ZIP Codes with Highest Flood Risk in Ohio

Out of 919 ZIP codes with data in Ohio, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Ohio Rankings

Statistic	Value
ZIP codes ranked	919
Highest value	2,027 claims
Median value	9 claims
State	Ohio

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Historical NFIP Claims	Safety Score
1	45840	Findlay	OH	2,027 claims	—
2	45750	Marietta	OH	940 claims	50/100
3	43452	Port Clinton	OH	699 claims	—
4	43449	Oak Harbor	OH	463 claims	—
5	44870	Sandusky	OH	462 claims	—
6	45875	Ottawa	OH	439 claims	—
7	44089	Vermilion	OH	424 claims	—
8	44125	Cleveland	OH	409 claims	75/100
9	45157	New Richmond	OH	394 claims	63/100
10	45226	Cincinnati	OH	341 claims	42/100
11	44095	Eastlake	OH	329 claims	83/100
12	43512	Defiance	OH	318 claims	—
13	44077	Painesville	OH	240 claims	82/100
14	45014	Fairfield	OH	235 claims	39/100
15	44203	Barberton	OH	226 claims	46/100
16	44131	Independence	OH	215 claims	75/100
17	43725	Cambridge	OH	198 claims	—
18	44839	Huron	OH	196 claims	—
19	44094	Willoughby	OH	192 claims	83/100
20	45669	Proctorville	OH	191 claims	66/100
21	45230	Cincinnati	OH	190 claims	42/100
22	43912	Bridgeport	OH	187 claims	33/100
23	43055	Newark	OH	185 claims	58/100
24	43612	Toledo	OH	172 claims	73/100
25	45714	Belpre	OH	170 claims	65/100
26	43611	Toledo	OH	169 claims	73/100
27	44430	Leavittsburg	OH	169 claims	65/100
28	45244	Cincinnati	OH	165 claims	41/100
29	43068	Reynoldsburg	OH	163 claims	42/100
30	43130	Lancaster	OH	158 claims	—
31	43616	Oregon	OH	155 claims	73/100
32	44875	Shelby	OH	155 claims	—
33	43609	Toledo	OH	146 claims	73/100
34	43917	Dillonvale	OH	143 claims	—
35	44039	North Ridgeville	OH	143 claims	80/100
36	44512	Youngstown	OH	140 claims	65/100
37	45227	Cincinnati	OH	127 claims	42/100
38	45640	Jackson	OH	124 claims	—
39	45769	Pomeroy	OH	123 claims	—
40	45144	Manchester	OH	122 claims	—
41	44215	Chippewa Lake	OH	118 claims	79/100
42	43316	Carey	OH	114 claims	—
43	43613	Toledo	OH	113 claims	73/100
44	43756	Mcconnelsville	OH	113 claims	—
45	44883	Tiffin	OH	109 claims	—
46	44314	Akron	OH	108 claims	49/100
47	43942	Powhatan Point	OH	106 claims	65/100
48	45239	Cincinnati	OH	103 claims	42/100
49	45631	Gallipolis	OH	103 claims	—
50	43332	La Rue	OH	102 claims	—
51	45167	Ripley	OH	102 claims	—
52	45601	Chillicothe	OH	102 claims	—
53	45241	Cincinnati	OH	101 claims	40/100
54	44720	North Canton	OH	99 claims	65/100
55	43213	Columbus	OH	96 claims	41/100
56	43227	Columbus	OH	95 claims	42/100
57	43615	Toledo	OH	93 claims	73/100
58	43906	Bellaire	OH	91 claims	55/100
59	45662	Portsmouth	OH	91 claims	62/100
60	43342	Prospect	OH	90 claims	—
61	45373	Troy	OH	90 claims	62/100
62	44122	Beachwood	OH	89 claims	75/100
63	43440	Lakeside Marblehead	OH	87 claims	—
64	45638	Ironton	OH	87 claims	53/100
65	43123	Grove City	OH	85 claims	32/100
66	43723	Byesville	OH	85 claims	—
67	43717	Belle Valley	OH	84 claims	—
68	45140	Loveland	OH	82 claims	35/100
69	43232	Columbus	OH	79 claims	42/100
70	44256	Medina	OH	79 claims	78/100
71	44663	New Philadelphia	OH	79 claims	—
72	44614	Canal Fulton	OH	77 claims	66/100
73	44637	Killbuck	OH	77 claims	—
74	44820	Bucyrus	OH	77 claims	—
75	45002	Cleves	OH	77 claims	37/100
76	44130	Cleveland	OH	76 claims	75/100
77	44060	Mentor	OH	75 claims	83/100
78	45153	Moscow	OH	75 claims	65/100
79	43223	Columbus	OH	74 claims	42/100
80	44515	Youngstown	OH	73 claims	66/100
81	45231	Cincinnati	OH	73 claims	41/100
82	45719	Chauncey	OH	73 claims	—
83	45885	Saint Marys	OH	73 claims	—
84	44813	Bellville	OH	72 claims	—
85	45775	Rutland	OH	72 claims	—
86	45817	Bluffton	OH	72 claims	66/100
87	43209	Columbus	OH	71 claims	41/100
88	43214	Columbus	OH	71 claims	42/100
89	43046	Millersport	OH	70 claims	—
90	44146	Bedford	OH	70 claims	74/100
91	44691	Wooster	OH	70 claims	—
92	45690	Waverly	OH	70 claims	—
93	43623	Toledo	OH	69 claims	72/100
94	44070	North Olmsted	OH	69 claims	75/100
95	45013	Hamilton	OH	69 claims	39/100
96	43522	Grand Rapids	OH	68 claims	—
97	44133	North Royalton	OH	68 claims	75/100
98	44641	Louisville	OH	68 claims	59/100
99	45365	Sidney	OH	68 claims	—
100	43545	Napoleon	OH	67 claims	—

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

ZIP Codes with Highest Flood Risk in Ohio — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

What does this ranking show?

Where does the claim data come from?

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