ZIP Codes with Highest Flood Risk in New York

Out of 1,592 ZIP codes with data in New York, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All New York Rankings

Statistic	Value
ZIP codes ranked	1,592
Highest value	9,653 claims
Median value	11 claims
State	New York

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Flood Claims	Safety Score
1	11561	Long Beach	NY	9,653 claims	75/100
2	11520	Freeport	NY	6,597 claims	75/100
3	10306	Staten Island	NY	6,443 claims	30/100
4	11758	Massapequa	NY	5,389 claims	67/100
5	11757	Lindenhurst	NY	4,756 claims	49/100
6	11572	Oceanside	NY	4,456 claims	50/100
7	10305	Staten Island	NY	3,602 claims	30/100
8	11558	Island Park	NY	3,420 claims	50/100
9	10314	Staten Island	NY	2,757 claims	30/100
10	11702	Babylon	NY	2,715 claims	72/100
11	11697	Breezy Point	NY	2,373 claims	30/100
12	11701	Amityville	NY	2,339 claims	50/100
13	11694	Rockaway Park	NY	2,319 claims	30/100
14	11691	Far Rockaway	NY	2,300 claims	50/100
15	11783	Seaford	NY	2,242 claims	50/100
16	10543	Mamaroneck	NY	2,219 claims	75/100
17	11710	Bellmore	NY	2,217 claims	58/100
18	11518	East Rockaway	NY	2,206 claims	50/100
19	11510	Baldwin	NY	2,123 claims	74/100
20	11566	Merrick	NY	2,052 claims	63/100
21	10312	Staten Island	NY	2,050 claims	30/100
22	11706	Bay Shore	NY	2,050 claims	50/100
23	11414	Howard Beach	NY	2,030 claims	40/100
24	10580	Rye	NY	1,996 claims	50/100
25	11770	Ocean Beach	NY	1,889 claims	73/100
26	11978	Westhampton Beach	NY	1,774 claims	50/100
27	11235	Brooklyn	NY	1,666 claims	47/100
28	11692	Arverne	NY	1,647 claims	40/100
29	11693	Far Rockaway	NY	1,604 claims	40/100
30	11224	Brooklyn	NY	1,601 claims	47/100
31	11581	Valley Stream	NY	1,598 claims	50/100
32	11795	West Islip	NY	1,533 claims	74/100
33	11709	Bayville	NY	1,384 claims	75/100
34	10308	Staten Island	NY	1,374 claims	30/100
35	14081	Irving	NY	1,350 claims	30/100
36	10465	Bronx	NY	1,184 claims	40/100
37	11509	Atlantic Beach	NY	1,177 claims	50/100
38	11598	Woodmere	NY	1,151 claims	50/100
39	11951	Mastic Beach	NY	1,037 claims	50/100
40	11793	Wantagh	NY	1,024 claims	30/100
41	11782	Sayville	NY	1,009 claims	50/100
42	13827	Owego	NY	917 claims	51/100
43	10538	Larchmont	NY	866 claims	80/100
44	10000	Suffolk County	NY	860 claims	—
45	10528	Harrison	NY	856 claims	55/100
46	11772	Patchogue	NY	824 claims	35/100
47	11726	Copiague	NY	808 claims	55/100
48	11769	Oakdale	NY	806 claims	55/100
49	11968	Southampton	NY	755 claims	80/100
50	10583	Scarsdale	NY	713 claims	80/100
51	11229	Brooklyn	NY	711 claims	52/100
52	11559	Lawrence	NY	664 claims	55/100
53	10304	Staten Island	NY	654 claims	35/100
54	10302	Staten Island	NY	595 claims	35/100
55	13748	Conklin	NY	586 claims	51/100
56	11516	Cedarhurst	NY	563 claims	55/100
57	10901	Suffern	NY	551 claims	79/100
58	11946	Hampton Bays	NY	544 claims	80/100
59	13760	Endicott	NY	543 claims	51/100
60	10956	New City	NY	522 claims	76/100
61	11901	Riverhead	NY	510 claims	75/100
62	10804	New Rochelle	NY	500 claims	69/100
63	10523	Elmsford	NY	499 claims	79/100
64	11768	Northport	NY	492 claims	76/100
65	13850	Vestal	NY	489 claims	55/100
66	10977	Spring Valley	NY	483 claims	80/100
67	11234	Brooklyn	NY	483 claims	52/100
68	10310	Staten Island	NY	482 claims	35/100
69	13492	Whitesboro	NY	459 claims	35/100
70	11934	Center Moriches	NY	453 claims	55/100
71	10708	Bronxville	NY	444 claims	35/100
72	10301	Staten Island	NY	436 claims	35/100
73	11942	East Quogue	NY	407 claims	55/100
74	10573	Port Chester	NY	398 claims	35/100
75	10309	Staten Island	NY	390 claims	35/100
76	11967	Shirley	NY	388 claims	55/100
77	11963	Sag Harbor	NY	381 claims	55/100
78	11422	Rosedale	NY	375 claims	55/100
79	11959	Quogue	NY	374 claims	55/100
80	11557	Hewlett	NY	369 claims	55/100
81	11751	Islip	NY	367 claims	77/100
82	13838	Sidney	NY	365 claims	41/100
83	11096	Inwood	NY	360 claims	55/100
84	10992	Washingtonville	NY	356 claims	37/100
85	10994	West Nyack	NY	355 claims	59/100
86	11937	East Hampton	NY	354 claims	77/100
87	11971	Southold	NY	344 claims	71/100
88	10303	Staten Island	NY	343 claims	35/100
89	12188	Waterford	NY	335 claims	68/100
90	14221	Buffalo	NY	335 claims	52/100
91	13790	Johnson City	NY	330 claims	55/100
92	11569	Point Lookout	NY	309 claims	55/100
93	11977	Westhampton	NY	308 claims	55/100
94	12758	Livingston Manor	NY	300 claims	51/100
95	11231	Brooklyn	NY	295 claims	52/100
96	12122	Middleburgh	NY	292 claims	51/100
97	10950	Monroe	NY	288 claims	50/100
98	12401	Kingston	NY	285 claims	25/100
99	11236	Brooklyn	NY	266 claims	52/100
100	11743	Huntington	NY	266 claims	66/100

Methodology

Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.

Frequently Asked Questions

Why does flood history matter for home safety?

Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.

Where does the flood data come from?

Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.

ZIP Codes with Highest Flood Risk in New York — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

Why does flood history matter for home safety?

Where does the flood data come from?

Explore More Rankings

Related Rankings