2026 Rankings

ZIP Codes with Highest Flood Risk in New Mexico — 2026

Last updated: August 31, 2026

148 ZIP codes ranked by Historical NFIP Claims #1: ZIP 88345 (Ruidoso, NM) - 234 claims
Lead Violations Lowest Score Safest Flood Risk Energy Cost Radon PFAS Reliability EJ Index Homebuyer Risk CO & Gas Safest Gas Remediation Burden Unresolved Violations (by Utility) Water Equity (by Utility)

Out of 148 ZIP codes with data in New Mexico, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All New Mexico Rankings

Statistic Value
ZIP codes ranked 148
Highest value 234 claims
Median value 4 claims
State New Mexico

Top 100 Worst ZIP Codes

Rank ZIP Code City State Historical NFIP Claims Safety Score
1 88345 Ruidoso NM 234 claims 80/100
2 88240 Hobbs NM 186 claims 65/100
3 88310 Alamogordo NM 120 claims —
4 87701 Las Vegas NM 101 claims —
5 87002 Belen NM 81 claims —
6 88005 Las Cruces NM 71 claims —
7 87937 Hatch NM 69 claims —
8 88201 Roswell NM 61 claims —
9 88203 Roswell NM 60 claims —
10 88101 Clovis NM 55 claims —
11 88220 Carlsbad NM 36 claims 67/100
12 87105 Albuquerque NM 31 claims 58/100
13 88130 Portales NM 30 claims —
14 87020 Grants NM 26 claims —
15 87732 Mora NM 25 claims —
16 87107 Albuquerque NM 23 claims 58/100
17 87031 Los Lunas NM 20 claims 80/100
18 87048 Corrales NM 20 claims 83/100
19 87410 Aztec NM 19 claims 67/100
20 88346 Ruidoso Downs NM 18 claims —
21 87301 Gallup NM 17 claims —
22 87505 Santa Fe NM 17 claims 64/100
23 87801 Socorro NM 17 claims 80/100
24 87506 Santa Fe NM 16 claims 50/100
25 87532 Espanola NM 16 claims —
26 87745 Sapello NM 16 claims —
27 87004 Bernalillo NM 15 claims 67/100
28 88210 Artesia NM 15 claims 77/100
29 87122 Albuquerque NM 14 claims 52/100
30 88007 Las Cruces NM 14 claims —
31 87114 Albuquerque NM 13 claims 56/100
32 87112 Albuquerque NM 12 claims 58/100
33 87121 Albuquerque NM 12 claims 42/100
34 87715 Cleveland NM 12 claims —
35 88011 Las Cruces NM 12 claims —
36 87109 Albuquerque NM 11 claims 58/100
37 88242 Hobbs NM 11 claims 67/100
38 88401 Tucumcari NM 11 claims —
39 87102 Albuquerque NM 10 claims 54/100
40 87113 Albuquerque NM 9 claims 57/100
41 87401 Farmington NM 9 claims 78/100
42 88001 Las Cruces NM 9 claims —
43 87042 Peralta NM 8 claims 82/100
44 87068 Bosque Farms NM 8 claims 71/100
45 87108 Albuquerque NM 8 claims 58/100
46 87111 Albuquerque NM 8 claims 57/100
47 87544 Los Alamos NM 8 claims —
48 87558 Red River NM 8 claims —
49 87722 Guadalupita NM 8 claims —
50 87742 Rociada NM 8 claims —
51 87402 Farmington NM 7 claims 78/100
52 87901 Truth Or Consequences NM 7 claims —
53 88021 Anthony NM 7 claims —
54 88061 Silver City NM 7 claims —
55 88232 Hagerman NM 7 claims —
56 88252 Jal NM 7 claims —
57 87501 Santa Fe NM 6 claims 62/100
58 87556 Questa NM 6 claims —
59 87571 Taos NM 6 claims 50/100
60 87723 Holman NM 6 claims —
61 87740 Raton NM 6 claims —
62 88312 Alto NM 6 claims 75/100
63 87023 Jarales NM 5 claims —
64 87025 Jemez Springs NM 5 claims —
65 87123 Albuquerque NM 5 claims 58/100
66 87412 Blanco NM 5 claims —
67 87731 Montezuma NM 5 claims —
68 87931 Caballo NM 5 claims —
69 88012 Las Cruces NM 5 claims —
70 88039 Glenwood NM 5 claims —
71 88063 Sunland Park NM 5 claims —
72 87015 Edgewood NM 4 claims 61/100
73 87120 Albuquerque NM 4 claims 58/100
74 87124 Rio Rancho NM 4 claims 81/100
75 87144 Rio Rancho NM 4 claims 75/100
76 87413 Bloomfield NM 4 claims 67/100
77 87537 Hernandez NM 4 claims —
78 87713 Chacon NM 4 claims —
79 88003 Las Cruces NM 4 claims —
80 88030 Deming NM 4 claims 82/100
81 88324 Glencoe NM 4 claims —
82 88355 Ruidoso NM 4 claims —
83 87043 Placitas NM 3 claims 67/100
84 87047 Sandia Park NM 3 claims 54/100
85 87104 Albuquerque NM 3 claims 58/100
86 87110 Albuquerque NM 3 claims 58/100
87 87522 Chimayo NM 3 claims —
88 87552 Pecos NM 3 claims —
89 87582 Velarde NM 3 claims —
90 87712 Buena Vista NM 3 claims —
91 87832 San Antonio NM 3 claims —
92 88045 Lordsburg NM 3 claims —
93 88081 Chaparral NM 3 claims —
94 88230 Dexter NM 3 claims —
95 88260 Lovington NM 3 claims 74/100
96 88348 San Patricio NM 3 claims —
97 88352 Tularosa NM 3 claims —
98 88416 Conchas Dam NM 3 claims —
99 87021 Milan NM 2 claims —
100 87062 Veguita NM 2 claims —

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

Explore More Rankings

How this ranking is calculated, data sources, and limitations: Rankings Methodology →

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Disclaimer: Rankings are based on EPA, FEMA, and federal agency data. They reflect historical patterns and risk indicators, not necessarily current conditions. For the most current information, contact your local water utility or request a Consumer Confidence Report.

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