CITY REPORT FL

Fort Walton Beach, FL Home Safety: Home Safety 100/100

3 ZIP codes · 3 water systems · Updated

ZipCheckup grade for Fort Walton Beach: A.

Checked records flag no major concern; missing data is unknown.

Across Fort Walton Beach, FL, the overall grade falls in the upper range - a summary score, not a measurement taken at any single tap.

How Fort Walton Beach Compares

Fort Walton Beach100/100
Florida avg80/100
National avg73/100

Data: EPA SDWIS

3
ZIP Codes
3
Water Systems
0
ZIPs Linked to Systems with Violations
A · 100
Avg Safety Score
Zone 3
County Radon Potential (Low)
$299K
Median Home Value

Key Facts for Fort Walton Beach Residents

  • Average of reported 90th-percentile lead results: 0.0026 mg/L.
  • Homes built before 1986: 57% - older plumbing may contain lead solder.
  • Health risk index (ZipCheckup composite of CDC data): 12.02.

Fort Walton Beach's Water Providers

Federal records list 3 water systems tied to Fort Walton Beach, FL. Of those, 3 are the primary providers, meaning service conditions, rate structures, and compliance histories can differ depending on where a property sits.

Overview

We track home safety data for 3 ZIP codes in Fort Walton Beach, Florida (population ~58,731), covering 3 community water systems serving approximately 108,421 people region-wide. The EPA snapshots used for this build directly map water systems to 2 of 3 ZIP codes.

The available EPA record reports 0 violations for 2 ZIP codes with a reported violation count.

Home Safety Score

Average Home Safety Score for Fort Walton Beach: A (100/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

Fort Walton Beach water systems draw from: Groundwater.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0026 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 2 ZIP codes with known status exceed the EPA lead action level

Radon Risk

3 of 3 ZIP records with known zones are in EPA Radon Zone 3.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Areas with No Violations

ZIP Code Safety Score System Population
32547 A Okaloosa Company.wtr.; Swr.system 80,295
32548 A City of Fort Walton Beach, 24,113

All ZIP Codes in Fort Walton Beach

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

Fort Walton Beach Community Health Snapshot

9.6%
Asthma (US: 9.8%)
10.8%
Diabetes (US: 10.4%)
17.4%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 9.6% ↓
Diabetes 10.8% ↑
Mental Health 17.4% ↑

Vertical line = national average. ■ Above national · ■ Below national

Fort Walton Beach Infrastructure Age

1978
Median Build Year
57%
Built Before 1986
26%
Built Before 1970
Copper
Likely Pipe Material

With 57% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Lead can reach tap water from service lines, solder and brass fittings inside a building, which is why housing age draws attention in Fort Walton Beach, where the median build year is 1978.

1978
Median Year Built
57%
Pre-1986 (lead solder era; lead paint banned 1978)
26%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (26%) 1970–1986 (31%) Post-1986 (43%)

Over half of homes in Fort Walton Beach were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Fort Walton Beach: Lead Risk & Vulnerable Populations

57%
Homes Built Before 1986
0.0026
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Fort Walton Beach: NFIP Claim Records and Water-Quality Context

2,765
Total FEMA Flood Claims
$54,623
Avg Reported Sum With Payment Data
0%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Fort Walton Beach contains 2,765 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $54,623. Among ZIP codes with claim records, 0% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Deep Dive Reports

Detailed analysis for Fort Walton Beach, FL

Frequently Asked Questions

What does the Home Safety Score mean for Fort Walton Beach, FL?
Fort Walton Beach has an average Home Safety Score of 100/100 (Grade A) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. The available EPA record reports no violations for ZIP codes with reported counts. Check individual ZIP code reports for component details.
Does Fort Walton Beach water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Fort Walton Beach is 0.0026 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does Fort Walton Beach compare to Florida average?
Fort Walton Beach has an average Home Safety Score of 100/100, which is at or above the Florida state average of 80/100 for the same model series.
How many water systems serve Fort Walton Beach?
Our records map 3 water systems to 3 ZIP codes in Fort Walton Beach. The related population figure in our data is approximately 58,731 people; it is not a count of people served citywide.
Home → Cities → Florida → Fort Walton Beach, FL

How to cite this page

APA ZipCheckup. (2026). Fort Walton Beach, FL Home Safety: Home Safety 100/100. https://zipcheckup.com/cities/fl/fort-walton-beach/
BibTeX 
@misc{zipcheckup-cities-fl-fort-walton-beach,
  author = {{ZipCheckup}},
  title  = {{Fort Walton Beach, FL Home Safety: Home Safety 100/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/fl/fort-walton-beach/}
}

Page version: October 2026.

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