ZIP Codes with Highest Flood Risk in Vermont

Out of 218 ZIP codes with data in Vermont, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Vermont Rankings

Statistic	Value
ZIP codes ranked	218
Highest value	427 claims
Median value	6 claims
State	Vermont

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Historical NFIP Claims	Safety Score
1	05602	Montpelier	VT	427 claims	—
2	05641	Barre	VT	385 claims	—
3	05676	Waterbury	VT	199 claims	—
4	05701	Rutland	VT	121 claims	79/100
5	05149	Ludlow	VT	105 claims	—
6	05091	Woodstock	VT	79 claims	—
7	05843	Hardwick	VT	79 claims	—
8	05851	Lyndonville	VT	73 claims	—
9	05656	Johnson	VT	67 claims	—
10	05477	Richmond	VT	62 claims	99/100
11	05143	Chester	VT	60 claims	—
12	05663	Northfield	VT	56 claims	—
13	05446	Colchester	VT	55 claims	91/100
14	05478	Saint Albans	VT	54 claims	—
15	05363	Wilmington	VT	50 claims	—
16	05301	Brattleboro	VT	49 claims	83/100
17	05819	Saint Johnsbury	VT	47 claims	—
18	05488	Swanton	VT	39 claims	—
19	05444	Cambridge	VT	37 claims	—
20	05667	Plainfield	VT	36 claims	—
21	05255	Manchester Center	VT	34 claims	83/100
22	05660	Moretown	VT	34 claims	—
23	05829	Derby	VT	34 claims	—
24	05474	North Hero	VT	33 claims	—
25	05673	Waitsfield	VT	30 claims	—
26	05468	Milton	VT	29 claims	100/100
27	05148	Londonderry	VT	28 claims	—
28	05343	Jamaica	VT	28 claims	—
29	05773	Wallingford	VT	27 claims	—
30	05672	Stowe	VT	26 claims	—
31	05345	Newfane	VT	25 claims	—
32	05738	Cuttingsville	VT	25 claims	—
33	05153	Proctorsville	VT	24 claims	—
34	05032	Bethel	VT	23 claims	—
35	05161	Weston	VT	23 claims	—
36	05201	Bennington	VT	22 claims	74/100
37	05089	Windsor	VT	21 claims	—
38	05772	Stockbridge	VT	21 claims	—
39	05765	Proctor	VT	20 claims	—
40	05822	Barton	VT	20 claims	—
41	05056	Plymouth	VT	18 claims	—
42	05661	Morrisville	VT	18 claims	—
43	05035	Bridgewater Corners	VT	17 claims	—
44	05046	Groton	VT	17 claims	—
45	05142	Cavendish	VT	17 claims	—
46	05146	Grafton	VT	17 claims	—
47	05068	South Royalton	VT	16 claims	—
48	05674	Warren	VT	16 claims	—
49	05680	Wolcott	VT	16 claims	—
50	05747	Granville	VT	16 claims	—
51	05464	Jeffersonville	VT	15 claims	—
52	05471	Montgomery Center	VT	15 claims	—
53	05748	Hancock	VT	15 claims	—
54	05001	White River Junction	VT	14 claims	—
55	05038	Chelsea	VT	14 claims	—
56	05450	Enosburg Falls	VT	14 claims	—
57	05250	Arlington	VT	13 claims	—
58	05355	Wardsboro	VT	13 claims	—
59	05408	Burlington	VT	13 claims	97/100
60	05443	Bristol	VT	13 claims	—
61	05462	Huntington	VT	13 claims	—
62	05733	Brandon	VT	13 claims	83/100
63	05033	Bradford	VT	12 claims	—
64	05069	South Ryegate	VT	12 claims	—
65	05155	South Londonderry	VT	12 claims	—
66	05158	Westminster	VT	12 claims	—
67	05356	West Dover	VT	12 claims	—
68	05486	South Hero	VT	12 claims	—
69	05081	Wells River	VT	11 claims	—
70	05472	New Haven	VT	11 claims	—
71	05658	Marshfield	VT	11 claims	—
72	05764	Poultney	VT	11 claims	—
73	05860	Orleans	VT	11 claims	—
74	05342	Jacksonville	VT	10 claims	—
75	05679	Williamstown	VT	10 claims	—
76	05767	Rochester	VT	10 claims	—
77	05777	West Rutland	VT	10 claims	—
78	05859	North Troy	VT	10 claims	—
79	05034	Bridgewater	VT	9 claims	—
80	05489	Underhill	VT	9 claims	—
81	05821	Barnet	VT	9 claims	—
82	05060	Randolph	VT	8 claims	—
83	05072	Strafford	VT	8 claims	—
84	05257	North Bennington	VT	8 claims	78/100
85	05340	Bondville	VT	8 claims	—
86	05753	Middlebury	VT	8 claims	—
87	05850	Lyndon Center	VT	8 claims	—
88	05055	Norwich	VT	7 claims	—
89	05150	North Springfield	VT	7 claims	—
90	05440	Alburgh	VT	7 claims	—
91	05473	North Ferrisburgh	VT	7 claims	—
92	05476	Richford	VT	7 claims	—
93	05669	Roxbury	VT	7 claims	—
94	05743	Fair Haven	VT	7 claims	—

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-10-18.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

ZIP Codes with Highest Flood Risk in Vermont — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

What does this ranking show?

Where does the claim data come from?

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