ZIP Codes with Highest Flood Risk in New York

Out of 1,592 ZIP codes with data in New York, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All New York Rankings

Statistic	Value
ZIP codes ranked	1,592
Highest value	9,653 claims
Median value	11 claims
State	New York

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Historical NFIP Claims	Safety Score
1	11561	Long Beach	NY	9,653 claims	100/100
2	11520	Freeport	NY	6,598 claims	96/100
3	10306	Staten Island	NY	6,439 claims	100/100
4	11758	Massapequa	NY	5,389 claims	98/100
5	11757	Lindenhurst	NY	4,758 claims	83/100
6	11572	Oceanside	NY	4,457 claims	81/100
7	10305	Staten Island	NY	3,604 claims	100/100
8	11558	Island Park	NY	3,420 claims	—
9	10314	Staten Island	NY	2,757 claims	100/100
10	11702	Babylon	NY	2,715 claims	83/100
11	11697	Breezy Point	NY	2,374 claims	100/100
12	11701	Amityville	NY	2,340 claims	83/100
13	11694	Rockaway Park	NY	2,319 claims	100/100
14	11691	Far Rockaway	NY	2,300 claims	100/100
15	11783	Seaford	NY	2,243 claims	98/100
16	10543	Mamaroneck	NY	2,219 claims	—
17	11710	Bellmore	NY	2,216 claims	98/100
18	11518	East Rockaway	NY	2,206 claims	81/100
19	11510	Baldwin	NY	2,125 claims	81/100
20	11566	Merrick	NY	2,052 claims	98/100
21	11706	Bay Shore	NY	2,052 claims	83/100
22	10312	Staten Island	NY	2,050 claims	100/100
23	11414	Howard Beach	NY	2,032 claims	100/100
24	10580	Rye	NY	1,996 claims	83/100
25	11770	Ocean Beach	NY	1,887 claims	83/100
26	11978	Westhampton Beach	NY	1,774 claims	83/100
27	11235	Brooklyn	NY	1,666 claims	100/100
28	11692	Arverne	NY	1,647 claims	100/100
29	11693	Far Rockaway	NY	1,605 claims	100/100
30	11224	Brooklyn	NY	1,603 claims	100/100
31	11581	Valley Stream	NY	1,603 claims	81/100
32	11795	West Islip	NY	1,533 claims	83/100
33	11709	Bayville	NY	1,384 claims	100/100
34	10308	Staten Island	NY	1,375 claims	100/100
35	14081	Irving	NY	1,350 claims	53/100
36	10465	Bronx	NY	1,184 claims	100/100
37	11509	Atlantic Beach	NY	1,177 claims	—
38	11598	Woodmere	NY	1,151 claims	81/100
39	11951	Mastic Beach	NY	1,037 claims	—
40	11793	Wantagh	NY	1,024 claims	98/100
41	11782	Sayville	NY	1,011 claims	83/100
42	13827	Owego	NY	917 claims	—
43	10538	Larchmont	NY	866 claims	99/100
44	10000	Suffolk County	NY	860 claims	—
45	10528	Harrison	NY	856 claims	—
46	11772	Patchogue	NY	824 claims	83/100
47	11726	Copiague	NY	808 claims	83/100
48	11769	Oakdale	NY	806 claims	83/100
49	11968	Southampton	NY	756 claims	83/100
50	10583	Scarsdale	NY	714 claims	99/100
51	11229	Brooklyn	NY	711 claims	100/100
52	11559	Lawrence	NY	664 claims	81/100
53	10304	Staten Island	NY	654 claims	100/100
54	10302	Staten Island	NY	595 claims	100/100
55	13748	Conklin	NY	586 claims	—
56	11516	Cedarhurst	NY	563 claims	81/100
57	10901	Suffern	NY	551 claims	82/100
58	11946	Hampton Bays	NY	544 claims	100/100
59	13760	Endicott	NY	543 claims	—
60	10956	New City	NY	522 claims	83/100
61	11901	Riverhead	NY	510 claims	72/100
62	10804	New Rochelle	NY	500 claims	99/100
63	10523	Elmsford	NY	499 claims	99/100
64	11768	Northport	NY	492 claims	82/100
65	13850	Vestal	NY	489 claims	—
66	11234	Brooklyn	NY	486 claims	100/100
67	10977	Spring Valley	NY	483 claims	83/100
68	10310	Staten Island	NY	482 claims	100/100
69	13492	Whitesboro	NY	459 claims	83/100
70	11934	Center Moriches	NY	451 claims	83/100
71	10708	Bronxville	NY	444 claims	99/100
72	10301	Staten Island	NY	436 claims	100/100
73	11942	East Quogue	NY	407 claims	83/100
74	10573	Port Chester	NY	398 claims	83/100
75	10309	Staten Island	NY	390 claims	100/100
76	11967	Shirley	NY	390 claims	83/100
77	11963	Sag Harbor	NY	381 claims	83/100
78	11422	Rosedale	NY	376 claims	100/100
79	11959	Quogue	NY	375 claims	—
80	11557	Hewlett	NY	369 claims	81/100
81	11751	Islip	NY	367 claims	83/100
82	13838	Sidney	NY	365 claims	—
83	11096	Inwood	NY	360 claims	—
84	10992	Washingtonville	NY	356 claims	50/100
85	10994	West Nyack	NY	355 claims	82/100
86	11937	East Hampton	NY	354 claims	74/100
87	11971	Southold	NY	346 claims	82/100
88	10303	Staten Island	NY	343 claims	100/100
89	12188	Waterford	NY	335 claims	83/100
90	14221	Buffalo	NY	335 claims	67/100
91	13790	Johnson City	NY	330 claims	—
92	11569	Point Lookout	NY	309 claims	—
93	11977	Westhampton	NY	308 claims	—
94	12758	Livingston Manor	NY	300 claims	—
95	11231	Brooklyn	NY	295 claims	100/100
96	12122	Middleburgh	NY	292 claims	—
97	10950	Monroe	NY	288 claims	33/100
98	12401	Kingston	NY	285 claims	—
99	11236	Brooklyn	NY	266 claims	100/100
100	11743	Huntington	NY	266 claims	82/100

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

ZIP Codes with Highest Flood Risk in New York — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

What does this ranking show?

Where does the claim data come from?

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