ZIP Codes with Highest Flood Risk in Texas

Out of 1,674 ZIP codes with data in Texas, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All Texas Rankings

Statistic	Value
ZIP codes ranked	1,674
Highest value	8,374 claims
Median value	16 claims
State	Texas

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Historical NFIP Claims	Safety Score
1	77539	Dickinson	TX	8,374 claims	83/100
2	77550	Galveston	TX	8,115 claims	98/100
3	77554	Galveston	TX	6,966 claims	83/100
4	77089	Houston	TX	6,744 claims	73/100
5	77551	Galveston	TX	6,508 claims	98/100
6	77096	Houston	TX	6,480 claims	91/100
7	77546	Friendswood	TX	6,059 claims	98/100
8	77571	La Porte	TX	4,801 claims	88/100
9	77586	Seabrook	TX	4,792 claims	71/100
10	77088	Houston	TX	4,663 claims	85/100
11	77573	League City	TX	4,382 claims	83/100
12	77642	Port Arthur	TX	4,365 claims	89/100
13	77037	Houston	TX	4,198 claims	83/100
14	77040	Houston	TX	4,160 claims	83/100
15	77563	Hitchcock	TX	4,023 claims	83/100
16	77541	Freeport	TX	3,841 claims	83/100
17	77630	Orange	TX	3,727 claims	88/100
18	77511	Alvin	TX	3,655 claims	88/100
19	78382	Rockport	TX	3,632 claims	—
20	77662	Vidor	TX	3,603 claims	83/100
21	77581	Pearland	TX	3,544 claims	82/100
22	77034	Houston	TX	3,525 claims	89/100
23	77650	Port Bolivar	TX	3,493 claims	99/100
24	78373	Port Aransas	TX	3,486 claims	88/100
25	77079	Houston	TX	3,384 claims	91/100
26	77611	Bridge City	TX	3,346 claims	96/100
27	77401	Bellaire	TX	3,303 claims	90/100
28	77339	Kingwood	TX	3,219 claims	86/100
29	77705	Beaumont	TX	3,200 claims	75/100
30	77024	Houston	TX	3,145 claims	90/100
31	77565	Kemah	TX	3,106 claims	100/100
32	77025	Houston	TX	3,059 claims	72/100
33	77084	Houston	TX	3,058 claims	69/100
34	77093	Houston	TX	2,977 claims	88/100
35	77074	Houston	TX	2,828 claims	91/100
36	77429	Cypress	TX	2,751 claims	75/100
37	77039	Houston	TX	2,643 claims	85/100
38	77590	Texas City	TX	2,633 claims	92/100
39	77640	Port Arthur	TX	2,492 claims	90/100
40	77515	Angleton	TX	2,476 claims	83/100
41	77632	Orange	TX	2,355 claims	—
42	77521	Baytown	TX	2,099 claims	58/100
43	77015	Houston	TX	2,074 claims	62/100
44	77058	Houston	TX	2,067 claims	74/100
45	77627	Nederland	TX	2,067 claims	75/100
46	77505	Pasadena	TX	2,057 claims	72/100
47	77584	Pearland	TX	2,036 claims	67/100
48	77706	Beaumont	TX	1,959 claims	91/100
49	77520	Baytown	TX	1,936 claims	72/100
50	77090	Houston	TX	1,865 claims	75/100
51	77536	Deer Park	TX	1,855 claims	73/100
52	77060	Houston	TX	1,842 claims	75/100
53	77070	Houston	TX	1,834 claims	84/100
54	78550	Harlingen	TX	1,807 claims	58/100
55	77503	Pasadena	TX	1,799 claims	73/100
56	77035	Houston	TX	1,783 claims	89/100
57	77045	Houston	TX	1,782 claims	91/100
58	77077	Houston	TX	1,761 claims	91/100
59	77302	Conroe	TX	1,759 claims	75/100
60	77619	Groves	TX	1,718 claims	81/100
61	77568	La Marque	TX	1,691 claims	83/100
62	77008	Houston	TX	1,678 claims	91/100
63	77357	New Caney	TX	1,622 claims	75/100
64	77450	Katy	TX	1,619 claims	—
65	77510	Santa Fe	TX	1,570 claims	—
66	77080	Houston	TX	1,543 claims	91/100
67	77338	Humble	TX	1,511 claims	86/100
68	77075	Houston	TX	1,494 claims	90/100
69	77707	Beaumont	TX	1,488 claims	91/100
70	78155	Seguin	TX	1,471 claims	—
71	77072	Houston	TX	1,446 claims	91/100
72	77032	Houston	TX	1,438 claims	89/100
73	77422	Brazoria	TX	1,432 claims	90/100
74	77365	Porter	TX	1,410 claims	75/100
75	77018	Houston	TX	1,400 claims	91/100
76	77379	Spring	TX	1,393 claims	75/100
77	77713	Beaumont	TX	1,382 claims	82/100
78	77016	Houston	TX	1,374 claims	91/100
79	77038	Houston	TX	1,368 claims	77/100
80	77380	Spring	TX	1,357 claims	89/100
81	77042	Houston	TX	1,356 claims	91/100
82	77386	Spring	TX	1,343 claims	87/100
83	77022	Houston	TX	1,325 claims	91/100
84	77502	Pasadena	TX	1,315 claims	72/100
85	77013	Houston	TX	1,277 claims	91/100
86	77414	Bay City	TX	1,270 claims	—
87	77587	South Houston	TX	1,234 claims	74/100
88	77066	Houston	TX	1,191 claims	84/100
89	77062	Houston	TX	1,163 claims	73/100
90	77028	Houston	TX	1,157 claims	91/100
91	77532	Crosby	TX	1,155 claims	84/100
92	78597	South Padre Island	TX	1,135 claims	91/100
93	77373	Spring	TX	1,122 claims	85/100
94	78552	Harlingen	TX	1,121 claims	58/100
95	77518	Bacliff	TX	1,110 claims	97/100
96	77087	Houston	TX	1,099 claims	91/100
97	77049	Houston	TX	1,094 claims	75/100
98	77044	Houston	TX	1,087 claims	76/100
99	77026	Houston	TX	1,079 claims	91/100
100	77099	Houston	TX	1,079 claims	91/100

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

ZIP Codes with Highest Flood Risk in Texas — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

What does this ranking show?

Where does the claim data come from?

Explore More Rankings

Related Rankings