Out of 1,592 ZIP codes with data in New York, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All New York Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 1,592 |
| Highest value | 9,653 claims |
| Median value | 11 claims |
| State | New York |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Flood Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 11561 | Long Beach | NY | 9,653 claims | 75/100 |
| 2 | 11520 | Freeport | NY | 6,597 claims | 75/100 |
| 3 | 10306 | Staten Island | NY | 6,443 claims | 30/100 |
| 4 | 11758 | Massapequa | NY | 5,389 claims | 67/100 |
| 5 | 11757 | Lindenhurst | NY | 4,756 claims | 49/100 |
| 6 | 11572 | Oceanside | NY | 4,456 claims | 50/100 |
| 7 | 10305 | Staten Island | NY | 3,602 claims | 30/100 |
| 8 | 11558 | Island Park | NY | 3,420 claims | 50/100 |
| 9 | 10314 | Staten Island | NY | 2,757 claims | 30/100 |
| 10 | 11702 | Babylon | NY | 2,715 claims | 72/100 |
| 11 | 11697 | Breezy Point | NY | 2,373 claims | 30/100 |
| 12 | 11701 | Amityville | NY | 2,339 claims | 50/100 |
| 13 | 11694 | Rockaway Park | NY | 2,319 claims | 30/100 |
| 14 | 11691 | Far Rockaway | NY | 2,300 claims | 50/100 |
| 15 | 11783 | Seaford | NY | 2,242 claims | 50/100 |
| 16 | 10543 | Mamaroneck | NY | 2,219 claims | 75/100 |
| 17 | 11710 | Bellmore | NY | 2,217 claims | 58/100 |
| 18 | 11518 | East Rockaway | NY | 2,206 claims | 50/100 |
| 19 | 11510 | Baldwin | NY | 2,123 claims | 74/100 |
| 20 | 11566 | Merrick | NY | 2,052 claims | 63/100 |
| 21 | 10312 | Staten Island | NY | 2,050 claims | 30/100 |
| 22 | 11706 | Bay Shore | NY | 2,050 claims | 50/100 |
| 23 | 11414 | Howard Beach | NY | 2,030 claims | 40/100 |
| 24 | 10580 | Rye | NY | 1,996 claims | 50/100 |
| 25 | 11770 | Ocean Beach | NY | 1,889 claims | 73/100 |
| 26 | 11978 | Westhampton Beach | NY | 1,774 claims | 50/100 |
| 27 | 11235 | Brooklyn | NY | 1,666 claims | 47/100 |
| 28 | 11692 | Arverne | NY | 1,647 claims | 40/100 |
| 29 | 11693 | Far Rockaway | NY | 1,604 claims | 40/100 |
| 30 | 11224 | Brooklyn | NY | 1,601 claims | 47/100 |
| 31 | 11581 | Valley Stream | NY | 1,598 claims | 50/100 |
| 32 | 11795 | West Islip | NY | 1,533 claims | 74/100 |
| 33 | 11709 | Bayville | NY | 1,384 claims | 75/100 |
| 34 | 10308 | Staten Island | NY | 1,374 claims | 30/100 |
| 35 | 14081 | Irving | NY | 1,350 claims | 30/100 |
| 36 | 10465 | Bronx | NY | 1,184 claims | 40/100 |
| 37 | 11509 | Atlantic Beach | NY | 1,177 claims | 50/100 |
| 38 | 11598 | Woodmere | NY | 1,151 claims | 50/100 |
| 39 | 11951 | Mastic Beach | NY | 1,037 claims | 50/100 |
| 40 | 11793 | Wantagh | NY | 1,024 claims | 30/100 |
| 41 | 11782 | Sayville | NY | 1,009 claims | 50/100 |
| 42 | 13827 | Owego | NY | 917 claims | 51/100 |
| 43 | 10538 | Larchmont | NY | 866 claims | 80/100 |
| 44 | 10000 | Suffolk County | NY | 860 claims | — |
| 45 | 10528 | Harrison | NY | 856 claims | 55/100 |
| 46 | 11772 | Patchogue | NY | 824 claims | 35/100 |
| 47 | 11726 | Copiague | NY | 808 claims | 55/100 |
| 48 | 11769 | Oakdale | NY | 806 claims | 55/100 |
| 49 | 11968 | Southampton | NY | 755 claims | 80/100 |
| 50 | 10583 | Scarsdale | NY | 713 claims | 80/100 |
| 51 | 11229 | Brooklyn | NY | 711 claims | 52/100 |
| 52 | 11559 | Lawrence | NY | 664 claims | 55/100 |
| 53 | 10304 | Staten Island | NY | 654 claims | 35/100 |
| 54 | 10302 | Staten Island | NY | 595 claims | 35/100 |
| 55 | 13748 | Conklin | NY | 586 claims | 51/100 |
| 56 | 11516 | Cedarhurst | NY | 563 claims | 55/100 |
| 57 | 10901 | Suffern | NY | 551 claims | 79/100 |
| 58 | 11946 | Hampton Bays | NY | 544 claims | 80/100 |
| 59 | 13760 | Endicott | NY | 543 claims | 51/100 |
| 60 | 10956 | New City | NY | 522 claims | 76/100 |
| 61 | 11901 | Riverhead | NY | 510 claims | 75/100 |
| 62 | 10804 | New Rochelle | NY | 500 claims | 69/100 |
| 63 | 10523 | Elmsford | NY | 499 claims | 79/100 |
| 64 | 11768 | Northport | NY | 492 claims | 76/100 |
| 65 | 13850 | Vestal | NY | 489 claims | 55/100 |
| 66 | 10977 | Spring Valley | NY | 483 claims | 80/100 |
| 67 | 11234 | Brooklyn | NY | 483 claims | 52/100 |
| 68 | 10310 | Staten Island | NY | 482 claims | 35/100 |
| 69 | 13492 | Whitesboro | NY | 459 claims | 35/100 |
| 70 | 11934 | Center Moriches | NY | 453 claims | 55/100 |
| 71 | 10708 | Bronxville | NY | 444 claims | 35/100 |
| 72 | 10301 | Staten Island | NY | 436 claims | 35/100 |
| 73 | 11942 | East Quogue | NY | 407 claims | 55/100 |
| 74 | 10573 | Port Chester | NY | 398 claims | 35/100 |
| 75 | 10309 | Staten Island | NY | 390 claims | 35/100 |
| 76 | 11967 | Shirley | NY | 388 claims | 55/100 |
| 77 | 11963 | Sag Harbor | NY | 381 claims | 55/100 |
| 78 | 11422 | Rosedale | NY | 375 claims | 55/100 |
| 79 | 11959 | Quogue | NY | 374 claims | 55/100 |
| 80 | 11557 | Hewlett | NY | 369 claims | 55/100 |
| 81 | 11751 | Islip | NY | 367 claims | 77/100 |
| 82 | 13838 | Sidney | NY | 365 claims | 41/100 |
| 83 | 11096 | Inwood | NY | 360 claims | 55/100 |
| 84 | 10992 | Washingtonville | NY | 356 claims | 37/100 |
| 85 | 10994 | West Nyack | NY | 355 claims | 59/100 |
| 86 | 11937 | East Hampton | NY | 354 claims | 77/100 |
| 87 | 11971 | Southold | NY | 344 claims | 71/100 |
| 88 | 10303 | Staten Island | NY | 343 claims | 35/100 |
| 89 | 12188 | Waterford | NY | 335 claims | 68/100 |
| 90 | 14221 | Buffalo | NY | 335 claims | 52/100 |
| 91 | 13790 | Johnson City | NY | 330 claims | 55/100 |
| 92 | 11569 | Point Lookout | NY | 309 claims | 55/100 |
| 93 | 11977 | Westhampton | NY | 308 claims | 55/100 |
| 94 | 12758 | Livingston Manor | NY | 300 claims | 51/100 |
| 95 | 11231 | Brooklyn | NY | 295 claims | 52/100 |
| 96 | 12122 | Middleburgh | NY | 292 claims | 51/100 |
| 97 | 10950 | Monroe | NY | 288 claims | 50/100 |
| 98 | 12401 | Kingston | NY | 285 claims | 25/100 |
| 99 | 11236 | Brooklyn | NY | 266 claims | 52/100 |
| 100 | 11743 | Huntington | NY | 266 claims | 66/100 |
Methodology
Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.
Frequently Asked Questions
Why does flood history matter for home safety?
Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.
Where does the flood data come from?
Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.
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