Out of 980 ZIP codes with data in Indiana, these are the highest-ranked areas for purchase risk. See also: National Worst ZIP Codes for Homebuyers — Hidden Risk Factors | All Indiana Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 980 |
| Highest value | 67/100 |
| Median value | 39/100 |
| State | Indiana |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Purchase Risk | Safety Score |
|---|---|---|---|---|---|
| 1 | 46225 | Indianapolis | IN | 67/100 | 51/100 |
| 2 | 46784 | Rome City | IN | 67/100 | 51/100 |
| 3 | 46807 | Fort Wayne | IN | 65/100 | 59/100 |
| 4 | 47960 | Monticello | IN | 65/100 | 47/100 |
| 5 | 47977 | Remington | IN | 64/100 | 70/100 |
| 6 | 46240 | Indianapolis | IN | 63/100 | 41/100 |
| 7 | 46802 | Fort Wayne | IN | 63/100 | 54/100 |
| 8 | 47167 | Salem | IN | 63/100 | 53/100 |
| 9 | 47130 | Jeffersonville | IN | 62/100 | 46/100 |
| 10 | 46376 | Schneider | IN | 61/100 | 74/100 |
| 11 | 46803 | Fort Wayne | IN | 61/100 | 59/100 |
| 12 | 46805 | Fort Wayne | IN | 61/100 | 54/100 |
| 13 | 46809 | Fort Wayne | IN | 61/100 | 54/100 |
| 14 | 47280 | Taylorsville | IN | 61/100 | 57/100 |
| 15 | 46208 | Indianapolis | IN | 60/100 | 51/100 |
| 16 | 46228 | Indianapolis | IN | 60/100 | 46/100 |
| 17 | 46241 | Indianapolis | IN | 60/100 | 46/100 |
| 18 | 47247 | Jonesville | IN | 60/100 | 54/100 |
| 19 | 47528 | Edwardsport | IN | 60/100 | 56/100 |
| 20 | 47920 | Battle Ground | IN | 60/100 | 51/100 |
| 21 | 46218 | Indianapolis | IN | 59/100 | 51/100 |
| 22 | 46220 | Indianapolis | IN | 59/100 | 41/100 |
| 23 | 46227 | Indianapolis | IN | 59/100 | 46/100 |
| 24 | 46538 | Leesburg | IN | 59/100 | 24/100 |
| 25 | 46750 | Huntington | IN | 59/100 | 47/100 |
| 26 | 47117 | Elizabeth | IN | 59/100 | 56/100 |
| 27 | 47123 | Grantsburg | IN | 59/100 | 82/100 |
| 28 | 46016 | Anderson | IN | 58/100 | 62/100 |
| 29 | 46133 | Glenwood | IN | 58/100 | 51/100 |
| 30 | 46203 | Indianapolis | IN | 58/100 | 46/100 |
| 31 | 46205 | Indianapolis | IN | 58/100 | 46/100 |
| 32 | 46226 | Indianapolis | IN | 58/100 | 46/100 |
| 33 | 46702 | Andrews | IN | 58/100 | 48/100 |
| 34 | 46808 | Fort Wayne | IN | 58/100 | 59/100 |
| 35 | 47405 | Bloomington | IN | 58/100 | 45/100 |
| 36 | 47862 | Montezuma | IN | 58/100 | 50/100 |
| 37 | 47923 | Brookston | IN | 58/100 | 45/100 |
| 38 | 46201 | Indianapolis | IN | 57/100 | 51/100 |
| 39 | 46219 | Indianapolis | IN | 57/100 | 46/100 |
| 40 | 46222 | Indianapolis | IN | 57/100 | 51/100 |
| 41 | 46601 | South Bend | IN | 57/100 | 65/100 |
| 42 | 46901 | Kokomo | IN | 57/100 | 53/100 |
| 43 | 47802 | Terre Haute | IN | 57/100 | 63/100 |
| 44 | 47929 | Chalmers | IN | 57/100 | 65/100 |
| 45 | 47952 | Kingman | IN | 57/100 | 33/100 |
| 46 | 46915 | Burlington | IN | 56/100 | 61/100 |
| 47 | 46992 | Wabash | IN | 56/100 | 61/100 |
| 48 | 47361 | Mount Summit | IN | 56/100 | 56/100 |
| 49 | 47374 | Richmond | IN | 56/100 | 53/100 |
| 50 | 46221 | Indianapolis | IN | 55/100 | 46/100 |
| 51 | 46224 | Indianapolis | IN | 55/100 | 46/100 |
| 52 | 46580 | Warsaw | IN | 55/100 | 51/100 |
| 53 | 46616 | South Bend | IN | 55/100 | 60/100 |
| 54 | 46794 | Wawaka | IN | 55/100 | 40/100 |
| 55 | 47403 | Bloomington | IN | 55/100 | 48/100 |
| 56 | 47408 | Bloomington | IN | 55/100 | 53/100 |
| 57 | 47451 | Oolitic | IN | 55/100 | 36/100 |
| 58 | 47885 | West Terre Haute | IN | 55/100 | 65/100 |
| 59 | 47901 | Lafayette | IN | 55/100 | 65/100 |
| 60 | 47966 | Newport | IN | 55/100 | 65/100 |
| 61 | 46012 | Anderson | IN | 54/100 | 57/100 |
| 62 | 46076 | Windfall | IN | 54/100 | 69/100 |
| 63 | 46202 | Indianapolis | IN | 54/100 | 56/100 |
Methodology
The Home Purchase Risk Score combines area indicators that may lead to added costs for homebuyers: water system violation records, lead service line indicators, county radon potential, flood zones and housing age. An indicator does not mean a home needs filtration, mitigation, insurance or upgrades; a home test or inspection decides that. These are factors that standard home inspections may not fully capture.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-04-13.
Frequently Asked Questions
What is the Home Purchase Risk Score?
This score (0-100) estimates the hidden environmental costs a homebuyer may face: water filtration needs, lead pipe replacement, radon mitigation, flood insurance, and infrastructure upgrades. Higher scores mean more potential unexpected expenses after purchase.
What should homebuyers do in high-risk ZIP codes?
Request a water quality test, check for lead service lines with the utility, test for radon before closing, verify FEMA flood zone designation, and factor in potential remediation costs ($5,000-$30,000+) to your budget.
Explore More Rankings
- Worst ZIP Codes for Lead in Water in Indiana
- ZIP Codes with Most EPA Violations in Indiana
- Lowest Home Safety Scores in Indiana
- Safest ZIP Codes in Indiana — Highest Safety Scores
- ZIP Codes with Highest Flood Risk in Indiana
- ZIP Codes with Highest Energy Costs in Indiana
- ZIP Codes with Highest Radon Risk in Indiana
- ZIP Codes with PFAS Detections in Indiana
- Least Reliable Water Systems in Indiana
- Environmental Justice Concern Areas in Indiana
- ZIP Codes with Worst CO & Gas Risk in Indiana
- Safest ZIP Codes for Gas & CO Risk in Indiana
- ZIP Codes with Worst Wildfire Smoke Risk
- Safest ZIP Codes for Wildfire Smoke
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