Out of 695 ZIP codes with data in Massachusetts, these are the highest-ranked areas for purchase risk. See also: National Worst ZIP Codes for Homebuyers — Hidden Risk Factors | All Massachusetts Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 695 |
| Highest value | 65/100 |
| Median value | 34/100 |
| State | Massachusetts |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Purchase Risk | Safety Score |
|---|---|---|---|---|---|
| 1 | 02066 | Scituate | MA | 65/100 | 51/100 |
| 2 | 01908 | Nahant | MA | 60/100 | 53/100 |
| 3 | 01338 | Buckland | MA | 58/100 | 63/100 |
| 4 | 01840 | Lawrence | MA | 58/100 | 65/100 |
| 5 | 01810 | Andover | MA | 57/100 | 47/100 |
| 6 | 01610 | Worcester | MA | 56/100 | 60/100 |
| 7 | 02050 | Marshfield | MA | 56/100 | 58/100 |
| 8 | 02558 | Onset | MA | 56/100 | 73/100 |
| 9 | 02571 | Wareham | MA | 56/100 | 63/100 |
| 10 | 01821 | Billerica | MA | 55/100 | 43/100 |
| 11 | 01951 | Newbury | MA | 55/100 | 52/100 |
| 12 | 01103 | Springfield | MA | 53/100 | 82/100 |
| 13 | 01107 | Springfield | MA | 53/100 | 82/100 |
| 14 | 02540 | Falmouth | MA | 53/100 | 63/100 |
| 15 | 01608 | Worcester | MA | 52/100 | 65/100 |
| 16 | 01901 | Lynn | MA | 52/100 | 65/100 |
| 17 | 01952 | Salisbury | MA | 52/100 | 51/100 |
| 18 | 02554 | Nantucket | MA | 52/100 | 59/100 |
| 19 | 02719 | Fairhaven | MA | 52/100 | 66/100 |
| 20 | 02738 | Marion | MA | 52/100 | 72/100 |
| 21 | 01011 | Chester | MA | 51/100 | 74/100 |
| 22 | 01105 | Springfield | MA | 51/100 | 82/100 |
| 23 | 01540 | Oxford | MA | 51/100 | 68/100 |
| 24 | 01841 | Lawrence | MA | 51/100 | 55/100 |
| 25 | 01854 | Lowell | MA | 51/100 | 58/100 |
| 26 | 02152 | Winthrop | MA | 51/100 | 67/100 |
| 27 | 02176 | Melrose | MA | 51/100 | 43/100 |
| 28 | 02325 | Bridgewater | MA | 51/100 | 73/100 |
| 29 | 02725 | Somerset | MA | 51/100 | 42/100 |
| 30 | 01524 | Leicester | MA | 50/100 | 54/100 |
| 31 | 01921 | Boxford | MA | 50/100 | 49/100 |
| 32 | 01930 | Gloucester | MA | 50/100 | 55/100 |
| 33 | 01950 | Newburyport | MA | 50/100 | 45/100 |
| 34 | 01966 | Rockport | MA | 50/100 | 55/100 |
| 35 | 02155 | Medford | MA | 50/100 | 36/100 |
| 36 | 02726 | Somerset | MA | 50/100 | 37/100 |
| 37 | 01506 | Brookfield | MA | 49/100 | 65/100 |
| 38 | 01611 | Cherry Valley | MA | 49/100 | 55/100 |
| 39 | 02045 | Hull | MA | 49/100 | 40/100 |
| 40 | 02047 | Humarock | MA | 49/100 | 45/100 |
| 41 | 01104 | Springfield | MA | 48/100 | 82/100 |
| 42 | 01603 | Worcester | MA | 48/100 | 65/100 |
| 43 | 01730 | Bedford | MA | 48/100 | 59/100 |
| 44 | 01843 | Lawrence | MA | 48/100 | 60/100 |
| 45 | 02630 | Barnstable | MA | 48/100 | 71/100 |
| 46 | 02657 | Provincetown | MA | 48/100 | 68/100 |
| 47 | 02723 | Fall River | MA | 48/100 | 58/100 |
| 48 | 01109 | Springfield | MA | 47/100 | 82/100 |
| 49 | 01230 | Great Barrington | MA | 47/100 | 74/100 |
| 50 | 01301 | Greenfield | MA | 47/100 | 75/100 |
| 51 | 01339 | Charlemont | MA | 47/100 | 81/100 |
| 52 | 01757 | Milford | MA | 47/100 | 57/100 |
| 53 | 01929 | Essex | MA | 47/100 | 60/100 |
| 54 | 01944 | Manchester | MA | 47/100 | 60/100 |
| 55 | 02025 | Cohasset | MA | 47/100 | 69/100 |
| 56 | 02330 | Carver | MA | 47/100 | 78/100 |
| 57 | 02343 | Holbrook | MA | 47/100 | 68/100 |
| 58 | 02766 | Norton | MA | 47/100 | 53/100 |
| 59 | 01005 | Barre | MA | 46/100 | 56/100 |
| 60 | 01330 | Ashfield | MA | 46/100 | 80/100 |
| 61 | 01440 | Gardner | MA | 46/100 | 69/100 |
| 62 | 01719 | Boxborough | MA | 46/100 | 65/100 |
| 63 | 01830 | Haverhill | MA | 46/100 | 58/100 |
| 64 | 01851 | Lowell | MA | 46/100 | 58/100 |
| 65 | 01876 | Tewksbury | MA | 46/100 | 58/100 |
| 66 | 01907 | Swampscott | MA | 46/100 | 55/100 |
| 67 | 01915 | Beverly | MA | 46/100 | 58/100 |
| 68 | 02667 | Wellfleet | MA | 46/100 | 69/100 |
| 69 | 02764 | North Dighton | MA | 46/100 | 70/100 |
| 70 | 01108 | Springfield | MA | 45/100 | 82/100 |
| 71 | 01501 | Auburn | MA | 45/100 | 64/100 |
| 72 | 01543 | Rutland | MA | 45/100 | 61/100 |
| 73 | 01605 | Worcester | MA | 45/100 | 65/100 |
| 74 | 01742 | Concord | MA | 45/100 | 56/100 |
| 75 | 01850 | Lowell | MA | 45/100 | 68/100 |
| 76 | 01905 | Lynn | MA | 45/100 | 60/100 |
| 77 | 01913 | Amesbury | MA | 45/100 | 58/100 |
| 78 | 01940 | Lynnfield | MA | 45/100 | 59/100 |
| 79 | 02093 | Wrentham | MA | 45/100 | 58/100 |
| 80 | 02110 | Boston | MA | 45/100 | 84/100 |
| 81 | 02148 | Malden | MA | 45/100 | 33/100 |
| 82 | 02360 | Plymouth | MA | 45/100 | 62/100 |
| 83 | 02543 | Woods Hole | MA | 45/100 | 50/100 |
| 84 | 02559 | Pocasset | MA | 45/100 | 68/100 |
| 85 | 02647 | Hyannis Port | MA | 45/100 | 63/100 |
| 86 | 02663 | South Wellfleet | MA | 45/100 | 68/100 |
| 87 | 02724 | Fall River | MA | 45/100 | 64/100 |
| 88 | 02739 | Mattapoisett | MA | 45/100 | 68/100 |
| 89 | 02791 | Westport Point | MA | 45/100 | 55/100 |
| 90 | 01085 | Westfield | MA | 44/100 | 72/100 |
| 91 | 01469 | Townsend | MA | 44/100 | 59/100 |
| 92 | 01515 | East Brookfield | MA | 44/100 | 68/100 |
Methodology
The Home Purchase Risk Score combines area indicators that may lead to added costs for homebuyers: water system violation records, lead service line indicators, county radon potential, flood zones and housing age. An indicator does not mean a home needs filtration, mitigation, insurance or upgrades; a home test or inspection decides that. These are factors that standard home inspections may not fully capture.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-04-13.
Frequently Asked Questions
What is the Home Purchase Risk Score?
This score (0-100) estimates the hidden environmental costs a homebuyer may face: water filtration needs, lead pipe replacement, radon mitigation, flood insurance, and infrastructure upgrades. Higher scores mean more potential unexpected expenses after purchase.
What should homebuyers do in high-risk ZIP codes?
Request a water quality test, check for lead service lines with the utility, test for radon before closing, verify FEMA flood zone designation, and factor in potential remediation costs ($5,000-$30,000+) to your budget.
Explore More Rankings
- Worst ZIP Codes for Lead in Water in Massachusetts
- ZIP Codes with Most EPA Violations in Massachusetts
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- Safest ZIP Codes in Massachusetts — Highest Safety Scores
- ZIP Codes with Highest Flood Risk in Massachusetts
- ZIP Codes with Highest Energy Costs in Massachusetts
- ZIP Codes with Highest Radon Risk in Massachusetts
- ZIP Codes with PFAS Detections in Massachusetts
- Least Reliable Water Systems in Massachusetts
- Environmental Justice Concern Areas in Massachusetts
- ZIP Codes with Worst CO & Gas Risk in Massachusetts
- Safest ZIP Codes for Gas & CO Risk in Massachusetts
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