2026 Rankings

ZIP Codes with Highest Flood Risk in Mississippi — 2026

Last updated: October 15, 2026

419 ZIP codes ranked by Historical NFIP Claims #1: ZIP 39520 (Bay Saint Louis, MS) - 6,050 claims

Out of 419 ZIP codes with data in Mississippi, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Mississippi Rankings

Statistic Value
ZIP codes ranked 419
Highest value 6,050 claims
Median value 11 claims
State Mississippi

Top 100 Worst ZIP Codes

Rank ZIP Code City State Historical NFIP Claims Safety Score
1 39520 Bay Saint Louis MS 6,050 claims 93/100
2 39571 Pass Christian MS 4,603 claims 94/100
3 39564 Ocean Springs MS 2,985 claims 93/100
4 39532 Biloxi MS 2,426 claims 80/100
5 39560 Long Beach MS 2,086 claims 97/100
6 39211 Jackson MS 1,896 claims 81/100
7 39180 Vicksburg MS 1,874 claims —
8 39501 Gulfport MS 1,873 claims 85/100
9 39567 Pascagoula MS 1,821 claims 96/100
10 39530 Biloxi MS 1,612 claims 100/100
11 39576 Waveland MS 1,593 claims 93/100
12 39507 Gulfport MS 1,574 claims 93/100
13 39581 Pascagoula MS 1,553 claims 95/100
14 39563 Moss Point MS 1,330 claims 87/100
15 39553 Gautier MS 1,264 claims 99/100
16 39503 Gulfport MS 1,217 claims 94/100
17 39401 Hattiesburg MS 1,144 claims 75/100
18 38703 Greenville MS 1,020 claims —
19 39669 Woodville MS 985 claims —
20 39562 Moss Point MS 938 claims 91/100
21 39531 Biloxi MS 749 claims 99/100
22 39046 Canton MS 735 claims —
23 39556 Kiln MS 729 claims 97/100
24 39540 Diberville MS 688 claims 100/100
25 38701 Greenville MS 675 claims —
26 39466 Picayune MS 641 claims —
27 39525 Diamondhead MS 631 claims 100/100
28 39572 Pearlington MS 593 claims —
29 39701 Columbus MS 584 claims —
30 39212 Jackson MS 562 claims 80/100
31 39429 Columbia MS 538 claims —
32 39402 Hattiesburg MS 504 claims —
33 39183 Vicksburg MS 465 claims —
34 39465 Petal MS 432 claims 76/100
35 39702 Columbus MS 424 claims —
36 39206 Jackson MS 402 claims 82/100
37 39194 Yazoo City MS 395 claims —
38 39209 Jackson MS 378 claims 77/100
39 38676 Tunica MS 377 claims —
40 39208 Pearl MS 365 claims —
41 38930 Greenwood MS 357 claims —
42 39213 Jackson MS 355 claims 81/100
43 38901 Grenada MS 314 claims —
44 38725 Benoit MS 287 claims —
45 39038 Belzoni MS 251 claims —
46 39667 Tylertown MS 230 claims —
47 39201 Jackson MS 226 claims 82/100
48 38726 Beulah MS 216 claims —
49 38646 Marks MS 202 claims —
50 38732 Cleveland MS 191 claims 94/100
51 39156 Redwood MS 186 claims —
52 39150 Port Gibson MS 182 claims —
53 39159 Rolling Fork MS 178 claims —
54 39114 Mendenhall MS 177 claims —
55 39440 Laurel MS 177 claims —
56 38614 Clarksdale MS 166 claims —
57 39120 Natchez MS 165 claims —
58 39204 Jackson MS 163 claims —
59 39216 Jackson MS 153 claims 82/100
60 39232 Flowood MS 153 claims —
61 39157 Ridgeland MS 151 claims —
62 39047 Brandon MS 131 claims —
63 39470 Poplarville MS 118 claims —
64 39773 West Point MS 118 claims —
65 39042 Brandon MS 111 claims —
66 39073 Florence MS 106 claims —
67 39565 Vancleave MS 103 claims 99/100
68 39648 Mccomb MS 103 claims —
69 38671 Southaven MS 100 claims 95/100
70 39305 Meridian MS 100 claims 95/100
71 39483 Foxworth MS 100 claims —
72 38769 Rosedale MS 94 claims —
73 38637 Horn Lake MS 92 claims 92/100
74 39301 Meridian MS 91 claims 93/100
75 38801 Tupelo MS 89 claims 70/100
76 38821 Amory MS 88 claims —
77 38756 Leland MS 87 claims —
78 39426 Carriere MS 87 claims —
79 39452 Lucedale MS 87 claims —
80 39110 Madison MS 85 claims —
81 39574 Saucier MS 85 claims 94/100
82 39202 Jackson MS 78 claims 82/100
83 39056 Clinton MS 75 claims 75/100
84 39705 Columbus MS 73 claims —
85 39307 Meridian MS 71 claims 96/100
86 38834 Corinth MS 64 claims —
87 39095 Lexington MS 64 claims —
88 39272 Byram MS 64 claims 80/100
89 38746 Gunnison MS 62 claims —
90 39096 Lorman MS 62 claims —
91 39631 Centreville MS 60 claims —
92 39177 Valley Park MS 58 claims —
93 39218 Richland MS 58 claims —
94 39601 Brookhaven MS 57 claims —
95 38921 Charleston MS 56 claims —
96 38654 Olive Branch MS 53 claims 97/100

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-10-15.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

Explore More Rankings

How this ranking is calculated, data sources, and limitations: Rankings Methodology →


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Disclaimer: Rankings are based on EPA, FEMA, and federal agency data. They reflect historical patterns and risk indicators, not necessarily current conditions. For the most current information, contact your local water utility or request a Consumer Confidence Report.

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