Out of 419 ZIP codes with data in Mississippi, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Mississippi Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 419 |
| Highest value | 6,049 claims |
| Median value | 11 claims |
| State | Mississippi |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Flood Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 39520 | Bay Saint Louis | MS | 6,049 claims | 50/100 |
| 2 | 39571 | Pass Christian | MS | 4,596 claims | 74/100 |
| 3 | 39564 | Ocean Springs | MS | 2,974 claims | 74/100 |
| 4 | 39532 | Biloxi | MS | 2,387 claims | 69/100 |
| 5 | 39560 | Long Beach | MS | 2,084 claims | 73/100 |
| 6 | 39211 | Jackson | MS | 1,896 claims | 50/100 |
| 7 | 39180 | Vicksburg | MS | 1,874 claims | 74/100 |
| 8 | 39501 | Gulfport | MS | 1,873 claims | 73/100 |
| 9 | 39567 | Pascagoula | MS | 1,820 claims | 73/100 |
| 10 | 39530 | Biloxi | MS | 1,611 claims | 69/100 |
| 11 | 39576 | Waveland | MS | 1,593 claims | 67/100 |
| 12 | 39507 | Gulfport | MS | 1,558 claims | 73/100 |
| 13 | 39581 | Pascagoula | MS | 1,551 claims | 73/100 |
| 14 | 39563 | Moss Point | MS | 1,330 claims | 73/100 |
| 15 | 39553 | Gautier | MS | 1,263 claims | 73/100 |
| 16 | 39503 | Gulfport | MS | 1,198 claims | 73/100 |
| 17 | 39401 | Hattiesburg | MS | 1,143 claims | 52/100 |
| 18 | 38703 | Greenville | MS | 1,020 claims | 73/100 |
| 19 | 39669 | Woodville | MS | 985 claims | 68/100 |
| 20 | 39562 | Moss Point | MS | 934 claims | 78/100 |
| 21 | 39046 | Canton | MS | 735 claims | 79/100 |
| 22 | 39531 | Biloxi | MS | 710 claims | 74/100 |
| 23 | 39540 | Diberville | MS | 685 claims | 75/100 |
| 24 | 39556 | Kiln | MS | 676 claims | 79/100 |
| 25 | 38701 | Greenville | MS | 675 claims | 78/100 |
| 26 | 39525 | Diamondhead | MS | 626 claims | 76/100 |
| 27 | 39466 | Picayune | MS | 619 claims | 68/100 |
| 28 | 39572 | Pearlington | MS | 593 claims | 74/100 |
| 29 | 39701 | Columbus | MS | 584 claims | 60/100 |
| 30 | 39212 | Jackson | MS | 562 claims | 55/100 |
| 31 | 39429 | Columbia | MS | 538 claims | 79/100 |
| 32 | 39402 | Hattiesburg | MS | 502 claims | 57/100 |
| 33 | 39183 | Vicksburg | MS | 465 claims | 79/100 |
| 34 | 39465 | Petal | MS | 430 claims | 70/100 |
| 35 | 39702 | Columbus | MS | 424 claims | 60/100 |
| 36 | 39206 | Jackson | MS | 402 claims | 55/100 |
| 37 | 39194 | Yazoo City | MS | 394 claims | 79/100 |
| 38 | 38676 | Tunica | MS | 377 claims | 79/100 |
| 39 | 39209 | Jackson | MS | 377 claims | 55/100 |
| 40 | 39208 | Pearl | MS | 364 claims | 79/100 |
| 41 | 38930 | Greenwood | MS | 356 claims | 68/100 |
| 42 | 39213 | Jackson | MS | 355 claims | 55/100 |
| 43 | 38901 | Grenada | MS | 314 claims | 76/100 |
| 44 | 38725 | Benoit | MS | 287 claims | 79/100 |
| 45 | 39038 | Belzoni | MS | 251 claims | 78/100 |
| 46 | 39667 | Tylertown | MS | 230 claims | 74/100 |
| 47 | 39201 | Jackson | MS | 226 claims | 55/100 |
| 48 | 38726 | Beulah | MS | 216 claims | 79/100 |
| 49 | 38646 | Marks | MS | 202 claims | 75/100 |
| 50 | 38732 | Cleveland | MS | 191 claims | 84/100 |
| 51 | 39156 | Redwood | MS | 186 claims | 60/100 |
| 52 | 39150 | Port Gibson | MS | 182 claims | 83/100 |
| 53 | 39159 | Rolling Fork | MS | 178 claims | 79/100 |
| 54 | 39114 | Mendenhall | MS | 177 claims | 83/100 |
| 55 | 39440 | Laurel | MS | 177 claims | 73/100 |
| 56 | 38614 | Clarksdale | MS | 166 claims | 68/100 |
| 57 | 39120 | Natchez | MS | 165 claims | 81/100 |
| 58 | 39204 | Jackson | MS | 163 claims | 60/100 |
| 59 | 39216 | Jackson | MS | 153 claims | 60/100 |
| 60 | 39232 | Flowood | MS | 153 claims | 82/100 |
| 61 | 39558 | Lakeshore | MS | 152 claims | 60/100 |
| 62 | 39157 | Ridgeland | MS | 151 claims | 82/100 |
| 63 | 39047 | Brandon | MS | 131 claims | 84/100 |
| 64 | 39552 | Escatawpa | MS | 120 claims | 84/100 |
| 65 | 39470 | Poplarville | MS | 118 claims | 78/100 |
| 66 | 39773 | West Point | MS | 118 claims | 62/100 |
| 67 | 39042 | Brandon | MS | 110 claims | 84/100 |
| 68 | 39073 | Florence | MS | 106 claims | 65/100 |
| 69 | 39648 | Mccomb | MS | 102 claims | 82/100 |
| 70 | 38671 | Southaven | MS | 100 claims | 83/100 |
| 71 | 39483 | Foxworth | MS | 100 claims | 77/100 |
| 72 | 39565 | Vancleave | MS | 100 claims | 60/100 |
| 73 | 38769 | Rosedale | MS | 94 claims | 84/100 |
| 74 | 38637 | Horn Lake | MS | 92 claims | 77/100 |
| 75 | 38801 | Tupelo | MS | 89 claims | 72/100 |
| 76 | 38756 | Leland | MS | 87 claims | 83/100 |
| 77 | 38821 | Amory | MS | 87 claims | 72/100 |
| 78 | 39301 | Meridian | MS | 87 claims | 74/100 |
| 79 | 39110 | Madison | MS | 85 claims | 83/100 |
| 80 | 39305 | Meridian | MS | 85 claims | 74/100 |
| 81 | 39452 | Lucedale | MS | 85 claims | 71/100 |
| 82 | 39426 | Carriere | MS | 81 claims | 83/100 |
| 83 | 39202 | Jackson | MS | 78 claims | 60/100 |
| 84 | 39056 | Clinton | MS | 75 claims | 85/100 |
| 85 | 39705 | Columbus | MS | 73 claims | 65/100 |
| 86 | 39574 | Saucier | MS | 72 claims | 84/100 |
| 87 | 39307 | Meridian | MS | 71 claims | 74/100 |
| 88 | 38834 | Corinth | MS | 64 claims | 67/100 |
| 89 | 39095 | Lexington | MS | 64 claims | 83/100 |
| 90 | 39272 | Byram | MS | 64 claims | 60/100 |
| 91 | 38746 | Gunnison | MS | 62 claims | 77/100 |
| 92 | 39096 | Lorman | MS | 62 claims | 79/100 |
| 93 | 39636 | Wilkinson County | MS | 61 claims | — |
| 94 | 39631 | Centreville | MS | 60 claims | 72/100 |
| 95 | 39177 | Valley Park | MS | 58 claims | 60/100 |
| 96 | 39218 | Richland | MS | 58 claims | 80/100 |
| 97 | 39181 | Vicksburg | MS | 57 claims | 84/100 |
| 98 | 38921 | Charleston | MS | 56 claims | 76/100 |
| 99 | 39601 | Brookhaven | MS | 55 claims | 84/100 |
| 100 | 38654 | Olive Branch | MS | 53 claims | 83/100 |
Methodology
Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.
Frequently Asked Questions
Why does flood history matter for home safety?
Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.
Where does the flood data come from?
Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.
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