2026 Rankings

Worst ZIP Codes for Homebuyers in Colorado — 2026

Last updated: April 13, 2026

658 ZIP codes ranked by Purchase Risk #1: ZIP 80540 (Lyons, CO) - 68/100

Out of 658 ZIP codes with data in Colorado, these are the highest-ranked areas for purchase risk. See also: National Worst ZIP Codes for Homebuyers — Hidden Risk Factors | All Colorado Rankings

Statistic Value
ZIP codes ranked 658
Highest value 68/100
Median value 36/100
State Colorado

Top 100 Worst ZIP Codes

Rank ZIP Code City State Purchase Risk Safety Score
1 80540 Lyons CO 68/100 35/100
2 81050 La Junta CO 67/100 35/100
3 81030 Cheraw CO 65/100 33/100
4 80303 Boulder CO 63/100 53/100
5 80476 Silver Plume CO 63/100 67/100
6 81633 Dinosaur CO 63/100 65/100
7 80302 Boulder CO 61/100 53/100
8 81023 Beulah CO 61/100 45/100
9 80860 Victor CO 60/100 56/100
10 81058 Manzanola CO 60/100 33/100
11 80455 Jamestown CO 59/100 59/100
12 80511 Estes Park CO 59/100 59/100
13 80517 Estes Park CO 59/100 54/100
14 80829 Manitou Springs CO 59/100 58/100
15 81067 Rocky Ford CO 59/100 45/100
16 81084 Two Buttes CO 59/100 47/100
17 80437 Evergreen CO 58/100 52/100
18 80747 Peetz CO 58/100 51/100
19 80866 Woodland Park CO 58/100 52/100
20 81044 Hasty CO 58/100 37/100
21 81064 Pritchett CO 58/100 49/100
22 81090 Walsh CO 58/100 34/100
23 80304 Boulder CO 57/100 53/100
24 81039 Fowler CO 57/100 62/100
25 81424 Nucla CO 57/100 60/100
26 80135 Sedalia CO 56/100 64/100
27 80737 Julesburg CO 56/100 61/100
28 80861 Vona CO 56/100 61/100
29 81047 Holly CO 56/100 33/100
30 81055 La Veta CO 56/100 53/100
31 81071 Sheridan Lake CO 56/100 62/100
32 80621 Fort Lupton CO 55/100 61/100
33 80727 Eckley CO 55/100 61/100
34 80728 Fleming CO 55/100 65/100
35 80744 Ovid CO 55/100 61/100
36 80818 Genoa CO 55/100 46/100
37 81041 Granada CO 55/100 50/100
38 81045 Haswell CO 55/100 61/100
39 81069 Rye CO 55/100 40/100
40 80025 Eldorado Springs CO 54/100 53/100
41 80532 Glen Haven CO 54/100 45/100
42 81092 Wiley CO 54/100 45/100
43 81324 Dove Creek CO 54/100 47/100
44 81419 Hotchkiss CO 54/100 57/100
45 80477 Steamboat Springs CO 53/100 72/100
46 80488 Steamboat Springs CO 53/100 69/100
47 81089 Walsenburg CO 53/100 44/100
48 81129 Conejos CO 53/100 82/100
49 80306 Boulder CO 52/100 68/100
50 80307 Boulder CO 52/100 64/100
51 80308 Boulder CO 52/100 68/100
52 80314 Boulder CO 52/100 64/100
53 81422 Naturita CO 52/100 66/100
54 80301 Boulder CO 51/100 58/100
55 80309 Boulder CO 51/100 64/100
56 80310 Boulder CO 51/100 64/100
57 80321 Boulder CO 51/100 64/100
58 80322 Boulder CO 51/100 64/100
59 80323 Boulder CO 51/100 64/100
60 80328 Boulder CO 51/100 64/100
61 80329 Boulder CO 51/100 64/100
62 80439 Evergreen CO 51/100 42/100
63 80545 Red Feather Lakes CO 51/100 61/100
64 80758 Wray CO 51/100 58/100
65 81027 Branson CO 51/100 60/100
66 80113 Englewood CO 50/100 64/100
67 80305 Boulder CO 50/100 58/100
68 80510 Allenspark CO 50/100 51/100
69 80929 Colorado Springs CO 50/100 65/100
70 81054 Las Animas CO 50/100 61/100
71 81137 Ignacio CO 50/100 62/100
72 81290 Florence CO 50/100 61/100
73 81413 Cedaredge CO 50/100 59/100
74 81428 Paonia CO 50/100 58/100
75 81429 Paradox CO 50/100 49/100
76 81434 Somerset CO 50/100 67/100
77 80110 Englewood CO 49/100 69/100
78 80459 Kremmling CO 49/100 65/100
79 80720 Akron CO 49/100 65/100
80 80743 Otis CO 49/100 65/100
81 80816 Florissant CO 49/100 66/100
82 80836 Stratton CO 49/100 65/100
83 81020 Aguilar CO 49/100 61/100
84 81043 Hartman CO 49/100 40/100
85 80150 Englewood CO 48/100 65/100
86 80151 Englewood CO 48/100 65/100
87 80155 Englewood CO 48/100 65/100
88 80483 Yampa CO 48/100 79/100
89 80537 Loveland CO 48/100 49/100
90 80726 Crook CO 48/100 69/100
91 80821 Hugo CO 48/100 65/100
92 81019 Colorado City CO 48/100 57/100
93 81025 Boone CO 48/100 65/100
94 81073 Springfield CO 48/100 65/100
95 81076 Sugar City CO 48/100 68/100
96 80133 Palmer Lake CO 47/100 66/100
97 81082 Trinidad CO 47/100 69/100
98 81087 Vilas CO 47/100 62/100
99 81144 Monte Vista CO 47/100 73/100
100 81321 Cortez CO 47/100 66/100

Methodology

The Home Purchase Risk Score combines environmental hazards that create unexpected costs for homebuyers: water system violations requiring filtration, lead service lines requiring replacement, radon requiring mitigation systems, flood zones requiring insurance, and aging infrastructure requiring upgrades. These are factors that standard home inspections may not fully capture.

Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-04-13.

Frequently Asked Questions

What is the Home Purchase Risk Score?

This score (0-100) estimates the hidden environmental costs a homebuyer may face: water filtration needs, lead pipe replacement, radon mitigation, flood insurance, and infrastructure upgrades. Higher scores mean more potential unexpected expenses after purchase.

What should homebuyers do in high-risk ZIP codes?

Request a water quality test, check for lead service lines with the utility, test for radon before closing, verify FEMA flood zone designation, and factor in potential remediation costs ($5,000-$30,000+) to your budget.

Explore More Rankings

How this ranking is calculated, data sources, and limitations: Rankings Methodology →


Related Rankings

Water Safety 2026 EPA violations and water quality scores Lead Risk 2026 Lead pipe infrastructure and EPA exceedances Infrastructure 2026 Aging pipes, system age and remediation costs
Disclaimer: Rankings are based on EPA, FEMA, and federal agency data. They reflect historical patterns and risk indicators, not necessarily current conditions. For the most current information, contact your local water utility or request a Consumer Confidence Report.

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