Out of 790 ZIP codes with data in Virginia, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Virginia Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 790 |
| Highest value | 4,274 claims |
| Median value | 9 claims |
| State | Virginia |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Flood Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 23662 | Poquoson | VA | 4,274 claims | 37/100 |
| 2 | 23451 | Virginia Beach | VA | 2,038 claims | 75/100 |
| 3 | 23669 | Hampton | VA | 1,782 claims | 74/100 |
| 4 | 23664 | Hampton | VA | 1,714 claims | 74/100 |
| 5 | 23452 | Virginia Beach | VA | 1,691 claims | 75/100 |
| 6 | 23666 | Hampton | VA | 1,471 claims | 74/100 |
| 7 | 23508 | Norfolk | VA | 1,468 claims | 75/100 |
| 8 | 23503 | Norfolk | VA | 1,317 claims | 75/100 |
| 9 | 23320 | Chesapeake | VA | 1,148 claims | 75/100 |
| 10 | 23456 | Virginia Beach | VA | 1,039 claims | 75/100 |
| 11 | 23518 | Norfolk | VA | 928 claims | 80/100 |
| 12 | 24153 | Salem | VA | 926 claims | 55/100 |
| 13 | 23072 | Hayes | VA | 869 claims | 80/100 |
| 14 | 23696 | Seaford | VA | 807 claims | 55/100 |
| 15 | 23704 | Portsmouth | VA | 740 claims | 80/100 |
| 16 | 23605 | Newport News | VA | 616 claims | 79/100 |
| 17 | 23505 | Norfolk | VA | 607 claims | 80/100 |
| 18 | 23692 | Yorktown | VA | 606 claims | 80/100 |
| 19 | 23323 | Chesapeake | VA | 602 claims | 80/100 |
| 20 | 23322 | Chesapeake | VA | 578 claims | 80/100 |
| 21 | 23455 | Virginia Beach | VA | 510 claims | 80/100 |
| 22 | 23661 | Hampton | VA | 435 claims | 79/100 |
| 23 | 23502 | Norfolk | VA | 380 claims | 80/100 |
| 24 | 22980 | Waynesboro | VA | 378 claims | 51/100 |
| 25 | 23707 | Portsmouth | VA | 365 claims | 80/100 |
| 26 | 24017 | Roanoke | VA | 353 claims | 52/100 |
| 27 | 22630 | Front Royal | VA | 337 claims | 50/100 |
| 28 | 23061 | Gloucester | VA | 327 claims | 80/100 |
| 29 | 24426 | Covington | VA | 320 claims | 50/100 |
| 30 | 23464 | Virginia Beach | VA | 304 claims | 80/100 |
| 31 | 23336 | Chincoteague Island | VA | 298 claims | 55/100 |
| 32 | 24416 | Buena Vista | VA | 296 claims | 54/100 |
| 33 | 24014 | Roanoke | VA | 295 claims | 52/100 |
| 34 | 23109 | Mathews | VA | 287 claims | 68/100 |
| 35 | 23504 | Norfolk | VA | 283 claims | 80/100 |
| 36 | 22578 | White Stone | VA | 280 claims | 55/100 |
| 37 | 23417 | Onancock | VA | 279 claims | 78/100 |
| 38 | 23510 | Norfolk | VA | 278 claims | 80/100 |
| 39 | 23507 | Norfolk | VA | 269 claims | 80/100 |
| 40 | 23607 | Newport News | VA | 264 claims | 79/100 |
| 41 | 23509 | Norfolk | VA | 259 claims | 80/100 |
| 42 | 24019 | Roanoke | VA | 235 claims | 52/100 |
| 43 | 22303 | Alexandria | VA | 230 claims | 55/100 |
| 44 | 23454 | Virginia Beach | VA | 230 claims | 80/100 |
| 45 | 23701 | Portsmouth | VA | 222 claims | 80/100 |
| 46 | 23663 | Hampton | VA | 212 claims | 79/100 |
| 47 | 23703 | Portsmouth | VA | 210 claims | 80/100 |
| 48 | 23185 | Williamsburg | VA | 207 claims | 80/100 |
| 49 | 23453 | Virginia Beach | VA | 203 claims | 80/100 |
| 50 | 23138 | Port Haywood | VA | 201 claims | 55/100 |
| 51 | 23702 | Portsmouth | VA | 195 claims | 85/100 |
| 52 | 22511 | Lottsburg | VA | 194 claims | 60/100 |
| 53 | 24614 | Grundy | VA | 191 claims | 50/100 |
| 54 | 23851 | Franklin | VA | 187 claims | 84/100 |
| 55 | 24592 | South Boston | VA | 178 claims | 73/100 |
| 56 | 23224 | Richmond | VA | 176 claims | 81/100 |
| 57 | 23089 | Lanexa | VA | 167 claims | 84/100 |
| 58 | 23608 | Newport News | VA | 165 claims | 84/100 |
| 59 | 24641 | Richlands | VA | 158 claims | 60/100 |
| 60 | 24018 | Roanoke | VA | 157 claims | 57/100 |
| 61 | 23462 | Virginia Beach | VA | 147 claims | 85/100 |
| 62 | 22314 | Alexandria | VA | 146 claims | 85/100 |
| 63 | 22307 | Alexandria | VA | 144 claims | 60/100 |
| 64 | 23693 | Yorktown | VA | 142 claims | 85/100 |
| 65 | 22454 | Dunnsville | VA | 138 claims | 60/100 |
| 66 | 23043 | Deltaville | VA | 136 claims | 60/100 |
| 67 | 22301 | Alexandria | VA | 131 claims | 85/100 |
| 68 | 24605 | Bluefield | VA | 131 claims | 60/100 |
| 69 | 22443 | Colonial Beach | VA | 130 claims | 84/100 |
| 70 | 23321 | Chesapeake | VA | 130 claims | 85/100 |
| 71 | 20111 | Manassas | VA | 125 claims | 72/100 |
| 72 | 23128 | North | VA | 125 claims | 60/100 |
| 73 | 23324 | Chesapeake | VA | 124 claims | 85/100 |
| 74 | 24016 | Roanoke | VA | 124 claims | 57/100 |
| 75 | 23434 | Suffolk | VA | 120 claims | 85/100 |
| 76 | 24015 | Roanoke | VA | 117 claims | 57/100 |
| 77 | 24450 | Lexington | VA | 113 claims | 58/100 |
| 78 | 22191 | Woodbridge | VA | 112 claims | 73/100 |
| 79 | 24540 | Danville | VA | 110 claims | 57/100 |
| 80 | 23440 | Tangier | VA | 109 claims | 84/100 |
| 81 | 23066 | Gwynn | VA | 108 claims | 60/100 |
| 82 | 23219 | Richmond | VA | 108 claims | 81/100 |
| 83 | 22042 | Falls Church | VA | 106 claims | 60/100 |
| 84 | 22835 | Luray | VA | 106 claims | 60/100 |
| 85 | 23513 | Norfolk | VA | 104 claims | 85/100 |
| 86 | 24179 | Vinton | VA | 101 claims | 35/100 |
| 87 | 23430 | Smithfield | VA | 94 claims | 81/100 |
| 88 | 23457 | Virginia Beach | VA | 94 claims | 85/100 |
| 89 | 24013 | Roanoke | VA | 94 claims | 57/100 |
| 90 | 24219 | Big Stone Gap | VA | 91 claims | 73/100 |
| 91 | 23834 | Colonial Heights | VA | 89 claims | 85/100 |
| 92 | 24127 | New Castle | VA | 89 claims | 55/100 |
| 93 | 24555 | Glasgow | VA | 89 claims | 47/100 |
| 94 | 22554 | Stafford | VA | 87 claims | 60/100 |
| 95 | 22560 | Tappahannock | VA | 87 claims | 84/100 |
| 96 | 23181 | West Point | VA | 86 claims | 85/100 |
| 97 | 24012 | Roanoke | VA | 85 claims | 57/100 |
| 98 | 22482 | Kilmarnock | VA | 84 claims | 78/100 |
| 99 | 24422 | Clifton Forge | VA | 84 claims | 59/100 |
| 100 | 23803 | Petersburg | VA | 83 claims | 56/100 |
Methodology
Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.
Frequently Asked Questions
Why does flood history matter for home safety?
Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.
Where does the flood data come from?
Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.
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