Okaloosa County, Florida
18 ZIP codes · Avg score 77/100 · Grade B · Updated 2026-06-03
Compared to state averages, Okaloosa County scores well — its 18 ZIP codes sit above the baseline for tap water quality.
How Okaloosa County Compares
How Okaloosa County Compares
Okaloosa County scores 4 points above the Florida state average (73/100) and 9 points above the national average (68/100).
Data: EPA SDWIS Last verified: 2026-06-03
ZIP Code Risk Map
Water Quality Map: Okaloosa County, Florida
Each dot represents a ZIP code. Color indicates water quality grade. Tap a dot for details.
Key Risk Factors
Health risk index: 12 (asthma 9.6%, diabetes 10.8%)
Estimated additional annual cost per homeowner: $2,627, driven primarily by flood
Infrastructure: 0.226% avg pipe failure probability
40.5% of homes built before 1978 (lead paint era)
County Health Indicators vs National Average
Black markers indicate national averages. Source: CDC PLACES, Census ACS.
Infrastructure Overview
Sources: Census ACS (housing age), EPA SDWIS (infrastructure risk model), state bridge inspection data.
Compound Risk Breakdown
Estimated additional annual cost per homeowner: $2,627
Bar widths proportional to share of total annual risk cost. Source: compound risk model (FEMA, EPA, USGS).
Housing Age Distribution
86,733 housing units in Okaloosa County
Source: U.S. Census Bureau ACS B25034 (Year Structure Built).
Water Safety Affordability
How much it costs to fix water issues relative to home values in Okaloosa County
Remediation costs are relatively manageable for most homeowners in Okaloosa County, representing a small fraction of property value.
Remediation includes water filtration, lead abatement, radon mitigation, and flood protection where applicable. Source: Census ACS, EPA SDWIS.
Health Outcomes vs National Average
CDC PLACES data for Okaloosa County residents
Black markers = national averages. Red = above national avg. Green = below. Source: CDC PLACES, Census ACS.
Water Systems with Most Violations
Top 5 systems in Okaloosa County ranked by EPA violation count.
| # | Water System | Population | Violations |
|---|---|---|---|
| 1 | Okaloosa County Bluewater Bay-raintree | 17,592 | 38 |
| 2 | Crestview, City of Water Department | 34,789 | 24 |
| 3 | Okaloosa Company.wtr.; Swr.system | 80,295 | 20 |
| 4 | City of Fort Walton Beach, | 24,113 | 20 |
| 5 | City of Niceville, | 21,451 | 20 |
29 total water systems serve Okaloosa County.
All ZIP Codes in Okaloosa County
18 ZIP codes tracked in Okaloosa County.
| # | ZIP Code | City | Safety Score | Grade | Violations | Home Value |
|---|---|---|---|---|---|---|
| 1 | 32588 | Niceville | 91 | A | 10 (1 health) | — |
| 2 | 32567 | Laurel Hill | 89 | A | 3 | $231K |
| 3 | 32544 | Hurlburt Field | 87 | A | 4 | — |
| 4 | 32580 | Valparaiso | 85 | A | 0 | $349K |
| 5 | 32531 | Baker | 83 | B | 6 | $292K |
| 6 | 32540 | Destin | 82 | B | 4 | — |
| 7 | 32511 | Pensacola | 81 | B | 8 | — |
| 8 | 32564 | Holt | 80 | B | 5 | $124K |
| 9 | 32549 | Fort Walton Beach | 78 | B | 6 | — |
| 10 | 32536 | Crestview | 76 | B | 8 | $280K |
| 11 | 32539 | Crestview | 76 | B | 8 | $272K |
| 12 | 32569 | Mary Esther | 76 | B | 2 | $296K |
| 13 | 32578 | Niceville | 76 | B | 10 (1 health) | $415K |
| 14 | 32537 | Milligan | 73 | B | 0 | — |
| 15 | 32542 | Eglin Afb | 71 | B | 8 | — |
| 16 | 32547 | Fort Walton Beach | 68 | C | 6 | $299K |
| 17 | 32548 | Fort Walton Beach | 63 | C | 6 | $291K |
| 18 | 32579 | Shalimar | 55 | C | 0 | $430K |
Recommended Buyer Guides for Okaloosa County
Where county records show a lead exceedance or pre-1978 housing concentration, lead-specific filters and test kits move toward the top of the list.
- Best Sump Pumps — Flood is the top compound risk factor
- Best Mold Test Kits — Flood-driven moisture and mold risk
Deep Dive Reports
Detailed analysis for Okaloosa County, Florida
Overview
Okaloosa County in Florida covers 18 ZIP codes with an average Home Safety Score of B (77/100).
15 of 18 ZIP codes have recorded EPA violations. 2 health-based violations have been documented.
← Back to Florida water quality report
Data Sources
- Water quality: EPA Safe Drinking Water Information System (SDWIS)
- Home values: U.S. Census Bureau ACS (median estimates by ZCTA)
Updated daily.