CITY REPORT IN 3 HEALTH VIOLATIONS

Monticello, IN: PFAS Found in Water - Home Safety 50/100

1 ZIP code · 4 water systems · Updated

ZipCheckup grade for Monticello: D.

Several federal signals point to home-safety risks in this ZIP.

Federal monitoring data for Monticello puts the city in IN's lower safety tier - exceedances show up in multiple utility districts, several systems have met thresholds requiring public notification under the Safe Drinking Water Act, and the compliance deficit has persisted across more than one consecutive reporting cycle, with no clear reversal visible in the most recent data available.

How Monticello Compares

Monticello50/100
Indiana avg64/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
4
Water Systems
1
ZIPs with Violations
D · 50
Avg Safety Score
Zone 1
Radon Risk (High)
$179K
Median Home Value
$3,300
Est. Remediation (1.8% of home value)

Key Facts for Monticello Residents

  • Your city's water systems recorded 54 violations in the past 5 years.
  • Average lead level: 0.0065 mg/L.
  • Homes built before 1986: 74% - older plumbing may contain lead solder.
  • Estimated remediation: $3,300 per household.
  • CDC health risk index: 15.23 - above typical levels.

Monticello's Water Providers

Structurally, Monticello, IN's water supply is divided. Federal data identifies 4 water systems in the area, with 3 providers serving the bulk of residential connections. These utilities operate independently, meaning rate-setting authority and EPA compliance accountability are distributed rather than centralized.

Overview

We track home safety data for 1 ZIP code in Monticello, Indiana, covering 4 community water systems serving approximately 15,313 people. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. 3 health-based violations appear in the available health breakdown.

Home Safety Score

Average Home Safety Score for Monticello: D (50/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Monticello water systems draw from: Groundwater.

Lead & Copper

  • Average lead level (90th percentile): 0.0065 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 1 (High Risk)

The EPA recommends testing homes in Zone 1 and Zone 2 areas for radon.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Surface Water Treatment Rule Treatment Technique 20 1
Stage 1 DBP Rule Treatment Technique 12 1
Consumer Confidence Report Rule Reporting 8 1
Total Trihalomethanes (TTHM) Disinfection Byproducts 6 1
Haloacetic Acids (HAA5) Disinfection Byproducts 6 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
47960 D 54 3 Monticello Water Works

All ZIP Codes in Monticello

  • 47960 [D] - 54 violations ⚠

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Monticello Community Health Snapshot

11.1%
Asthma (US: 9.8%)
13.9%
Diabetes (US: 10.4%)
17.7%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 11.1% ↑
Diabetes 13.9% ↑
Mental Health 17.7% ↑

Vertical line = national average. Above national · Below national

What's in Monticello's Water?

Surface Water Treatment Rule 20 violations
Treatment Technique
Pathogens may not be adequately removed
Stage 1 DBP Rule 12 violations
Treatment Technique
Disinfection byproduct exposure risk
Consumer Confidence Report Rule 8 violations
Reporting

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

Monticello Infrastructure Age

1977
Median Build Year
74%
Built Before 1986
33%
Built Before 1970
Copper
Likely Pipe Material

With 74% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Because the majority of Monticello's housing predates 1986, when lead solder was banned from new plumbing, the median build year of 1977 reflects a city where lead-era plumbing materials are common rather than exceptional.

1977
Median Year Built
74%
Pre-1986 (Lead Paint Risk)
33%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (33%) 1970–1986 (41%) Post-1986 (26%)

Over half of homes in Monticello were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

How Remediation Costs Compare in Monticello

Looking at how documented remediation costs fit within Monticello property values, the equity share lands in the moderate tier - a finding that positions the household financial perspective between routine maintenance and a significant budget commitment, where most homeowners can successfully address documented issues by treating the expense as a planned financial priority rather than an unexpected one.

Median Home Value
$179,300
Est. Remediation
$3,300
Remediation as % of home value 1.8%

Remediation costs are moderate relative to home values in Monticello. The estimated $2,150–$4,600 range is manageable for most homeowners but still worth budgeting for. Home values are 0% above the Indiana average.

Monticello: Lead Risk & Vulnerable Populations

74%
Homes Built Before 1986
0.0065
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Routinely in Monticello, where 74% of housing predates the solder ban and aggregate utility readings hover near the federal threshold, a faucet-level draw functions as a standard household step for families with small kids.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Monticello: NFIP Claim Records and Water-Quality Context

313
Total FEMA Flood Claims
$32,798
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Monticello contains 313 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $32,798. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$3,300</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

What You Can Do in Monticello

  1. Test your water at home. City-level data shows averages - your tap may differ. NSF-certified test kits cost $20-40 and give results in days.
  2. Install a certified water filter. Filters rated for Surface Water Treatment Rule can reduce the most common contaminant found in Monticello's water.
  3. Check your home's plumbing. With 74% of homes built before 1986, lead solder is a real possibility.
  4. Review your water system's CCR. Your utility publishes an annual Consumer Confidence Report with detailed test results. Request it or find it online.

Frequently Asked Questions

What does the Home Safety Score mean for Monticello, IN?
Monticello has an average Home Safety Score of 50/100 (Grade D) under model 4.0.0. The score combines EPA SDWIS identity plus accepted ECHO SDWA lifecycle-based water compliance, the PFAS MCL screen, EPA radon zone, and annual EPA AQI, and is published only when all required domains are observed. 54 EPA violations have been recorded. Check individual ZIP code reports for component details.
How many water violations does Monticello have?
Monticello water systems have a total of 54 EPA violations, including 3 health-based violations. Violations are tracked across 1 ZIP code.
Does Monticello water have lead?
The average 90th-percentile lead level in Monticello is 0.0065 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How does Monticello compare to Indiana average?
Monticello has an average Home Safety Score of 50/100, which is below the Indiana state average of 64/100 for the same model series.
How many water systems serve Monticello?
Monticello is served by 4 public water systems across 1 ZIP code, serving approximately 15,313 people.
How much does it cost to fix water issues in Monticello?
Estimated remediation costs in Monticello average $3,300 per household, ranging from $2,150 to $4,600. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesIndiana → Monticello, IN

How to cite this page

APA ZipCheckup. (2026). Monticello, IN: PFAS Found in Water - Home Safety 50/100. https://zipcheckup.com/cities/in/monticello/
BibTeX
@misc{zipcheckup-cities-in-monticello,
  author = {{ZipCheckup}},
  title  = {{Monticello, IN: PFAS Found in Water - Home Safety 50/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/in/monticello/}
}

Page version: August 2026.

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