ZIP Codes with Highest Flood Risk in Missouri

Out of 675 ZIP codes with data in Missouri, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Missouri Rankings

Statistic	Value
ZIP codes ranked	675
Highest value	5,266 claims
Median value	10 claims
State	Missouri

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Historical NFIP Claims	Safety Score
1	63301	Saint Charles	MO	5,266 claims	66/100
2	63088	Valley Park	MO	2,250 claims	83/100
3	63386	West Alton	MO	2,078 claims	—
4	63026	Fenton	MO	1,311 claims	81/100
5	63010	Arnold	MO	1,217 claims	83/100
6	63025	Eureka	MO	1,208 claims	81/100
7	63373	Portage Des Sioux	MO	1,113 claims	—
8	63130	Saint Louis	MO	1,112 claims	79/100
9	64437	Craig	MO	1,085 claims	—
10	63670	Sainte Genevieve	MO	998 claims	80/100
11	63343	Elsberry	MO	778 claims	74/100
12	63701	Cape Girardeau	MO	777 claims	—
13	63144	Saint Louis	MO	675 claims	83/100
14	63128	Saint Louis	MO	566 claims	83/100
15	63129	Saint Louis	MO	560 claims	83/100
16	63069	Pacific	MO	534 claims	—
17	63016	Cedar Hill	MO	503 claims	80/100
18	63347	Foley	MO	468 claims	79/100
19	63336	Clarksville	MO	455 claims	—
20	63389	Winfield	MO	437 claims	78/100
21	63376	Saint Peters	MO	400 claims	65/100
22	63401	Hannibal	MO	389 claims	—
23	63125	Saint Louis	MO	388 claims	79/100
24	64484	Rushville	MO	386 claims	—
25	65101	Jefferson City	MO	381 claims	—
26	63901	Poplar Bluff	MO	373 claims	—
27	63031	Florissant	MO	372 claims	83/100
28	63303	Saint Charles	MO	364 claims	66/100
29	63135	Saint Louis	MO	363 claims	83/100
30	63042	Hazelwood	MO	360 claims	83/100
31	63019	Crystal City	MO	344 claims	78/100
32	63136	Saint Louis	MO	339 claims	79/100
33	63366	O Fallon	MO	333 claims	60/100
34	63369	Old Monroe	MO	312 claims	81/100
35	63124	Saint Louis	MO	303 claims	83/100
36	64854	Noel	MO	288 claims	—
37	63122	Saint Louis	MO	285 claims	83/100
38	63114	Saint Louis	MO	269 claims	83/100
39	63123	Saint Louis	MO	267 claims	79/100
40	65041	Hermann	MO	263 claims	—
41	63801	Sikeston	MO	262 claims	—
42	64130	Kansas City	MO	261 claims	64/100
43	63330	Annada	MO	252 claims	—
44	63051	House Springs	MO	248 claims	80/100
45	63935	Doniphan	MO	244 claims	—
46	63005	Chesterfield	MO	240 claims	82/100
47	63775	Perryville	MO	220 claims	79/100
48	63353	Louisiana	MO	216 claims	—
49	63673	Saint Mary	MO	198 claims	82/100
50	64129	Kansas City	MO	188 claims	64/100
51	63074	Saint Ann	MO	186 claims	83/100
52	63050	Hillsboro	MO	184 claims	78/100
53	64052	Independence	MO	184 claims	66/100
54	63012	Barnhart	MO	182 claims	78/100
55	63845	East Prairie	MO	182 claims	—
56	64119	Kansas City	MO	182 claims	62/100
57	65616	Branson	MO	180 claims	68/100
58	63137	Saint Louis	MO	179 claims	79/100
59	63121	Saint Louis	MO	178 claims	79/100
60	65401	Rolla	MO	172 claims	—
61	64118	Kansas City	MO	170 claims	62/100
62	63143	Saint Louis	MO	163 claims	70/100
63	64024	Excelsior Springs	MO	157 claims	50/100
64	63023	Dittmer	MO	156 claims	—
65	63033	Florissant	MO	155 claims	83/100
66	65672	Hollister	MO	155 claims	78/100
67	63020	De Soto	MO	150 claims	78/100
68	64633	Carrollton	MO	146 claims	—
69	63132	Saint Louis	MO	145 claims	83/100
70	63077	Saint Clair	MO	142 claims	—
71	63127	Saint Louis	MO	140 claims	83/100
72	64108	Kansas City	MO	140 claims	64/100
73	63028	Festus	MO	138 claims	73/100
74	64114	Kansas City	MO	138 claims	64/100
75	63645	Fredericktown	MO	137 claims	—
76	65583	Waynesville	MO	136 claims	—
77	63304	Saint Charles	MO	134 claims	66/100
78	63052	Imperial	MO	132 claims	81/100
79	63021	Ballwin	MO	130 claims	81/100
80	63116	Saint Louis	MO	123 claims	70/100
81	63049	High Ridge	MO	118 claims	76/100
82	64421	Amazonia	MO	116 claims	64/100
83	63011	Ballwin	MO	114 claims	83/100
84	63119	Saint Louis	MO	111 claims	79/100
85	63965	Van Buren	MO	111 claims	—
86	64133	Kansas City	MO	110 claims	62/100
87	65069	Rhineland	MO	110 claims	—
88	64035	Hardin	MO	109 claims	—
89	63131	Saint Louis	MO	106 claims	83/100
90	63111	Saint Louis	MO	105 claims	70/100
91	63742	Commerce	MO	105 claims	—
92	64504	Saint Joseph	MO	105 claims	—
93	63043	Maryland Heights	MO	104 claims	83/100
94	64112	Kansas City	MO	104 claims	64/100
95	63084	Union	MO	103 claims	—
96	63957	Piedmont	MO	103 claims	—
97	65203	Columbia	MO	102 claims	80/100

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-10-15.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

ZIP Codes with Highest Flood Risk in Missouri — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

What does this ranking show?

Where does the claim data come from?

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