ZipCheckup grade for 47960: D.
Federal records show several conditions worth reviewing.
Your top priority: review your flood insurance coverage. Check your ZIP → FloodSmart
Monticello, IN (47960): 3 Health-Based Violations Recorded for Mapped Water Systems - 50/100
EPA data combined for 4 water systems mapped to this ZIP (largest mapped system: Monticello Water Works)
Health-based violation records by water system:
EPA records for the water systems mapped to 47960 in Monticello, IN contain 54 recorded violations for inclusive record years 2021 through 2026, all mapped systems combined; 3 are marked health-based.
Data source: U.S. Environmental Protection Agency (EPA) SDWIS
At a Glance
- Water EPA records for water systems mapped to this ZIP show 3 health-based violations and 51 non-health-based (since 2021).
- Lead The reported 90th-percentile lead result of 0.002 mg/L is below the EPA action level for water systems; EPA's health goal for lead is zero.
- Radon EPA Zone 1 - highest county-level potential. This is not a home measurement; test before any threshold comparison.
- Flood 313 cumulative NFIP claim records. This historical count is not a current property-risk verdict.
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The top classification in Monticello (47960) safety data is critical - only one condition reaches that level, with no high-priority findings documented below it.
Score Breakdown
Overall Home Safety Score: 50/100
This is the published model score. Component and domain values are shown independently; they are not added together on this page.
Canonical components
Required domains
Coverage: 4 of 4 components and 3 of 3 domains observed.
Model 4.0.0; series home-safety-v4-cross-vertical.
Safety & Health (7) CRITICAL
Your Water System
ZIP code 47960 in Monticello, Indiana is mapped to the water system Monticello Water Works (EPA ID: IN5291011). This system provides water to approximately 5,300 people from groundwater sources.
There are 4 community water systems serving this area.
Lead & Copper in Your Water
The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.
| Metal | Measured Level | EPA Action Level | Status | Sample Date or Period |
|---|---|---|---|---|
| Copper | Action-level exceedance on record | 1.3 mg/L | Exceeds action level | Not present in ZipCheckup accepted source data |
Water Systems Serving This Area
| System Name | EPA ID | Population | Source |
|---|---|---|---|
| Monticello Water Works | IN5291011 | 5,300 | Groundwater |
| Royal Oaks Homeowners Assn., Inc. | IN5291019 | 390 | Groundwater |
| Reynolds Water Works | IN5291013 | 533 | Groundwater |
| Monon Water Utility | IN5291010 | 1,700 | Groundwater |
Other Water Quality Reports in Indiana
- 46001 (Alexandria) - 6 violations recorded for mapped water systems
- 46011 (Anderson) - 10 violations recorded for mapped water systems
- 46012 (Anderson) - 4 violations recorded for mapped water systems
- 46013 (Anderson) - 8 violations recorded for mapped water systems
- 46014 (Anderson)
- 46015 (Anderson)
- 46016 (Anderson) - 4 violations recorded for mapped water systems
- 46017 (Anderson) - 5 violations recorded for mapped water systems
- 46018 (Anderson)
- 46030 (Arcadia) - 8 violations recorded for mapped water systems
- 46031 (Atlanta)
- 46032 (Carmel) - 4 violations recorded for mapped water systems
- 46033 (Carmel) - 4 violations recorded for mapped water systems
- 46034 (Cicero) - 8 violations recorded for mapped water systems
- 46035 (Colfax)
- 46036 (Elwood) - 2 violations recorded for mapped water systems
- 46037 (Fishers) - 1 violation recorded for mapped water systems
- 46038 (Fishers)
- 46039 (Forest)
- 46040 (Fortville) - 1 violation recorded for mapped water systems
Nearby Water Quality Reports
- 47950 (Idaville) - 5 mi - 10 violations recorded for mapped water systems
- 47980 (Reynolds) - 6 mi - 8 violations recorded for mapped water systems
- 47997 (Yeoman) - 7 mi
- 47925 (Buffalo) - 8 mi
- 47926 (Burnettsville) - 8 mi - 10 violations recorded for mapped water systems
- 47929 (Chalmers) - 9 mi - 8 violations recorded for mapped water systems
- 47959 (Monon) - 9 mi - 58 violations recorded for mapped water systems
- 46977 (Rockfield) - 13 mi
- 47923 (Brookston) - 13 mi
- 46923 (Delphi) - 14 mi - 27 violations recorded for mapped water systems
Data Sources
This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View available EPA compliance records for Monticello Water Works (IN5291011) on EPA.gov.
5 of the top compounds applied across the surrounding county in USGS pesticide-use estimates appear on EPA drinking-water monitoring lists. See the agricultural pesticide-use section.
UCMR 5 PFAS monitoring: no reportable detections in available records
Available federal UCMR5 records for water systems mapped to ZIP code 47960 show no PFAS detections among the compounds tested, at the program's reporting levels.
The EPA Fifth Unregulated Contaminant Monitoring Rule (UCMR5) required community and non-transient non-community water systems serving 3,300 or more people to test for 29 PFAS compounds and lithium between 2023 and 2025. Systems with no detections at the federal minimum reporting level had no results at or above that reporting level.
Health Risks from Detected Contaminants
Radium-226
High RiskEPA reference value: 5 pCi/L (MCL for combined Radium-226 & 228)
Increased cancer risk, including bone cancer (known carcinogen)
At-risk groups: people who drink water with radium above the MCL over many years
Treatment options (verify a product is certified to reduce this contaminant): ion exchange (water softener), reverse osmosis, lime softening · Find a filter →
Radium-228
High RiskEPA reference value: 5 pCi/L (MCL for combined Radium-226 & 228)
Increased cancer risk, including bone cancer (known carcinogen)
At-risk groups: people who drink water with radium above the MCL over many years
Treatment options (verify a product is certified to reduce this contaminant): ion exchange (water softener), reverse osmosis, lime softening · Find a filter →
Environmental Hazards (11) HIGH
Home & Infrastructure (6) MODERATE
Cost & Community (9) HIGH
CPSC product recall notices
These national notices are not matched to this ZIP code or water system.
Protect Your Home in Monticello
Based on local data for ZIP 47960, these services may benefit homeowners in your area.
Based on local data for your area. Use the tools below to explore your options.
Home & Flood Insurance
The ZIP code for this report in Monticello has 313 FEMA flood claims on record. Standard homeowner policies don't cover flood damage - make sure you're protected.
Typical cost: Flood insurance: premiums vary by property and flood zone; request a quote
Check Your Flood Zone (Free)FEMA flood map lookup - see if your property is in a flood zone
Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)
Gutter Installation & Repair
The median home in 47960 was built around 1977. Aging gutters can cause foundation damage, basement flooding, and mold - a professional assessment can prevent costly repairs.
Typical cost: Gutter installation: typically $1,000–$2,500 for a standard home
Estimate Your Home Maintenance CostsWindow Replacement
The median build year of homes in Monticello is 1977; check the age and condition of your own windows. ENERGY STAR windows can save $101–$583/year on energy bills.
Typical cost: Window replacement: typically $300–$800 per window installed
Estimate Your Home Maintenance CostsRoofing Inspection & Repair
Homes built around 1977 may be on their second or third roof. A professional inspection can catch damage before leaks start.
Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500
Estimate Your Home Insurance NeedsService recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.
Frequently Asked Questions
Is the tap water in 47960 safe to drink?
EPA SDWIS records 54 violations since 2021 across the water systems mapped to ZIP 47960 (primary system: Monticello Water Works), including 3 health-based. The violation table above shows which system each record belongs to. ZipCheckup last updated this page in July 2026. The federal source release date is unavailable, so that month is not presented as source currency.
Where does 47960's water come from?
The recorded water source for Monticello Water Works, a system mapped to ZIP code 47960, is Groundwater. This system serves approximately 5,300 people.
How does Monticello water compare to the national average?
Monticello's Home Safety Score ranks lower than 93% of U.S. ZIP codes, and lower than 90% of ZIP codes within Indiana.
How can I get my water tested in Monticello?
If Monticello Water Works supplies your home, contact it for its Consumer Confidence Report; otherwise contact the water utility that serves your address, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.
Is lead a concern in 47960 tap water?
The Lead and Copper Rule record selected for 47960 reports a 90th-percentile lead result of 0.00199 mg/L for a water system mapped to this ZIP (record date 2025-12-31). The EPA action level is 0.015 mg/L. This result is below the EPA action level; it does not show the lead level in each home.
What is the radon risk for 47960?
47960 is mapped to a county in EPA Radon Zone 1 (high county-level radon potential; EPA recommends testing every home), located in White County. EPA radon zones range from Zone 1 (highest county-level potential) to Zone 3 (lowest). Testing your home is recommended regardless of zone.
What does the NFIP claim history show for ZIP 47960?
FEMA records contain 313 flood insurance claims filed in ZIP code 47960; the recorded rated-zone value (the most frequent one if there are several claims) is AE, which is claims evidence and may differ from the current FEMA map zone for a property. This is a substantial claim history, but claim count is not a count of distinct events or properties. Review FEMA's map for the specific property.
How to cite this page
ZipCheckup. (2026). Monticello, IN (47960): 3 Health-Based Violations Recorded for Mapped Water Systems - 50/100. https://zipcheckup.com/report/47960/
@misc{zipcheckup-report-47960,
author = {{ZipCheckup}},
title = {{Monticello, IN (47960): 3 Health-Based Violations Recorded for Mapped Water Systems - 50/100}},
year = {2026},
url = {https://zipcheckup.com/report/47960/}
}
Page version: October 2026.
Nearby ZIP Code Reports
Water quality comparison for ZIP codes near 47960
| ZIP Code | City, State | Distance | Grade | Violations |
|---|---|---|---|---|
| 47950 | Idaville, IN | 5.2 mi | N/A | 10 |
| 47980 | Reynolds, IN | 6.0 mi | N/A | 8 |
| 47997 | Yeoman, IN | 6.8 mi | N/A | 0 |
| 47925 | Buffalo, IN | 8.3 mi | N/A | 0 |
| 47926 | Burnettsville, IN | 8.4 mi | N/A | 10 |
| 47929 | Chalmers, IN | 8.6 mi | N/A | 8 |
| 47959 | Monon, IN | 8.9 mi | N/A | 58 |
| 46977 | Rockfield, IN | 12.7 mi | N/A | 0 |
| 47923 | Brookston, IN | 12.8 mi | N/A | 0 |
| 46923 | Delphi, IN | 13.7 mi | N/A | 27 |
Nearby ZIP Code Reports
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