ZIP Codes with Highest Flood Risk in New Jersey

Out of 666 ZIP codes with data in New Jersey, these are the highest-ranked areas for flood claims. See also: National ZIP Codes with Highest Flood Risk | All New Jersey Rankings

Statistic	Value
ZIP codes ranked	666
Highest value	14,170 claims
Median value	33 claims
State	New Jersey

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Flood Claims	Safety Score
1	08008	Beach Haven	NJ	14,170 claims	74/100
2	08226	Ocean City	NJ	9,482 claims	50/100
3	08260	Wildwood	NJ	8,825 claims	50/100
4	07470	Wayne	NJ	6,425 claims	63/100
5	08401	Atlantic City	NJ	5,942 claims	74/100
6	08087	Tuckerton	NJ	5,367 claims	50/100
7	08753	Toms River	NJ	4,913 claims	71/100
8	08050	Manahawkin	NJ	4,649 claims	75/100
9	08735	Lavallette	NJ	4,431 claims	74/100
10	08203	Brigantine	NJ	4,194 claims	71/100
11	08742	Point Pleasant Beach	NJ	4,085 claims	30/100
12	08406	Ventnor City	NJ	3,936 claims	50/100
13	07035	Lincoln Park	NJ	3,380 claims	36/100
14	08402	Margate City	NJ	3,141 claims	50/100
15	08243	Sea Isle City	NJ	2,965 claims	73/100
16	07760	Rumson	NJ	2,929 claims	30/100
17	08751	Seaside Heights	NJ	2,780 claims	75/100
18	07424	Little Falls	NJ	2,568 claims	40/100
19	07442	Pompton Lakes	NJ	2,568 claims	50/100
20	08723	Brick	NJ	2,490 claims	49/100
21	08202	Avalon	NJ	2,365 claims	75/100
22	08736	Manasquan	NJ	2,241 claims	30/100
23	07030	Hoboken	NJ	2,215 claims	61/100
24	07004	Fairfield	NJ	2,089 claims	59/100
25	08805	Bound Brook	NJ	1,962 claims	50/100
26	07735	Keyport	NJ	1,794 claims	37/100
27	08835	Manville	NJ	1,787 claims	30/100
28	07643	Little Ferry	NJ	1,750 claims	40/100
29	07732	Highlands	NJ	1,742 claims	36/100
30	07750	Monmouth Beach	NJ	1,661 claims	30/100
31	07016	Cranford	NJ	1,650 claims	41/100
32	08247	Stone Harbor	NJ	1,539 claims	74/100
33	08731	Forked River	NJ	1,522 claims	74/100
34	08721	Bayville	NJ	1,502 claims	50/100
35	08204	Cape May	NJ	1,482 claims	73/100
36	08752	Seaside Park	NJ	1,441 claims	75/100
37	07440	Pequannock	NJ	1,428 claims	30/100
38	07740	Long Branch	NJ	1,385 claims	30/100
39	07734	Keansburg	NJ	1,366 claims	46/100
40	08403	Longport	NJ	1,335 claims	72/100
41	08738	Mantoloking	NJ	1,329 claims	40/100
42	07302	Jersey City	NJ	1,103 claims	40/100
43	08846	Middlesex	NJ	1,095 claims	30/100
44	07065	Rahway	NJ	1,035 claims	63/100
45	07644	Lodi	NJ	1,004 claims	40/100
46	07758	Port Monmouth	NJ	996 claims	35/100
47	07062	Plainfield	NJ	966 claims	45/100
48	07757	Oceanport	NJ	965 claims	35/100
49	08618	Trenton	NJ	948 claims	45/100
50	07662	Rochelle Park	NJ	915 claims	45/100
51	08232	Pleasantville	NJ	882 claims	55/100
52	07834	Denville	NJ	879 claims	36/100
53	07675	Westwood	NJ	841 claims	45/100
54	07444	Pompton Plains	NJ	836 claims	42/100
55	07646	New Milford	NJ	820 claims	45/100
56	07057	Wallington	NJ	732 claims	55/100
57	08812	Dunellen	NJ	713 claims	35/100
58	07801	Dover	NJ	674 claims	47/100
59	07436	Oakland	NJ	664 claims	66/100
60	07060	Plainfield	NJ	660 claims	45/100
61	08758	Waretown	NJ	652 claims	71/100
62	08724	Brick	NJ	637 claims	54/100
63	07003	Bloomfield	NJ	625 claims	64/100
64	08865	Phillipsburg	NJ	623 claims	51/100
65	08734	Lanoka Harbor	NJ	580 claims	55/100
66	08739	Normandy Beach	NJ	573 claims	55/100
67	07719	Belmar	NJ	568 claims	54/100
68	07762	Spring Lake	NJ	564 claims	35/100
69	07522	Paterson	NJ	554 claims	42/100
70	07512	Totowa	NJ	548 claims	45/100
71	07071	Lyndhurst	NJ	519 claims	68/100
72	08530	Lambertville	NJ	517 claims	54/100
73	07034	Lake Hiawatha	NJ	496 claims	35/100
74	07203	Roselle	NJ	496 claims	35/100
75	07601	Hackensack	NJ	492 claims	45/100
76	07083	Union	NJ	469 claims	45/100
77	07094	Secaucus	NJ	458 claims	45/100
78	07663	Saddle Brook	NJ	447 claims	60/100
79	08882	South River	NJ	433 claims	47/100
80	07502	Paterson	NJ	431 claims	42/100
81	07642	Hillsdale	NJ	423 claims	45/100
82	08740	Ocean Gate	NJ	423 claims	78/100
83	08210	Cape May Court House	NJ	422 claims	66/100
84	07081	Springfield	NJ	421 claims	45/100
85	07450	Ridgewood	NJ	415 claims	51/100
86	08069	Penns Grove	NJ	414 claims	68/100
87	08876	Somerville	NJ	412 claims	35/100
88	07080	South Plainfield	NJ	404 claims	45/100
89	07631	Englewood	NJ	400 claims	45/100
90	07739	Little Silver	NJ	398 claims	35/100
91	08244	Somers Point	NJ	380 claims	55/100
92	08005	Barnegat	NJ	379 claims	66/100
93	07753	Neptune	NJ	374 claims	35/100
94	07410	Fair Lawn	NJ	373 claims	42/100
95	07074	Moonachie	NJ	371 claims	45/100
96	07026	Garfield	NJ	362 claims	66/100
97	08248	Strathmere	NJ	360 claims	55/100
98	07036	Linden	NJ	352 claims	45/100
99	08559	Stockton	NJ	348 claims	51/100
100	08638	Trenton	NJ	345 claims	45/100

Methodology

Flood risk rankings use FEMA National Flood Insurance Program (NFIP) claim data. Total claims reflect historical flood events that resulted in insured property damage. High claim counts indicate areas with recurring flood exposure, which can compromise water infrastructure, introduce contaminant runoff, and damage home systems.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-06-04.

Frequently Asked Questions

Why does flood history matter for home safety?

Flooding can contaminate drinking water supplies, damage water infrastructure, introduce sewage and chemical runoff, and compromise home foundations and electrical systems. Repeated flooding indicates persistent risk that affects long-term home safety.

Where does the flood data come from?

Flood claim data comes from the FEMA National Flood Insurance Program (NFIP), which tracks all insured flood losses by ZIP code. This includes claims from hurricanes, river flooding, storm surge, and heavy rainfall events.

ZIP Codes with Highest Flood Risk in New Jersey — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

Why does flood history matter for home safety?

Where does the flood data come from?

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