Highest Remediation Burden: Indiana — 2026

Out of 321 ZIP codes with data in Indiana, these are the areas where estimated safety remediation costs represent the largest share of median home value. See also: National Rankings | All Indiana Rankings

Statistic	Value
ZIP codes ranked	321
Highest burden	2.2% of median home value
Median burden	0.3% of median home value
Median estimated cost	$800
State	Indiana

Top 100 Highest Remediation Burden ZIP Codes

Rank	ZIP Code	City	State	Est. Cost	Median Home Value	Burden %
1	46743	Harlan	IN	$4,140	$186,600	2.2%
2	46788	Spencerville	IN	$3,840	$233,600	1.6%
3	46765	Leo	IN	$4,020	$281,900	1.4%
4	46016	Anderson	IN	$800	$66,100	1.2%
5	46741	Grabill	IN	$3,300	$303,000	1.1%
6	46806	Fort Wayne	IN	$800	$78,000	1.0%
7	46803	Fort Wayne	IN	$800	$78,800	1.0%
8	47612	Cynthiana	IN	$1,100	$111,500	1.0%
9	47842	Clinton	IN	$1,100	$114,100	1.0%
10	47807	Terre Haute	IN	$500	$58,400	0.9%
11	46613	South Bend	IN	$600	$71,000	0.9%
12	47270	Paris Crossing	IN	$1,100	$137,500	0.8%
13	47598	Winslow	IN	$800	$99,800	0.8%
14	47265	North Vernon	IN	$1,100	$143,700	0.8%
15	46226	Indianapolis	IN	$1,100	$148,900	0.7%
16	47165	Pekin	IN	$1,100	$161,800	0.7%
17	47167	Salem	IN	$1,100	$161,500	0.7%
18	47862	Montezuma	IN	$600	$88,900	0.7%
19	46013	Anderson	IN	$800	$120,400	0.7%
20	46235	Indianapolis	IN	$1,100	$169,300	0.7%
21	46809	Fort Wayne	IN	$800	$122,800	0.7%
22	46808	Fort Wayne	IN	$800	$127,800	0.6%
23	46816	Fort Wayne	IN	$800	$129,100	0.6%
24	46619	South Bend	IN	$600	$98,400	0.6%
25	46802	Fort Wayne	IN	$800	$131,600	0.6%
26	46805	Fort Wayne	IN	$800	$131,300	0.6%
27	47282	Vernon	IN	$500	$82,500	0.6%
28	47948	Goodland	IN	$600	$98,600	0.6%
29	46807	Fort Wayne	IN	$800	$133,500	0.6%
30	47274	Seymour	IN	$1,100	$187,800	0.6%
31	47223	Butlerville	IN	$1,100	$189,000	0.6%
32	47591	Vincennes	IN	$800	$140,800	0.6%
33	47648	Fort Branch	IN	$1,100	$193,300	0.6%
34	47670	Princeton	IN	$800	$140,400	0.6%
35	47804	Terre Haute	IN	$500	$87,700	0.6%
36	47922	Brook	IN	$600	$106,100	0.6%
37	46218	Indianapolis	IN	$500	$90,200	0.5%
38	46350	La Porte	IN	$1,100	$199,800	0.5%
39	47240	Greensburg	IN	$1,100	$201,100	0.5%
40	47665	Owensville	IN	$1,100	$200,100	0.5%
41	47164	Palmyra	IN	$1,100	$202,000	0.5%
42	47260	Medora	IN	$500	$91,800	0.5%
43	47231	Dupont	IN	$500	$93,900	0.5%
44	46614	South Bend	IN	$900	$174,900	0.5%
45	46819	Fort Wayne	IN	$800	$157,100	0.5%
46	47177	Underwood	IN	$900	$177,500	0.5%
47	47108	Campbellsburg	IN	$600	$121,100	0.5%
48	47613	Elberfeld	IN	$1,100	$218,300	0.5%
49	47120	Fredericksburg	IN	$1,100	$223,800	0.5%
50	47163	Otisco	IN	$900	$182,800	0.5%
51	47649	Francisco	IN	$800	$163,400	0.5%
52	46011	Anderson	IN	$800	$168,300	0.5%
53	46222	Indianapolis	IN	$500	$104,300	0.5%
54	46702	Andrews	IN	$600	$124,100	0.5%
55	47143	Memphis	IN	$1,200	$247,500	0.5%
56	47802	Terre Haute	IN	$800	$165,800	0.5%
57	46615	South Bend	IN	$600	$127,800	0.5%
58	46774	New Haven	IN	$800	$169,200	0.5%
59	47166	Ramsey	IN	$800	$169,200	0.5%
60	47959	Monon	IN	$600	$126,700	0.5%
61	46528	Goshen	IN	$1,100	$237,600	0.5%
62	46601	South Bend	IN	$600	$131,600	0.5%
63	47451	Oolitic	IN	$600	$131,300	0.5%
64	47874	Rosedale	IN	$600	$130,600	0.5%
65	46241	Indianapolis	IN	$500	$111,500	0.4%
66	47042	Versailles	IN	$800	$178,200	0.4%
67	47640	Hazleton	IN	$500	$110,200	0.4%
68	46616	South Bend	IN	$600	$136,400	0.4%
69	46798	Yoder	IN	$800	$182,600	0.4%
70	47017	Cross Plains	IN	$800	$182,500	0.4%
71	47172	Sellersburg	IN	$1,100	$249,200	0.4%
72	46216	Indianapolis	IN	$1,100	$253,800	0.4%
73	46552	New Carlisle	IN	$900	$211,500	0.4%
74	46815	Fort Wayne	IN	$800	$186,500	0.4%
75	47137	Leavenworth	IN	$500	$116,300	0.4%
76	47639	Haubstadt	IN	$1,100	$257,200	0.4%
77	47987	Veedersburg	IN	$600	$139,100	0.4%
78	46750	Huntington	IN	$600	$142,200	0.4%
79	46835	Fort Wayne	IN	$800	$194,200	0.4%
80	47034	Napoleon	IN	$500	$122,500	0.4%
81	47115	Depauw	IN	$800	$194,800	0.4%
82	47263	New Point	IN	$500	$122,700	0.4%
83	46052	Lebanon	IN	$800	$200,300	0.4%
84	46225	Indianapolis	IN	$500	$123,600	0.4%
85	46256	Indianapolis	IN	$1,100	$277,800	0.4%
86	46544	Mishawaka	IN	$600	$151,100	0.4%
87	46825	Fort Wayne	IN	$800	$202,200	0.4%
88	47161	New Salisbury	IN	$800	$202,100	0.4%
89	47872	Rockville	IN	$600	$149,700	0.4%
90	47918	Attica	IN	$600	$150,100	0.4%
91	46236	Indianapolis	IN	$1,100	$281,800	0.4%
92	46268	Indianapolis	IN	$800	$208,500	0.4%
93	47264	Norman	IN	$500	$130,700	0.4%
94	47619	Lynnville	IN	$600	$157,000	0.4%
95	47660	Oakland City	IN	$500	$132,600	0.4%
96	47633	Poseyville	IN	$500	$135,700	0.4%
97	47977	Remington	IN	$600	$163,200	0.4%
98	46628	South Bend	IN	$600	$164,500	0.4%
99	46818	Fort Wayne	IN	$800	$221,000	0.4%
100	47227	Commiskey	IN	$600	$166,300	0.4%

Methodology

The remediation burden ratio is calculated as: estimated remediation cost / median home value. Remediation costs are the sum of applicable safety measures for each ZIP code based on EPA, FEMA, and state data:

Lead service line replacement — where lead exposure risk is elevated (based on housing age, water system data, and EPA sampling)
Radon home test - EPA zones are county-level potential categories, not home measurements; mitigation belongs only after a measured result
Whole-home water filtration — where contaminant levels exceed EPA guidelines
Flood insurance — in FEMA-designated flood zones with claim history
PFAS treatment — where PFAS detections have been reported

Median home values are from U.S. Census American Community Survey (ACS) estimates. Cost estimates use national average ranges from EPA, HUD, and industry data. Individual home costs may vary significantly based on specific conditions.

Last updated: 2026-08-31.

Frequently Asked Questions

What does "remediation cost relative to home value" mean?

This ratio compares the estimated cost of supported actions (lead pipes, a property-specific radon test, water filtration, and current flood-map verification) to the median home value in that ZIP code. County radon zones never add a mitigation-system cost.

How are remediation costs estimated?

Costs use published benchmarks for supported actions such as lead service line replacement, a property-specific radon test, and water filtration. A county radon zone does not trigger a mitigation-system estimate, and historical FEMA claims do not set an insurance premium.

Why does this matter for homebuyers?

In areas with high remediation burden, the cost of making a home safe can represent a large portion of the home's value. This is especially impactful in lower-value housing markets where a $15,000 remediation bill represents 10-30% of the home price. Standard home inspections may not identify all these issues.

Does a high ratio mean the home is unsafe?

Not necessarily. The ratio reflects potential costs based on area-level environmental data — not every home in the ZIP code will need all remediation work. However, it indicates elevated risk factors that buyers should investigate before purchasing.