2026 Rankings

ZIP Codes with Highest Flood Risk in Mississippi — 2026

Last updated: June 4, 2026

419 ZIP codes ranked by Flood Claims #1: ZIP 39520 (Bay Saint Louis, MS) — 6,049 claims

Out of 419 ZIP codes with data in Mississippi, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Mississippi Rankings

Statistic Value
ZIP codes ranked 419
Highest value 6,049 claims
Median value 11 claims
State Mississippi

Top 100 Worst ZIP Codes

Rank ZIP Code City State Flood Claims Safety Score
1 39520 Bay Saint Louis MS 6,049 claims 50/100
2 39571 Pass Christian MS 4,596 claims 74/100
3 39564 Ocean Springs MS 2,974 claims 74/100
4 39532 Biloxi MS 2,387 claims 69/100
5 39560 Long Beach MS 2,084 claims 73/100
6 39211 Jackson MS 1,896 claims 50/100
7 39180 Vicksburg MS 1,874 claims 74/100
8 39501 Gulfport MS 1,873 claims 73/100
9 39567 Pascagoula MS 1,820 claims 73/100
10 39530 Biloxi MS 1,611 claims 69/100
11 39576 Waveland MS 1,593 claims 67/100
12 39507 Gulfport MS 1,558 claims 73/100
13 39581 Pascagoula MS 1,551 claims 73/100
14 39563 Moss Point MS 1,330 claims 73/100
15 39553 Gautier MS 1,263 claims 73/100
16 39503 Gulfport MS 1,198 claims 73/100
17 39401 Hattiesburg MS 1,143 claims 52/100
18 38703 Greenville MS 1,020 claims 73/100
19 39669 Woodville MS 985 claims 68/100
20 39562 Moss Point MS 934 claims 78/100
21 39046 Canton MS 735 claims 79/100
22 39531 Biloxi MS 710 claims 74/100
23 39540 Diberville MS 685 claims 75/100
24 39556 Kiln MS 676 claims 79/100
25 38701 Greenville MS 675 claims 78/100
26 39525 Diamondhead MS 626 claims 76/100
27 39466 Picayune MS 619 claims 68/100
28 39572 Pearlington MS 593 claims 74/100
29 39701 Columbus MS 584 claims 60/100
30 39212 Jackson MS 562 claims 55/100
31 39429 Columbia MS 538 claims 79/100
32 39402 Hattiesburg MS 502 claims 57/100
33 39183 Vicksburg MS 465 claims 79/100
34 39465 Petal MS 430 claims 70/100
35 39702 Columbus MS 424 claims 60/100
36 39206 Jackson MS 402 claims 55/100
37 39194 Yazoo City MS 394 claims 79/100
38 38676 Tunica MS 377 claims 79/100
39 39209 Jackson MS 377 claims 55/100
40 39208 Pearl MS 364 claims 79/100
41 38930 Greenwood MS 356 claims 68/100
42 39213 Jackson MS 355 claims 55/100
43 38901 Grenada MS 314 claims 76/100
44 38725 Benoit MS 287 claims 79/100
45 39038 Belzoni MS 251 claims 78/100
46 39667 Tylertown MS 230 claims 74/100
47 39201 Jackson MS 226 claims 55/100
48 38726 Beulah MS 216 claims 79/100
49 38646 Marks MS 202 claims 75/100
50 38732 Cleveland MS 191 claims 84/100
51 39156 Redwood MS 186 claims 60/100
52 39150 Port Gibson MS 182 claims 83/100
53 39159 Rolling Fork MS 178 claims 79/100
54 39114 Mendenhall MS 177 claims 83/100
55 39440 Laurel MS 177 claims 73/100
56 38614 Clarksdale MS 166 claims 68/100
57 39120 Natchez MS 165 claims 81/100
58 39204 Jackson MS 163 claims 60/100
59 39216 Jackson MS 153 claims 60/100
60 39232 Flowood MS 153 claims 82/100
61 39558 Lakeshore MS 152 claims 60/100
62 39157 Ridgeland MS 151 claims 82/100
63 39047 Brandon MS 131 claims 84/100
64 39552 Escatawpa MS 120 claims 84/100
65 39470 Poplarville MS 118 claims 78/100
66 39773 West Point MS 118 claims 62/100
67 39042 Brandon MS 110 claims 84/100
68 39073 Florence MS 106 claims 65/100
69 39648 Mccomb MS 102 claims 82/100
70 38671 Southaven MS 100 claims 83/100
71 39483 Foxworth MS 100 claims 77/100
72 39565 Vancleave MS 100 claims 60/100
73 38769 Rosedale MS 94 claims 84/100
74 38637 Horn Lake MS 92 claims 77/100
75 38801 Tupelo MS 89 claims 72/100
76 38756 Leland MS 87 claims 83/100
77 38821 Amory MS 87 claims 72/100
78 39301 Meridian MS 87 claims 74/100
79 39110 Madison MS 85 claims 83/100
80 39305 Meridian MS 85 claims 74/100
81 39452 Lucedale MS 85 claims 71/100
82 39426 Carriere MS 81 claims 83/100
83 39202 Jackson MS 78 claims 60/100
84 39056 Clinton MS 75 claims 85/100
85 39705 Columbus MS 73 claims 65/100
86 39574 Saucier MS 72 claims 84/100
87 39307 Meridian MS 71 claims 74/100
88 38834 Corinth MS 64 claims 67/100
89 39095 Lexington MS 64 claims 83/100
90 39272 Byram MS 64 claims 60/100
91 38746 Gunnison MS 62 claims 77/100
92 39096 Lorman MS 62 claims 79/100
93 39636 Wilkinson County MS 61 claims
94 39631 Centreville MS 60 claims 72/100
95 39177 Valley Park MS 58 claims 60/100
96 39218 Richland MS 58 claims 80/100
97 39181 Vicksburg MS 57 claims 84/100
98 38921 Charleston MS 56 claims 76/100
99 39601 Brookhaven MS 55 claims 84/100
100 38654 Olive Branch MS 53 claims 83/100

Methodology

Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.

Frequently Asked Questions

Why does flood history matter for home safety?

Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.

Where does the flood data come from?

Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.

Explore More Rankings

How this ranking is calculated, data sources, and limitations: Rankings Methodology →


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Disclaimer: Rankings are based on EPA, FEMA, and federal agency data. They reflect historical patterns and risk indicators, not necessarily current conditions. For the most current information, contact your local water utility or request a Consumer Confidence Report.

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