ZIP Codes with Highest Flood Risk in Alabama

Out of 498 ZIP codes with data in Alabama, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All Alabama Rankings

Statistic	Value
ZIP codes ranked	498
Highest value	9,455 claims
Median value	7 claims
State	Alabama

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Flood Claims	Safety Score
1	36542	Gulf Shores	AL	9,455 claims	75/100
2	36528	Dauphin Island	AL	5,009 claims	73/100
3	36561	Orange Beach	AL	4,779 claims	72/100
4	36605	Mobile	AL	1,978 claims	71/100
5	36532	Fairhope	AL	1,303 claims	73/100
6	36582	Theodore	AL	887 claims	80/100
7	36535	Foley	AL	714 claims	80/100
8	36530	Elberta	AL	693 claims	76/100
9	36523	Coden	AL	660 claims	55/100
10	36509	Bayou La Batre	AL	647 claims	75/100
11	36603	Mobile	AL	618 claims	76/100
12	35124	Pelham	AL	612 claims	68/100
13	36608	Mobile	AL	579 claims	76/100
14	36606	Mobile	AL	561 claims	76/100
15	36607	Mobile	AL	543 claims	76/100
16	36564	Point Clear	AL	510 claims	55/100
17	36323	Elba	AL	509 claims	69/100
18	36619	Mobile	AL	487 claims	76/100
19	36571	Saraland	AL	454 claims	76/100
20	35020	Bessemer	AL	367 claims	66/100
21	36617	Mobile	AL	348 claims	76/100
22	36693	Mobile	AL	329 claims	76/100
23	36547	Gulf Shores	AL	297 claims	80/100
24	36580	Summerdale	AL	277 claims	72/100
25	36426	Brewton	AL	268 claims	72/100
26	36526	Daphne	AL	265 claims	73/100
27	36555	Magnolia Springs	AL	250 claims	55/100
28	35215	Birmingham	AL	249 claims	66/100
29	36609	Mobile	AL	247 claims	76/100
30	35213	Birmingham	AL	239 claims	66/100
31	35802	Huntsville	AL	230 claims	55/100
32	36610	Mobile	AL	221 claims	76/100
33	36611	Mobile	AL	219 claims	76/100
34	35234	Birmingham	AL	182 claims	71/100
35	36549	Lillian	AL	179 claims	60/100
36	36602	Mobile	AL	179 claims	81/100
37	36574	Seminole	AL	147 claims	60/100
38	35023	Bessemer	AL	144 claims	71/100
39	35206	Birmingham	AL	138 claims	71/100
40	36340	Geneva	AL	128 claims	83/100
41	35209	Birmingham	AL	124 claims	71/100
42	35216	Birmingham	AL	124 claims	71/100
43	35226	Birmingham	AL	124 claims	71/100
44	36604	Mobile	AL	124 claims	81/100
45	36701	Selma	AL	113 claims	64/100
46	35228	Birmingham	AL	111 claims	71/100
47	35801	Huntsville	AL	108 claims	60/100
48	36572	Satsuma	AL	107 claims	82/100
49	35405	Tuscaloosa	AL	104 claims	71/100
50	36527	Spanish Fort	AL	104 claims	83/100
51	36502	Atmore	AL	103 claims	79/100
52	35243	Birmingham	AL	102 claims	71/100
53	36601	Mobile	AL	94 claims	81/100
54	35126	Pinson	AL	93 claims	50/100
55	35763	Owens Cross Roads	AL	93 claims	60/100
56	36322	Daleville	AL	93 claims	79/100
57	35803	Huntsville	AL	92 claims	60/100
58	36695	Mobile	AL	91 claims	81/100
59	36576	Silverhill	AL	89 claims	85/100
60	35401	Tuscaloosa	AL	84 claims	71/100
61	36511	Bon Secour	AL	84 claims	60/100
62	35447	Carrollton	AL	83 claims	72/100
63	35223	Birmingham	AL	81 claims	71/100
64	35094	Leeds	AL	73 claims	73/100
65	35601	Decatur	AL	72 claims	57/100
66	35634	Florence	AL	72 claims	58/100
67	36330	Enterprise	AL	70 claims	82/100
68	35217	Birmingham	AL	69 claims	71/100
69	36703	Selma	AL	66 claims	64/100
70	35007	Alabaster	AL	65 claims	72/100
71	35441	Akron	AL	65 claims	73/100
72	35221	Birmingham	AL	63 claims	71/100
73	35204	Birmingham	AL	59 claims	71/100
74	36111	Montgomery	AL	59 claims	72/100
75	36117	Montgomery	AL	58 claims	72/100
76	36559	Montrose	AL	58 claims	60/100
77	36618	Mobile	AL	58 claims	81/100
78	35214	Birmingham	AL	57 claims	71/100
79	36303	Dothan	AL	56 claims	80/100
80	36633	Mobile	AL	56 claims	81/100
81	36116	Montgomery	AL	55 claims	72/100
82	36536	Foley	AL	54 claims	85/100
83	35218	Birmingham	AL	53 claims	71/100
84	36301	Dothan	AL	52 claims	80/100
85	36108	Montgomery	AL	49 claims	77/100
86	36567	Robertsdale	AL	49 claims	89/100
87	35661	Muscle Shoals	AL	48 claims	64/100
88	35207	Birmingham	AL	47 claims	76/100
89	35630	Florence	AL	47 claims	63/100
90	36105	Montgomery	AL	47 claims	77/100
91	35222	Birmingham	AL	45 claims	76/100
92	35242	Birmingham	AL	45 claims	76/100
93	35674	Tuscumbia	AL	45 claims	63/100
94	36203	Oxford	AL	45 claims	61/100
95	36616	Mobile	AL	44 claims	86/100
96	35640	Hartselle	AL	43 claims	65/100
97	35211	Birmingham	AL	42 claims	76/100
98	36507	Bay Minette	AL	42 claims	89/100
99	36541	Grand Bay	AL	42 claims	88/100
100	36109	Montgomery	AL	41 claims	77/100

Methodology

Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.

Frequently Asked Questions

Why does flood history matter for home safety?

Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.

Where does the flood data come from?

Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.

ZIP Codes with Highest Flood Risk in Alabama — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

Why does flood history matter for home safety?

Where does the flood data come from?

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