ZipCheckup grade for 32547: A.
Checked records flag no major concern; missing data is unknown.
Fort Walton Beach, FL (32547) Home Safety: 100/100
EPA data combined for 2 water systems mapped to this ZIP (largest mapped system: Okaloosa Company.wtr.; Swr.system)
EPA records for the water systems mapped to 32547 in Fort Walton Beach, FL contain zero recorded violations for inclusive record years 2021 through 2026. This does not establish that every category was monitored or published, and it does not cover events outside that source window.
Data source: U.S. Environmental Protection Agency (EPA) SDWIS
At a Glance
- Water No drinking-water violations in EPA records since 2021.
- Lead The reported 90th-percentile lead result of 0.0026 mg/L is below the EPA action level for water systems; EPA's health goal for lead is zero.
- Radon EPA Zone 3 - county-level radon potential, not evidence of a low home result.
- Flood 612 cumulative NFIP claim records. This historical count is not a current property-risk verdict.
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Score Breakdown
Overall Home Safety Score: 100/100
This is the published model score. Component and domain values are shown independently; they are not added together on this page.
Canonical components
Required domains
Coverage: 4 of 4 components and 3 of 3 domains observed.
Model 4.0.0; series home-safety-v4-cross-vertical.
Safety & Health (6) MODERATE
Your Water System
ZIP code 32547 in Fort Walton Beach, Florida is mapped to the water system Okaloosa Company.wtr.; Swr.system (EPA ID: FL1460506). This system provides water to approximately 80,295 people from groundwater sources.
There are 2 community water systems serving this area.
Water Systems Serving This Area
| System Name | EPA ID | Population | Source |
|---|---|---|---|
| Okaloosa Company.wtr.; Swr.system | FL1460506 | 80,295 | Groundwater |
| City of Fort Walton Beach, | FL1460144 | 24,113 | Groundwater |
Other Water Quality Reports in Florida
- 32003 (Fleming Island) - 2 violations recorded for mapped water systems
- 32004 (Ponte Vedra Beach)
- 32006 (Fleming Island)
- 32007 (Bostwick)
- 32008 (Branford) - 4 violations recorded for mapped water systems
- 32009 (Bryceville)
- 32011 (Callahan) - 6 violations recorded for mapped water systems
- 32013 (Day)
- 32024 (Lake City)
- 32025 (Lake City)
- 32026 (Raiford)
- 32030 (Doctors Inlet)
- 32033 (Elkton) - 6 violations recorded for mapped water systems
- 32034 (Fernandina Beach) - 4 violations recorded for mapped water systems
- 32035 (Fernandina Beach)
- 32038 (Fort White)
- 32040 (Glen Saint Mary) - 1 violation recorded for mapped water systems
- 32041 (Yulee)
- 32042 (Graham)
- 32043 (Green Cove Springs) - 9 violations recorded for mapped water systems
Nearby Water Quality Reports
- 32548 (Fort Walton Beach) - 2 mi
- 32549 (Fort Walton Beach) - 2 mi
- 32579 (Shalimar) - 3 mi
- 32544 (Hurlburt Field) - 5 mi
- 32542 (Eglin Afb) - 6 mi - 1 violation recorded for mapped water systems
- 32569 (Mary Esther) - 7 mi
- 32580 (Valparaiso) - 9 mi - 2 violations recorded for mapped water systems
- 32540 (Destin) - 9 mi
- 32578 (Niceville) - 10 mi - 2 violations recorded for mapped water systems
- 32541 (Destin) - 10 mi
Data Sources
This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View available EPA compliance records for Okaloosa Company.wtr.; Swr.system (FL1460506) on EPA.gov.
4 of the top compounds applied across the surrounding county in USGS pesticide-use estimates appear on EPA drinking-water monitoring lists. See the agricultural pesticide-use section.
UCMR 5 PFAS monitoring: no reportable detections in available records
Available federal UCMR5 records for water systems mapped to ZIP code 32547 show no PFAS detections among the compounds tested, at the program's reporting levels.
The EPA Fifth Unregulated Contaminant Monitoring Rule (UCMR5) required community and non-transient non-community water systems serving 3,300 or more people to test for 29 PFAS compounds and lithium between 2023 and 2025. Systems with no detections at the federal minimum reporting level had no results at or above that reporting level.
Environmental Hazards (11) HIGH
Home & Infrastructure (7) MODERATE
Cost & Community (9) HIGH
CPSC product recall notices
These national notices are not matched to this ZIP code or water system.
Protect Your Home in Fort Walton Beach
Based on local data for ZIP 32547, these services may benefit homeowners in your area.
Based on local data for your area. Use the tools below to explore your options.
Home & Flood Insurance
The ZIP code for this report in Fort Walton Beach has 612 FEMA flood claims on record. Standard homeowner policies don't cover flood damage - make sure you're protected.
Typical cost: Flood insurance: premiums vary by property and flood zone; request a quote
Check Your Flood Zone (Free)FEMA flood map lookup - see if your property is in a flood zone
Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)
Gutter Installation & Repair
The median home in 32547 was built around 1984. Aging gutters can cause foundation damage, basement flooding, and mold - a professional assessment can prevent costly repairs.
Typical cost: Gutter installation: typically $1,000–$2,500 for a standard home
Estimate Your Home Maintenance CostsWindow Replacement
The median build year of homes in Fort Walton Beach is 1984; check the age and condition of your own windows. ENERGY STAR windows can save $101–$583/year on energy bills.
Typical cost: Window replacement: typically $300–$800 per window installed
Estimate Your Home Maintenance CostsRoofing Inspection & Repair
Active weather alerts in Florida increase the risk of roof damage from hail and high winds. A professional inspection can identify vulnerabilities.
Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500
Estimate Your Home Insurance NeedsService recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.
Frequently Asked Questions
Is the tap water in 32547 safe to drink?
EPA SDWIS records 0 violations since 2021 across the water systems mapped to ZIP 32547 (primary system: Okaloosa Company.wtr.; Swr.system), including 0 health-based. The violation table above shows which system each record belongs to. ZipCheckup last updated this page in July 2026. The federal source release date is unavailable, so that month is not presented as source currency.
Where does 32547's water come from?
The recorded water source for Okaloosa Company.wtr.; Swr.system, a system mapped to ZIP code 32547, is Groundwater. This system serves approximately 80,295 people.
How does Fort Walton Beach water compare to the national average?
Fort Walton Beach's Home Safety Score ranks better than 93% of U.S. ZIP codes, and at or above 92% within Florida.
How can I get my water tested in Fort Walton Beach?
If Okaloosa Company.wtr.; Swr.system supplies your home, contact it for its Consumer Confidence Report; otherwise contact the water utility that serves your address, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.
Is lead a concern in 32547 tap water?
The Lead and Copper Rule record selected for 32547 reports a 90th-percentile lead result of 0.0026 mg/L for a water system mapped to this ZIP (record date 2023-12-01). The EPA action level is 0.015 mg/L. This result is below the EPA action level; it does not show the lead level in each home.
What is the radon risk for 32547?
32547 is mapped to a county in EPA Radon Zone 3 (low county-level radon potential; EPA recommends testing every home), located in Okaloosa County. EPA radon zones range from Zone 1 (highest county-level potential) to Zone 3 (lowest). Testing your home is recommended regardless of zone.
What does the NFIP claim history show for ZIP 32547?
FEMA records contain 612 flood insurance claims filed in ZIP code 32547; the recorded rated-zone value (the most frequent one if there are several claims) is X, which is claims evidence and may differ from the current FEMA map zone for a property. This is a substantial claim history, but claim count is not a count of distinct events or properties. Review FEMA's map for the specific property.
How to cite this page
ZipCheckup. (2026). Fort Walton Beach, FL (32547) Home Safety: 100/100. https://zipcheckup.com/report/32547/
@misc{zipcheckup-report-32547,
author = {{ZipCheckup}},
title = {{Fort Walton Beach, FL (32547) Home Safety: 100/100}},
year = {2026},
url = {https://zipcheckup.com/report/32547/}
}
Page version: October 2026.
Nearby ZIP Code Reports
Water quality comparison for ZIP codes near 32547
| ZIP Code | City, State | Distance | Grade | Violations |
|---|---|---|---|---|
| 32548 | Fort Walton Beach, FL | 2.0 mi | A | 0 |
| 32549 | Fort Walton Beach, FL | 2.0 mi | N/A | 0 |
| 32579 | Shalimar, FL | 3.2 mi | A | 0 |
| 32544 | Hurlburt Field, FL | 4.7 mi | N/A | 0 |
| 32542 | Eglin Afb, FL | 6.3 mi | A | 1 |
| 32569 | Mary Esther, FL | 7.1 mi | A | 0 |
| 32580 | Valparaiso, FL | 8.5 mi | A | 2 |
| 32540 | Destin, FL | 8.6 mi | N/A | 0 |
| 32578 | Niceville, FL | 9.7 mi | A | 2 |
| 32541 | Destin, FL | 10.0 mi | N/A | 0 |
Nearby ZIP Code Reports
2026 Rankings for Your Area
Overall safety breakdown
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ZIP 32547 scores in the top tier nationally.