Out of 428 ZIP codes with data in New Mexico, these are the highest-ranked areas for purchase risk. See also: National Worst ZIP Codes for Homebuyers — Hidden Risk Factors | All New Mexico Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 428 |
| Highest value | 67/100 |
| Median value | 40/100 |
| State | New Mexico |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Purchase Risk | Safety Score |
|---|---|---|---|---|---|
| 1 | 87723 | Holman | NM | 67/100 | 59/100 |
| 2 | 87729 | Miami | NM | 66/100 | 33/100 |
| 3 | 87732 | Mora | NM | 63/100 | 62/100 |
| 4 | 87028 | La Joya | NM | 60/100 | 63/100 |
| 5 | 87524 | Costilla | NM | 60/100 | 61/100 |
| 6 | 87151 | Albuquerque | NM | 58/100 | 33/100 |
| 7 | 87523 | Cordova | NM | 58/100 | 60/100 |
| 8 | 87715 | Cleveland | NM | 58/100 | 64/100 |
| 9 | 87747 | Springer | NM | 58/100 | 33/100 |
| 10 | 87820 | Aragon | NM | 58/100 | 43/100 |
| 11 | 87106 | Albuquerque | NM | 57/100 | 45/100 |
| 12 | 87551 | Los Ojos | NM | 57/100 | 62/100 |
| 13 | 87567 | Santa Cruz | NM | 57/100 | 45/100 |
| 14 | 87714 | Cimarron | NM | 57/100 | 33/100 |
| 15 | 88354 | Weed | NM | 57/100 | 83/100 |
| 16 | 87701 | Las Vegas | NM | 56/100 | 35/100 |
| 17 | 87752 | Wagon Mound | NM | 56/100 | 58/100 |
| 18 | 87832 | San Antonio | NM | 56/100 | 81/100 |
| 19 | 88345 | Ruidoso | NM | 56/100 | 63/100 |
| 20 | 87102 | Albuquerque | NM | 55/100 | 45/100 |
| 21 | 87560 | Ribera | NM | 55/100 | 46/100 |
| 22 | 87565 | San Jose | NM | 55/100 | 51/100 |
| 23 | 87108 | Albuquerque | NM | 54/100 | 45/100 |
| 24 | 87110 | Albuquerque | NM | 54/100 | 45/100 |
| 25 | 87419 | Navajo Dam | NM | 54/100 | 25/100 |
| 26 | 87712 | Buena Vista | NM | 54/100 | 69/100 |
| 27 | 87017 | Gallina | NM | 53/100 | 60/100 |
| 28 | 87552 | Pecos | NM | 53/100 | 55/100 |
| 29 | 87711 | Anton Chico | NM | 53/100 | 65/100 |
| 30 | 88203 | Roswell | NM | 53/100 | 69/100 |
| 31 | 87053 | San Ysidro | NM | 52/100 | 50/100 |
| 32 | 87105 | Albuquerque | NM | 52/100 | 40/100 |
| 33 | 87107 | Albuquerque | NM | 52/100 | 40/100 |
| 34 | 87740 | Raton | NM | 52/100 | 64/100 |
| 35 | 87742 | Rociada | NM | 52/100 | 66/100 |
| 36 | 87901 | Truth Or Consequences | NM | 52/100 | 58/100 |
| 37 | 88301 | Carrizozo | NM | 52/100 | 73/100 |
| 38 | 88350 | Timberon | NM | 52/100 | 53/100 |
| 39 | 88353 | Vaughn | NM | 52/100 | 78/100 |
| 40 | 87016 | Estancia | NM | 51/100 | 72/100 |
| 41 | 87051 | San Rafael | NM | 51/100 | 77/100 |
| 42 | 87104 | Albuquerque | NM | 51/100 | 45/100 |
| 43 | 87109 | Albuquerque | NM | 51/100 | 40/100 |
| 44 | 87736 | Rainsville | NM | 51/100 | 68/100 |
| 45 | 88045 | Lordsburg | NM | 51/100 | 58/100 |
| 46 | 88424 | Grenville | NM | 51/100 | 82/100 |
| 47 | 87002 | Belen | NM | 50/100 | 48/100 |
| 48 | 87112 | Albuquerque | NM | 50/100 | 40/100 |
| 49 | 87123 | Albuquerque | NM | 50/100 | 45/100 |
| 50 | 87527 | Dixon | NM | 50/100 | 68/100 |
| 51 | 87537 | Hernandez | NM | 50/100 | 51/100 |
| 52 | 87569 | Serafina | NM | 50/100 | 33/100 |
| 53 | 87937 | Hatch | NM | 50/100 | 69/100 |
| 54 | 88201 | Roswell | NM | 50/100 | 69/100 |
| 55 | 87035 | Moriarty | NM | 49/100 | 53/100 |
| 56 | 87505 | Santa Fe | NM | 49/100 | 48/100 |
| 57 | 87549 | Ojo Caliente | NM | 49/100 | 44/100 |
| 58 | 87562 | Rowe | NM | 49/100 | 50/100 |
Methodology
The Home Purchase Risk Score combines area indicators that may lead to added costs for homebuyers: water system violation records, lead service line indicators, county radon potential, flood zones and housing age. An indicator does not mean a home needs filtration, mitigation, insurance or upgrades; a home test or inspection decides that. These are factors that standard home inspections may not fully capture.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-04-13.
Frequently Asked Questions
What is the Home Purchase Risk Score?
This score (0-100) estimates the hidden environmental costs a homebuyer may face: water filtration needs, lead pipe replacement, radon mitigation, flood insurance, and infrastructure upgrades. Higher scores mean more potential unexpected expenses after purchase.
What should homebuyers do in high-risk ZIP codes?
Request a water quality test, check for lead service lines with the utility, test for radon before closing, verify FEMA flood zone designation, and factor in potential remediation costs ($5,000-$30,000+) to your budget.
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