1 violation recorded in 2025 (-1 vs 2023)
Health Violations Found
B 72

Steamboat Springs, CO: 8 Health Violations — 72/100

EPA data for Mt Werner Water District

Health Violations Found

Beyond the typical procedural compliance gap, 80477 in Steamboat Springs, CO carries 8 violations where contaminant levels actually exceeded federal safety thresholds — EPA's most consequential violation category.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Fair
AQI 22 Violations: 1 active Alerts: 1
2026-06-03
Your water right now: 8 health violations
AQI: 22 (Good) 1 weather alert Lead: 4.3 ppb
See details ↓
Updated: 2026-06-03

Key Findings

5 other areas checked — no concerns found.

Safety Score
B 72/100
▲ +5 vs last year
Water Quality Issues 8 health violations
Lead Risk Safe 0.004 mg/L
Flood Risk Low 7 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 8 health-based violations and 42 non-health on the water system serving this ZIP (5-year window).
  • Lead Lead reading of 0.004 mg/L is well below EPA action level.
  • Radon EPA Zone 2 — moderate predicted indoor radon (2–4 pCi/L).
  • Flood 7 cumulative NFIP flood claims — limited flood history.
Contaminant Summary
Health Violations
50 violations 8 health-based 5 risks identified
Data updated: Apr 2026 All data sources current

What’s Happening in Steamboat Springs, Colorado

8 active health-based violations are currently on record for the water system serving this ZIP.

What's Happening

improving

Grade changed to B — violations decreasing

Your ZIP upgraded from grade C to B.
Violations decreased from 2 in 2023 to 1 in 2025.
Water quality score improved from 66 to 72 since March 2026.

Updated 2026-06-03 · Based on EPA and public utility data

B
Home Safety Score: 72 / 100
↑ +5 vs 2025
5
Water Systems
16,980
People Served
8
Health Violations (5yr)Median is 0 — most ZIPs have none
Surface water
Water Source
0.0043 mg/L
Lead Level2.1× the national median
Zone 2
Radon Risk · Moderate
Your #1 Priority

Consider a whole-home water filter

This water system has 8 health-based violations in the past 5 years — significantly more than the national median of 0. A certified water filter can reduce contaminant exposure.

Under-sink filter: $150–$400. Whole-home system: $1,000–$3,000 installed. NSF Certified Filters →

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

Get notified when water quality changes in your area

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Lead Level: higher than 78% of U.S. ZIP codes EPA Violations: more than 98% of U.S. ZIP codes Health Violations: more than 97% of U.S. ZIP codes

How Steamboat Springs Compares

Safety Score vs. Routt County and Colorado averages

Safety Score
Steamboat Springs
72
Routt County
66
Colorado avg
60
Better than 64% of ZIPs in Routt County 2.6x more violations than county average
Metric Steamboat Springs Routt County Colorado
Safety Score 72 66 60
EPA Violations (total) 50 19.5 6.9
Lead (ppb) 4.3 3.4 3.2

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔴
Critical Risk Signals
Multiple high-priority conditions detected — action recommended

Each number below connects you directly to a licensed specialist contractor in your area. Calls are free.

8 health-based water quality violations on record

50 total EPA violations recorded for Mt Werner Water District

Recent EPA enforcement actions against this water system

What to do Review your water system's Consumer Confidence Report. Consider installing a whole-house water filtration system.
Estimated cost: $300–$800 for under-sink RO, $1,500–$3,500 for whole-house filter

🔍Key Insights for Steamboat Springs 80477

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
25 /100 Critical
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Seasonal Risk
Moderate Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: Moderate radon zone, High flood zone (A).
Environmental Justice Index
50 /100 High
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
50 /100 Moderate Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 58 is calculated.

Water
0/25
Lead
25/25
Radon
13/25
Flood
20/25
58 = Water 0/25 + Lead 25/25 + Radon 13/25 + Flood 20/25

Score improved by 5 points over 90 days.

Safety & Health (8) HIGH

Compliance Alerts for 80477

1 issue flagged based on EPA data, state regulations, and housing age estimates.

Radon Risk
Monitor
EPA Radon Zone 2 — moderate potential. Consider home radon test.

Estimates based on EPA data, U.S. Census ACS housing vintage, and state regulations. Individual homes may vary.

📊 EPA + Census ACS + State Regs · Updated March 2026

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

High Risk ▲ Increasing trend

95% probability of new violation within 2 years

1-Year 95%
2-Year 95%
3-Year 95%

Based on 18.39 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Critical
71%

71% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Health Violations
+30%
Violation History
+26%
Seasonal Baseline
+10%
Infrastructure Age
+5%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 80477 in Steamboat Springs, Colorado is served by Mt Werner Water District (EPA ID: CO0154524). This system provides water to approximately 16,980 people from surface water sources.

There are 5 community water systems serving this area.

Home Safety Score: B (72/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 59% of ZIP codes nationally and 95% in Colorado.

Factor Status Details
Water Quality poor 50 violations, 8 health-based
Lead in Water safe 0.0043 mg/L (EPA action level: 0.015 mg/L)
Radon Risk Moderate Zone 2
Gas Safety low 1 incidents, score 1/100
Wildfire Smoke low score 22/100, 3 county fires (5yr)
Earthquake Risk Very Low score 2.1/50
Superfund NPL Very Low nearest 69.8 mi (null), 0 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.0043 mg/L 0.015 mg/L Within limit N/A

Radon Risk

Radon Zone 2 — Moderate potential (Routt County)

EPA recommends homes consider radon testing. Zone 2 indicates moderate radon potential (predicted average indoor radon screening level between 2 and 4 pCi/L).

CO & Gas Safety

Gas Distribution Risk: Low (score: 1/100)

1 gas distribution incident recorded in this county since 2004. Most recent: 2016.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: Low (score: 22/100)

3 wildfires recorded in this county over the past 5 years. Nearest recent wildfire: 38 km (24 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Very Low (score: 2.1/50)

Metric Value
Risk Score 2.1
Risk Rating Very Low
Annual Frequency 0.0011 damaging events/yr
Expected Annual Loss $284K (Relatively Low)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: Very Low (score: 0/100)

Nearest NPL site: null at 69.8 miles (112.3 km).

Radius NPL Sites
Within 5 km (3.1 mi) 0
Within 10 km (6.2 mi) 0
Within 25 km (15.5 mi) 0

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

8 health-based violations recorded in the past 5 years. 7 violations remain unresolved.

Recent Violations

Date Contaminant Type Status
July 1, 2025 Total Trihalomethanes (TTHM) Monitoring Unresolved
April 1, 2025 Chlorite Health-based Unresolved
April 1, 2025 Chlorite Monitoring Unresolved
April 1, 2025 Bromochloroacetic Acid Monitoring Resolved
January 1, 2025 Stage 1 DBP Rule Monitoring Unresolved
April 1, 2024 Bromochloroacetic Acid Monitoring Unresolved
April 1, 2024 Total Trihalomethanes (TTHM) Monitoring Unresolved
March 11, 2024 Lead and Copper Rule Monitoring Resolved
January 29, 2024 Lead and Copper Rule Monitoring Resolved
December 21, 2023 Consumer Confidence Report Rule Health-based Resolved
December 11, 2023 Lead and Copper Rule Monitoring Resolved
November 2, 2023 Total Coliform Monitoring Resolved
October 1, 2023 E. coli Monitoring Resolved
October 1, 2023 Total Trihalomethanes (TTHM) Monitoring Resolved
September 11, 2023 Lead and Copper Rule Monitoring Resolved
July 1, 2023 E. coli Monitoring Resolved
July 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
July 1, 2023 Haloacetic Acids (HAA5) Monitoring Resolved
June 18, 2023 Lead and Copper Rule Monitoring Resolved
May 19, 2023 Lead and Copper Rule Monitoring Resolved

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
E. coli Microbiological 10 No
Consumer Confidence Report Rule Reporting 9 Yes
Total Trihalomethanes (TTHM) Disinfection Byproducts 8 Yes
Lead and Copper Rule Treatment Technique 8 No
Revised Total Coliform Rule Microbiological 4 No
Haloacetic Acids (HAA5) Disinfection Byproducts 3 No
Chlorite Disinfection Byproducts 2 Yes
Bromochloroacetic Acid Disinfection Byproducts 2 No
Stage 1 DBP Rule Treatment Technique 1 No
Lead Inorganic 1 No
Contaminant 0700 Other 1 Yes
Total Coliform Microbiological 1 No

Health Risk Details

Total Trihalomethanes (TTHM) (EPA limit: 0.08 mg/L)

Bladder & rectal cancer risk; reproductive concerns At-risk groups: pregnant women, long-term consumers of chlorinated water, people who frequently shower in chlorinated water.

Removal methods: granular activated carbon (GAC), carbon block filter, point-of-entry aeration. Find the right filter →

Chlorite (EPA limit: 1 mg/L)

Anemia and nervous system effects in infants and children At-risk groups: infants, developing fetuses, people with G6PD deficiency.

Removal methods: ferrous sulfate reduction, activated carbon, reverse osmosis. Find the right filter →

Energy Costs in CO

Residential electricity rate: 16.44¢/kWh — 3% below the national average (17.0¢/kWh).

Lower electricity rates in Colorado make electric appliances and heat pumps a cost-effective choice compared to other states.

Energy Sources

Colorado generates 43.2% of its electricity from renewable sources — 16% above the national average of 26.9%. Including nuclear, 43.2% of the state's power is carbon-free (EIA 2025).

Source Share
Natural gas 31.9%
Wind 30.1%
Coal 24.7%
Solar 9.8%
Hydroelectric 3.3%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Water Systems Serving This Area

System Name EPA ID Population Source
Mt Werner Water District CO0154524 16,980 Surface water
City of Steamboat Springs CO0154725 9,950 Surface water
Steamboat Ii Md CO0154724 1,450 Surface water
Tree Haus Md CO0154755 248 Surface water
Catamount Md Lake Property CO0154466 219 Surface water

What You Can Do

  1. Request your water system's Consumer Confidence Report (CCR) — Your utility is required to publish this annually
  2. Consider a home water test — Independent testing can reveal issues in your specific plumbing
  3. Install a certified water filter — NSF-certified filters can address specific contaminants
  4. Contact your water provider — Ask about current treatment and any ongoing remediation

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in Colorado

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Mt Werner Water District (CO0154524) on EPA.gov.

Frequently Asked Questions

Is the tap water in 80477 safe to drink?

Steamboat Springs's water system has recorded 8 health-based violations in the past 5 years. While the system is required to treat water to meet federal standards, you may want to consider additional precautions such as a certified water filter.

Where does 80477's water come from?

The primary water source for this area is surface water. Mt Werner Water District serves approximately 16,980 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 80477 have lead in the water?

Lead and Copper Rule sampling data for ZIP code 80477 shows a lead level of 0.0043 mg/L, which is below the EPA action level of 0.015 mg/L. Still, older homes with lead service lines or pre-1986 plumbing may have higher levels at individual taps.

What is the radon risk in 80477?

ZIP code 80477 (Routt County) falls in EPA Radon Zone 2, indicating moderate radon potential. Zone 2 areas have moderate radon potential, and the EPA recommends considering radon testing for homes in this area.

USGS reports that 4 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: Mt Werner Wd

4 ZIP codes share this system
Source: Surface water
Serving 16,980 people
Avg. score: 65/100

⚠ 3 of 4 communities on this water system have reported EPA violations, including 24 health-based violations (21 still unresolved).

This system draws from surface water sources (rivers, reservoirs, or lakes). Surface water systems typically serve larger populations and face different contamination risks than groundwater — including agricultural runoff, industrial discharge, and seasonal turbidity.

Other ZIP codes on this system

System ID: CO0154524 · Source: EPA SDWIS

Contaminant Stress Analysis

Statistical envelope (p10/p50/p90) of measured contaminant levels compared to EPA Maximum Contaminant Levels (MCL). Based on enforcement and compliance monitoring data.

Lead (LCR 90th) (PPB) 17 measurements
▼ Improving Exceeds MCL
MCL 15
p10: 2.7 p50: 7 p90: 16

While the median level is within limits, worst-case measurements (90th percentile) of 16 PPB exceeded the MCL of 15 PPB.

HAA5 (MG/L) 4 measurements
▬ Stable
MCL 60
p10: 0.06 p50: 0.07 p90: 0.68

All measured values of HAA5 remain below the MCL of 60 MG/L.

📊 EPA SDWIS Enforcement & Compliance · Updated March 2026 · View source →

Score History

Declining Score changed from 79 to 72 over 1615 days (-7)
30-day change: 0 90-day change: +5

Tracking since 2021-12-31 · 61 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Compliance History

2021 4 2022 2023 2 2024 2025 1
Health-based (MCL/TT) Other violations

Environmental Incidents

17
Active Issues
EPA enforcement actions & health violations in 80477 (last 5 years)
Enforcement Actions
10
0 formal
Health Violations
7
1 unresolved
Last Enforcement
2025-11-24
Last Violation
2025-04-01

Health-Based Violations

Chloramine — 0.98 RATIO
Pending
TT violation · 2025-04-01 to 2025-06-30
Operator Certification
Resolved
TT violation · 2023-12-21
Revised Total Coliform Rule
Resolved
TT violation · 2023-02-17
HAA5 — 0.06749 MG/L
Resolved
MCL violation · 2021-10-01 to 2021-12-31
HAA5 — 0.6761 MG/L
Resolved
MCL violation · 2021-07-01 to 2021-09-30
HAA5 — 0.0621 MG/L
Resolved
MCL violation · 2021-04-01 to 2021-06-30
HAA5 — 0.062 MG/L
Resolved
MCL violation · 2021-04-01 to 2021-06-30

Enforcement Actions

State Order Extension
2025-11-24
State Order Extension
2025-10-23
State Informal Action
2025-10-15
State Informal Enforcement
2025-10-15
State Informal Action
2025-10-15
State Informal Enforcement
2025-10-15
State Informal Action
2025-09-04
State Informal Action
2025-08-08
State Informal Enforcement
2025-08-08
State Order Extension
2025-07-24

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance
This ZIP code has 1 unresolved health violation. Consider testing your water independently or using a water filter rated for the specific contaminants found.

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

Health Risks from Detected Contaminants

E. coli

High Risk

EPA limit: Zero tolerance (any positive sample triggers immediate action)

Severe GI illness; potentially fatal kidney failure in children

At-risk groups: children under 5, elderly, immunocompromised individuals, pregnant women

Removal: UV disinfection (99.99%), chlorination, reverse osmosis · Find a filter →

Total Trihalomethanes (TTHM)

High Risk

EPA limit: 0.08 mg/L · 8 violations on record

Bladder & rectal cancer risk; reproductive concerns

At-risk groups: pregnant women, long-term consumers of chlorinated water, people who frequently shower in chlorinated water

Removal: granular activated carbon (GAC), carbon block filter, point-of-entry aeration · Find a filter →

Haloacetic Acids (HAA5)

High Risk

EPA limit: 0.06 mg/L

Cancer risk; reproductive & developmental effects

At-risk groups: pregnant women, infants, long-term consumers of chlorinated municipal water

Removal: granular activated carbon (GAC), carbon block filter, reverse osmosis · Find a filter →

Lead

High Risk

EPA limit: 0.015 mg/L (action level)

Brain damage in children, kidney & blood pressure in adults

At-risk groups: infants, children under 6, pregnant women

Removal: reverse osmosis, distillation, certified carbon block filter (NSF/ANSI 53) · Find a filter →

Learn more about Lead in drinking water →

Chlorite

Moderate Risk

EPA limit: 1 mg/L · 2 violations on record

Anemia and nervous system effects in infants and children

At-risk groups: infants, developing fetuses, people with G6PD deficiency

Removal: ferrous sulfate reduction, activated carbon, reverse osmosis · Find a filter →

📊 EPA SDWIS + SDWA · Updated March 2026 · View source →

Childhood Environmental Risk Score — 80477

Very High Risk
91/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 98% of U.S. ZIP codes and 99% of those in Colorado — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Water System Violations 91/100
EPA water system violation history for this area.
What weighs most here

Water system violation history is the largest contributor to this ZIP's score. A pattern of violations can signal recurring quality issues worth monitoring, and reviewing a system's recent record helps families know what to ask about.

EPA Radon Zone Zone 2
Zone 2 indicates moderate radon potential. The EPA recommends that homes in Zone 2 areas consider radon testing.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986
  • Consider a certified water filter (NSF/ANSI 53 for lead removal) for drinking and cooking water
  • Ask your pediatrician about blood lead level testing at well-child visits

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

  • Ask your pediatrician whether a blood lead test is appropriate at a child's next well-child visit.
Protect Your Family's Water
This ZIP code shows elevated environmental health risks for children. Testing your home's water is the first step to ensuring safety.
Find the Right Water Filter →
Share with other parents

Know a family in 80477? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for Colorado

$28.6M
allocated in fiscal year 2025 for lead service line replacement
Up to $14.0M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in Colorado

1 active weather alert in Colorado. Severe weather can affect your water quality and home safety.

View alerts for Colorado →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (9) OK

Flood Risk Profile

7
Low Flood Risk
FEMA flood insurance claims filed in 80477
Total Claims Paid
$10
since 1970
Average Claim
$10
per claim
Flood Zone
A
most common FEMA zone
Recent Claims
10
since 2010

FEMA Flood Zones Explained

  • Zone A / AE — High-risk (100-year floodplain). Flood insurance required for federally backed mortgages
  • Zone V / VE — High-risk coastal area with wave action. Strictest building requirements
  • Zone X — Moderate-to-low risk (500-year floodplain or minimal flood hazard)
  • Zone B / C — Areas of moderate or minimal flood hazard
📊 FEMA NFIP · Updated March 2026 · View source →
🏠

Flood Insurance Discount (FEMA CRS)

CRS Class
7
Moderate
SFHA Discount
10%
high-risk flood zones
Non-SFHA Discount
10%
moderate/low-risk zones

Steamboat Springs participates in FEMA's Community Rating System — residents in Steamboat Springs can save 10% on flood insurance premiums in high-risk zones.

How FEMA flood discount classes work

FEMA's Community Rating System rewards communities for flood management efforts. Lower class = better rating = bigger discount:

  • Class 1 — 45% SFHA discount (top rating, very rare)
  • Class 2-3 — 35-40% discount (excellent programs)
  • Class 4-5 — 25-30% discount (strong programs)
  • Class 6-7 — 15-20% discount (moderate programs)
  • Class 8-9 — 5-10% discount (basic programs)
  • Class 10 — 0% discount (entry level / no participation)
📊 FEMA CRS · Updated March 2026 · View source →

Air Quality for 80477

26
AQI
Good
Primary pollutant: PM2.5
Station: Steamboat Springs
Health Recommendations

Air quality is satisfactory, and air pollution poses little or no risk. Enjoy outdoor activities.

AQI Scale
050100150200300500
📊 EPA AirNow · Updated March 2026 · View source →

Termite Risk for 80477

Slight Risk Zone
WDI Inspection Requirement

Required for VA loans in select counties as of July 2025; not previously required statewide

Typical Inspection Cost
$75 – $150
Based on Colorado market rates
Consequence

VA loan in designated counties will not close without NPMA-33 (effective July 2025)

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • Even in lower-risk zones, subterranean termites can be active. Consider an inspection if purchasing an older home or if you notice warning signs.
Reference: VA Notice of Value update June 2025; NPMA-33 form

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, Colorado pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 80477

Moderate Pest Pressure
Top Pest Threats in Colorado

rodents, carpenter ants, bed bugs, stink bugs and mosquitoes

Typical Pest Inspection Cost
$85 – $200
Based on Colorado market rates
Licensed Applicator Required
Yes
Colorado pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • West Nile activity zone
Real Estate Transaction Requirement

Required for VA loans in all states; not state-mandated

Penalty for Unlicensed Application

Up to $10,000 per violation

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • Colorado experiences seasonal pest pressure peaks. Annual inspections help catch infestations early before they become costly.

Common Questions

Do I need a pest inspection before buying a home in Colorado?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; not state-mandated Even when not legally required, a professional pest inspection ($85–$200) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in Colorado?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in Colorado. Commercial pest control services must be licensed. Up to $10,000 per violation.
What are the most common pests in Colorado?
The top pest threats in Colorado include rodents, carpenter ants, bed bugs, stink bugs and mosquitoes. Pest activity varies by season and local conditions. Seasonal inspections can help catch infestations early.
Legal Reference: Colorado Pesticide Act (CRS 35-10)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, Colorado pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

22
Low Smoke Risk
Wildfire smoke exposure risk score for 80477
Nearest Fire
24 mi
38 km to nearest recent wildfire
County Fires (5yr)
3
wildfires in county since 2021
Risk Level
Low
based on fire proximity & history
Air Quality
Generally Good
during fire season (Jun–Nov)
SMOKE RISK SCORE 22/100
0 — Minimal 100 — Highest Risk

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

2.1
VERY LOW RISK
FEMA National Risk Index earthquake score for 80477
Risk Rating
Very Low
FEMA earthquake hazard classification
Expected Annual Loss
$284K
estimated county-level annual loss (Relatively Low)
Annual Frequency
0.001
expected damaging earthquakes per year
Structural Vulnerability
Low
based on housing age + seismic zone
EARTHQUAKE RISK SCORE 2.1/50
0 — Minimal 50 — Highest Risk

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 80477

Very Low Risk
22/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
44%
annual relative humidity
Summer Humidity
38%
Jun–Aug average
Flood Claims
7
FEMA insurance claims
Seasonal Risk

Humidity levels in 80477 remain relatively consistent year-round (summer: 38%, winter: 50%). Mold risk does not spike seasonally, but persistent indoor moisture sources still require attention.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Keep indoor humidity below 50% using ventilation or a dehumidifier in moisture-prone areas (bathrooms, basements, laundry rooms).
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

Low Risk
11
Respiratory Risk Score
Combined air quality, humidity & mold risk for 80477
Air Quality
3/40
EPA AQI index
Humidity
1/30
seasonal impact
Mold
7/30
housing + humidity
RISK SCORE 11/100
Low Moderate Severe
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

0
Very Low Proximity Risk
EPA Superfund NPL site proximity score for 80477
Nearest NPL Site
69.8 mi
112.3 km —
Sites Within 10 km
0
NPL sites within ~6.2 miles
Risk Level
Very Low
based on proximity & site status
Sites Within 25 km
0
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 0/100
0 — No nearby sites 100 — Highest Risk

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
10.1k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • TRIFLURALIN
    Herbicide · 3.9k kg/yr
    Moderate water concern
  • CHLORPYRIFOS
    Insecticide · 2.3k kg/yr
    High water concern
  • GLYPHOSATE
    Herbicide · 1.8k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • PENDIMETHALIN
    Herbicide · 914 kg/yr
    Low water concern
  • 2,4-D
    Herbicide · 778 kg/yr · EPA drinking-water reference limit: 70 ppb
    Moderate water concern

4 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (4) MODERATE

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

50/100
Home Purchase Risk Score
Moderate Risk

Public federal data shows a moderate risk profile for this ZIP. Several factors below are worth verifying independently before closing.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

Test recommended
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

No flag
Air quality · 5% of score

Local air-quality history is useful context; for sensitive occupants, an HVAC system with good filtration helps.

No flag

Nearby hazards

Superfund proximity

No EPA Superfund (National Priorities List) sites recorded within 10 km.

ATSDR public-health assessment for nearby sites: No Apparent Public Health Hazard.

71%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

1
hospital within 15 miles
1
with an emergency department

Closest hospitals

  • Uchealth Yampa Valley Medical Center
    Acute care · 11.5 mi away · ER
    Not rated by CMS

CMS does not publish an average overall quality star rating for the rated set near this ZIP code.

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Review the local water system's recent disruption and violation history with the utility.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Water Infrastructure Risk

38%
Moderate Risk
Estimated pipe failure probability for 80477
State Funding Gap
$974
per resident (20-year need)
Pre-1980 Housing
0%
of homes built before 1980
System Violations
7
EPA violations on record
Lead Indicators
Low
no lead service line indicators

Risk Factor Breakdown

Infrastructure Funding Gap 42%
State drinking water infrastructure need relative to population
Housing Vintage 30%
Proportion of homes with plumbing installed before 1980
Violation History 59%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 20%
Lead service line probability and lead testing results

What This Means

ZIP code 80477 has some aging water infrastructure. While not at the highest risk level, periodic water testing is a sensible precaution, particularly if your home was built before 1980.

📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

60
Moderate infrastructure stress
Higher modeled infrastructure stress than 73% of US ZIP codes

Water pipe decay

Local water mains are modeled to reach a critical service threshold within about 2 years.

New 71% of service life consumed End of life
Decay trend
Moderate
Likely pipe material
Not determined
Estimated system age
46 yrs
Modeled failure probability
38%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
97
Rated in poor condition
7.2%
FHWA NBI structural rating
Average bridge age
42 yrs
Worst bridge rating
3/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 96 bridges classified within this ZIP code's surrounding county, 6 are classified Poor by FHWA NBI 2024.

Good (42) · Fair (48) · Poor (6)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Gas pipeline incident history

PHMSA records 1 reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

71%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Concerned about aging water lines on your property? — talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

CO & Gas Safety Profile

1
Low Gas Risk
PHMSA gas distribution incident risk score for 80477
County Incidents
1
gas distribution incidents since 2004
Fatalities
0
no deaths reported
Latest Incident
2016
most recent reported
Risk Level
Low
based on incident history
RISK SCORE 1/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in Colorado

ⓘ Permits Required
What Requires a Permit

Structural, electrical, plumbing, mechanical. Permits required for work exceeding $5,000 in unincorporated areas.

Typical Permit Cost
$100 – $3000
Based on Colorado fee schedules
Penalty for Non-Compliance

Fines up to $999 per offense, stop-work orders, retroactive permit at double fee

Legal Reference: CRS §12-155-101; adopted IRC/IBC with amendments

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in Colorado, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 80477

What remodeling work requires a permit in Colorado?

In Colorado, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in Colorado?

Working without a required permit in Colorado can result in Fines up to $999 per offense, stop-work orders, retroactive permit at double fee. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in Colorado?

Remodeling permit fees in Colorado typically range from $100 to $3000, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on Colorado building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

Home maintenance concerns detected — talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Cost & Community (5) OK

True Cost of Ownership

$600
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 24% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
CO median
$770
per year

Where the estimate comes from

Flood$600

5-year equipment outlook

No major equipment is flagged for likely replacement within five years.

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in Colorado

State tax rates affect cost of ownership. Here's how Colorado compares to national averages.

Income Tax
4.4%
top marginal rate
US avg: 5.3%
Sales Tax
7.8%
combined avg
US avg: 6.6%
Property Tax
0.60%
effective rate
US avg: 0.98%
Sales Tax Breakdown
State rate: 2.90%
Avg local add-on: 4.91%

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in Colorado

Residential electricity rate: 16.44¢/kWh3% below the national average (national avg: 17.0¢/kWh · EIA, December 2025)

Colorado Energy Mix

Solar 9.8% Wind 30.1% Hydro 3.3% Gas 31.9% Coal 24.7%
Renewable energy
43.2%
Clean energy (incl. nuclear)
43.2%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Energy Rebates for 80477

13 rebates available for heat pump water heaters, insulation, and more.

View all energy rebates for 80477 →

Electric Utility for 80477

Provider
Yampa Valley Electric Assn Inc
Cooperative
Residential Rate
16.8¢/kWh
State avg: 16.4¢/kWh

Source: U.S. Energy Information Administration, Form EIA-861 (2024 data). EIA ID: 21081.

Home Energy Audit for 80477

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives.

Electricity Rate
16.8¢/kWh
State avg: 16.4¢/kWh (3% below U.S. avg)
Est. Annual Energy Cost
$1,726
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
43%
of Colorado's electricity from renewables
Potential Annual Savings
$86–$259
5–15% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households
Your Utility: Yampa Valley Electric Assn Inc

Yampa Valley Electric Assn Inc (Cooperative) serves 80477. Your local residential rate is 16.8¢/kWh , which is below the national average — but efficiency upgrades still pay for themselves over time . Many utilities offer additional rebates on top of federal IRA incentives — ask your energy auditor about programs from Yampa Valley Electric Assn Inc.

Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 80477

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers — check with Yampa Valley Electric Assn Inc for local programs.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in Colorado, the average home spends approximately $1,726/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $259–$432 annually.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Steamboat Springs, Colorado

Elevated lead levels detected
Lead measured at 4 ppb (EPA action level: 15 ppb). 8 health violations on record. Population affected: 28,847.

Violations & Enforcement Timeline

2025-11-24 State Order Extension
2025-10-23 State Order Extension
2025-10-15 State Informal Action
2025-10-15 State Informal Enforcement
2025-10-15 State Informal Action
View all 17 records
2025-10-15 State Informal Enforcement
2025-09-04 State Informal Action
2025-08-08 State Informal Action
2025-08-08 State Informal Enforcement
2025-07-24 State Order Extension
2025-04-01 TT Chloramine Resolved 0.98 RATIO
2023-12-21 TT Operator Certification Active
2023-02-17 TT Revised Total Coliform Rule Active
2021-10-01 MCL HAA5 Resolved 0.06749 MG/L
2021-07-01 MCL HAA5 Resolved 0.6761 MG/L
2021-04-01 MCL HAA5 Resolved 0.0621 MG/L
2021-04-01 MCL HAA5 Resolved 0.062 MG/L

Related Anomalies

High enforcement spike
Steamboat Springs, CO (80477) hit with 10 enforcement actions in the past year
High rapid decline
Steamboat Springs, CO (80477) safety score plunged 17 points (67→50)

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📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Protect Your Home in Steamboat Springs

Based on local data for ZIP 80477, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

Steamboat Springs has 7 FEMA flood claims on record. Standard homeowner policies don't cover flood damage — make sure you're protected.

Typical cost: Flood insurance: typically $700–$1,500/year in flood-prone areas

Check Your Flood Zone (Free)

FEMA flood map lookup — see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Roofing Inspection & Repair

Active weather alerts in Colorado increase the risk of roof damage from hail and high winds. A professional inspection can identify vulnerabilities.

Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500

Estimate Your Home Insurance Needs

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 80477 safe to drink?

Based on EPA SDWIS data, Steamboat Springs's primary water system (Mt Werner Water District) has 50 recorded violations in the past 5 years, including 8 health-based. Check the full report above for details.

Where does 80477's water come from?

The primary water source for ZIP code 80477 is Surface water. Mt Werner Water District serves approximately 16,980 people.

How can I get my water tested in Steamboat Springs?

Contact your local water utility (Mt Werner Water District) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 80477 tap water?

The most recent lead sampling for 80477 recorded 0.0043 mg/L. The EPA action level is 0.015 mg/L. This result is below the EPA action level.

What is the radon risk for 80477?

80477 falls in EPA Radon Zone 2 (Moderate risk), located in Routt County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

Are there flood risks in ZIP 80477?

Yes. FEMA records show 7 flood insurance claims filed in ZIP code 80477, with the dominant flood zone being A. Review FEMA flood maps for your specific property.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 80477

ZIP Code City, State Distance Grade Violations
80488 Steamboat Springs, CO 9.4 mi C 50
80487 Steamboat Springs, CO 11.5 mi C 50
80430 Coalmont, CO 16.2 mi D 0
80467 Oak Creek, CO 16.6 mi C 40
80428 Clark, CO 17.4 mi B 5
80469 Phippsburg, CO 21.7 mi D 0
81639 Hayden, CO 22.4 mi B 13
80483 Yampa, CO 24.9 mi B 6
80479 Toponas, CO 29.4 mi D 0
80480 Walden, CO 33.0 mi C 7

Contaminants Detected in 80477

Learn more about the contaminants found in your water supply:

Overall safety breakdown

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Coverage: 13/17 risk factors Data sources →
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