Out of 918 ZIP codes with data in Ohio, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Ohio Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 918 |
| Highest value | 2,024 claims |
| Median value | 9 claims |
| State | Ohio |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Flood Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 45840 | Findlay | OH | 2,024 claims | 50/100 |
| 2 | 45750 | Marietta | OH | 940 claims | 59/100 |
| 3 | 43452 | Port Clinton | OH | 696 claims | 68/100 |
| 4 | 43449 | Oak Harbor | OH | 462 claims | 60/100 |
| 5 | 44870 | Sandusky | OH | 462 claims | 68/100 |
| 6 | 45875 | Ottawa | OH | 439 claims | 67/100 |
| 7 | 44089 | Vermilion | OH | 423 claims | 68/100 |
| 8 | 44125 | Cleveland | OH | 409 claims | 66/100 |
| 9 | 45157 | New Richmond | OH | 394 claims | 62/100 |
| 10 | 45226 | Cincinnati | OH | 341 claims | 55/100 |
| 11 | 44095 | Eastlake | OH | 328 claims | 45/100 |
| 12 | 43512 | Defiance | OH | 318 claims | 52/100 |
| 13 | 44077 | Painesville | OH | 240 claims | 68/100 |
| 14 | 45014 | Fairfield | OH | 235 claims | 53/100 |
| 15 | 44203 | Barberton | OH | 226 claims | 35/100 |
| 16 | 44131 | Independence | OH | 215 claims | 56/100 |
| 17 | 43725 | Cambridge | OH | 198 claims | 59/100 |
| 18 | 44839 | Huron | OH | 196 claims | 69/100 |
| 19 | 44094 | Willoughby | OH | 191 claims | 50/100 |
| 20 | 45669 | Proctorville | OH | 191 claims | 73/100 |
| 21 | 45230 | Cincinnati | OH | 190 claims | 60/100 |
| 22 | 43912 | Bridgeport | OH | 187 claims | 54/100 |
| 23 | 43055 | Newark | OH | 185 claims | 60/100 |
| 24 | 43612 | Toledo | OH | 172 claims | 67/100 |
| 25 | 43611 | Toledo | OH | 169 claims | 67/100 |
| 26 | 44430 | Leavittsburg | OH | 169 claims | 50/100 |
| 27 | 45714 | Belpre | OH | 168 claims | 72/100 |
| 28 | 43068 | Reynoldsburg | OH | 163 claims | 60/100 |
| 29 | 45244 | Cincinnati | OH | 162 claims | 60/100 |
| 30 | 43130 | Lancaster | OH | 158 claims | 58/100 |
| 31 | 44875 | Shelby | OH | 155 claims | 60/100 |
| 32 | 43616 | Oregon | OH | 153 claims | 73/100 |
| 33 | 43609 | Toledo | OH | 146 claims | 67/100 |
| 34 | 43917 | Dillonvale | OH | 143 claims | 40/100 |
| 35 | 44039 | North Ridgeville | OH | 140 claims | 65/100 |
| 36 | 44512 | Youngstown | OH | 134 claims | 70/100 |
| 37 | 45227 | Cincinnati | OH | 126 claims | 60/100 |
| 38 | 45640 | Jackson | OH | 124 claims | 69/100 |
| 39 | 45769 | Pomeroy | OH | 123 claims | 69/100 |
| 40 | 45144 | Manchester | OH | 122 claims | 56/100 |
| 41 | 44215 | Chippewa Lake | OH | 118 claims | 50/100 |
| 42 | 43316 | Carey | OH | 113 claims | 58/100 |
| 43 | 43613 | Toledo | OH | 113 claims | 67/100 |
| 44 | 43756 | Mcconnelsville | OH | 113 claims | 73/100 |
| 45 | 44883 | Tiffin | OH | 108 claims | 40/100 |
| 46 | 44314 | Akron | OH | 107 claims | 52/100 |
| 47 | 43942 | Powhatan Point | OH | 106 claims | 58/100 |
| 48 | 45239 | Cincinnati | OH | 103 claims | 60/100 |
| 49 | 45631 | Gallipolis | OH | 103 claims | 73/100 |
| 50 | 43332 | La Rue | OH | 102 claims | 40/100 |
| 51 | 45167 | Ripley | OH | 102 claims | 73/100 |
| 52 | 45601 | Chillicothe | OH | 102 claims | 60/100 |
| 53 | 45241 | Cincinnati | OH | 101 claims | 60/100 |
| 54 | 44720 | North Canton | OH | 99 claims | 46/100 |
| 55 | 43213 | Columbus | OH | 95 claims | 58/100 |
| 56 | 43615 | Toledo | OH | 93 claims | 67/100 |
| 57 | 43227 | Columbus | OH | 91 claims | 58/100 |
| 58 | 43906 | Bellaire | OH | 91 claims | 56/100 |
| 59 | 45662 | Portsmouth | OH | 91 claims | 71/100 |
| 60 | 43342 | Prospect | OH | 90 claims | 40/100 |
| 61 | 44122 | Beachwood | OH | 89 claims | 50/100 |
| 62 | 45373 | Troy | OH | 89 claims | 53/100 |
| 63 | 45638 | Ironton | OH | 87 claims | 72/100 |
| 64 | 43440 | Lakeside Marblehead | OH | 85 claims | 50/100 |
| 65 | 43723 | Byesville | OH | 85 claims | 54/100 |
| 66 | 43123 | Grove City | OH | 84 claims | 53/100 |
| 67 | 43717 | Belle Valley | OH | 84 claims | 71/100 |
| 68 | 45140 | Loveland | OH | 82 claims | 60/100 |
| 69 | 44663 | New Philadelphia | OH | 79 claims | 59/100 |
| 70 | 43232 | Columbus | OH | 78 claims | 58/100 |
| 71 | 44256 | Medina | OH | 78 claims | 67/100 |
| 72 | 44614 | Canal Fulton | OH | 77 claims | 60/100 |
| 73 | 44637 | Killbuck | OH | 77 claims | 51/100 |
| 74 | 44820 | Bucyrus | OH | 77 claims | 51/100 |
| 75 | 45002 | Cleves | OH | 77 claims | 58/100 |
| 76 | 44130 | Cleveland | OH | 76 claims | 71/100 |
| 77 | 44060 | Mentor | OH | 75 claims | 71/100 |
| 78 | 45153 | Moscow | OH | 75 claims | 50/100 |
| 79 | 43223 | Columbus | OH | 74 claims | 58/100 |
| 80 | 44515 | Youngstown | OH | 73 claims | 70/100 |
| 81 | 45231 | Cincinnati | OH | 73 claims | 60/100 |
| 82 | 45719 | Chauncey | OH | 73 claims | 73/100 |
| 83 | 45885 | Saint Marys | OH | 73 claims | 40/100 |
| 84 | 44813 | Bellville | OH | 72 claims | 58/100 |
| 85 | 45775 | Rutland | OH | 72 claims | 72/100 |
| 86 | 45817 | Bluffton | OH | 72 claims | 52/100 |
| 87 | 43214 | Columbus | OH | 71 claims | 58/100 |
| 88 | 43046 | Millersport | OH | 70 claims | 58/100 |
| 89 | 43209 | Columbus | OH | 70 claims | 58/100 |
| 90 | 44146 | Bedford | OH | 70 claims | 73/100 |
| 91 | 45690 | Waverly | OH | 70 claims | 47/100 |
| 92 | 43623 | Toledo | OH | 69 claims | 67/100 |
| 93 | 44691 | Wooster | OH | 69 claims | 56/100 |
| 94 | 43522 | Grand Rapids | OH | 68 claims | 73/100 |
| 95 | 44070 | North Olmsted | OH | 68 claims | 50/100 |
| 96 | 44133 | North Royalton | OH | 68 claims | 40/100 |
| 97 | 44641 | Louisville | OH | 68 claims | 59/100 |
| 98 | 45365 | Sidney | OH | 68 claims | 59/100 |
| 99 | 43545 | Napoleon | OH | 67 claims | 65/100 |
| 100 | 44224 | Stow | OH | 66 claims | 59/100 |
Methodology
Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.
Frequently Asked Questions
Why does flood history matter for home safety?
Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.
Where does the flood data come from?
Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.
Explore More Rankings
- Worst ZIP Codes for Lead in Water in Ohio
- ZIP Codes with Most EPA Violations in Ohio
- Lowest Home Safety Scores in Ohio
- Safest ZIP Codes in Ohio — Highest Safety Scores
- ZIP Codes with Highest Energy Costs in Ohio
- ZIP Codes with Highest Radon Risk in Ohio
- ZIP Codes with PFAS Detections in Ohio
- Least Reliable Water Systems in Ohio
- Environmental Justice Concern Areas in Ohio
- Worst ZIP Codes for Homebuyers in Ohio
- ZIP Codes with Worst CO & Gas Risk in Ohio
- Safest ZIP Codes for Gas & CO Risk in Ohio
- ZIP Codes with Worst Wildfire Smoke Risk in Ohio
- Safest ZIP Codes for Wildfire Smoke in Ohio
- All Rankings