Out of 1,484 ZIP codes with data in Florida, these are the highest-ranked areas for purchase risk. See also: National Worst ZIP Codes for Homebuyers — Hidden Risk Factors | All Florida Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 1,484 |
| Highest value | 64/100 |
| Median value | 38/100 |
| State | Florida |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Purchase Risk | Safety Score |
|---|---|---|---|---|---|
| 1 | 32320 | Apalachicola | FL | 64/100 | 68/100 |
| 2 | 32348 | Perry | FL | 63/100 | 55/100 |
| 3 | 34652 | New Port Richey | FL | 62/100 | 59/100 |
| 4 | 32114 | Daytona Beach | FL | 61/100 | 71/100 |
| 5 | 32347 | Perry | FL | 60/100 | 60/100 |
| 6 | 32401 | Panama City | FL | 60/100 | 76/100 |
| 7 | 33161 | Miami | FL | 60/100 | 49/100 |
| 8 | 33755 | Clearwater | FL | 60/100 | 71/100 |
| 9 | 33764 | Clearwater | FL | 60/100 | 71/100 |
| 10 | 33901 | Fort Myers | FL | 60/100 | 74/100 |
| 11 | 34498 | Yankeetown | FL | 60/100 | 76/100 |
| 12 | 34691 | Holiday | FL | 60/100 | 76/100 |
| 13 | 34946 | Fort Pierce | FL | 60/100 | 73/100 |
| 14 | 32102 | Astor | FL | 59/100 | 75/100 |
| 15 | 32634 | Fairfield | FL | 59/100 | 63/100 |
| 16 | 32648 | Horseshoe Beach | FL | 59/100 | 71/100 |
| 17 | 32117 | Daytona Beach | FL | 58/100 | 76/100 |
| 18 | 32692 | Suwannee | FL | 58/100 | 59/100 |
| 19 | 32960 | Vero Beach | FL | 58/100 | 76/100 |
| 20 | 33144 | Miami | FL | 58/100 | 54/100 |
| 21 | 33158 | Miami | FL | 58/100 | 54/100 |
| 22 | 33530 | Durant | FL | 58/100 | 82/100 |
| 23 | 33756 | Clearwater | FL | 58/100 | 71/100 |
| 24 | 33840 | Eaton Park | FL | 58/100 | 79/100 |
| 25 | 34683 | Palm Harbor | FL | 58/100 | 63/100 |
| 26 | 32809 | Orlando | FL | 57/100 | 75/100 |
| 27 | 33126 | Miami | FL | 57/100 | 54/100 |
| 28 | 33166 | Miami | FL | 57/100 | 49/100 |
| 29 | 33174 | Miami | FL | 57/100 | 49/100 |
| 30 | 33480 | Palm Beach | FL | 57/100 | 71/100 |
| 31 | 33603 | Tampa | FL | 57/100 | 59/100 |
| 32 | 33919 | Fort Myers | FL | 57/100 | 69/100 |
| 33 | 34141 | Ochopee | FL | 57/100 | 69/100 |
| 34 | 34981 | Fort Pierce | FL | 57/100 | 68/100 |
| 35 | 32064 | Live Oak | FL | 56/100 | 81/100 |
| 36 | 32119 | Daytona Beach | FL | 56/100 | 71/100 |
| 37 | 32189 | Satsuma | FL | 56/100 | 65/100 |
| 38 | 32204 | Jacksonville | FL | 56/100 | 75/100 |
| 39 | 32405 | Panama City | FL | 56/100 | 71/100 |
| 40 | 32732 | Geneva | FL | 56/100 | 55/100 |
| 41 | 33133 | Miami | FL | 56/100 | 49/100 |
| 42 | 33312 | Fort Lauderdale | FL | 56/100 | 49/100 |
| 43 | 33605 | Tampa | FL | 56/100 | 59/100 |
| 44 | 33612 | Tampa | FL | 56/100 | 54/100 |
| 45 | 33759 | Clearwater | FL | 56/100 | 76/100 |
| 46 | 33762 | Clearwater | FL | 56/100 | 71/100 |
| 47 | 33905 | Fort Myers | FL | 56/100 | 69/100 |
| 48 | 33920 | Alva | FL | 56/100 | 58/100 |
| 49 | 33952 | Port Charlotte | FL | 56/100 | 53/100 |
| 50 | 34266 | Arcadia | FL | 56/100 | 71/100 |
| 51 | 34428 | Crystal River | FL | 56/100 | 49/100 |
| 52 | 34429 | Crystal River | FL | 56/100 | 49/100 |
| 53 | 34668 | Port Richey | FL | 56/100 | 61/100 |
| 54 | 34947 | Fort Pierce | FL | 56/100 | 73/100 |
| 55 | 34957 | Jensen Beach | FL | 56/100 | 67/100 |
| 56 | 32112 | Crescent City | FL | 55/100 | 60/100 |
| 57 | 32118 | Daytona Beach | FL | 55/100 | 76/100 |
| 58 | 32346 | Panacea | FL | 55/100 | 78/100 |
| 59 | 32427 | Caryville | FL | 55/100 | 71/100 |
| 60 | 32501 | Pensacola | FL | 55/100 | 66/100 |
| 61 | 32625 | Cedar Key | FL | 55/100 | 71/100 |
| 62 | 32804 | Orlando | FL | 55/100 | 75/100 |
| 63 | 32805 | Orlando | FL | 55/100 | 75/100 |
| 64 | 32806 | Orlando | FL | 55/100 | 75/100 |
| 65 | 33020 | Hollywood | FL | 55/100 | 61/100 |
| 66 | 33140 | Miami Beach | FL | 55/100 | 49/100 |
| 67 | 33142 | Miami | FL | 55/100 | 54/100 |
| 68 | 33155 | Miami | FL | 55/100 | 54/100 |
| 69 | 33156 | Miami | FL | 55/100 | 49/100 |
| 70 | 33181 | Miami | FL | 55/100 | 54/100 |
| 71 | 33189 | Miami | FL | 55/100 | 49/100 |
| 72 | 33634 | Tampa | FL | 55/100 | 54/100 |
| 73 | 33782 | Pinellas Park | FL | 55/100 | 71/100 |
| 74 | 33867 | River Ranch | FL | 55/100 | 78/100 |
| 75 | 34210 | Bradenton | FL | 55/100 | 76/100 |
| 76 | 34239 | Sarasota | FL | 55/100 | 77/100 |
| 77 | 34449 | Inglis | FL | 55/100 | 59/100 |
| 78 | 34949 | Fort Pierce | FL | 55/100 | 63/100 |
| 79 | 32132 | Edgewater | FL | 54/100 | 82/100 |
| 80 | 32202 | Jacksonville | FL | 54/100 | 80/100 |
| 81 | 32208 | Jacksonville | FL | 54/100 | 70/100 |
| 82 | 32254 | Jacksonville | FL | 54/100 | 75/100 |
| 83 | 32310 | Tallahassee | FL | 54/100 | 48/100 |
| 84 | 32350 | Pinetta | FL | 54/100 | 86/100 |
| 85 | 32408 | Panama City | FL | 54/100 | 71/100 |
| 86 | 33010 | Hialeah | FL | 54/100 | 54/100 |
| 87 | 33019 | Hollywood | FL | 54/100 | 61/100 |
| 88 | 33138 | Miami | FL | 54/100 | 54/100 |
| 89 | 33139 | Miami Beach | FL | 54/100 | 49/100 |
| 90 | 33141 | Miami Beach | FL | 54/100 | 49/100 |
| 91 | 33150 | Miami | FL | 54/100 | 54/100 |
| 92 | 33157 | Miami | FL | 54/100 | 49/100 |
| 93 | 33167 | Miami | FL | 54/100 | 54/100 |
| 94 | 33179 | Miami | FL | 54/100 | 54/100 |
| 95 | 33311 | Fort Lauderdale | FL | 54/100 | 49/100 |
| 96 | 33815 | Lakeland | FL | 54/100 | 59/100 |
| 97 | 33904 | Cape Coral | FL | 54/100 | 74/100 |
| 98 | 34205 | Bradenton | FL | 54/100 | 76/100 |
| 99 | 34269 | Arcadia | FL | 54/100 | 76/100 |
| 100 | 34448 | Homosassa | FL | 54/100 | 49/100 |
Methodology
The Home Purchase Risk Score combines environmental hazards that create unexpected costs for homebuyers: water system violations requiring filtration, lead service lines requiring replacement, radon requiring mitigation systems, flood zones requiring insurance, and aging infrastructure requiring upgrades. These are factors that standard home inspections may not fully capture.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-07-19.
Frequently Asked Questions
What is the Home Purchase Risk Score?
This score (0-100) estimates the hidden environmental costs a homebuyer may face: water filtration needs, lead pipe replacement, radon mitigation, flood insurance, and infrastructure upgrades. Higher scores mean more potential unexpected expenses after purchase.
What should homebuyers do in high-risk ZIP codes?
Request a water quality test, check for lead service lines with the utility, test for radon before closing, verify FEMA flood zone designation, and factor in potential remediation costs ($5,000-$30,000+) to your budget.
Explore More Rankings
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- ZIP Codes with Most EPA Violations in Florida
- Lowest Home Safety Scores in Florida
- Safest ZIP Codes in Florida — Highest Safety Scores
- ZIP Codes with Highest Flood Risk in Florida
- ZIP Codes with Highest Energy Costs in Florida
- ZIP Codes with Highest Radon Risk
- ZIP Codes with PFAS Detections in Florida
- Least Reliable Water Systems in Florida
- Environmental Justice Concern Areas in Florida
- ZIP Codes with Worst CO & Gas Risk in Florida
- Safest ZIP Codes for Gas & CO Risk in Florida
- ZIP Codes with Worst Wildfire Smoke Risk in Florida
- Safest ZIP Codes for Wildfire Smoke in Florida
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