ZIP Codes with Highest Flood Risk in Oklahoma

Out of 382 ZIP codes with data in Oklahoma, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Oklahoma Rankings

Statistic	Value
ZIP codes ranked	382
Highest value	1,109 claims
Median value	6 claims
State	Oklahoma

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Flood Claims	Safety Score
1	74354	Miami	OK	1,109 claims	70/100
2	74063	Sand Springs	OK	543 claims	74/100
3	74112	Tulsa	OK	474 claims	76/100
4	73044	Guthrie	OK	426 claims	75/100
5	74129	Tulsa	OK	335 claims	76/100
6	74135	Tulsa	OK	325 claims	76/100
7	73505	Lawton	OK	317 claims	72/100
8	74008	Bixby	OK	312 claims	79/100
9	73750	Kingfisher	OK	272 claims	55/100
10	74070	Skiatook	OK	248 claims	71/100
11	74105	Tulsa	OK	233 claims	76/100
12	73119	Oklahoma City	OK	225 claims	76/100
13	73507	Lawton	OK	213 claims	72/100
14	74066	Sapulpa	OK	208 claims	63/100
15	74006	Bartlesville	OK	206 claims	55/100
16	74403	Muskogee	OK	177 claims	59/100
17	73018	Chickasha	OK	175 claims	60/100
18	74014	Broken Arrow	OK	173 claims	60/100
19	74145	Tulsa	OK	168 claims	81/100
20	74631	Blackwell	OK	159 claims	55/100
21	73112	Oklahoma City	OK	158 claims	81/100
22	74128	Tulsa	OK	155 claims	81/100
23	73501	Lawton	OK	151 claims	77/100
24	74003	Bartlesville	OK	128 claims	60/100
25	74136	Tulsa	OK	126 claims	81/100
26	73116	Oklahoma City	OK	119 claims	81/100
27	73139	Oklahoma City	OK	114 claims	81/100
28	74115	Tulsa	OK	113 claims	81/100
29	74601	Ponca City	OK	110 claims	81/100
30	73036	El Reno	OK	100 claims	69/100
31	74017	Claremore	OK	98 claims	75/100
32	73072	Norman	OK	95 claims	75/100
33	74429	Coweta	OK	90 claims	52/100
34	73527	Cache	OK	89 claims	64/100
35	74114	Tulsa	OK	81 claims	81/100
36	74464	Tahlequah	OK	78 claims	59/100
37	73099	Yukon	OK	77 claims	64/100
38	73115	Oklahoma City	OK	77 claims	81/100
39	74801	Shawnee	OK	77 claims	60/100
40	74146	Tulsa	OK	75 claims	81/100
41	74132	Tulsa	OK	70 claims	81/100
42	73120	Oklahoma City	OK	69 claims	81/100
43	73533	Duncan	OK	67 claims	57/100
44	74036	Inola	OK	67 claims	76/100
45	74434	Fort Gibson	OK	66 claims	82/100
46	73132	Oklahoma City	OK	64 claims	81/100
47	73034	Edmond	OK	63 claims	84/100
48	74133	Tulsa	OK	63 claims	81/100
49	73118	Oklahoma City	OK	62 claims	81/100
50	73109	Oklahoma City	OK	59 claims	81/100
51	73127	Oklahoma City	OK	58 claims	81/100
52	74804	Shawnee	OK	58 claims	60/100
53	73701	Enid	OK	57 claims	83/100
54	74361	Pryor	OK	57 claims	68/100
55	74107	Tulsa	OK	56 claims	81/100
56	73159	Oklahoma City	OK	54 claims	81/100
57	74130	Tulsa	OK	54 claims	81/100
58	73141	Oklahoma City	OK	52 claims	81/100
59	73110	Oklahoma City	OK	50 claims	86/100
60	73160	Oklahoma City	OK	50 claims	86/100
61	74344	Grove	OK	50 claims	61/100
62	73170	Oklahoma City	OK	49 claims	86/100
63	73013	Edmond	OK	48 claims	89/100
64	73801	Woodward	OK	48 claims	76/100
65	73069	Norman	OK	47 claims	80/100
66	74604	Ponca City	OK	47 claims	86/100
67	74745	Idabel	OK	47 claims	65/100
68	74437	Henryetta	OK	46 claims	84/100
69	73162	Oklahoma City	OK	45 claims	86/100
70	74075	Stillwater	OK	45 claims	70/100
71	73401	Ardmore	OK	43 claims	65/100
72	74073	Sperry	OK	43 claims	90/100
73	73051	Lexington	OK	42 claims	70/100
74	74108	Tulsa	OK	42 claims	86/100
75	74074	Stillwater	OK	41 claims	70/100
76	74116	Tulsa	OK	38 claims	86/100
77	73071	Norman	OK	37 claims	80/100
78	74047	Mounds	OK	37 claims	65/100
79	74106	Tulsa	OK	37 claims	86/100
80	74127	Tulsa	OK	37 claims	86/100
81	74868	Seminole	OK	37 claims	90/100
82	74011	Broken Arrow	OK	35 claims	65/100
83	74021	Collinsville	OK	35 claims	81/100
84	74301	Vinita	OK	35 claims	67/100
85	74347	Kansas	OK	35 claims	64/100
86	73006	Apache	OK	34 claims	70/100
87	73089	Tuttle	OK	34 claims	85/100
88	73108	Oklahoma City	OK	34 claims	86/100
89	74467	Wagoner	OK	34 claims	65/100
90	73020	Choctaw	OK	33 claims	63/100
91	73049	Jones	OK	33 claims	81/100
92	74029	Dewey	OK	33 claims	65/100
93	73135	Oklahoma City	OK	32 claims	86/100
94	74447	Okmulgee	OK	32 claims	65/100
95	73075	Pauls Valley	OK	31 claims	65/100
96	73111	Oklahoma City	OK	31 claims	86/100
97	74012	Broken Arrow	OK	31 claims	65/100
98	73552	Indiahoma	OK	30 claims	65/100
99	73173	Oklahoma City	OK	28 claims	86/100
100	74055	Owasso	OK	28 claims	89/100

Methodology

Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.

Frequently Asked Questions

Why does flood history matter for home safety?

Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.

Where does the flood data come from?

Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.

ZIP Codes with Highest Flood Risk in Oklahoma — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

Why does flood history matter for home safety?

Where does the flood data come from?

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