Okaloosa County, Florida
18 ZIP codes · Avg score 97/100 · Grade A · Updated
ZipCheckup grade for Okaloosa County: A.
No federal data flags a major home-safety concern for this ZIP.
Compared to state averages, Okaloosa County scores well - its 18 ZIP codes sit above the baseline for tap water quality.
How Okaloosa County Compares
How Okaloosa County Compares
Okaloosa County scores 17 points above the Florida state average (80/100) and 24 points above the national average (73/100).
Data: ZipCheckup Home Safety Score model 4.0.0; EPA SDWIS, UCMR 5, EPA radon zones, EPA AirData Last verified:
ZIP Code Risk Map
Water Quality Map: Okaloosa County, Florida
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
Key Risk Factors
Health risk index: 12 (asthma 9.6%, diabetes 10.8%)
Estimated additional annual cost per homeowner: $2,661, driven primarily by flood
40.5% of homes built before 1978 (lead paint era)
County Health Indicators vs National Average
Black markers indicate national averages. Source: CDC PLACES, Census ACS.
Infrastructure Overview
Modeled area-level indicator, not a failure probability. Sources: Census ACS housing age, EPA DWINS infrastructure needs, EPA SDWIS violations, and EPA lead indicators.
Compound Risk Breakdown
Estimated additional annual cost per homeowner: $2,661
Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).
Housing Age Distribution
86,733 housing units in Okaloosa County
Source: U.S. Census Bureau ACS B25034 (Year Structure Built).
Water Safety Affordability
How much it costs to fix water issues relative to home values in Okaloosa County
Remediation costs are relatively manageable for most homeowners in Okaloosa County, representing a small fraction of property value.
Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.
Health Outcomes vs National Average
CDC PLACES data for Okaloosa County residents
Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.
Water systems serving Okaloosa County
8 community water systems serving Okaloosa County.
- B
- A
- A
- B
- A
- A
Show all 8 water systems
- B
- A
24 total water systems serve Okaloosa County.
Systems with the most violations in Okaloosa County
5 water systems with recorded EPA violations.
- A
- A
- A
- A
- B
All ZIP Codes in Okaloosa County
18 ZIP codes tracked in Okaloosa County.
| # | ZIP Code | City | Safety Score | Grade | Violations | Home Value |
|---|---|---|---|---|---|---|
| 1 | 32547 | Fort Walton Beach | 100 | A | 0 | $299K |
| 2 | 32548 | Fort Walton Beach | 100 | A | 0 | $291K |
| 3 | 32569 | Mary Esther | 100 | A | 0 | $296K |
| 4 | 32579 | Shalimar | 100 | A | 0 | $430K |
| 5 | 32536 | Crestview | 99 | A | 1 | $280K |
| 6 | 32542 | Eglin Afb | 99 | A | 1 | — |
| 7 | 32567 | Laurel Hill | 99 | A | 4 | $231K |
| 8 | 32539 | Crestview | 98 | A | 5 | $272K |
| 9 | 32578 | Niceville | 96 | A | 2 (1 health) | $415K |
| 10 | 32580 | Valparaiso | 96 | A | 2 (1 health) | $349K |
| 11 | 32564 | Holt | 95 | A | 4 | $124K |
| 12 | 32511 | Pensacola | 82 | B | 1 | — |
| 13 | 32531 | Baker | — | — | 4 | $292K |
| 14 | 32537 | Milligan | — | — | — | |
| 15 | 32540 | Destin | — | — | — | |
| 16 | 32544 | Hurlburt Field | — | — | — | |
| 17 | 32549 | Fort Walton Beach | — | — | — | |
| 18 | 32588 | Niceville | — | — | — |
Recommended Buyer Guides for Okaloosa County
Where county records show a lead exceedance or pre-1978 housing concentration, lead-specific filters and test kits move toward the top of the list.
- Best Sump Pumps — Flood is the top compound risk factor
- Best Mold Test Kits — Flood-driven moisture and mold risk
Deep Dive Reports
Detailed analysis for Okaloosa County, Florida
Overview
Okaloosa County in Florida covers 18 tracked ZIP records with an average Home Safety Score of A (97/100) across 12 scored records.
9 of 13 ZIP codes with a reported violation count in the available EPA record have recorded EPA violations. 1 health-based violation appear in the available health breakdown.
← Back to Florida Home Safety Profile
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- PFAS screening: EPA UCMR 5
- Radon zones: EPA Map of Radon Zones
- Air quality: EPA AirData annual AQI
- Home values: U.S. Census Bureau ACS (median estimates by ZCTA)
Reporting periods vary by source. Missing data is shown as unavailable, not as zero.