ZIP Codes with Highest Flood Risk in New Jersey

Out of 666 ZIP codes with data in New Jersey, these are the highest-ranked areas for historical nfip claims. See also: National ZIP Codes with the Most Historical NFIP Claims | All New Jersey Rankings

Statistic	Value
ZIP codes ranked	666
Highest value	14,176 claims
Median value	33 claims
State	New Jersey

Top 100 Worst ZIP Codes

Rank	ZIP Code	City	State	Historical NFIP Claims	Safety Score
1	08008	Beach Haven	NJ	14,176 claims	83/100
2	08226	Ocean City	NJ	9,482 claims	—
3	08260	Wildwood	NJ	8,825 claims	—
4	07470	Wayne	NJ	6,429 claims	62/100
5	08401	Atlantic City	NJ	5,943 claims	80/100
6	08087	Tuckerton	NJ	5,368 claims	96/100
7	08753	Toms River	NJ	4,914 claims	78/100
8	08050	Manahawkin	NJ	4,648 claims	100/100
9	08735	Lavallette	NJ	4,430 claims	82/100
10	08203	Brigantine	NJ	4,193 claims	99/100
11	08742	Point Pleasant Beach	NJ	4,084 claims	80/100
12	08406	Ventnor City	NJ	3,936 claims	96/100
13	07035	Lincoln Park	NJ	3,380 claims	40/100
14	08402	Margate City	NJ	3,142 claims	100/100
15	08243	Sea Isle City	NJ	2,966 claims	—
16	07760	Rumson	NJ	2,928 claims	50/100
17	08751	Seaside Heights	NJ	2,779 claims	100/100
18	07442	Pompton Lakes	NJ	2,570 claims	57/100
19	07424	Little Falls	NJ	2,569 claims	65/100
20	08723	Brick	NJ	2,491 claims	83/100
21	08202	Avalon	NJ	2,366 claims	—
22	08736	Manasquan	NJ	2,239 claims	64/100
23	07030	Hoboken	NJ	2,216 claims	66/100
24	07004	Fairfield	NJ	2,089 claims	—
25	08805	Bound Brook	NJ	1,962 claims	—
26	07735	Keyport	NJ	1,794 claims	39/100
27	08835	Manville	NJ	1,787 claims	—
28	07643	Little Ferry	NJ	1,752 claims	66/100
29	07732	Highlands	NJ	1,742 claims	50/100
30	07750	Monmouth Beach	NJ	1,661 claims	50/100
31	07016	Cranford	NJ	1,650 claims	67/100
32	08247	Stone Harbor	NJ	1,539 claims	—
33	08731	Forked River	NJ	1,522 claims	97/100
34	08721	Bayville	NJ	1,503 claims	93/100
35	08204	Cape May	NJ	1,482 claims	—
36	08752	Seaside Park	NJ	1,441 claims	100/100
37	07440	Pequannock	NJ	1,430 claims	45/100
38	07740	Long Branch	NJ	1,394 claims	50/100
39	07734	Keansburg	NJ	1,367 claims	33/100
40	08403	Longport	NJ	1,335 claims	83/100
41	08738	Mantoloking	NJ	1,330 claims	83/100
42	07302	Jersey City	NJ	1,104 claims	66/100
43	08846	Middlesex	NJ	1,095 claims	67/100
44	07065	Rahway	NJ	1,035 claims	66/100
45	07644	Lodi	NJ	1,004 claims	66/100
46	07758	Port Monmouth	NJ	998 claims	50/100
47	07062	Plainfield	NJ	983 claims	67/100
48	07757	Oceanport	NJ	965 claims	50/100
49	08618	Trenton	NJ	948 claims	33/100
50	07662	Rochelle Park	NJ	916 claims	66/100
51	08232	Pleasantville	NJ	881 claims	83/100
52	07834	Denville	NJ	879 claims	33/100
53	07675	Westwood	NJ	846 claims	66/100
54	07444	Pompton Plains	NJ	836 claims	60/100
55	07646	New Milford	NJ	822 claims	66/100
56	07057	Wallington	NJ	732 claims	62/100
57	08812	Dunellen	NJ	713 claims	67/100
58	07801	Dover	NJ	674 claims	33/100
59	07060	Plainfield	NJ	664 claims	—
60	07436	Oakland	NJ	664 claims	64/100
61	08758	Waretown	NJ	652 claims	98/100
62	08724	Brick	NJ	638 claims	83/100
63	07003	Bloomfield	NJ	626 claims	—
64	08865	Phillipsburg	NJ	623 claims	52/100
65	08734	Lanoka Harbor	NJ	580 claims	97/100
66	08739	Normandy Beach	NJ	573 claims	—
67	07719	Belmar	NJ	569 claims	48/100
68	07762	Spring Lake	NJ	564 claims	47/100
69	07522	Paterson	NJ	556 claims	65/100
70	07512	Totowa	NJ	548 claims	64/100
71	07071	Lyndhurst	NJ	519 claims	65/100
72	08530	Lambertville	NJ	517 claims	67/100
73	07203	Roselle	NJ	499 claims	67/100
74	07034	Lake Hiawatha	NJ	496 claims	48/100
75	07601	Hackensack	NJ	493 claims	—
76	07083	Union	NJ	469 claims	67/100
77	07094	Secaucus	NJ	458 claims	66/100
78	07663	Saddle Brook	NJ	447 claims	64/100
79	08882	South River	NJ	433 claims	58/100
80	07502	Paterson	NJ	431 claims	65/100
81	08740	Ocean Gate	NJ	424 claims	—
82	07642	Hillsdale	NJ	423 claims	66/100
83	08210	Cape May Court House	NJ	423 claims	—
84	07081	Springfield	NJ	421 claims	67/100
85	07450	Ridgewood	NJ	415 claims	63/100
86	08069	Penns Grove	NJ	414 claims	—
87	08876	Somerville	NJ	409 claims	—
88	07631	Englewood	NJ	408 claims	66/100
89	07080	South Plainfield	NJ	404 claims	66/100
90	07739	Little Silver	NJ	399 claims	50/100
91	08244	Somers Point	NJ	382 claims	83/100
92	08005	Barnegat	NJ	380 claims	98/100
93	07753	Neptune	NJ	377 claims	50/100
94	07410	Fair Lawn	NJ	373 claims	63/100
95	07074	Moonachie	NJ	372 claims	66/100
96	07026	Garfield	NJ	362 claims	65/100
97	08248	Strathmere	NJ	360 claims	—
98	07036	Linden	NJ	352 claims	66/100
99	08559	Stockton	NJ	348 claims	—
100	08638	Trenton	NJ	347 claims	50/100

Methodology

This ranking uses historical FEMA National Flood Insurance Program claim records. The entity is not a complete inventory of properties, flood events, uninsured losses, or current FEMA map designations. ZIPs without claim evidence are unknown and are not ranked as zero or low risk.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-08-31.

Frequently Asked Questions

What does this ranking show?

It shows historical NFIP claim counts for ZIP records where FEMA claim evidence is available. It does not determine the current flood zone or risk of a specific property.

Where does the claim data come from?

The records come from FEMA National Flood Insurance Program claims. They do not include a complete inventory of uninsured losses or current property-map designations.

ZIP Codes with Highest Flood Risk in New Jersey — 2026

Top 100 Worst ZIP Codes

Methodology

Frequently Asked Questions

What does this ranking show?

Where does the claim data come from?

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