1 violation recorded in 2024 (-1 vs 2021)
Health Violations Found
C 55

Trenton, NJ (08609): 4 Health Violations — 55/100

EPA data for Trenton Water Works

Health Violations Found High Radon Risk

For 08609 in Trenton, NJ, the EPA file shows 4 violations where contaminant limits were breached.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Fair
AQI 90 Violations: 2 active Alerts: 0
2026-06-03
Your water right now: 4 health violations
AQI: 90 (Moderate) Lead: 4.0 ppb
See details ↓
Updated: 2026-06-03
Safety Score
C 55/100
▼ -1 vs last year
Water Quality Issues 4 health violations
Lead Risk Safe 0.004 mg/L
Flood Risk Moderate 32 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 4 health-based violations and 47 non-health on the water system serving this ZIP (5-year window).
  • Lead Lead reading of 0.004 mg/L is well below EPA action level.
  • Radon EPA Zone 1 — predicted average indoor radon above 4 pCi/L. Test your home.
  • Flood 32 cumulative NFIP flood claims — moderate flood history.

Composite Home Safety Score has declined -1 points in the last 90 days.

Contaminant Summary
Health Violations
51 / 9 exceed limits
9 tested 51 violations 4 health-based 4 risks identified
Data updated: Apr 2026 Consumer Confidence Report from 2023 — newer data may be available

What’s Happening in Trenton, New Jersey

4 active health-based violations are currently on record for the water system serving this ZIP. This area is in EPA Radon Zone 1 (highest risk).

What's Happening

improving

Grade changed to C — violations decreasing

Your ZIP upgraded from grade D to C.
Water quality score improved from 47 to 55 since March 2026.
Violations decreased from 2 in 2021 to 1 in 2024.

Updated 2026-06-03 · Based on EPA and public utility data

C
Home Safety Score: 55 / 100
↓ -1 vs 2025
1
Water System
217,000
People Served
4
Health Violations (5yr)Median is 0 — most ZIPs have none
Surface water
Water Source
0.004 mg/L
Lead Level2.0× the national median
Zone 1
Radon Risk · High
$97K
Median Home Value77% below state median ($424K)
🏠
Your #1 Priority

Have your pipes inspected for lead solder

93% of homes in this ZIP were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially in the morning or after standing overnight.

Pipe inspection: $100–$300. Lead pipe replacement: $3,000–$8,000. EPA: Reducing Lead Exposure →

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

Get notified when water quality changes in your area

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Lead Level: higher than 74% of U.S. ZIP codes EPA Violations: more than 98% of U.S. ZIP codes Health Violations: more than 92% of U.S. ZIP codes Flood Claims: more than 71% of U.S. ZIP codes

How Trenton Compares

Safety Score vs. Mercer County and New Jersey averages

Safety Score
Trenton
55
Mercer County
52
New Jersey avg
58
Better than 74% of ZIPs in Mercer County 1.7x more violations than county average
Metric Trenton Mercer County New Jersey
Safety Score 55 52 58
EPA Violations (total) 51 29.7 4.9
Lead (ppb) 4 3.7 3.4

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔴
Critical Risk Signals
Multiple high-priority conditions detected — action recommended

Each number below connects you directly to a licensed specialist contractor in your area. Calls are free.

4 health-based water quality violations on record

51 total EPA violations recorded for Trenton Water Works

Recent EPA enforcement actions against this water system

What to do Review your water system's Consumer Confidence Report. Consider installing a whole-house water filtration system.
Estimated cost: $300–$800 for under-sink RO, $1,500–$3,500 for whole-house filter

51 water quality violations recorded

Median home built in 1948 — aging water and sewer infrastructure

67% of housing stock built before 1970

Lead pipe risk: high

What to do Have a licensed plumber inspect your home's plumbing, especially supply lines and water heater connections.
Estimated cost: $150–$300 for inspection, $2,000–$15,000 for repiping

🔍Key Insights for Trenton 08609

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
33 /100 Poor
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Infrastructure Investment Gap
$45,360
Estimated per-household infrastructure deficit based on housing age, pipe materials, lead risk, and water system violations. That's 4536.0x the national median of $10.
Seasonal Risk
Severe Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: High radon zone (winter peak), High flood zone (AE), Aging pipes (freeze/thaw risk).
Environmental Justice Index
60 /100 High
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
60 /100 Moderate Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 49 is calculated.

Water
9/25
Lead
25/25
Radon
0/25
Flood
15/25
49 = Water 9/25 + Lead 25/25 + Radon 0/25 + Flood 15/25

Score dropped 1 point over 90 days.

Safety & Health (10) HIGH

Compliance Alerts for 08609

4 issues flagged based on EPA data, state regulations, and housing age estimates.

Lead Pipes
Action Needed
High probability of lead service lines. Test water and consider filter.
Electrical Panels
Monitor
FPE/Zinsco panel risk — 93
HVAC Refrigerant
Monitor
Your HVAC system likely uses R-410A, which is being phased out. Plan for a system replacement within the next few years.
Radon Risk
Action Needed
EPA Radon Zone 1 — highest potential. Home testing strongly advised.

Estimates based on EPA data, U.S. Census ACS housing vintage, and state regulations. Individual homes may vary.

📊 EPA + Census ACS + State Regs · Updated March 2026

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

High Risk ▲ Increasing trend

95% probability of new violation within 2 years

1-Year 95%
2-Year 95%
3-Year 95%

Based on 19.46 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Critical
89%

89% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Infrastructure Age
+30%
Health Violations
+30%
Violation History
+14%
Seasonal Baseline
+10%
Flood Exposure
+5%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 08609 in Trenton, New Jersey is served by Trenton Water Works (EPA ID: NJ1111001). This system provides water to approximately 217,000 people from surface water sources.

Home Safety Score: C (55/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 24% of ZIP codes nationally and 46% in New Jersey.

Factor Status Details
Water Quality poor 51 violations, 4 health-based
Lead in Water safe 0.004 mg/L (EPA action level: 0.015 mg/L)
Radon Risk High Zone 1
Gas Safety low 4 incidents, score 17/100
Wildfire Smoke low score 20/100, 0 county fires (5yr)
Earthquake Risk Relatively Low score 6.1/50
Superfund NPL Very High nearest 0.8 mi (Historic Potteries), 1 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.004 mg/L 0.015 mg/L Within limit N/A

Radon Risk

Radon Zone 1 — High potential (Mercer County)

EPA recommends all homes in this area be tested for radon. Zone 1 indicates the highest radon potential (predicted average indoor radon screening level greater than 4 pCi/L).

CO & Gas Safety

Gas Distribution Risk: Low (score: 17/100)

4 gas distribution incidents recorded in this county since 2004, including 1 fatalities. Most recent: 2019.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: Low (score: 20/100)

No wildfires recorded in this county over the past 5 years. Nearest recent wildfire: 37 km (23 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Relatively Low (score: 6.1/50)

Metric Value
Risk Score 6.1
Risk Rating Relatively Low
Annual Frequency < 0.001 damaging events/yr
Expected Annual Loss $1.4M (Relatively Low)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: Very High (score: 73/100)

Nearest NPL site: Historic Potteries at 0.8 miles (1.3 km).

Radius NPL Sites
Within 5 km (3.1 mi) 1
Within 10 km (6.2 mi) 1
Within 25 km (15.5 mi) 12

Nearest NPL Sites

  • Historic Potteries — 0.8 mi (Active Cleanup), listed 07/03/2025
  • Roebling Steel Co. — 7.3 mi (Active Cleanup), listed 09/08/1983
  • Florence Land Recontouring, Inc., Landfill — 10.9 mi (Deleted), listed 09/21/1984
  • Croydon TCE — 12.4 mi (Construction Complete), listed 06/10/1986
  • Higgins Disposal — 13 mi (Construction Complete), listed 08/30/1990

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

4 health-based violations recorded in the past 5 years. 29 violations remain unresolved.

Recent Violations

Date Contaminant Type Status
October 1, 2024 Haloacetic Acids (HAA5) Health-based Unresolved
July 1, 2024 Stage 1 DBP Rule Monitoring Unresolved
December 28, 2023 Total Trihalomethanes (TTHM) Monitoring Resolved
November 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
November 1, 2023 E. coli Monitoring Unresolved
October 1, 2023 Revised Total Coliform Rule Monitoring Unresolved
October 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
October 1, 2023 E. coli Monitoring Unresolved
September 29, 2023 Stage 1 DBP Rule Monitoring Resolved
September 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
September 1, 2023 E. coli Monitoring Unresolved
August 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
August 1, 2023 E. coli Monitoring Unresolved
July 1, 2023 Stage 1 DBP Rule Monitoring Unresolved
July 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
July 1, 2023 Revised Total Coliform Rule Monitoring Unresolved
July 1, 2023 E. coli Monitoring Unresolved
June 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
June 1, 2023 E. coli Monitoring Unresolved
May 1, 2023 Consumer Confidence Report Rule Monitoring Resolved

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
Consumer Confidence Report Rule Reporting 13 No
E. coli Microbiological 13 No
Stage 1 DBP Rule Treatment Technique 9 Yes
Revised Total Coliform Rule Microbiological 5 No
Fecal Coliform Microbiological 4 Yes
Haloacetic Acids (HAA5) Disinfection Byproducts 2 Yes
Surface Water Treatment Rule Treatment Technique 1 No
Lead and Copper Rule Treatment Technique 1 No
Nickel Inorganic 1 No
Total Trihalomethanes (TTHM) Disinfection Byproducts 1 No
Total Organic Carbon Disinfection Byproducts 1 No

Health Risk Details

Haloacetic Acids (HAA5) (EPA limit: 0.06 mg/L)

Cancer risk; reproductive & developmental effects At-risk groups: pregnant women, infants, long-term consumers of chlorinated municipal water.

Removal methods: granular activated carbon (GAC), carbon block filter, reverse osmosis. Find the right filter →

Energy Costs in NJ

Residential electricity rate: 23.13¢/kWh — 36% above the national average (17.0¢/kWh).

High electricity rates in New Jersey make energy-efficient appliances and heat pumps particularly valuable for reducing utility bills.

Energy Sources

New Jersey generates 3.3% of its electricity from renewable sources — 24% below the national average of 26.9%. Including nuclear, 49.2% of the state's power is carbon-free (EIA 2025).

Source Share
Natural gas 48.6%
Nuclear 45.9%
Solar 3.3%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

What You Can Do

  1. Request your water system's Consumer Confidence Report (CCR) — Your utility is required to publish this annually
  2. Consider a home water test — Independent testing can reveal issues in your specific plumbing
  3. Install a certified water filter — NSF-certified filters can address specific contaminants
  4. Contact your water provider — Ask about current treatment and any ongoing remediation

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in New Jersey

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Trenton Water Works (NJ1111001) on EPA.gov.

Frequently Asked Questions

Is the tap water in 08609 safe to drink?

Trenton's water system has recorded 4 health-based violations in the past 5 years. While the system is required to treat water to meet federal standards, you may want to consider additional precautions such as a certified water filter.

Where does 08609's water come from?

The primary water source for this area is surface water. Trenton Water Works serves approximately 217,000 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 08609 have lead in the water?

Lead and Copper Rule sampling data for ZIP code 08609 shows a lead level of 0.004 mg/L, which is below the EPA action level of 0.015 mg/L. Still, older homes with lead service lines or pre-1986 plumbing may have higher levels at individual taps.

What is the radon risk in 08609?

ZIP code 08609 (Mercer County) falls in EPA Radon Zone 1, indicating high radon potential. The EPA recommends all homes in Zone 1 areas be tested for radon. Radon is a naturally occurring radioactive gas that can accumulate in homes and is the second leading cause of lung cancer in the U.S.

USGS reports that 5 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: Trenton Water Works

42 ZIP codes share this system
Source: Surface water
Serving 217,000 people
Avg. score: 53/100

⚠ 28 of 42 communities on this water system have reported EPA violations, including 112 health-based violations (812 still unresolved).

This system draws from surface water sources (rivers, reservoirs, or lakes). Surface water systems typically serve larger populations and face different contamination risks than groundwater — including agricultural runoff, industrial discharge, and seasonal turbidity.

Other ZIP codes on this system

System ID: NJ1111001 · Source: EPA SDWIS

Contaminant Stress Analysis

Statistical envelope (p10/p50/p90) of measured contaminant levels compared to EPA Maximum Contaminant Levels (MCL). Based on enforcement and compliance monitoring data.

Lead (LCR 90th) (PPB) 18 measurements
▼ Improving Exceeds MCL
MCL 15
p10: 3.3 p50: 7.2 p90: 17.6

While the median level is within limits, worst-case measurements (90th percentile) of 17.6 PPB exceeded the MCL of 15 PPB.

📊 EPA SDWIS Enforcement & Compliance · Updated March 2026 · View source →

New Jersey Water Quality Overview

Statewide grade: C (58/100)

New Jersey is a national leader in PFAS regulation, with enforceable MCLs for PFOA, PFOS, and PFNA that are stricter than federal limits. The state enforces stricter limits than federal EPA minimums for 4 contaminants. ZipCheckup analyzes lab results from 2,571 water systems across New Jersey, covering 16 contaminants from 2 data sources. The most frequently tested contaminants include Lead (Pb 90th %ile), Cu90, NMeFOSAA. Overall, New Jersey earns a water quality grade of C (average score: 58/100) across 726 ZIP codes. 40% of tested systems have at least one EPA violation on record. If you live in New Jersey, review the contaminant table above for your specific water system — state averages may not reflect local conditions.

2,571 systems tested
16 contaminants tracked
726 ZIP codes
New Jersey vs. federal limits →
📊 State Environmental Agency · Updated March 2026

Score History

Declining Score changed from 60 to 55 over 1615 days (-5)
30-day change: 0 90-day change: -1

Tracking since 2021-12-31 · 59 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Compliance History

2021 2 2022 2023 2024 1 2025
Health-based (MCL/TT) Other violations

Environmental Incidents

13
Enforcement Action
EPA enforcement actions & health violations in 08609 (last 5 years)
Enforcement Actions
10
3 formal
Health Violations
3
2 unresolved
Last Enforcement
2025-06-30
Last Violation
2024-10-01

Health-Based Violations

Total Trihalomethanes — 0.081 MG/L
Pending
MCL violation · 2024-10-01 to 2024-12-31
Total Trihalomethanes — 0.082 MG/L
Pending
MCL violation · 2021-07-01 to 2021-09-30
Disinfection Byproducts
Resolved
TT violation · 2021-07-01 to 2021-07-31

Enforcement Actions

State Order Extension
2025-06-30
State Filed Judgment
2025-04-14
State Informal Enforcement
2025-04-14
State Informal Action
2025-01-23
State Order Extension
2024-12-20
State Informal Action
2024-12-10
State Filed Judgment
2024-12-05
State Informal Enforcement
2024-12-05
State Order Extension
2024-11-29
State Filed Suit
2024-09-30

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance
This ZIP code has 2 unresolved health violations and 3 formal enforcement actions. Consider testing your water independently or using a water filter rated for the specific contaminants found.

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

PFAS Tested — None Detected

Water serving ZIP code 08609 was tested for PFAS ("forever chemicals") under the federal UCMR5 monitoring program — no PFAS detected.

The EPA Fifth Unregulated Contaminant Monitoring Rule (UCMR5) requires every public water system serving over 3,300 people to test for 29 PFAS compounds and lithium between 2023 and 2025. Systems with no detections at the federal minimum reporting level have provided clean results.

📊 EPA UCMR5 · Updated March 2026 · View source →

Health Risks from Detected Contaminants

E. coli

High Risk

EPA limit: Zero tolerance (any positive sample triggers immediate action)

Severe GI illness; potentially fatal kidney failure in children

At-risk groups: children under 5, elderly, immunocompromised individuals, pregnant women

Removal: UV disinfection (99.99%), chlorination, reverse osmosis · Find a filter →

Haloacetic Acids (HAA5)

High Risk

EPA limit: 0.06 mg/L · 2 violations on record

Cancer risk; reproductive & developmental effects

At-risk groups: pregnant women, infants, long-term consumers of chlorinated municipal water

Removal: granular activated carbon (GAC), carbon block filter, reverse osmosis · Find a filter →

Total Trihalomethanes (TTHM)

High Risk

EPA limit: 0.08 mg/L

Bladder & rectal cancer risk; reproductive concerns

At-risk groups: pregnant women, long-term consumers of chlorinated water, people who frequently shower in chlorinated water

Removal: granular activated carbon (GAC), carbon block filter, point-of-entry aeration · Find a filter →

Fluoride

Moderate Risk

EPA limit: 4 mg/L (secondary standard: 2.0 mg/L)

Tooth & bone damage at high levels

At-risk groups: children under 8 during tooth development, elderly with compromised bone density, people with kidney disease

Removal: reverse osmosis, activated alumina, distillation · Find a filter →

Learn more about Fluoride in drinking water →

📊 EPA SDWIS + SDWA · Updated March 2026 · View source →

Consumer Confidence Report

2023 Report

Annual water quality report published by Trenton Water Works for ZIP code 08609.

9
Contaminants Tested
0
MCL Violations
💧 Water source: Surface Water

Key Contaminants

Contaminant Level MCL Status
Turbidity 0.607 NTU 1 NTU Within Limit
Haloacetic Acid HAA5 43 ppb 60 ppb Within Limit
Trihalomethane (TTHM) 66 ppb 80 ppb Within Limit

Lead & Copper Rule Results

Lead (90th percentile): 4.3 ppb — EPA action level: 15 ppb
Copper (90th percentile): 0.13 ppm — EPA action level: 1.3 ppm

What Is a Consumer Confidence Report?

Every community water system in the U.S. is required by the EPA to publish an annual Consumer Confidence Report (CCR), also known as a Water Quality Report. It lists all detected contaminants, their levels compared to federal limits (MCLs), and information about where your water comes from.

How to Read Your CCR

  • MCL (Maximum Contaminant Level) — the highest level of a contaminant allowed in drinking water
  • MCLG (Maximum Contaminant Level Goal) — the level below which there is no known health risk
  • Action Level — used for lead and copper; triggers treatment if exceeded at the 90th percentile
  • A violation means detected levels exceeded the MCL — your utility must notify you and take corrective action
📊 Water Utility CCR Report · Updated March 2026 · View source →

Recommended Water Filters

Good to Have

Based on 2 contaminants.

Haloacetic Acid HAA5 Trihalomethane (TTHM)
Granular Activated Carbon (GAC, under-sink or whole-house)
60-80% effective · NSF/ANSI 53
$100–$600

Haloacetic Acid HAA5 detected at 43 ppb

Top picks: Aquasana AQ-5200 , Aquasana EQ-1000 Rhino (We may earn a commission)
Granular Activated Carbon (GAC, whole-house POE)
80-99% effective · NSF/ANSI 53
$400–$2000

Trihalomethane (TTHM) detected at 66 ppb

Top picks: Aquasana AQ-5200 , Aquasana EQ-1000 Rhino (We may earn a commission)

Get a detailed filter match based on your ZIP code's water data

Find the Right Filter for Your Water →

Recommendations are based on contaminants detected in the most recent Consumer Confidence Report. Individual results may vary. Look for filters with the certifications listed above. Product mentions are not endorsements.

Childhood Environmental Risk Score — 08609

High Risk
68/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 88% of U.S. ZIP codes and 84% of those in New Jersey — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Water Lead Risk 52/100
Trenton School District — children absorb lead more readily than adults.
Housing Lead Paint Probability 81/100
67% of homes built before 1970, when lead paint was widely used.
Water System Violations 74/100
EPA water system violation history for this area.
What weighs most here

Housing age is the largest contributor to this ZIP's score. Homes built before 1978 are more likely to contain lead paint, and chips and dust are a common exposure path for young children. The EPA recommends a lead-paint inspection before renovating an older home.

School District
Trenton School District
Lead risk score: 52/100
Pre-1970 Housing
67%
homes likely containing lead paint
EPA Radon Zone Zone 1
Zone 1 is the EPA's highest radon-potential designation. The EPA recommends that every home in a Zone 1 area be tested for radon.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986
  • Consider a certified water filter (NSF/ANSI 53 for lead removal) for drinking and cooking water
  • Ask your pediatrician about blood lead level testing at well-child visits

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

  • Consider a lead-paint inspection before renovating, since homes built before 1978 may contain lead paint.
  • Wet-wipe windowsills, floors, and play areas regularly — household dust is a common lead exposure path for young children.
  • Ask your pediatrician whether a blood lead test is appropriate at a child's next well-child visit.
Protect Your Family's Water
Know exactly what's in your tap water with a certified home water test kit.
Find the Right Water Filter →
Share with other parents

Know a family in 08609? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for New Jersey

$107.8M
allocated in fiscal year 2025 for lead service line replacement
Up to $52.8M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in New Jersey

0 active weather alerts in New Jersey. Severe weather can affect your water quality and home safety.

View alerts for New Jersey →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (10) HIGH

Flood Risk Profile

32
Low-Moderate Flood Risk
FEMA flood insurance claims filed in 08609
Total Claims Paid
$10
since 1970
Average Claim
$10
per claim
Flood Zone
AE
most common FEMA zone
Recent Claims
10
since 2010

FEMA Flood Zones Explained

  • Zone A / AE — High-risk (100-year floodplain). Flood insurance required for federally backed mortgages
  • Zone V / VE — High-risk coastal area with wave action. Strictest building requirements
  • Zone X — Moderate-to-low risk (500-year floodplain or minimal flood hazard)
  • Zone B / C — Areas of moderate or minimal flood hazard
📊 FEMA NFIP · Updated March 2026 · View source →

Air Quality for 08609

50
AQI
Good
Primary pollutant: PM2.5
Station: Central (25.1 mi away)
Health Recommendations

Air quality is satisfactory, and air pollution poses little or no risk. Enjoy outdoor activities.

AQI Scale
050100150200300500
📊 EPA AirNow · Updated March 2026 · View source →

Termite Risk for 08609

Moderate Termite Zone
WDI Inspection Requirement

Required for VA/FHA loans statewide; common in conventional

Typical Inspection Cost
$100 – $200
Based on New Jersey market rates
Consequence

VA/FHA loan will not close without clear NPMA-33 form

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • Even in lower-risk zones, subterranean termites can be active. Consider an inspection if purchasing an older home or if you notice warning signs.
Reference: VA lender requirements; NPMA-33 form; N.J.A.C. 7:30 (Pesticide Control Code)

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, New Jersey pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 08609

Moderate Pest Pressure
Top Pest Threats in New Jersey

ticks, termites, mosquitoes, bed bugs and stink bugs

Typical Pest Inspection Cost
$100 – $250
Based on New Jersey market rates
Licensed Applicator Required
Yes
New Jersey pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • Lyme disease endemic area
  • West Nile activity zone
Real Estate Transaction Requirement

Required for VA loans in all states; not state-mandated but WDI standard in practice

Penalty for Unlicensed Application

Up to $10,000 per violation

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • New Jersey experiences seasonal pest pressure peaks. Annual inspections help catch infestations early before they become costly.

Common Questions

Do I need a pest inspection before buying a home in New Jersey?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; not state-mandated but WDI standard in practice Even when not legally required, a professional pest inspection ($100–$250) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in New Jersey?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in New Jersey. Commercial pest control services must be licensed. Up to $10,000 per violation.
What are the most common pests in New Jersey?
The top pest threats in New Jersey include ticks, termites, mosquitoes, bed bugs and stink bugs. Pest activity varies by season and local conditions. Seasonal inspections can help catch infestations early.
Legal Reference: New Jersey Pesticide Control Code (NJAC 7:30)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, New Jersey pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

20
Low Smoke Risk
Wildfire smoke exposure risk score for 08609
Nearest Fire
23 mi
37 km to nearest recent wildfire
County Fires (5yr)
0
wildfires in county since 2021
Risk Level
Low
based on fire proximity & history
Air Quality
Generally Good
during fire season (Jun–Nov)
SMOKE RISK SCORE 20/100
0 — Minimal 100 — Highest Risk

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

6.1
LOW RISK
FEMA National Risk Index earthquake score for 08609
Risk Rating
Relatively Low
FEMA earthquake hazard classification
Expected Annual Loss
$1.4M
estimated county-level annual loss (Relatively Low)
Annual Frequency
< 0.001
expected damaging earthquakes per year
Structural Vulnerability
Moderate
based on housing age (78 yr median) + seismic zone
EARTHQUAKE RISK SCORE 6.1/50
0 — Minimal 50 — Highest Risk

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 08609

High Risk
67/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
67%
annual relative humidity
Summer Humidity
69%
Jun–Aug average
Median Home Age
1948
median year built
Flood Claims
32
FEMA insurance claims
Seasonal Risk

Summer months (June–August) present the highest mold risk in 08609, with average humidity reaching 69%. Indoor humidity can be 10–15% higher in poorly ventilated spaces. Winter humidity drops to 65%, reducing but not eliminating risk.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Use a dehumidifier to keep indoor humidity below 50%. This is especially important in basements, crawl spaces, and bathrooms in high-humidity areas like 08609.
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Homes built around 1948 often lack modern vapor barriers. Consider a professional moisture assessment to identify hidden problem areas.
  • This ZIP has a history of flood insurance claims (32). Previous flooding significantly increases the likelihood of hidden moisture and mold behind walls and under flooring.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Recommended: Whole-Home Dehumidifier

With 67% average humidity, a dehumidifier is the most effective way to reduce mold risk in 08609. Energy Star-rated units cost $200–$400 and can reduce humidity by 20–30%.

Compare Dehumidifiers
As an Amazon Associate, ZipCheckup earns from qualifying purchases.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

High Risk
39
Respiratory Risk Score
Combined air quality, humidity & mold risk for 08609
Air Quality
5/40
EPA AQI index
Humidity
14/30
seasonal impact
Mold
20/30
housing + humidity
RISK SCORE 39/100
Low Moderate Severe
Mold risk is the primary respiratory factor
Older homes in humid climates are prone to hidden mold. Consider a professional mold inspection and a HEPA air purifier for occupied rooms.
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

73
Very High Proximity Risk
EPA Superfund NPL site proximity score for 08609
Nearest NPL Site
0.8 mi
1.3 km — Historic Potteries
Sites Within 10 km
1
NPL sites within ~6.2 miles
Risk Level
Very High
based on proximity & site status
Sites Within 25 km
12
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 73/100
0 — No nearby sites 100 — Highest Risk

Nearest Superfund (NPL) Sites

Site Name Distance Status Listed
Historic Potteries
Trenton, New Jersey
0.8 mi Active Cleanup 07/03/2025
Roebling Steel Co.
Florence, New Jersey
7.3 mi Active Cleanup 09/08/1983
Florence Land Recontouring, Inc., Landfill
Florence Township, New Jersey
10.9 mi Deleted from NPL 09/21/1984
Croydon TCE
Croydon, Pennsylvania
12.4 mi Construction Complete 06/10/1986
Higgins Disposal
Franklin Township, New Jersey
13 mi Construction Complete 08/30/1990
Your area is near active Superfund cleanup sites. Contaminants from NPL sites can affect groundwater, soil, and air quality in surrounding communities. Check your home's water source and consider testing soil if you have a garden or well. View site details at the EPA Superfund Site Search.

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Pollution and Population Health

This section places two independent federal datasets side by side: environmental measurements from the EPA and population-health estimates from the CDC. They describe the same ZIP code but are collected separately, and each one is read on its own terms.

Environmental data — EPA

Local pollution measurements

Air, traffic and contaminated-site indicators for this ZIP code, from EPA programs.

Fine particulate matter (PM2.5) Nat. percentile: 30
Diesel exhaust Nat. percentile: 70
Traffic proximity Nat. percentile: 60

Each bar is this ZIP code’s EJScreen national percentile; a higher value means more exposure compared with other U.S. areas.

Air quality (NEI)
Grade B+ · median AQI 43
Toxic-release facilities (TRI)
No facilities in this ZIP code report to the EPA Toxics Release Inventory.
Superfund site proximity
Superfund (NPL) sites within 10 km: 1 · nearest about 0.8 mi away
📊 EPA — National Emissions Inventory, EJScreen, Toxics Release Inventory & Superfund (NPL) · Updated 2026 · View source →
AIR EMISSIONS TREND (5-YEAR, EPA AIRDATA)

Across 5 reporting cycles in Mercer County, NJ, EPA AirData shows median AQI stable within the silence band.

EPA AirData = facility-reported industrial emissions, county rollup. Does not measure ambient or breathable air quality at any specific address. EPA AirData methodology

EPA AirData annual AQI summaries 2020-2024

Two independent datasets. Air and soil pollution data (EPA) and health-prevalence data (CDC) are independent datasets shown side by side for context only. ZipCheckup does not establish a causal link between local pollution and any health condition, and these figures do not demonstrate one.

Health data — CDC

Population-health estimates

CDC PLACES modeled prevalence among adults in this ZIP code, each shown with its 95% confidence interval. The prior-release figure is shown alongside as a reference point only; CDC explicitly cautions that small-area year-to-year differences may reflect model recalibration rather than real change.

Adult asthma
Current (2025 release)
10.6%
95% CI 9.4–11.9
Prior (2024 release)
11.5% (95% CI 10.2–12.9)
Within model uncertainty
COPD
Current (2025 release)
6.9%
95% CI 6.1–7.7
Prior (2024 release)
7.1% (95% CI 6.4–7.9)
Within model uncertainty
Cancer
Current (2025 release)
4%
95% CI 3.6–4.5
Prior (2024 release)
4.2% (95% CI 3.8–4.6)
Within model uncertainty

Modeled small-area estimates produced from the BRFSS national survey and census demographics (Zhang et al. 2014). Not direct measurements; not for diagnostic or screening use.

Only CDC PLACES measures present in every release since 2020 appear with a prior-release reference; newer measures (added in 2023 and later) are presented without a prior figure.

CDC PLACES estimates are modeled from the BRFSS national survey and ACS demographics — not direct counts. Year-to-year differences between releases may reflect model recalibration, BRFSS sample-frame changes or census-tract-to-ZIP crosswalk adjustments rather than actual change. Margins of error often exceed annual differences at this geography. Not for diagnostic or screening use.
📊 CDC PLACES — modeled small-area health estimates (current 2025 release, with 2024 prior release shown for reference) · Updated PLACES 2025 · View source →
Food access — USDA

Food access for this area

How the USDA classifies access to grocery stores and fresh food across the surrounding census tract.

USDA access category
Moderate access concern
Food environment index
5.9 of 10 — higher means better access to healthy food
SNAP participation
8.7% of households (USDA estimate)

USDA Food Access Research Atlas tract estimates, mapped from census tract to ZIP code. These are modeled population-level figures, not findings about any individual or any specific address.

📊 USDA — Food Access Research Atlas · Updated FARA 2019 · View source →

Pollution–Health Comparison Index

In 08609, the CDC models adult-asthma prevalence at 10.6%, while a statistical model of local pollution and poverty predicts about 10.2% — close to the model’s prediction.

Below predicted Above predicted

Among U.S. ZIP codes, this one sits at percentile 74 for how far observed asthma is above or below the model’s prediction.

Model fit (R²): 0.1601  how much of the variation in asthma the model accounts for; a lower value means a weaker fit and a less reliable comparison.

The Pollution–Health Comparison Index is a percentile rank showing how this ZIP code’s observed asthma prevalence compares with what a statistical model would predict from local pollution and poverty alone. It describes a statistical association, not a cause-and-effect relationship.

The environmental data (EPA) and health-prevalence data (CDC) in this section are independent datasets presented side by side for general informational purposes. Health figures are CDC PLACES modeled estimates with 95% confidence intervals — statistical models, not diagnoses, and they do not describe any individual. ZipCheckup does not establish a causal link between environmental conditions and health outcomes, and nothing in this section is medical advice. For questions about personal health or local environmental conditions, a licensed clinician or a state or local public-health authority is the right source.

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
7.8k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • GLYPHOSATE
    Herbicide · 4.4k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • ATRAZINE
    Herbicide · 804 kg/yr · EPA drinking-water reference limit: 3 ppb
    High water concern
  • CHLOROTHALONIL
    Fungicide · 508 kg/yr
    Moderate water concern
  • METOLACHLOR
    Herbicide · 370 kg/yr
    High water concern
  • SIMAZINE
    Herbicide · 356 kg/yr · EPA drinking-water reference limit: 4 ppb
    High water concern

5 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (9) HIGH

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

60/100
Home Purchase Risk Score
Moderate Risk

Public federal data shows a moderate risk profile for this ZIP. Several factors below are worth verifying independently before closing.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

Test recommended
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Lead · 15% of score

Homes built before 1986 may have lead pipes or solder, and pre-1978 homes may have lead paint — a lead inspection adds clarity.

Worth a look
Energy · 15% of score

Heating and cooling costs and the age of the HVAC system, along with recent utility bills, give a fuller picture.

Worth a look
Housing age · 10% of score

Older homes more often have aging plumbing, wiring, and a water heater near end of life — a full inspection adds detail.

Test recommended
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

Test recommended
Air quality · 5% of score

Local air-quality history is useful context; for sensitive occupants, an HVAC system with good filtration helps.

No flag

Nearby hazards

Superfund proximity

EPA Superfund sites within 10 km: 1. Nearest: Historic Potteries (about 1.3 km away).

ATSDR public-health assessment for nearby sites: Indeterminate Public Health Hazard.

89%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook
Nuclear plant proximity

Nearest nuclear plant: Limerick, about 45 miles away.

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

8
hospitals within 15 miles
4
with emergency departments
3
of these within 5 miles
Nearest CMS-rated hospital
Capital Health Regional Medical Center
CMS 2-star rating · 2.1 mi away

Closest hospitals

  • Capital Health Regional Medical Center
    Acute care · 2.1 mi away · ER
    CMS 2-star rating
  • Trenton Psychiatric Hosp
    Psychiatric · 4.1 mi away
    Not rated by CMS
  • Robert Wood Johnson University Hospital AT Hamilton
    Acute care · 4.4 mi away · ER
    CMS 4-star rating

Across the rated hospitals within 15 miles, the average CMS overall-quality rating is 2.8 (CMS scale: 1 to 5).

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Test for radon before closing — the EPA recommends it, especially in Radon Zone 1.
  • Get a lead inspection — homes built before 1978 may contain lead paint and pre-1986 homes may have lead pipes or solder.
  • Ask the age of the water heater and look for signs of corrosion or leaks.
  • Have the electrical panel and wiring inspected — older systems may need updating.
  • Review the local water system's recent disruption and violation history with the utility.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Buying or inspecting a home in this area? — talk to a local expert.

Call (844) 439-2761

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Housing Profile for 08609

Based on U.S. Census data (ACS B25034), there are 5,408 housing units in this ZIP code. The median home was built around 1948, making it roughly 78 years old.

Median Home Age
78
years (built ~1948)
Lead Paint Risk
93%
homes built before 1986
Lead Pipe Risk
56%
homes built before 1950

When Homes Were Built

Pre-1940
49% (2,635)
1940–1949
8% (417)
1950–1959
11% (590)
1960–1969
17% (945)
1970–1979
6% (301)
1980–1989
4% (235)
1990–1999
2% (83)
2000–2009
1% (63)
2010–2019
3% (139)
Highest risk (pre-1950) Elevated risk (1950–1979) Lower risk (1980+)

What This Means for Home Equipment

Homes built in the 1948s era typically have equipment that has been replaced at least once. Based on typical replacement cycles:

  • Water heater: estimated ~6 years old (avg lifespan: 12 years)
  • HVAC system: estimated ~10 years old (avg lifespan: 17 years)
  • Plumbing: likely Galvanized Steel or Copper — older homes in this ZIP may still have original lead service lines

Home Value Context

Median Home Value
$96,700
77% below state median ($423,950)
Est. Safety Remediation
$3,000
3.1% of median home value

Estimated median home value in this ZIP code based on Census ACS data. Safety remediation costs include water filtration, lead abatement, radon mitigation, and flood insurance where applicable.

📊 Census ACS B25034 · Updated March 2026 · View source →

Equipment Age Estimate for 08609

Based on Census data, the median home in this ZIP was built in 1948 (~78 years old). 93% of homes were built before 1986.

Lead Pipe Risk
High
93% homes pre-1986
Electrical Risk
High
67% homes pre-1970
Water Heater Est. Age
~6 yrs
Avg lifespan: 12 yrs
HVAC Est. Age
~10 yrs
Avg lifespan: 17 yrs
⚠ EPA Lead Pipe Compliance Deadline — Your Utility Must Act

The EPA Lead and Copper Rule Improvements (LCRI), finalized October 2024, requires all water utilities to:

  • By October 2027: Complete a lead service line inventory and notify all customers with lead or unknown lines
  • By ~2037: Replace 100% of lead service lines (mandatory 10-year deadline)
  • New action level: Lowered from 15 ppb to 10 ppb — more homes now trigger mandatory action

93% of homes in ZIP 08609 were built before 1986 — the year lead solder was banned. If you receive a notification letter from your water utility, your home likely has lead service lines or lead solder connections.

Recommended actions:
  1. Get your water tested for lead (request a test kit from your utility at no cost)
  2. Install a certified lead-reducing filter (NSF/ANSI 53)
  3. Contact your utility about replacement assistance — costs run $5,000–$15,000, utilities may cover a portion under LCRI
  4. Have a plumber inspect your service line connection

Likely pipe material: Galvanized Steel or Copper

Estimates based on U.S. Census ACS housing vintage data and typical equipment lifespans. Actual conditions vary by home.

Water Infrastructure Risk

60%
High Risk
Estimated pipe failure probability for 08609
State Funding Gap
$1,051
per resident (20-year need)
Pre-1980 Housing
93%
of homes built before 1980
System Violations
3
EPA violations on record
Lead Indicators
Present
lead service lines likely

Risk Factor Breakdown

Infrastructure Funding Gap 45%
State drinking water infrastructure need relative to population
Housing Vintage 78%
Proportion of homes with plumbing installed before 1980
Violation History 48%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 69%
Lead service line probability and lead testing results

What This Means

The water infrastructure serving ZIP code 08609 shows multiple risk factors. Most homes in this area were built before 1980, meaning plumbing may contain lead solder or galvanized pipes that corrode over time. The state faces a significant infrastructure funding gap of $1,051 per resident over 20 years. Consider testing your tap water, especially if you have an older home.

Aging infrastructure increases the risk of lead, discolored water, and pipe breaks. The EPA recommends that homeowners in areas with older water systems test their tap water annually and consider a Consumer Confidence Report for their water system.
📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

73
High infrastructure stress
Higher modeled infrastructure stress than 95% of US ZIP codes

Water pipe decay

Local water mains are modeled at or past a critical service threshold.

New 100% of service life consumed End of life
Decay trend
Accelerating
Likely pipe material
Galvanized steel or copper
Estimated system age
78 yrs
Modeled failure probability
60%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
413
Rated in poor condition
8.7%
FHWA NBI structural rating
Average bridge age
49 yrs
Worst bridge rating
3/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 414 bridges classified within this ZIP code's surrounding county, 38 are classified Poor by FHWA NBI 2024.

Good (167) · Fair (209) · Poor (38)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Gas pipeline incident history

PHMSA records 4 reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

89%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Concerned about aging water lines on your property? — talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

HVAC System Health for 08609

Estimated HVAC Age
~10 years
Average lifespan: 17 years
Replacement Status
Plan Ahead
Approaching end of life. Budget for replacement in the next 7 years.

High energy costs in New Jersey (23.13¢/kWh) mean an inefficient HVAC system costs you significantly more. Upgrading to a high-SEER unit or heat pump could save 30–50% on heating and cooling bills.

Seasonal HVAC Tips for New Jersey

Fall / Winter
  • Schedule furnace tune-up before first cold snap
  • Replace air filter (every 1–3 months)
  • Check thermostat calibration
Spring / Summer
  • Clean AC condenser coils and clear debris
  • Test AC before peak season
  • Check refrigerant levels (professional tech only)

Common HVAC Issues for 1948-Era Homes

  • Undersized ductwork — older designs often can't handle modern HVAC airflow requirements
  • Poor insulation — pre-1980s homes lose 25–40% more heat through walls and attic
  • Obsolete refrigerant — R-22 (Freon) phased out; repair costs significantly higher
  • Asbestos in duct insulation — homes before 1980 may need professional abatement before HVAC work
Refrigerant Update: R-410A Phase-Down

The HVAC system in homes in this area likely uses R-410A, which is being phased down under the AIM Act. Manufacturing of new R-410A equipment was banned January 2025.

  • Your existing system can continue operating and be repaired
  • New replacements will use R-454B or R-32 (A2L refrigerants)
  • New systems cost 5–10% more due to additional safety requirements
  • Plan ahead: when your system needs replacement, budget for the higher cost
Furnace Efficiency Deadline: December 2028

The Department of Energy requires all NEW furnaces manufactured after December 18, 2028 to meet 95% AFUE (condensing furnaces). Current standard is 80% AFUE.

What this means for you:

  • 80% AFUE non-condensing furnaces will no longer be available for purchase
  • Condensing furnaces require PVC venting (additional $1,500–$2,500 for retrofit)
  • If the furnace is approaching end of life, consider replacing before the deadline to potentially save on installation costs
  • Your existing furnace can continue operating — this applies only to NEW equipment

HVAC Questions for 08609

How do I know if my HVAC system needs replacement?

Key signs include: the system is over 15 years old, frequent repairs (more than 2 per year), uneven heating/cooling between rooms, rising energy bills despite normal use, and unusual noises or odors. Based on census data, the median home in 08609 was built in 1948, putting the estimated HVAC system age at ~10 years.

What SEER rating should I look for in a new HVAC system?

As of 2023, the federal minimum is SEER2 15 for central AC in the southern U.S. and SEER2 14 in the north. For New Jersey, look for at least SEER 16–18 for good efficiency. Higher SEER ratings (20+) cost more upfront but save more in areas with high electricity rates like New Jersey, where rates are above the national average. ENERGY STAR certified units are a reliable starting point.

How much does HVAC replacement cost in New Jersey?

A full HVAC replacement (furnace + AC) typically ranges from $5,000–$12,000 depending on system size, efficiency rating, and ductwork condition. Heat pump systems range from $4,000–$10,000. Federal tax credits (25C) cover up to 30% of the cost for qualifying heat pumps and high-efficiency systems. Check our rebates page for New Jersey-specific incentives.

What refrigerant does my AC use and why does it matter?

If your AC was installed before 2010, it likely uses R-22, which was banned in 2020 and now costs $50–$150/lb. Systems from 2010–2024 typically use R-410A, which is being phased down (AIM Act 2025). New systems use R-454B or R-32. When your current system needs major repair, the refrigerant type significantly affects whether repair or replacement makes more economic sense.

Should I replace my furnace before the 2028 efficiency deadline?

If the furnace in a home is over 15 years old and the area has a cold/moderate climate, planning ahead is wise. After December 2028, only 95% AFUE condensing furnaces will be available. These require PVC venting — retrofitting an older home for PVC can cost $1,500–$2,500 on top of the furnace price. Replacing before the deadline with a standard 80% AFUE unit may be more cost-effective if the venting isn't PVC-ready.

HVAC age estimate based on U.S. Census ACS housing vintage data and a 17-year replacement cycle. Actual system age varies by home.

Appliance Age Estimates for 08609

Median home built in 1948 (~78 years old). Appliance ages estimated from typical replacement cycles.

Water Heater
~6 yrs
Avg lifespan: 12 yrs · $800–$2500
Dishwasher
~6 yrs
Avg lifespan: 12 yrs · $700–$2500
Washing Machine
~6 yrs
Avg lifespan: 12 yrs · $600–$2200
Dryer
~0 yrs
Avg lifespan: 13 yrs · $500–$2000
Refrigerator
~8 yrs
Avg lifespan: 14 yrs · $1000–$4000
Garbage Disposal
~6 yrs
Avg lifespan: 12 yrs · $200–$600

How Water Quality Affects Appliance Lifespan

Water conditions in Trenton directly impact how long your appliances last.

Hard Water
Mineral buildup (calcium, magnesium) clogs water heaters, dishwashers, and washing machines. Can reduce lifespan by 25–30%.
Sediment & Particulates
Sand and rust particles accelerate wear on valves, seals, and heating elements in water heaters and dishwashers.
High Chlorine
Corrodes rubber gaskets and seals in washing machines and dishwashers, leading to leaks and premature failure.
Low pH (Acidic Water)
Corrodes metal components inside water heaters and garbage disposals, shortening their service life.

Homes built before 1996 have likely gone through 2+ full appliance replacement cycles. If original appliances remain, they are well past expected lifespan.

Appliance Maintenance FAQ

How often should I flush my water heater?

Flush your tank water heater at least once a year to remove sediment buildup. In areas with hard water, every 6 months is recommended. Sediment reduces heating efficiency and accelerates tank corrosion, shortening lifespan by 2–4 years.

When should I replace my dishwasher vs. repair it?

If your dishwasher is over 9 years old and the repair costs more than 50% of a new unit, replacement is generally more cost-effective. Common signs: dishes not getting clean, water pooling after cycles, or rust spots on the interior.

Does a water softener really extend appliance life?

Yes. A water softener can extend water heater lifespan by up to 30% and reduce dishwasher and washing machine maintenance by preventing mineral scale buildup on heating elements, valves, and spray arms. The Battelle Memorial Institute found that softened water kept water heaters at original factory efficiency over a 15-year period.

Estimates based on U.S. Census housing vintage data and manufacturer-average replacement cycles. Actual appliance age depends on renovation history and maintenance.

Electrical Safety for 08609

Median home built in 1948 (~78 years old). 67% of homes were built before 1970, when electrical standards were significantly different.

Electrical Risk Level
High
67% homes pre-1970
Est. Panel Age
~18 yrs
Avg lifespan: 25–40 yrs

Common Electrical Issues for 1948-Era Homes

  • Knob-and-tube wiring — common in pre-1950 homes, lacks grounding and cannot safely handle modern electrical loads
  • Undersized electrical panel — 60–100 amp panels typical of this era cannot support today's appliances, EV chargers, or HVAC systems
  • Aluminum wiring — used in 1960s–1970s homes, poses fire risk at connections due to oxidation and thermal expansion
  • Ungrounded outlets — two-prong outlets indicate missing ground wire, increasing shock and surge risk
  • Federal Pacific / Zinsco panels — common in 1960s–1980s homes, known for breaker failure; replacement strongly recommended

⚠️ Insurance Compliance Alert

93% of homes in 08609 were built before 1986 — the era when Federal Pacific (FPE StabLok), Zinsco, and Challenger electrical panels were commonly installed.

These panels have a documented 60%+ breaker failure rate and are refused by major insurance companies including State Farm, Allstate, and Citizens (FL).

If you receive an insurance non-renewal notice or 4-point inspection failure:

  • Typical deadline: 30 days to replace panel
  • Replacement cost: $1,500–$4,000
  • Failure to replace: insurance cancellation → mortgage default risk

Insurance blacklist: State Farm, Farmers, Allstate, USAA, Mercury, Citizens (FL), Nationwide.

When to Call an Electrician

Urgent Signs
  • Burning smell from outlets or panel
  • Frequent breaker trips
  • Sparking or discolored outlets
  • Buzzing sounds from wiring or panel
Recommended Inspections
  • Before buying a home (especially pre-1980)
  • After any water damage or flooding
  • Before adding major appliances or EV charger
  • If your panel is 25+ years old

Electrical Safety Tips

Panel & Wiring
  • Never use a fuse with a higher amperage rating than the circuit is designed for
  • Label all breakers clearly in your electrical panel
  • Keep 3 feet of clearance in front of your electrical panel
Around the Home
  • Test GFCI outlets monthly using the built-in test button
  • Replace any cracked or warm outlet covers immediately
  • Do not daisy-chain power strips or extension cords

Homes built before 1976 likely have outdated wiring and panels that do not meet current electrical codes. A professional electrical inspection is strongly recommended.

Electrical Safety Questions for 08609

How do I know if my electrical panel needs an upgrade?

Key signs include: frequent breaker trips, a panel over 25 years old, fuses instead of circuit breakers, visible rust or corrosion, and a panel rated below 200 amps if you have modern appliances, HVAC, or an EV charger. Based on census data, the median home in 08609 was built in 1948 — homes of this age often have panels that don't meet current electrical demands.

How much does an electrical panel upgrade cost?

A panel upgrade from 100 to 200 amps typically costs $1,500–$4,000 depending on your location and the complexity of the work. If the meter base or service entrance also needs replacement, costs can reach $4,000–$6,000. Rewiring a full home (common in pre-1960 homes) ranges from $8,000–$15,000+ depending on size and accessibility.

Is aluminum wiring dangerous?

Aluminum wiring itself is not inherently dangerous, but connections between aluminum wiring and copper devices (outlets, switches) can overheat due to differential thermal expansion. The Consumer Product Safety Commission (CPSC) found that homes with aluminum wiring are 55 times more likely to have fire-hazard conditions. If your home has aluminum wiring, a qualified electrician can install COPALUM or AlumiConn connectors to make connections safe.

Is my home likely to have a Federal Pacific or Zinsco panel?

These panels were installed primarily between 1960 and 1985. Based on census data, 93% of homes in 08609 were built during this era. If your home was built in this period and the panel has never been replaced, there is a meaningful chance it contains an FPE StabLok or Zinsco panel. Look for the brand name on your breaker panel door.

Electrical risk assessment based on U.S. Census ACS housing vintage data. Actual wiring and panel condition varies by home and renovation history.

Septic System Requirements in New Jersey

ℹ Partial Requirements Apply
No statewide mandate BUT cesspools must be replaced at sale

Cesspools must be decommissioned and replaced with compliant septic systems at property transfer.

Typical Inspection Cost
$400 – $800
Based on New Jersey market rates
Consequence of Non-Compliance

Properties with cesspools cannot transfer without replacement plan. DEP enforcement for groundwater protection.

Legal Reference: N.J.A.C. 7:9A

What Homeowners Should Know

  • Approximately 1 in 5 U.S. households relies on a septic system for wastewater treatment.
  • Regular pumping every 3–5 years is recommended by the EPA to prevent system failure.
  • A failed septic system can cost $7,000–$15,000 or more to replace, depending on system type and soil conditions.
  • If you are selling a property in New Jersey, check your state and local requirements before listing.
  • Signs of septic failure include slow drains, sewage odors, and standing water near the drain field.

Source: New Jersey environmental and health department regulations. Cost estimates reflect typical market rates and may vary by provider, system size, and location. This information is for general guidance only—contact your local health department for requirements specific to your property.

Underground Oil Tank: Low Risk for 08609

New Jersey regulates underground heating oil tanks, but only 0% of homes in 08609 were built before 1980 — the era when underground steel tanks were commonly installed. The risk of encountering a buried oil tank in this ZIP code is relatively low. If purchasing a pre-1980 home, a tank sweep is still recommended.

Source: New Jersey environmental regulations (NJAC 7:14B; N.J.S.A. 58:10A), U.S. Census ACS housing vintage data.

CO & Gas Safety Profile

17
Low Gas Risk
PHMSA gas distribution incident risk score for 08609
County Incidents
4
gas distribution incidents since 2004
Fatalities
1
deaths from gas incidents
Latest Incident
2019
most recent reported
Risk Level
Low
based on incident history
RISK SCORE 17/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in New Jersey

⚠ Strict Permit Enforcement
What Requires a Permit

Structural, electrical, plumbing, mechanical, fire protection. One of the strictest state codes — all work except cosmetic requires permit.

Typical Permit Cost
$200 – $4000
Based on New Jersey fee schedules
Penalty for Non-Compliance

Fines up to $2,000/day per violation, stop-work orders, retroactive permit at triple fee

Legal Reference: NJAC 5:23; Uniform Construction Code Act

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in New Jersey, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 08609

What remodeling work requires a permit in New Jersey?

In New Jersey, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in New Jersey?

Working without a required permit in New Jersey can result in Fines up to $2,000/day per violation, stop-work orders, retroactive permit at triple fee. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in New Jersey?

Remodeling permit fees in New Jersey typically range from $200 to $4000, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on New Jersey building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

Home maintenance concerns detected — talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Cost & Community (5) OK

True Cost of Ownership

$5,820
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 97% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
NJ median
$4,370
per year

Where the estimate comes from

Sea level rise$3,000
Flood$1,400
Energy-code gap$540
Show all 5 factors
Underground storage tanks$480
Lead & water safety$400

5-year equipment outlook

Major home equipment that may reach the end of its typical service life within five years. Figures are national-average installed-cost ranges, not quotes.

Electrical panel $1,500–$5,000
Typical service life 40 yrs
Housing-age data points to an elevated chance the electrical panel predates current standards.
Estimated 5-year replacement range $1,500–$5,000

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in New Jersey

State tax rates affect cost of ownership. Here's how New Jersey compares to national averages.

Income Tax
10.8%
top marginal rate
US avg: 5.3%
Sales Tax
6.6%
combined avg
US avg: 6.6%
Property Tax
1.89%
effective rate
US avg: 0.98%
Sales Tax Breakdown
State rate: 6.63%

Highest effective property tax rate in the nation

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in New Jersey

Residential electricity rate: 23.13¢/kWh36% above the national average (national avg: 17.0¢/kWh · EIA, December 2025)

New Jersey Energy Mix

Solar 3.3% Nuclear 45.9% Gas 48.6%
Renewable energy
3.3%
Clean energy (incl. nuclear)
49.2%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Energy Rebates for 08609

3 rebates available for heat pump water heaters, insulation, and more.

View all energy rebates for 08609 →

Electric Utility for 08609

Provider
Public Service Elec & Gas Co
Investor Owned
Residential Rate
20.4¢/kWh
State avg: 23.1¢/kWh

Source: U.S. Energy Information Administration, Form EIA-861 (2024 data). EIA ID: 15477.

Home Energy Audit for 08609

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives. Homes in 08609 average ~78 years old, making energy audits especially impactful.

Electricity Rate
20.4¢/kWh
State avg: 23.1¢/kWh (36% above U.S. avg)
Est. Annual Energy Cost
$2,429
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
3%
of New Jersey's electricity from renewables
Potential Annual Savings
$364–$729
15–30% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households

Homes in 08609 are ~78 years old on average — older homes typically have the most to gain from an energy audit due to outdated insulation, single-pane windows, and aging HVAC systems.

Your Utility: Public Service Elec & Gas Co

Public Service Elec & Gas Co (Investor-owned) serves 08609. Your local residential rate is 20.4¢/kWh , which is above the national average — making energy efficiency improvements even more valuable . Many utilities offer additional rebates on top of federal IRA incentives — ask your energy auditor about programs from Public Service Elec & Gas Co.

Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 08609

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers — check with Public Service Elec & Gas Co for local programs.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in New Jersey, the average home spends approximately $2,429/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $364–$607 annually. With homes in 08609 averaging ~78 years old, there is likely significant potential for improvement.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Trenton, New Jersey

Elevated lead levels detected
Lead measured at 4 ppb (EPA action level: 15 ppb). 4 health violations on record. Population affected: 217,000.

Violations & Enforcement Timeline

2025-06-30 State Order Extension
2025-04-14 State Filed Judgment
2025-04-14 State Informal Enforcement
2025-01-23 State Informal Action
2024-12-20 State Order Extension
View all 13 records
2024-12-10 State Informal Action
2024-12-05 State Filed Judgment
2024-12-05 State Informal Enforcement
2024-11-29 State Order Extension
2024-10-01 MCL Total Trihalomethanes Resolved 0.081 MG/L
2024-09-30 State Filed Suit
2021-07-01 MCL Total Trihalomethanes Resolved 0.082 MG/L
2021-07-01 TT Disinfection Byproducts Resolved

National safety news feed →

📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Protect Your Home in Trenton

Based on local data for ZIP 08609, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

Trenton has 32 FEMA flood claims on record. Standard homeowner policies don't cover flood damage — make sure you're protected.

Typical cost: Flood insurance: typically $700–$1,500/year in flood-prone areas

Check Your Flood Zone (Free)

FEMA flood map lookup — see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Gutter Installation & Repair

Homes in 08609 were built around 1948 on average. Aging gutters can cause foundation damage, basement flooding, and mold — a professional assessment can prevent costly repairs.

Typical cost: Gutter installation: typically $1,000–$2,500 for a standard home

Estimate Your Home Maintenance Costs

Window Replacement

With a median build year of 1948, many homes in Trenton likely have original or outdated windows. ENERGY STAR windows can save $101–$583/year on energy bills.

Typical cost: Window replacement: typically $300–$800 per window installed

Estimate Your Home Maintenance Costs

Roofing Inspection & Repair

Homes built around 1948 may be on their second or third roof. A professional inspection can catch damage before leaks start.

Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500

Estimate Your Home Insurance Needs

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 08609 safe to drink?

Based on EPA SDWIS data, Trenton's primary water system (Trenton Water Works) has 51 recorded violations in the past 5 years, including 4 health-based. Check the full report above for details.

Where does 08609's water come from?

The primary water source for ZIP code 08609 is Surface water. Trenton Water Works serves approximately 217,000 people.

How can I get my water tested in Trenton?

Contact your local water utility (Trenton Water Works) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 08609 tap water?

The most recent lead sampling for 08609 recorded 0.004 mg/L. The EPA action level is 0.015 mg/L. This result is below the EPA action level.

What is the radon risk for 08609?

08609 falls in EPA Radon Zone 1 (High risk), located in Mercer County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

What contaminants were found in ZIP 08609 water?

According to the most recent Consumer Confidence Report, 9 contaminants were detected. The top contaminants include Turbidity (0.607 NTU), Haloacetic Acid HAA5 (43 ppb), Trihalomethane (TTHM) (66 ppb). See the full water quality breakdown above.

Are there flood risks in ZIP 08609?

Yes. FEMA records show 32 flood insurance claims filed in ZIP code 08609, with the dominant flood zone being AE. Review FEMA flood maps for your specific property.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 08609

ZIP Code City, State Distance Grade Violations
08629 Trenton, NJ <1 mi C 51
08611 Trenton, NJ <1 mi C 51
08640 Fort Dix, NJ <1 mi D 0
08641 Trenton, NJ <1 mi D 51
08644 Trenton, NJ <1 mi D 51
08648 Lawrence Township, NJ <1 mi D 0
08608 Trenton, NJ 1.2 mi C 51
08638 Trenton, NJ 2.1 mi D 51
08618 Trenton, NJ 2.3 mi D 51
08610 Trenton, NJ 2.5 mi C 51

Contaminants Detected in 08609

Learn more about the contaminants found in your water supply:

Overall safety breakdown

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Coverage: 16/17 risk factors Data sources →
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