Fort Walton Beach, FL Home Safety: Home Safety 100/100
3 ZIP codes · 3 water systems · Updated
ZipCheckup grade for Fort Walton Beach: A.
No federal data flags a major home-safety concern for this ZIP.
Looking at federal monitoring data for Fort Walton Beach, FL: the city clears benchmarks set under the Safe Drinking Water Act with room to spare - recorded exceedances are rare, and the systems serving local households have not triggered any pattern of repeat deficiencies in recent cycles.
How Fort Walton Beach Compares
Data: EPA SDWIS
Key Facts for Fort Walton Beach Residents
- Average lead level: 0.0026 mg/L.
- Homes built before 1986: 57% - older plumbing may contain lead solder.
- Estimated remediation: $1,600 per household.
- CDC health risk index: 12.02 - above typical levels.
Fort Walton Beach's Water Providers
Fort Walton Beach, FL is covered by 3 major water utilities out of 3 federally tracked systems, each managing its own pipes, treatment processes, and EPA filings. What a household gets from the tap depends on which provider's system serves that address.
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Overview
We track home safety data for 3 ZIP codes in Fort Walton Beach, Florida (population ~58,731), covering 3 community water systems serving approximately 108,421 people region-wide. The EPA snapshots used for this build directly map water systems to 2 of 3 ZIP codes.
The available EPA record reports 0 violations for 2 ZIP codes with a reported violation count.
Home Safety Score
Average Home Safety Score for Fort Walton Beach: A (100/100)
Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:
| Factor | What It Measures |
|---|---|
| Water Quality | EPA violations and compliance history |
| PFAS MCL Screen | UCMR 5 testing against the covered federal MCLs |
| Radon Risk | EPA radon zone classification |
| Annual AQI | EPA AirData county-year median with at least 90 observed days |
Water Sources
Fort Walton Beach water systems draw from: Groundwater.
Lead & Copper
- Average lead level (90th percentile): 0.0026 mg/L (EPA action level: 0.015 mg/L)
- 0 of 2 ZIP codes with known status exceed the EPA lead action level
Radon Risk
Dominant radon zone: Zone 3 (Low Risk)
- Zone 1 (High): 0 ZIP codes
- Zone 2 (Moderate): 0 ZIP codes
- Zone 3 (Low): 3 ZIP codes
Areas with No Violations
| ZIP Code | Safety Score | System | Population |
|---|---|---|---|
| 32547 | A | Okaloosa Company.wtr.; Swr.system | 80,295 |
| 32548 | A | City of Fort Walton Beach, | 24,113 |
All ZIP Codes in Fort Walton Beach
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Lead/copper: EPA Lead and Copper Rule sampling data
- Radon: EPA Map of Radon Zones
Reporting periods vary by source. Missing data is shown as unavailable, not as zero.
Fort Walton Beach Community Health Snapshot
Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.
Compared to National Average
Vertical line = national average. ■ Above national · ■ Below national
Fort Walton Beach Infrastructure Age
With 57% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.
Source: U.S. Census Bureau American Community Survey (ACS).
Housing Age Profile
Because the majority of Fort Walton Beach's housing predates 1986, when lead solder was banned from new plumbing, the median build year of 1978 reflects a city where lead-era plumbing materials are common rather than exceptional.
Over half of homes in Fort Walton Beach were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.
Source: U.S. Census Bureau ACS B25034.
How Remediation Costs Compare in Fort Walton Beach
Equity impact data for Fort Walton Beach lands in the favorable tier - remediation claims a small slice of what properties here are worth.
Remediation costs in Fort Walton Beach are relatively low compared to home values. The $1,067–$2,267 estimated range is a small fraction of median property value. Home values are 11% below the Florida average.
Fort Walton Beach: Lead Risk & Vulnerable Populations
Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.
Older stock in Fort Walton Beach represents 57% of the inventory, and citywide monitoring runs at or above the federal action level - making an in-home read a standard household-level step.
Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.
Fort Walton Beach: NFIP Claim Records and Water-Quality Context
Historical NFIP data for Fort Walton Beach contains 2,765 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $54,623. Among ZIP codes with claim records, 0% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.
How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,600</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.
Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.
Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.
Deep Dive Reports
Detailed analysis for Fort Walton Beach, FL