Out of 83 ZIP codes with data in Hawaii, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Hawaii Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 83 |
| Highest value | 472 claims |
| Median value | 13 claims |
| State | Hawaii |
Top 83 Worst ZIP Codes
| Rank | ZIP Code | City | State | Historical NFIP Claims | Safety Score |
|---|---|---|---|---|---|
| 1 | 96756 | Koloa | HI | 472 claims | — |
| 2 | 96740 | Kailua Kona | HI | 416 claims | 99/100 |
| 3 | 96821 | Honolulu | HI | 414 claims | 100/100 |
| 4 | 96714 | Hanalei | HI | 395 claims | — |
| 5 | 96753 | Kihei | HI | 380 claims | 100/100 |
| 6 | 96734 | Kailua | HI | 368 claims | 100/100 |
| 7 | 96712 | Haleiwa | HI | 316 claims | 100/100 |
| 8 | 96746 | Kapaa | HI | 239 claims | — |
| 9 | 96792 | Waianae | HI | 235 claims | 100/100 |
| 10 | 96762 | Laie | HI | 223 claims | 100/100 |
| 11 | 96720 | Hilo | HI | 214 claims | 100/100 |
| 12 | 96761 | Lahaina | HI | 201 claims | 100/100 |
| 13 | 96717 | Hauula | HI | 199 claims | 100/100 |
| 14 | 96816 | Honolulu | HI | 162 claims | 100/100 |
| 15 | 96815 | Honolulu | HI | 161 claims | 100/100 |
| 16 | 96730 | Kaaawa | HI | 141 claims | — |
| 17 | 96819 | Honolulu | HI | 135 claims | 100/100 |
| 18 | 96791 | Waialua | HI | 130 claims | 100/100 |
| 19 | 96744 | Kaneohe | HI | 117 claims | 100/100 |
| 20 | 96793 | Wailuku | HI | 108 claims | 100/100 |
| 21 | 96825 | Honolulu | HI | 75 claims | 100/100 |
| 22 | 96752 | Kekaha | HI | 72 claims | — |
| 23 | 96703 | Anahola | HI | 69 claims | — |
| 24 | 96826 | Honolulu | HI | 69 claims | 100/100 |
| 25 | 96766 | Lihue | HI | 65 claims | — |
| 26 | 96706 | Ewa Beach | HI | 64 claims | 100/100 |
| 27 | 96743 | Kamuela | HI | 64 claims | 100/100 |
| 28 | 96822 | Honolulu | HI | 62 claims | 100/100 |
| 29 | 96796 | Waimea | HI | 48 claims | — |
| 30 | 96748 | Kaunakakai | HI | 45 claims | 100/100 |
| 31 | 96778 | Pahoa | HI | 40 claims | 100/100 |
| 32 | 96817 | Honolulu | HI | 37 claims | 100/100 |
| 33 | 96795 | Waimanalo | HI | 36 claims | 100/100 |
| 34 | 96716 | Hanapepe | HI | 32 claims | — |
| 35 | 96754 | Kilauea | HI | 30 claims | — |
| 36 | 96813 | Honolulu | HI | 28 claims | 100/100 |
| 37 | 96732 | Kahului | HI | 19 claims | 100/100 |
| 38 | 96722 | Princeville | HI | 16 claims | — |
| 39 | 96745 | Kailua Kona | HI | 14 claims | — |
| 40 | 96779 | Paia | HI | 14 claims | 100/100 |
| 41 | 96782 | Pearl City | HI | 13 claims | 99/100 |
| 42 | 96790 | Kula | HI | 13 claims | 100/100 |
| 43 | 96701 | Aiea | HI | 12 claims | 100/100 |
| 44 | 96731 | Kahuku | HI | 12 claims | — |
| 45 | 96750 | Kealakekua | HI | 12 claims | 99/100 |
| 46 | 96741 | Kalaheo | HI | 10 claims | — |
| 47 | 96749 | Keaau | HI | 10 claims | 100/100 |
| 48 | 96797 | Waipahu | HI | 10 claims | 100/100 |
| 49 | 96708 | Haiku | HI | 9 claims | 100/100 |
| 50 | 96810 | Honolulu | HI | 9 claims | — |
| 51 | 96704 | Captain Cook | HI | 8 claims | — |
| 52 | 96789 | Mililani | HI | 6 claims | 100/100 |
| 53 | 96713 | Hana | HI | 5 claims | — |
| 54 | 96814 | Honolulu | HI | 5 claims | 100/100 |
| 55 | 96768 | Makawao | HI | 4 claims | 100/100 |
| 56 | 96770 | Maunaloa | HI | 4 claims | — |
| 57 | 96801 | Honolulu | HI | 4 claims | — |
| 58 | 96707 | Kapolei | HI | 3 claims | 100/100 |
| 59 | 96727 | Honokaa | HI | 3 claims | 100/100 |
| 60 | 96767 | Lahaina | HI | 3 claims | — |
| 61 | 96769 | Makaweli | HI | 3 claims | — |
| 62 | 96786 | Wahiawa | HI | 3 claims | 100/100 |
| 63 | 96830 | Honolulu | HI | 3 claims | — |
| 64 | 96726 | Honaunau | HI | 2 claims | 100/100 |
| 65 | 96747 | Kaumakani | HI | 2 claims | — |
| 66 | 96760 | Kurtistown | HI | 2 claims | 100/100 |
| 67 | 96771 | Mountain View | HI | 2 claims | 100/100 |
| 68 | 96777 | Pahala | HI | 2 claims | — |
| 69 | 96700 | Kauai County | HI | 1 claims | — |
| 70 | 96725 | Holualoa | HI | 1 claims | 99/100 |
| 71 | 96733 | Kahului | HI | 1 claims | — |
| 72 | 96738 | Waikoloa | HI | 1 claims | 100/100 |
| 73 | 96758 | Kauai County | HI | 1 claims | — |
| 74 | 96763 | Lanai City | HI | 1 claims | — |
| 75 | 96765 | Lawai | HI | 1 claims | — |
| 76 | 96780 | Papaaloa | HI | 1 claims | — |
| 77 | 96800 | Honolulu County | HI | 1 claims | — |
| 78 | 96803 | Honolulu | HI | 1 claims | — |
| 79 | 96804 | Honolulu | HI | 1 claims | — |
| 80 | 96811 | Honolulu | HI | 1 claims | — |
| 81 | 96818 | Honolulu | HI | 1 claims | 100/100 |
| 82 | 96820 | Honolulu | HI | 1 claims | — |
| 83 | 96882 | Honolulu County | HI | 1 claims | — |
Methodology
This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.
Frequently Asked Questions
What does this ranking show?
It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.
Where does the claim data come from?
The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.
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