ZIP Codes with Highest Flood Risk in Oklahoma

Out of 382 ZIP codes with data in Oklahoma, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Oklahoma Rankings

Statistic	Value
ZIP codes ranked	382
Highest value	1,111 claims
Median value	6 claims
State	Oklahoma

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Historical NFIP Claims	Safety Score
1	74354	Miami	OK	1,111 claims	83/100
2	74063	Sand Springs	OK	543 claims	89/100
3	74112	Tulsa	OK	474 claims	100/100
4	73044	Guthrie	OK	426 claims	—
5	74129	Tulsa	OK	335 claims	100/100
6	74135	Tulsa	OK	327 claims	100/100
7	73505	Lawton	OK	317 claims	91/100
8	74008	Bixby	OK	312 claims	83/100
9	73750	Kingfisher	OK	272 claims	—
10	74070	Skiatook	OK	248 claims	83/100
11	74105	Tulsa	OK	233 claims	100/100
12	73119	Oklahoma City	OK	225 claims	92/100
13	73507	Lawton	OK	213 claims	97/100
14	74066	Sapulpa	OK	210 claims	83/100
15	74006	Bartlesville	OK	206 claims	83/100
16	74403	Muskogee	OK	177 claims	—
17	73018	Chickasha	OK	175 claims	—
18	74014	Broken Arrow	OK	174 claims	—
19	74145	Tulsa	OK	168 claims	100/100
20	74631	Blackwell	OK	159 claims	87/100
21	73112	Oklahoma City	OK	158 claims	75/100
22	74128	Tulsa	OK	155 claims	100/100
23	73501	Lawton	OK	152 claims	89/100
24	74003	Bartlesville	OK	128 claims	83/100
25	74136	Tulsa	OK	127 claims	100/100
26	73116	Oklahoma City	OK	120 claims	75/100
27	73139	Oklahoma City	OK	114 claims	75/100
28	74115	Tulsa	OK	113 claims	100/100
29	74601	Ponca City	OK	112 claims	—
30	73036	El Reno	OK	100 claims	83/100
31	74017	Claremore	OK	98 claims	—
32	73072	Norman	OK	95 claims	83/100
33	74429	Coweta	OK	90 claims	—
34	73527	Cache	OK	89 claims	89/100
35	74114	Tulsa	OK	81 claims	100/100
36	74464	Tahlequah	OK	79 claims	—
37	73099	Yukon	OK	77 claims	83/100
38	73115	Oklahoma City	OK	77 claims	75/100
39	74801	Shawnee	OK	77 claims	—
40	74146	Tulsa	OK	75 claims	100/100
41	74132	Tulsa	OK	70 claims	96/100
42	73120	Oklahoma City	OK	69 claims	75/100
43	73533	Duncan	OK	67 claims	—
44	74036	Inola	OK	67 claims	—
45	74434	Fort Gibson	OK	66 claims	—
46	73132	Oklahoma City	OK	64 claims	89/100
47	74133	Tulsa	OK	64 claims	94/100
48	73034	Edmond	OK	63 claims	71/100
49	73118	Oklahoma City	OK	62 claims	75/100
50	73109	Oklahoma City	OK	59 claims	92/100
51	73127	Oklahoma City	OK	58 claims	83/100
52	74804	Shawnee	OK	58 claims	—
53	73701	Enid	OK	57 claims	—
54	74361	Pryor	OK	57 claims	56/100
55	74107	Tulsa	OK	56 claims	96/100
56	73159	Oklahoma City	OK	54 claims	83/100
57	74130	Tulsa	OK	54 claims	98/100
58	73141	Oklahoma City	OK	52 claims	75/100
59	74745	Idabel	OK	52 claims	—
60	73110	Oklahoma City	OK	50 claims	78/100
61	73160	Oklahoma City	OK	50 claims	77/100
62	74344	Grove	OK	50 claims	—
63	73170	Oklahoma City	OK	49 claims	83/100
64	73013	Edmond	OK	48 claims	89/100
65	73801	Woodward	OK	48 claims	—
66	73069	Norman	OK	47 claims	85/100
67	74604	Ponca City	OK	47 claims	67/100
68	74437	Henryetta	OK	46 claims	—
69	73162	Oklahoma City	OK	45 claims	89/100
70	74075	Stillwater	OK	45 claims	—
71	73401	Ardmore	OK	43 claims	87/100
72	74073	Sperry	OK	43 claims	94/100
73	73051	Lexington	OK	42 claims	85/100
74	74108	Tulsa	OK	42 claims	85/100
75	74074	Stillwater	OK	41 claims	—
76	74047	Mounds	OK	38 claims	—
77	74116	Tulsa	OK	38 claims	83/100
78	74868	Seminole	OK	38 claims	—
79	73071	Norman	OK	37 claims	85/100
80	74021	Collinsville	OK	37 claims	83/100
81	74106	Tulsa	OK	37 claims	100/100
82	74127	Tulsa	OK	37 claims	99/100
83	74011	Broken Arrow	OK	35 claims	67/100
84	74301	Vinita	OK	35 claims	—
85	74347	Kansas	OK	35 claims	—
86	73006	Apache	OK	34 claims	—
87	73089	Tuttle	OK	34 claims	—
88	73108	Oklahoma City	OK	34 claims	92/100
89	74467	Wagoner	OK	34 claims	—
90	73020	Choctaw	OK	33 claims	75/100
91	73049	Jones	OK	33 claims	75/100
92	74029	Dewey	OK	33 claims	83/100
93	73135	Oklahoma City	OK	32 claims	90/100
94	74012	Broken Arrow	OK	32 claims	68/100
95	74447	Okmulgee	OK	32 claims	—
96	73075	Pauls Valley	OK	31 claims	—
97	73111	Oklahoma City	OK	31 claims	75/100
98	73552	Indiahoma	OK	30 claims	—
99	73173	Oklahoma City	OK	28 claims	91/100
100	74055	Owasso	OK	28 claims	—

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

ZIP Codes with Highest Flood Risk in Oklahoma — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

What does this ranking show?

Where does the claim data come from?

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