ZIP Codes with Highest Flood Risk in Indiana

Out of 551 ZIP codes with data in Indiana, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Indiana Rankings

Statistic	Value
ZIP codes ranked	551
Highest value	818 claims
Median value	9 claims
State	Indiana

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Flood Claims	Safety Score
1	46322	Highland	IN	818 claims	68/100
2	46240	Indianapolis	IN	598 claims	41/100
3	46321	Munster	IN	591 claims	65/100
4	47130	Jeffersonville	IN	523 claims	46/100
5	46805	Fort Wayne	IN	513 claims	54/100
6	47802	Terre Haute	IN	479 claims	63/100
7	46901	Kokomo	IN	425 claims	53/100
8	47201	Columbus	IN	327 claims	54/100
9	47960	Monticello	IN	313 claims	47/100
10	47712	Evansville	IN	295 claims	68/100
11	46319	Griffith	IN	283 claims	61/100
12	46323	Hammond	IN	275 claims	67/100
13	47923	Brookston	IN	268 claims	45/100
14	46802	Fort Wayne	IN	267 claims	54/100
15	46220	Indianapolis	IN	262 claims	41/100
16	46131	Franklin	IN	219 claims	54/100
17	47150	New Albany	IN	213 claims	35/100
18	46809	Fort Wayne	IN	205 claims	54/100
19	46516	Elkhart	IN	179 claims	59/100
20	47111	Charlestown	IN	178 claims	55/100
21	46807	Fort Wayne	IN	176 claims	59/100
22	46563	Plymouth	IN	170 claims	46/100
23	46311	Dyer	IN	162 claims	66/100
24	46151	Martinsville	IN	159 claims	68/100
25	47714	Evansville	IN	158 claims	73/100
26	46217	Indianapolis	IN	157 claims	46/100
27	46410	Merrillville	IN	156 claims	69/100
28	47711	Evansville	IN	154 claims	73/100
29	46996	Winamac	IN	152 claims	71/100
30	46241	Indianapolis	IN	150 claims	46/100
31	46808	Fort Wayne	IN	141 claims	59/100
32	46405	Lake Station	IN	137 claims	50/100
33	47460	Spencer	IN	136 claims	70/100
34	46975	Rochester	IN	134 claims	59/100
35	47250	Madison	IN	131 claims	60/100
36	46176	Shelbyville	IN	121 claims	59/100
37	47448	Nashville	IN	120 claims	67/100
38	46143	Greenwood	IN	119 claims	54/100
39	46227	Indianapolis	IN	117 claims	46/100
40	47117	Elizabeth	IN	116 claims	56/100
41	46794	Wawaka	IN	110 claims	40/100
42	46394	Whiting	IN	105 claims	71/100
43	46538	Leesburg	IN	104 claims	24/100
44	46733	Decatur	IN	103 claims	39/100
45	46324	Hammond	IN	101 claims	72/100
46	46001	Alexandria	IN	97 claims	60/100
47	46226	Indianapolis	IN	96 claims	46/100
48	46923	Delphi	IN	95 claims	60/100
49	47243	Hanover	IN	94 claims	70/100
50	46580	Warsaw	IN	92 claims	51/100
51	47620	Mount Vernon	IN	90 claims	70/100
52	46224	Indianapolis	IN	89 claims	46/100
53	46060	Noblesville	IN	87 claims	58/100
54	47715	Evansville	IN	86 claims	73/100
55	46040	Fortville	IN	85 claims	60/100
56	47302	Muncie	IN	85 claims	60/100
57	46033	Carmel	IN	83 claims	57/100
58	47885	West Terre Haute	IN	81 claims	65/100
59	46952	Marion	IN	80 claims	60/100
60	46383	Valparaiso	IN	79 claims	71/100
61	47469	West Baden Springs	IN	78 claims	40/100
62	46228	Indianapolis	IN	76 claims	46/100
63	47129	Clarksville	IN	76 claims	40/100
64	46124	Edinburgh	IN	75 claims	59/100
65	46052	Lebanon	IN	74 claims	59/100
66	46784	Rome City	IN	74 claims	51/100
67	47203	Columbus	IN	73 claims	59/100
68	46360	Michigan City	IN	72 claims	76/100
69	46072	Tipton	IN	71 claims	55/100
70	46219	Indianapolis	IN	70 claims	46/100
71	46140	Greenfield	IN	67 claims	60/100
72	47905	Lafayette	IN	67 claims	55/100
73	46582	Warsaw	IN	65 claims	51/100
74	46803	Fort Wayne	IN	65 claims	59/100
75	47920	Battle Ground	IN	65 claims	51/100
76	47001	Aurora	IN	64 claims	71/100
77	47842	Clinton	IN	64 claims	48/100
78	47906	West Lafayette	IN	63 claims	60/100
79	46221	Indianapolis	IN	62 claims	46/100
80	47118	English	IN	61 claims	59/100
81	46036	Elwood	IN	58 claims	59/100
82	46205	Indianapolis	IN	58 claims	46/100
83	46203	Indianapolis	IN	55 claims	46/100
84	47280	Taylorsville	IN	55 claims	57/100
85	47112	Corydon	IN	54 claims	60/100
86	47591	Vincennes	IN	54 claims	73/100
87	47977	Remington	IN	53 claims	70/100
88	46012	Anderson	IN	52 claims	57/100
89	46142	Greenwood	IN	52 claims	54/100
90	46307	Crown Point	IN	52 claims	62/100
91	46706	Auburn	IN	52 claims	74/100
92	46408	Gary	IN	51 claims	50/100
93	47043	Vevay	IN	51 claims	73/100
94	47172	Sellersburg	IN	50 claims	60/100
95	47304	Muncie	IN	50 claims	65/100
96	46158	Mooresville	IN	49 claims	74/100
97	46208	Indianapolis	IN	49 claims	51/100
98	46229	Indianapolis	IN	49 claims	51/100
99	47274	Seymour	IN	49 claims	77/100
100	46260	Indianapolis	IN	48 claims	51/100

Methodology

Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.

Frequently Asked Questions

Why does flood history matter for home safety?

Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.

Where does the flood data come from?

Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.

ZIP Codes with Highest Flood Risk in Indiana — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

Why does flood history matter for home safety?

Where does the flood data come from?

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