2026 Rankings

ZIP Codes with Highest Flood Risk in Indiana — 2026

Last updated: August 31, 2026

552 ZIP codes ranked by Historical NFIP Claims #1: ZIP 46322 (Highland, IN) - 819 claims

Out of 552 ZIP codes with data in Indiana, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Indiana Rankings

Statistic Value
ZIP codes ranked 552
Highest value 819 claims
Median value 9 claims
State Indiana

Top 100 Worst ZIP Codes

Rank ZIP Code City State Historical NFIP Claims Safety Score
1 46322 Highland IN 819 claims 75/100
2 46240 Indianapolis IN 598 claims 56/100
3 46321 Munster IN 591 claims 69/100
4 47130 Jeffersonville IN 523 claims 67/100
5 46805 Fort Wayne IN 513 claims 65/100
6 47802 Terre Haute IN 479 claims 56/100
7 46901 Kokomo IN 425 claims 67/100
8 47201 Columbus IN 328 claims 47/100
9 47960 Monticello IN 313 claims 50/100
10 47712 Evansville IN 295 claims 83/100
11 46319 Griffith IN 289 claims 74/100
12 46323 Hammond IN 275 claims 73/100
13 47923 Brookston IN 268 claims
14 46802 Fort Wayne IN 267 claims 65/100
15 46220 Indianapolis IN 262 claims 58/100
16 46131 Franklin IN 219 claims
17 47150 New Albany IN 213 claims 82/100
18 46809 Fort Wayne IN 205 claims 65/100
19 46516 Elkhart IN 179 claims 44/100
20 47111 Charlestown IN 178 claims 41/100
21 46807 Fort Wayne IN 176 claims 65/100
22 46563 Plymouth IN 172 claims
23 46410 Merrillville IN 165 claims 74/100
24 46311 Dyer IN 162 claims 75/100
25 46151 Martinsville IN 159 claims
26 47714 Evansville IN 158 claims
27 46217 Indianapolis IN 157 claims 58/100
28 47711 Evansville IN 154 claims
29 46996 Winamac IN 152 claims
30 46241 Indianapolis IN 150 claims 58/100
31 46808 Fort Wayne IN 141 claims 65/100
32 46405 Lake Station IN 137 claims 75/100
33 47460 Spencer IN 136 claims
34 46975 Rochester IN 134 claims
35 47250 Madison IN 131 claims
36 46176 Shelbyville IN 121 claims 66/100
37 47448 Nashville IN 120 claims 63/100
38 46227 Indianapolis IN 117 claims 58/100
39 46143 Greenwood IN 116 claims
40 47117 Elizabeth IN 116 claims
41 46794 Wawaka IN 110 claims
42 46538 Leesburg IN 109 claims
43 46394 Whiting IN 105 claims 72/100
44 46733 Decatur IN 103 claims
45 46324 Hammond IN 101 claims 69/100
46 46001 Alexandria IN 97 claims 63/100
47 46226 Indianapolis IN 96 claims 57/100
48 46923 Delphi IN 95 claims
49 47243 Hanover IN 94 claims
50 46580 Warsaw IN 92 claims
51 47620 Mount Vernon IN 90 claims 82/100
52 46224 Indianapolis IN 89 claims 47/100
53 46060 Noblesville IN 87 claims 66/100
54 47715 Evansville IN 86 claims
55 46040 Fortville IN 85 claims 66/100
56 47302 Muncie IN 85 claims 67/100
57 46033 Carmel IN 83 claims 65/100
58 47885 West Terre Haute IN 81 claims 59/100
59 46952 Marion IN 80 claims
60 46383 Valparaiso IN 79 claims 83/100
61 47469 West Baden Springs IN 78 claims
62 46124 Edinburgh IN 76 claims
63 46228 Indianapolis IN 76 claims 58/100
64 47129 Clarksville IN 76 claims 83/100
65 46784 Rome City IN 75 claims
66 46052 Lebanon IN 74 claims 66/100
67 47203 Columbus IN 73 claims 65/100
68 46360 Michigan City IN 72 claims
69 46072 Tipton IN 71 claims
70 46219 Indianapolis IN 70 claims 58/100
71 46582 Warsaw IN 68 claims
72 46140 Greenfield IN 67 claims
73 47905 Lafayette IN 67 claims 53/100
74 46803 Fort Wayne IN 65 claims 58/100
75 47920 Battle Ground IN 65 claims
76 47001 Aurora IN 64 claims
77 47842 Clinton IN 64 claims
78 47906 West Lafayette IN 63 claims 62/100
79 46221 Indianapolis IN 62 claims 58/100
80 47118 English IN 62 claims
81 46036 Elwood IN 58 claims 65/100
82 46205 Indianapolis IN 58 claims 58/100
83 47112 Corydon IN 58 claims
84 46142 Greenwood IN 55 claims
85 46203 Indianapolis IN 55 claims 58/100
86 47280 Taylorsville IN 55 claims 66/100
87 47591 Vincennes IN 54 claims 76/100
88 46307 Crown Point IN 53 claims 58/100
89 46408 Gary IN 53 claims 74/100
90 47977 Remington IN 53 claims
91 46012 Anderson IN 52 claims
92 46706 Auburn IN 52 claims
93 47043 Vevay IN 51 claims
94 47172 Sellersburg IN 50 claims 62/100
95 47304 Muncie IN 50 claims 66/100
96 46158 Mooresville IN 49 claims
97 46208 Indianapolis IN 49 claims 58/100
98 46229 Indianapolis IN 49 claims 58/100
99 46562 Pierceton IN 49 claims
100 47274 Seymour IN 49 claims

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

Explore More Rankings

How this ranking is calculated, data sources, and limitations: Rankings Methodology →


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Disclaimer: Rankings are based on EPA, FEMA, and federal agency data. They reflect historical patterns and risk indicators, not necessarily current conditions. For the most current information, contact your local water utility or request a Consumer Confidence Report.

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