28 | 37643 | Elizabethton | TN | 164 claims | — |
| 29 | 38024 | Dyersburg | TN | 162 claims | 97/100 |
| 30 | 38053 | Millington | TN | 162 claims | 99/100 |
| 31 | 37918 | Knoxville | TN | 152 claims | 66/100 |
| 32 | 37216 | Nashville | TN | 151 claims | 65/100 |
| 33 | 38401 | Columbia | TN | 151 claims | 76/100 |
| 34 | 37415 | Chattanooga | TN | 147 claims | 83/100 |
| 35 | 37343 | Hixson | TN | 146 claims | 66/100 |
| 36 | 37210 | Nashville | TN | 145 claims | 66/100 |
| 37 | 37217 | Nashville | TN | 141 claims | 66/100 |
| 38 | 37917 | Knoxville | TN | 134 claims | 67/100 |
| 39 | 37167 | Smyrna | TN | 133 claims | — |
| 40 | 37312 | Cleveland | TN | 128 claims | — |
| 41 | 37411 | Chattanooga | TN | 121 claims | 83/100 |
| 42 | 37042 | Clarksville | TN | 110 claims | 78/100 |
| 43 | 38301 | Jackson | TN | 105 claims | 50/100 |
| 44 | 37076 | Hermitage | TN | 103 claims | 66/100 |
| 45 | 37129 | Murfreesboro | TN | 98 claims | — |
| 46 | 37040 | Clarksville | TN | 96 claims | 79/100 |
| 47 | 38382 | Trenton | TN | 95 claims | — |
| 48 | 37143 | Pegram | TN | 93 claims | — |
| 49 | 38134 | Memphis | TN | 90 claims | 100/100 |
| 50 | 37035 | Chapmansboro | TN | 88 claims | — |
| 51 | 38012 | Brownsville | TN | 83 claims | — |
| 52 | 37086 | La Vergne | TN | 81 claims | — |
| 53 | 37738 | Gatlinburg | TN | 81 claims | 76/100 |
| 54 | 37043 | Clarksville | TN | 79 claims | 82/100 |
| 55 | 38343 | Humboldt | TN | 77 claims | — |
| 56 | 37379 | Soddy Daisy | TN | 76 claims | 79/100 |
| 57 | 37660 | Kingsport | TN | 76 claims | 46/100 |
| 58 | 37096 | Linden | TN | 73 claims | — |
| 59 | 37130 | Murfreesboro | TN | 69 claims | — |
| 60 | 37419 | Chattanooga | TN | 69 claims | 80/100 |
| 61 | 37061 | Erin | TN | 67 claims | — |
| 62 | 38329 | Decaturville | TN | 67 claims | — |
| 63 | 38372 | Savannah | TN | 64 claims | — |
| 64 | 38127 | Memphis | TN | 62 claims | 100/100 |
| 65 | 37206 | Nashville | TN | 61 claims | 66/100 |
| 66 | 38261 | Union City | TN | 61 claims | — |
| 67 | 37055 | Dickson | TN | 60 claims | — |
| 68 | 37604 | Johnson City | TN | 60 claims | — |
| 69 | 37687 | Roan Mountain | TN | 60 claims | — |
| 70 | 38128 | Memphis | TN | 60 claims | 100/100 |
| 71 | 37311 | Cleveland | TN | 58 claims | — |
| 72 | 38058 | Munford | TN | 58 claims | — |
| 73 | 37189 | Whites Creek | TN | 55 claims | 65/100 |
| 74 | 38007 | Bogota | TN | 55 claims | — |
| 75 | 38138 | Germantown | TN | 54 claims | 100/100 |
| 76 | 38305 | Jackson | TN | 54 claims | 49/100 |
| 77 | 37404 | Chattanooga | TN | 53 claims | 83/100 |
| 78 | 37405 | Chattanooga | TN | 52 claims | 83/100 |
| 79 | 37601 | Johnson City | TN | 52 claims | — |
| 80 | 38030 | Finley | TN | 50 claims | — |
| 81 | 38370 | Saltillo | TN | 50 claims | — |
| 82 | 38253 | Rives | TN | 47 claims | — |
| 83 | 38485 | Waynesboro | TN | 47 claims | — |
| 84 | 37380 | South Pittsburg | TN | 46 claims | — |
| 85 | 37650 | Erwin | TN | 45 claims | — |
| 86 | 38119 | Memphis | TN | 45 claims | 100/100 |
| 87 | 38120 | Memphis | TN | 45 claims | 100/100 |
| 88 | 37407 | Chattanooga | TN | 44 claims | 83/100 |
| 89 | 37658 | Hampton | TN | 44 claims | — |
| 90 | 37821 | Newport | TN | 44 claims | — |
| 91 | 38104 | Memphis | TN | 43 claims | 100/100 |
| 92 | 37347 | Jasper | TN | 42 claims | — |
| 93 | 38311 | Bath Springs | TN | 42 claims | — |
| 94 | 37135 | Nolensville | TN | 41 claims | 48/100 |
| 95 | 38002 | Arlington | TN | 41 claims | 98/100 |
| 96 | 37849 | Powell | TN | 40 claims | 62/100 |
| 97 | 38327 | Crump | TN | 40 claims | — |
| 98 | 37683 | Mountain City | TN | 39 claims | — |
| 99 | 38358 | Milan | TN | 39 claims | — |
| 100 | 37381 | Spring City | TN | 38 claims | — |
Methodology
This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.
Frequently Asked Questions
What does this ranking show?
It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.
Where does the claim data come from?
The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.
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