2026 Rankings

ZIP Codes with Highest Flood Risk in Rhode Island — ...

Last updated: June 4, 2026

79 ZIP codes ranked by Flood Claims #1: ZIP 02891 (Westerly, RI) — 866 claims
Lead Violations Lowest Score Safest Flood Risk Energy Cost Radon PFAS Reliability EJ Index Homebuyer Risk CO & Gas Safest Gas Remediation Burden Unresolved Violations (by Utility) Water Equity (by Utility)

Out of 79 ZIP codes with data in Rhode Island, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Rhode Island Rankings

Statistic Value
ZIP codes ranked 79
Highest value 866 claims
Median value 20 claims
State Rhode Island

Top 79 Worst ZIP Codes

Rank ZIP Code City State Flood Claims Safety Score
1 02891 Westerly RI 866 claims 41/100
2 02889 Warwick RI 535 claims 49/100
3 02879 Wakefield RI 488 claims 52/100
4 02806 Barrington RI 470 claims 55/100
5 02882 Narragansett RI 386 claims 33/100
6 02840 Newport RI 348 claims 67/100
7 02852 North Kingstown RI 274 claims 54/100
8 02920 Cranston RI 236 claims 45/100
9 02813 Charlestown RI 226 claims 53/100
10 02910 Cranston RI 212 claims 45/100
11 02809 Bristol RI 210 claims 80/100
12 02871 Portsmouth RI 209 claims 60/100
13 02818 East Greenwich RI 206 claims 35/100
14 02904 Providence RI 201 claims 54/100
15 02893 West Warwick RI 192 claims 40/100
16 02909 Providence RI 148 claims 59/100
17 02885 Warren RI 143 claims 84/100
18 02886 Warwick RI 132 claims 54/100
19 02888 Warwick RI 129 claims 54/100
20 02919 Johnston RI 116 claims 50/100
21 02878 Tiverton RI 92 claims 72/100
22 02816 Coventry RI 84 claims 55/100
23 02905 Providence RI 67 claims 59/100
24 02914 East Providence RI 67 claims 73/100
25 02911 North Providence RI 65 claims 50/100
26 02835 Jamestown RI 58 claims 71/100
27 02842 Middletown RI 57 claims 72/100
28 02864 Cumberland RI 50 claims 78/100
29 02860 Pawtucket RI 36 claims 78/100
30 02831 Hope RI 32 claims 45/100
31 02865 Lincoln RI 32 claims 78/100
32 02915 Riverside RI 32 claims 55/100
33 02863 Central Falls RI 31 claims 55/100
34 02903 Providence RI 31 claims 64/100
35 02837 Little Compton RI 30 claims 55/100
36 02917 Smithfield RI 27 claims 76/100
37 02916 Rumford RI 26 claims 55/100
38 02906 Providence RI 24 claims 64/100
39 02921 Cranston RI 22 claims 55/100
40 02874 Saunderstown RI 20 claims 60/100
41 02807 Block Island RI 18 claims 65/100
42 02832 Hope Valley RI 18 claims 64/100
43 02896 North Smithfield RI 16 claims 74/100
44 02907 Providence RI 14 claims 64/100
45 02908 Providence RI 14 claims 64/100
46 02859 Pascoag RI 13 claims 78/100
47 02895 Woonsocket RI 13 claims 74/100
48 02892 West Kingston RI 11 claims 63/100
49 02822 Exeter RI 10 claims 62/100
50 02802 Albion RI 9 claims 63/100
51 02828 Greenville RI 9 claims 83/100
52 02814 Chepachet RI 8 claims 78/100
53 02825 Foster RI 8 claims 48/100
54 02804 Ashaway RI 6 claims 69/100
55 02940 Providence RI 6 claims 69/100
56 02808 Bradford RI 5 claims 53/100
57 02836 Kenyon RI 5 claims 53/100
58 02830 Harrisville RI 4 claims 63/100
59 02872 Prudence Island RI 4 claims 79/100
60 02801 Adamsville RI 3 claims 63/100
61 02821 Washington County RI 3 claims —
62 02827 Greene RI 3 claims 63/100
63 02857 North Scituate RI 3 claims 63/100
64 02861 Pawtucket RI 3 claims 83/100
65 02880 Wakefield RI 3 claims 67/100
66 02890 Bristol County RI 3 claims —
67 02894 Wood River Junction RI 3 claims 53/100
68 02817 West Greenwich RI 2 claims 64/100
69 02838 Manville RI 2 claims 63/100
70 02858 Oakland RI 2 claims 63/100
71 02862 Pawtucket RI 2 claims 83/100
72 02887 Warwick RI 2 claims 64/100
73 02898 Wyoming RI 2 claims 65/100
74 02800 Bristol County RI 1 claims —
75 02833 Hopkinton RI 1 claims 59/100
76 02876 Slatersville RI 1 claims 74/100
77 02877 Slocum RI 1 claims 53/100
78 02881 Kingston RI 1 claims 70/100
79 02902 Providence RI 1 claims 69/100

Methodology

Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.

Frequently Asked Questions

Why does flood history matter for home safety?

Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.

Where does the flood data come from?

Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.

Explore More Rankings

How this ranking is calculated, data sources, and limitations: Rankings Methodology →

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Disclaimer: Rankings are based on EPA, FEMA, and federal agency data. They reflect historical patterns and risk indicators, not necessarily current conditions. For the most current information, contact your local water utility or request a Consumer Confidence Report.

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