Monitoring Violations
B 83

Del Mar, CA (92014): PFAS Detected — 83/100 (2026)

EPA data for City of Del Mar

PFAS Detected High Flood Risk

Even with 1 violation on record, 92014 in Del Mar, CA avoids the health-based tier entirely.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Fair
AQI 62 Violations: None Alerts: 2
2026-06-03
Your water right now: PFAS detected in water supply
AQI: 62 (Moderate) 2 weather alerts Lead: 2.6 ppb
See details ↓
Updated: 2026-06-03
Safety Score
B 83/100
Water Quality Concerns 1 violation (non-health)
Lead Risk Safe 0.003 mg/L
Flood Risk High 139 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 1 violation (non-health) on the water system serving this ZIP (5-year window).
  • Lead Lead reading of 0.003 mg/L is well below EPA action level.
  • PFAS PFAS detected below MCL in UCMR5 sampling.
  • Radon EPA Zone 3 — low predicted indoor radon (below 2 pCi/L).
  • Flood 139 cumulative NFIP flood claims — persistent flood exposure.
Contaminant Summary
MCL Exceeded
1 / 32 exceed limits
32 tested 1 violation PFAS detected
Data updated: Apr 2026 Consumer Confidence Report from 2011 — newer data may be available

What’s Happening in Del Mar, California

PFAS (forever chemicals) have been detected in the local water supply.

What's Happening

improving

Score improving

Water quality score improved from 80 to 83 since March 2026.

Updated 2026-06-03 · Based on EPA and public utility data

B
Home Safety Score: 83 / 100
4
Water Systems
3,919
People Served
0
Health Violations (5yr)
Surface water
Water Source
0.00261 mg/L
Lead Level1.3× the national median
Zone 3
Radon Risk · Low
$2000K
Median Home Value218% above state median ($629K)
🌊
Your #1 Priority

Check your flood insurance coverage

This ZIP has 139 FEMA flood insurance claims on record. Standard homeowner insurance does not cover flood damage.

Flood insurance: $700–$1,500/year average. Flood damage repair: $10,000–$50,000+. Get a Flood Insurance Quote →

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

Get notified when water quality changes in your area

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Lead Level: higher than 60% of U.S. ZIP codes Flood Claims: more than 89% of U.S. ZIP codes
Home Safety Score: better than 82% of U.S. ZIP codes

How Del Mar Compares

Safety Score vs. San Diego County and California averages

Safety Score
Del Mar
83
San Diego County
72
California avg
73
Better than 71% of ZIPs in San Diego County 86% fewer violations than county average Lead level 67% below county average
Metric Del Mar San Diego County California
Safety Score 83 72 73
EPA Violations (total) 1 7.1 2.8
Lead (ppb) 2.6 8 6.1

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔴
Critical Risk Signals
Multiple high-priority conditions detected — action recommended

Each number below connects you directly to a licensed specialist contractor in your area. Calls are free.

Local electricity rate: 30.29¢/kWh — above national average

Median home age: 52 years — likely lower energy efficiency

Potential annual savings: 15–30% ($477–$954)

What to do Get a home energy audit. Focus on insulation, air sealing, and HVAC upgrade for the highest ROI on energy savings.
Estimated cost: $200–$500 for energy audit, 15–30% annual savings potential

🔍Key Insights for Del Mar 92014

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
68 /100 Fair
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Infrastructure Investment Gap
$9,900
Estimated per-household infrastructure deficit based on housing age, pipe materials, lead risk, and water system violations. That's 990.0x the national median of $10.
Seasonal Risk
Low Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: High flood claim history, Moderate air quality concerns.
Environmental Justice Index
12 /100 Minimal
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
36 /100 Low Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 83 is calculated.

Water
23/25
Lead
25/25
Radon
25/25
Flood
10/25
83 = Water 23/25 + Lead 25/25 + Radon 25/25 + Flood 10/25

Score has been stable — no change in the last 90 days.

Safety & Health (10) HIGH

Compliance Alerts for 92014

3 issues flagged based on EPA data, state regulations, and housing age estimates.

Lead Pipes
Action Needed
High probability of lead service lines. Test water and consider filter.
PFAS Contamination
Action Needed
PFAS detected in water supply. A reverse osmosis (RO) filter certified NSF/ANSI 58 is recommended.
Electrical Panels
Monitor
FPE/Zinsco panel risk — 77

Estimates based on EPA data, U.S. Census ACS housing vintage, and state regulations. Individual homes may vary.

📊 EPA + Census ACS + State Regs · Updated March 2026

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

Medium Risk ▼ Declining trend

30% probability of new violation within 2 years

1-Year 16%
2-Year 30%
3-Year 42%

Based on 0.18 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Critical
45%

45% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Infrastructure Age
+20%
Flood Exposure
+15%
Seasonal Baseline
+10%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 92014 in Del Mar, California is served by City of Del Mar (EPA ID: CA3710004). This system provides water to approximately 3,919 people from surface water sources.

There are 4 community water systems serving this area.

Home Safety Score: B (83/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 82% of ZIP codes nationally and 74% in California.

Factor Status Details
Water Quality warning 1 violation, 0 health-based
Lead in Water safe 0.00261 mg/L (EPA action level: 0.015 mg/L)
Radon Risk Low Zone 3
Gas Safety low 13 incidents, score 4/100
Wildfire Smoke very high score 81/100, 170 county fires (5yr)
Earthquake Risk Relatively High score 34.6/50
Superfund NPL Very Low nearest 24.1 mi (Camp Pendleton Marine Corps Base), 0 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.00261 mg/L 0.015 mg/L Within limit N/A

Radon Risk

Radon Zone 3 — Low potential (San Diego County)

Lower radon potential for this area, but testing is still recommended for individual homes. Zone 3 indicates a predicted average indoor radon screening level below 2 pCi/L. Actual levels can vary based on home construction and geology.

CO & Gas Safety

Gas Distribution Risk: Low (score: 4/100)

13 gas distribution incidents recorded in this county since 2004. Most recent: 2020.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: Very High (score: 81/100)

170 wildfires recorded in this county over the past 5 years. Nearest recent wildfire: 36 km (22 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Relatively High (score: 34.6/50)

Metric Value
Risk Score 34.6
Risk Rating Relatively High
Annual Frequency 0.0075 damaging events/yr
Expected Annual Loss $150.8M (Very High)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: Very Low (score: 9/100)

Nearest NPL site: Camp Pendleton Marine Corps Base at 24.1 miles (38.8 km).

Radius NPL Sites
Within 5 km (3.1 mi) 0
Within 10 km (6.2 mi) 0
Within 25 km (15.5 mi) 0

Nearest NPL Sites

  • Camp Pendleton Marine Corps Base — 24.1 mi (Active Cleanup), listed 11/21/1989

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

1 monitoring/reporting violation recorded. These are procedural violations (missed tests or late reports), not necessarily water safety issues.

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
Consumer Confidence Report Rule Reporting 1 No

PFAS Contamination

PFAS ("forever chemicals") have been detected in water systems serving this ZIP code. Detected levels are below current EPA MCLs, but health experts advise reducing PFAS exposure as much as possible.

PFAS detected: PFHxA, PFPeA.

Highest measured level: 0.0045 µg/L across all detected compounds.

PFAS (per- and polyfluoroalkyl substances) are a group of synthetic chemicals that do not break down in the environment or the human body. Long-term exposure has been linked to immune system effects, hormone disruption, and increased cancer risk.

Recommended filtration: Reverse osmosis (RO) or activated carbon block filters certified NSF/ANSI 58 or NSF/ANSI 53 are the most effective at reducing PFAS in drinking water.

Learn more about PFAS in drinking water →

Energy Costs in CA

Residential electricity rate: 30.29¢/kWh — 78% above the national average (17.0¢/kWh).

High electricity rates in California make energy-efficient appliances and heat pumps particularly valuable for reducing utility bills.

Energy Sources

California generates 53.6% of its electricity from renewable sources — 27% above the national average of 26.9%. Including nuclear, 62.2% of the state's power is carbon-free (EIA 2025).

Source Share
Natural gas 35.6%
Solar 27%
Hydroelectric 13.5%
Nuclear 8.5%
Wind 7.9%
Geothermal 5.2%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Water Systems Serving This Area

System Name EPA ID Population Source
City of Del Mar, CA3710004 3,919 Surface water
SAN DIEGO, CITY OF CA3710020 1,385,379 Surface water
OLIVENHAIN MWD CA3710029 86,458 Surface water
Santa Fe I.d. CA3710023 21,578 Surface water

What You Can Do

  1. Review your annual Consumer Confidence Report (CCR) — Your utility publishes this each July
  2. Test your home's water — Especially if you have older plumbing (pre-1986) that may contain lead
  3. Stay informed — Bookmark this page to check for updates on your water quality

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in California

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for City of Del Mar (CA3710004) on EPA.gov.

Frequently Asked Questions

Is the tap water in 92014 safe to drink?

Based on EPA records, the water system serving ZIP code 92014 has only monitoring/reporting violations, which are procedural in nature. However, individual home conditions (old pipes, well water) can affect quality.

Where does 92014's water come from?

The primary water source for this area is surface water. City of Del Mar serves approximately 3,919 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 92014 have lead in the water?

Lead and Copper Rule sampling data for ZIP code 92014 shows a lead level of 0.00261 mg/L, which is below the EPA action level of 0.015 mg/L. Still, older homes with lead service lines or pre-1986 plumbing may have higher levels at individual taps.

What is the radon risk in 92014?

ZIP code 92014 (San Diego County) falls in EPA Radon Zone 3, indicating low radon potential. Zone 3 areas have lower radon potential, though individual homes can still have elevated radon levels depending on construction and local geology. Testing is still recommended.

USGS reports that 5 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: Del Mar, City Of

2 ZIP codes share this system
Source: Surface water
Serving 3,919 people
Avg. score: 73/100

⚠ 1 of 2 communities on this water system have reported EPA violations (2 still unresolved).

This system draws from surface water sources (rivers, reservoirs, or lakes). Surface water systems typically serve larger populations and face different contamination risks than groundwater — including agricultural runoff, industrial discharge, and seasonal turbidity.

Other ZIP codes on this system

System ID: CA3710004 · Source: EPA SDWIS

Contaminant Stress Analysis

Statistical envelope (p10/p50/p90) of measured contaminant levels compared to EPA Maximum Contaminant Levels (MCL). Based on enforcement and compliance monitoring data.

Lead (LCR 90th) (PPB) 3 measurements
▼ Improving
MCL 15
p10: 1.3 p50: 2.6 p90: 4

All measured values of Lead (LCR 90th) remain below the MCL of 15 PPB.

📊 EPA SDWIS Enforcement & Compliance · Updated March 2026 · View source →

California Water Quality Overview

Statewide grade: B (73/100)

California enforces some of the strictest drinking water standards in the nation, including limits on chromium-6 and 1,2,3-TCP that have no federal equivalent. The state enforces stricter limits than federal EPA minimums for 6 contaminants. 24 water systems in our data exceed these state-level limits while still passing federal standards. ZipCheckup analyzes lab results from 5,320 water systems across California, covering 27 contaminants from 5 data sources. The most frequently tested contaminants include Lead (Pb 90th %ile), NEtFOSAA, NMeFOSAA. Overall, California earns a water quality grade of B (average score: 73/100) across 2,630 ZIP codes. 55% of tested systems have at least one EPA violation on record. If you live in California, review the contaminant table above for your specific water system — state averages may not reflect local conditions.

5,320 systems tested
27 contaminants tracked
2,630 ZIP codes
Regulated at stricter state levels:
manganese 123tcp chromium6 fluoride perchlorate
California vs. federal limits →
📊 State Environmental Agency · Updated March 2026

Score History

Improving Score changed from 80 to 83 over 77 days (+3)
30-day change: 0

Tracking since 2026-03-18 · 54 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Environmental Incidents

2
Active Issues
EPA enforcement actions & health violations in 92014 (last 5 years)
Enforcement Actions
2
1 formal
Health Violations
0
0 unresolved
Last Enforcement
2022-07-05

Enforcement Actions

State Order Extension
2022-07-05
State Filed Suit
2022-06-24

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance
This ZIP code has 1 formal enforcement action. Consider testing your water independently or using a water filter rated for the specific contaminants found.

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

PFAS Contamination Detected

PFAS ("forever chemicals") have been detected in water systems serving ZIP code 92014.

Detected compounds: PFHxA, PFPeA.

Highest measured level: 0.0045 µg/L

Reverse osmosis (RO) and activated carbon block filters certified NSF/ANSI 58 or NSF/ANSI 53 are the most effective at reducing PFAS levels at the tap.

📊 EPA UCMR5 · Updated March 2026 · View source →

Consumer Confidence Report

2011 Report

Annual water quality report published by City of Del Mar for ZIP code 92014.

32
Contaminants Tested
0
MCL Violations
💧 Water source: purchased

Key Contaminants

Contaminant Level MCL Status
Total TriHaloMethanes [TTHMs] 65.9 ppb 80 ppb Within Limit

Lead & Copper Rule Results

Lead (90th percentile): 2 ppb — EPA action level: 15 ppb

What Is a Consumer Confidence Report?

Every community water system in the U.S. is required by the EPA to publish an annual Consumer Confidence Report (CCR), also known as a Water Quality Report. It lists all detected contaminants, their levels compared to federal limits (MCLs), and information about where your water comes from.

How to Read Your CCR

  • MCL (Maximum Contaminant Level) — the highest level of a contaminant allowed in drinking water
  • MCLG (Maximum Contaminant Level Goal) — the level below which there is no known health risk
  • Action Level — used for lead and copper; triggers treatment if exceeded at the 90th percentile
  • A violation means detected levels exceeded the MCL — your utility must notify you and take corrective action
📊 Water Utility CCR Report · Updated March 2026 · View source →

Childhood Environmental Risk Score — 92014

Low Risk
16/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 5% of U.S. ZIP codes and 9% of those in California — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Housing Lead Paint Probability 13/100
13% of homes built before 1970, when lead paint was widely used.
Water System Violations 20/100
EPA water system violation history for this area.
What weighs most here

Water system violation history is the largest contributor to this ZIP's score. A pattern of violations can signal recurring quality issues worth monitoring, and reviewing a system's recent record helps families know what to ask about.

Pre-1970 Housing
13%
homes likely containing lead paint
EPA Radon Zone Zone 3
Zone 3 indicates lower radon potential, though individual homes can still test high depending on construction and local geology.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

No specific actions are flagged for this ZIP. The general guidance above still applies to every family.

Share with other parents

Know a family in 92014? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for California

$28.6M
allocated in fiscal year 2025 for lead service line replacement
Up to $14.0M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in California

2 active weather alerts in California. Severe weather can affect your water quality and home safety.

View alerts for California →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (10) MODERATE

Flood Risk Profile

139
Moderate Flood Risk
FEMA flood insurance claims filed in 92014
Total Claims Paid
$10
since 1970
Average Claim
$10
per claim
Flood Zone
X
most common FEMA zone
Recent Claims
10
since 2010

FEMA Flood Zones Explained

  • Zone A / AE — High-risk (100-year floodplain). Flood insurance required for federally backed mortgages
  • Zone V / VE — High-risk coastal area with wave action. Strictest building requirements
  • Zone X — Moderate-to-low risk (500-year floodplain or minimal flood hazard)
  • Zone B / C — Areas of moderate or minimal flood hazard
This ZIP code has a significant flood claim history. Standard homeowner insurance does not cover flood damage. Consider a separate flood insurance policy through the National Flood Insurance Program (NFIP).
📊 FEMA NFIP · Updated March 2026 · View source →

Air Quality for 92014

72
AQI
Moderate
Primary pollutant: PM2.5
Station: San Diego Coast (10.3 mi away)
Health Recommendations

Air quality is acceptable. However, there may be a risk for some people, particularly those who are unusually sensitive to air pollution. Consider reducing prolonged outdoor exertion if you experience symptoms.

AQI Scale
050100150200300500
📊 EPA AirNow · Updated March 2026 · View source →

Termite Risk for 92014

Very Heavy Termite Zone
WDI Inspection Requirement

Required for VA/FHA loans statewide; Section 1/Section 2 pest report standard in conventional sales. Sellers must disclose known termite activity

Typical Inspection Cost
$100 – $250
Based on California market rates
Consequence

VA/FHA loan will not close without clear NPMA-33 form; Section 1 findings may require treatment before close of escrow

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • California falls in a very heavy termite infestation probability (TIP) zone. Subterranean termites are the primary concern, with Formosan subterranean termites also present in this region.
Reference: VA lender requirements; California Structural Pest Control Act (B&P Code 8500-8698); Section 1/Section 2 reporting

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, California pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 92014

High Pest Pressure
Top Pest Threats in California

termites, rodents, cockroaches, bed bugs and mosquitoes

Typical Pest Inspection Cost
$100 – $250
Based on California market rates
Licensed Applicator Required
Yes
California pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • West Nile activity zone
Real Estate Transaction Requirement

Required for VA loans in all states; Section 1/Section 2 pest report standard in conventional sales

Penalty for Unlicensed Application

Up to $5,000 per violation; criminal penalties for willful violations

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • California's climate creates year-round pest pressure. Regular professional inspections and preventive treatment are strongly recommended.

Common Questions

Do I need a pest inspection before buying a home in California?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; Section 1/Section 2 pest report standard in conventional sales Even when not legally required, a professional pest inspection ($100–$250) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in California?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in California. Commercial pest control services must be licensed. Up to $5,000 per violation; criminal penalties for willful violations.
What are the most common pests in California?
The top pest threats in California include termites, rodents, cockroaches, bed bugs and mosquitoes. Pest activity varies by season and local conditions. As a high pest pressure state, year-round preventive treatment is recommended.
Legal Reference: California Structural Pest Control Act (B&P Code 8500-8698)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, California pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

81
Very High Smoke Risk
Wildfire smoke exposure risk score for 92014
Nearest Fire
22 mi
36 km to nearest recent wildfire
County Fires (5yr)
170
wildfires in county since 2021
Risk Level
Very High
based on fire proximity & history
Air Quality
Generally Good
during fire season (Jun–Nov)
SMOKE RISK SCORE 81/100
0 — Minimal 100 — Highest Risk
This area has very high wildfire smoke exposure risk. During fire season (June–November), air quality can deteriorate rapidly. Monitor conditions at EPA AirNow and the National Interagency Fire Center.

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

34.6
HIGH RISK
FEMA National Risk Index earthquake score for 92014
Risk Rating
Relatively High
FEMA earthquake hazard classification
Expected Annual Loss
$150.8M
estimated county-level annual loss (Very High)
Annual Frequency
0.007
expected damaging earthquakes per year
Structural Vulnerability
Elevated
based on housing age (52 yr median) + seismic zone
EARTHQUAKE RISK SCORE 34.6/50
0 — Minimal 50 — Highest Risk
This area has relatively high earthquake risk. Seismic activity is a significant hazard in this region. Review your home's structural readiness, secure heavy items, and maintain an earthquake kit. Check real-time seismic activity at the USGS Earthquake Map.

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 92014

Moderate Risk
43/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
57%
annual relative humidity
Summer Humidity
47%
Jun–Aug average
Median Home Age
1974
median year built
Flood Claims
139
FEMA insurance claims
Seasonal Risk

Winter humidity (67%) remains elevated in this area. Condensation on cold surfaces creates mold-favorable conditions even in cooler months. Summer humidity averages 47%.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Keep indoor humidity below 50% using ventilation or a dehumidifier in moisture-prone areas (bathrooms, basements, laundry rooms).
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Homes built around 1974 often lack modern vapor barriers. Consider a professional moisture assessment to identify hidden problem areas.
  • This ZIP has a history of flood insurance claims (139). Previous flooding significantly increases the likelihood of hidden moisture and mold behind walls and under flooring.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Recommended: Whole-Home Dehumidifier

With 57% average humidity, a dehumidifier is the most effective way to reduce mold risk in 92014. Energy Star-rated units cost $200–$400 and can reduce humidity by 20–30%.

Compare Dehumidifiers
As an Amazon Associate, ZipCheckup earns from qualifying purchases.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

Moderate Risk
26
Respiratory Risk Score
Combined air quality, humidity & mold risk for 92014
Air Quality
10/40
EPA AQI index
Humidity
3/30
seasonal impact
Mold
13/30
housing + humidity
RISK SCORE 26/100
Low Moderate Severe
Mold risk is the primary respiratory factor
Older homes in humid climates are prone to hidden mold. Consider a professional mold inspection and a HEPA air purifier for occupied rooms.
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

9
Very Low Proximity Risk
EPA Superfund NPL site proximity score for 92014
Nearest NPL Site
24.1 mi
38.8 km — Camp Pendleton Marine Corps Base
Sites Within 10 km
0
NPL sites within ~6.2 miles
Risk Level
Very Low
based on proximity & site status
Sites Within 25 km
0
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 9/100
0 — No nearby sites 100 — Highest Risk

Nearest Superfund (NPL) Sites

Site Name Distance Status Listed
Camp Pendleton Marine Corps Base
San Diego County, California
24.1 mi Active Cleanup 11/21/1989

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Pollution and Population Health

This section places two independent federal datasets side by side: environmental measurements from the EPA and population-health estimates from the CDC. They describe the same ZIP code but are collected separately, and each one is read on its own terms.

Environmental data — EPA

Local pollution measurements

Air, traffic and contaminated-site indicators for this ZIP code, from EPA programs.

Fine particulate matter (PM2.5) Nat. percentile: 80
Diesel exhaust Nat. percentile: 60
Traffic proximity Nat. percentile: 60

Each bar is this ZIP code’s EJScreen national percentile; a higher value means more exposure compared with other U.S. areas.

Air quality (NEI)
Grade C · median AQI 71
Toxic-release facilities (TRI)
No facilities in this ZIP code report to the EPA Toxics Release Inventory.
Superfund site proximity
Superfund (NPL) sites within 10 km: 0 · nearest about 24.1 mi away
📊 EPA — National Emissions Inventory, EJScreen, Toxics Release Inventory & Superfund (NPL) · Updated 2026 · View source →
AIR EMISSIONS TREND (5-YEAR, EPA AIRDATA)

Across 5 reporting cycles in San Diego County, CA, EPA AirData shows median AQI stable within the silence band.

EPA AirData = facility-reported industrial emissions, county rollup. Does not measure ambient or breathable air quality at any specific address. EPA AirData methodology

EPA AirData annual AQI summaries 2020-2024

Two independent datasets. Air and soil pollution data (EPA) and health-prevalence data (CDC) are independent datasets shown side by side for context only. ZipCheckup does not establish a causal link between local pollution and any health condition, and these figures do not demonstrate one.

Health data — CDC

Population-health estimates

CDC PLACES modeled prevalence among adults in this ZIP code, each shown with its 95% confidence interval. The prior-release figure is shown alongside as a reference point only; CDC explicitly cautions that small-area year-to-year differences may reflect model recalibration rather than real change.

Adult asthma
Current (2025 release)
8.6%
95% CI 7.7–9.7
Prior (2024 release)
8.5% (95% CI 7.6–9.5)
Within model uncertainty
COPD
Current (2025 release)
4%
95% CI 3.4–4.6
Prior (2024 release)
4.2% (95% CI 3.7–4.7)
Within model uncertainty
Cancer
Current (2025 release)
12%
95% CI 11–13.2
Prior (2024 release)
12.4% (95% CI 11.3–13.5)
Within model uncertainty

Modeled small-area estimates produced from the BRFSS national survey and census demographics (Zhang et al. 2014). Not direct measurements; not for diagnostic or screening use.

Only CDC PLACES measures present in every release since 2020 appear with a prior-release reference; newer measures (added in 2023 and later) are presented without a prior figure.

CDC PLACES estimates are modeled from the BRFSS national survey and ACS demographics — not direct counts. Year-to-year differences between releases may reflect model recalibration, BRFSS sample-frame changes or census-tract-to-ZIP crosswalk adjustments rather than actual change. Margins of error often exceed annual differences at this geography. Not for diagnostic or screening use.
📊 CDC PLACES — modeled small-area health estimates (current 2025 release, with 2024 prior release shown for reference) · Updated PLACES 2025 · View source →
Food access — USDA

Food access for this area

How the USDA classifies access to grocery stores and fresh food across the surrounding census tract.

USDA access category
Low access concern
Food environment index
6.0 of 10 — higher means better access to healthy food
SNAP participation
13.5% of households (USDA estimate)

USDA Food Access Research Atlas tract estimates, mapped from census tract to ZIP code. These are modeled population-level figures, not findings about any individual or any specific address.

📊 USDA — Food Access Research Atlas · Updated FARA 2019 · View source →

Pollution–Health Comparison Index

In 92014, the CDC models adult-asthma prevalence at 8.6%, while a statistical model of local pollution and poverty predicts about 9.9% — below the model’s prediction.

Below predicted Above predicted

Among U.S. ZIP codes, this one sits at percentile 15 for how far observed asthma is above or below the model’s prediction.

Model fit (R²): 0.1601  how much of the variation in asthma the model accounts for; a lower value means a weaker fit and a less reliable comparison.

The Pollution–Health Comparison Index is a percentile rank showing how this ZIP code’s observed asthma prevalence compares with what a statistical model would predict from local pollution and poverty alone. It describes a statistical association, not a cause-and-effect relationship.

Here, local pollution and the comparison index point in opposite directions — a reminder that many factors, including age, income, smoking, occupation and healthcare access, shape health outcomes, which is why these datasets show association at most, never causation.

The environmental data (EPA) and health-prevalence data (CDC) in this section are independent datasets presented side by side for general informational purposes. Health figures are CDC PLACES modeled estimates with 95% confidence intervals — statistical models, not diagnoses, and they do not describe any individual. ZipCheckup does not establish a causal link between environmental conditions and health outcomes, and nothing in this section is medical advice. For questions about personal health or local environmental conditions, a licensed clinician or a state or local public-health authority is the right source.

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
34.2k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • GLYPHOSATE
    Herbicide · 22.6k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • SIMAZINE
    Herbicide · 4.7k kg/yr · EPA drinking-water reference limit: 4 ppb
    High water concern
  • CHLOROTHALONIL
    Fungicide · 3.5k kg/yr
    Moderate water concern
  • MALATHION
    Insecticide · 928 kg/yr
    Moderate water concern
  • IMIDACLOPRID
    Insecticide · 733 kg/yr
    Moderate water concern

5 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (7) MODERATE

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

36/100
Home Purchase Risk Score
Low Risk

Public federal data shows a low overall risk profile for this ZIP. The checklist below works alongside a standard home inspection.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

No flag
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Lead · 15% of score

Homes built before 1986 may have lead pipes or solder, and pre-1978 homes may have lead paint — a lead inspection adds clarity.

Worth a look
Energy · 15% of score

Heating and cooling costs and the age of the HVAC system, along with recent utility bills, give a fuller picture.

No flag
Housing age · 10% of score

Older homes more often have aging plumbing, wiring, and a water heater near end of life — a full inspection adds detail.

Worth a look
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

No flag
Air quality · 5% of score

Local air-quality history is useful context; for sensitive occupants, an HVAC system with good filtration helps.

No flag

Nearby hazards

Superfund proximity

No EPA Superfund (National Priorities List) sites recorded within 10 km.

ATSDR public-health assessment for nearby sites: No Apparent Public Health Hazard.

45%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

11
hospitals within 15 miles
3
with emergency departments
Nearest CMS-rated hospital
Scripps Memorial Hospital - Encinitas
CMS 4-star rating · 6.1 mi away

Closest hospitals

  • Scripps Memorial Hospital - Encinitas
    Acute care · 6.1 mi away · ER
    CMS 4-star rating
  • VA San Diego Healthcare System
    VA acute care · 6.6 mi away · ER
    CMS 5-star rating
  • Scripps Memorial Hospital LA Jolla
    Acute care · 8.4 mi away · ER
    CMS 5-star rating

Across the rated hospitals within 15 miles, the average CMS overall-quality rating is 4.3 (CMS scale: 1 to 5).

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Review the local water system's recent disruption and violation history with the utility.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Housing Profile for 92014

Based on U.S. Census data (ACS B25034), there are 6,564 housing units in this ZIP code. The median home was built around 1974, making it roughly 52 years old.

Median Home Age
52
years (built ~1974)
Lead Paint Risk
77%
homes built before 1986
Lead Pipe Risk
7%
homes built before 1950

When Homes Were Built

Pre-1940
5% (311)
1940–1949
2% (149)
1950–1959
6% (423)
1960–1969
16% (1,057)
1970–1979
37% (2,453)
1980–1989
17% (1,129)
1990–1999
5% (340)
2000–2009
5% (352)
2010–2019
4% (282)
2020+
1% (68)
Highest risk (pre-1950) Elevated risk (1950–1979) Lower risk (1980+)

What This Means for Home Equipment

Homes built in the 1974s era typically have equipment that has been replaced at least once. Based on typical replacement cycles:

  • Water heater: estimated ~4 years old (avg lifespan: 12 years)
  • HVAC system: estimated ~1 years old (avg lifespan: 17 years)
  • Plumbing: likely Copper

Home Value Context

Median Home Value
$2,000,001
218% above state median ($628,950)
Est. Safety Remediation
$1,700
0.1% of median home value

Estimated median home value in this ZIP code based on Census ACS data. Safety remediation costs include water filtration, lead abatement, radon mitigation, and flood insurance where applicable.

📊 Census ACS B25034 · Updated March 2026 · View source →

Equipment Age Estimate for 92014

Based on Census data, the median home in this ZIP was built in 1974 (~52 years old). 77% of homes were built before 1986.

Lead Pipe Risk
High
77% homes pre-1986
Electrical Risk
Moderate
13% homes pre-1970
Water Heater Est. Age
~4 yrs
Avg lifespan: 12 yrs
HVAC Est. Age
~1 yrs
Avg lifespan: 17 yrs
⚠ EPA Lead Pipe Compliance Deadline — Your Utility Must Act

The EPA Lead and Copper Rule Improvements (LCRI), finalized October 2024, requires all water utilities to:

  • By October 2027: Complete a lead service line inventory and notify all customers with lead or unknown lines
  • By ~2037: Replace 100% of lead service lines (mandatory 10-year deadline)
  • New action level: Lowered from 15 ppb to 10 ppb — more homes now trigger mandatory action

77% of homes in ZIP 92014 were built before 1986 — the year lead solder was banned. If you receive a notification letter from your water utility, your home likely has lead service lines or lead solder connections.

Recommended actions:
  1. Get your water tested for lead (request a test kit from your utility at no cost)
  2. Install a certified lead-reducing filter (NSF/ANSI 53)
  3. Contact your utility about replacement assistance — costs run $5,000–$15,000, utilities may cover a portion under LCRI
  4. Have a plumber inspect your service line connection

Likely pipe material: Copper

Estimates based on U.S. Census ACS housing vintage data and typical equipment lifespans. Actual conditions vary by home.

Water Infrastructure Risk

39%
Moderate Risk
Estimated pipe failure probability for 92014
State Funding Gap
$658
per resident (20-year need)
Pre-1980 Housing
77%
of homes built before 1980
System Violations
0
EPA violations on record
Lead Indicators
Present
lead service lines likely

Risk Factor Breakdown

Infrastructure Funding Gap 28%
State drinking water infrastructure need relative to population
Housing Vintage 49%
Proportion of homes with plumbing installed before 1980
Violation History 20%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 57%
Lead service line probability and lead testing results

What This Means

ZIP code 92014 has some aging water infrastructure. While not at the highest risk level, periodic water testing is a sensible precaution, particularly if your home was built before 1980.

📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

46
Low infrastructure stress
Higher modeled infrastructure stress than 32% of US ZIP codes

Water pipe decay

Local water mains are modeled to reach a critical service threshold within about 4 years.

New 74% of service life consumed End of life
Decay trend
Slow
Likely pipe material
Copper
Estimated system age
52 yrs
Modeled failure probability
39%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
1,632
Rated in poor condition
2.4%
FHWA NBI structural rating
Average bridge age
49 yrs
Worst bridge rating
4/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 1,632 bridges classified within this ZIP code's surrounding county, 50 are classified Poor by FHWA NBI 2024.

Good (861) · Fair (721) · Poor (50)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Gas pipeline incident history

PHMSA records 13 reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

45%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

HVAC System Health for 92014

Estimated HVAC Age
~1 years
Average lifespan: 17 years
Replacement Status
Good Condition
Likely within reliable service window. Annual maintenance recommended.

High energy costs in California (30.29¢/kWh) mean an inefficient HVAC system costs you significantly more. Upgrading to a high-SEER unit or heat pump could save 30–50% on heating and cooling bills.

Seasonal HVAC Tips for California

Fall / Winter
  • Schedule furnace tune-up before first cold snap
  • Replace air filter (every 1–3 months)
  • Check thermostat calibration
Spring / Summer
  • Clean AC condenser coils and clear debris
  • Test AC before peak season
  • Check refrigerant levels (professional tech only)

Common HVAC Issues for 1974-Era Homes

  • Undersized ductwork — older designs often can't handle modern HVAC airflow requirements
  • Poor insulation — pre-1980s homes lose 25–40% more heat through walls and attic
  • Obsolete refrigerant — R-22 (Freon) phased out; repair costs significantly higher
  • Asbestos in duct insulation — homes before 1980 may need professional abatement before HVAC work
Furnace Efficiency Deadline: December 2028

The Department of Energy requires all NEW furnaces manufactured after December 18, 2028 to meet 95% AFUE (condensing furnaces). Current standard is 80% AFUE.

What this means for you:

  • 80% AFUE non-condensing furnaces will no longer be available for purchase
  • Condensing furnaces require PVC venting (additional $1,500–$2,500 for retrofit)
  • If the furnace is approaching end of life, consider replacing before the deadline to potentially save on installation costs
  • Your existing furnace can continue operating — this applies only to NEW equipment

HVAC Questions for 92014

How do I know if my HVAC system needs replacement?

Key signs include: the system is over 15 years old, frequent repairs (more than 2 per year), uneven heating/cooling between rooms, rising energy bills despite normal use, and unusual noises or odors. Based on census data, the median home in 92014 was built in 1974, putting the estimated HVAC system age at ~1 years.

What SEER rating should I look for in a new HVAC system?

As of 2023, the federal minimum is SEER2 15 for central AC in the southern U.S. and SEER2 14 in the north. For California, look for at least SEER 16–18 for good efficiency. Higher SEER ratings (20+) cost more upfront but save more in areas with high electricity rates like California, where rates are above the national average. ENERGY STAR certified units are a reliable starting point.

How much does HVAC replacement cost in California?

A full HVAC replacement (furnace + AC) typically ranges from $5,000–$12,000 depending on system size, efficiency rating, and ductwork condition. Heat pump systems range from $4,000–$10,000. Federal tax credits (25C) cover up to 30% of the cost for qualifying heat pumps and high-efficiency systems. Check our rebates page for California-specific incentives.

What refrigerant does my AC use and why does it matter?

If your AC was installed before 2010, it likely uses R-22, which was banned in 2020 and now costs $50–$150/lb. Systems from 2010–2024 typically use R-410A, which is being phased down (AIM Act 2025). New systems use R-454B or R-32. When your current system needs major repair, the refrigerant type significantly affects whether repair or replacement makes more economic sense.

Should I replace my furnace before the 2028 efficiency deadline?

If the furnace in a home is over 15 years old and the area has a cold/moderate climate, planning ahead is wise. After December 2028, only 95% AFUE condensing furnaces will be available. These require PVC venting — retrofitting an older home for PVC can cost $1,500–$2,500 on top of the furnace price. Replacing before the deadline with a standard 80% AFUE unit may be more cost-effective if the venting isn't PVC-ready.

HVAC age estimate based on U.S. Census ACS housing vintage data and a 17-year replacement cycle. Actual system age varies by home.

Appliance Age Estimates for 92014

Median home built in 1974 (~52 years old). Appliance ages estimated from typical replacement cycles.

Water Heater
~4 yrs
Avg lifespan: 12 yrs · $800–$2500
Dishwasher
~4 yrs
Avg lifespan: 12 yrs · $700–$2500
Washing Machine
~4 yrs
Avg lifespan: 12 yrs · $600–$2200
Dryer
~0 yrs
Avg lifespan: 13 yrs · $500–$2000
Refrigerator
~10 yrs
Avg lifespan: 14 yrs · $1000–$4000
Garbage Disposal
~4 yrs
Avg lifespan: 12 yrs · $200–$600

How Water Quality Affects Appliance Lifespan

Water conditions in Del Mar directly impact how long your appliances last.

Hard Water
Mineral buildup (calcium, magnesium) clogs water heaters, dishwashers, and washing machines. Can reduce lifespan by 25–30%.
Sediment & Particulates
Sand and rust particles accelerate wear on valves, seals, and heating elements in water heaters and dishwashers.
High Chlorine
Corrodes rubber gaskets and seals in washing machines and dishwashers, leading to leaks and premature failure.
Low pH (Acidic Water)
Corrodes metal components inside water heaters and garbage disposals, shortening their service life.

Homes built before 1996 have likely gone through 2+ full appliance replacement cycles. If original appliances remain, they are well past expected lifespan.

Appliance Maintenance FAQ

How often should I flush my water heater?

Flush your tank water heater at least once a year to remove sediment buildup. In areas with hard water, every 6 months is recommended. Sediment reduces heating efficiency and accelerates tank corrosion, shortening lifespan by 2–4 years.

When should I replace my dishwasher vs. repair it?

If your dishwasher is over 9 years old and the repair costs more than 50% of a new unit, replacement is generally more cost-effective. Common signs: dishes not getting clean, water pooling after cycles, or rust spots on the interior.

Does a water softener really extend appliance life?

Yes. A water softener can extend water heater lifespan by up to 30% and reduce dishwasher and washing machine maintenance by preventing mineral scale buildup on heating elements, valves, and spray arms. The Battelle Memorial Institute found that softened water kept water heaters at original factory efficiency over a 15-year period.

Estimates based on U.S. Census housing vintage data and manufacturer-average replacement cycles. Actual appliance age depends on renovation history and maintenance.

Electrical Safety for 92014

Median home built in 1974 (~52 years old).

Electrical Risk Level
Moderate
13% homes pre-1970
Est. Panel Age
~22 yrs
Avg lifespan: 25–40 yrs

Common Electrical Issues for 1974-Era Homes

  • Knob-and-tube wiring — common in pre-1950 homes, lacks grounding and cannot safely handle modern electrical loads
  • Undersized electrical panel — 60–100 amp panels typical of this era cannot support today's appliances, EV chargers, or HVAC systems
  • Aluminum wiring — used in 1960s–1970s homes, poses fire risk at connections due to oxidation and thermal expansion
  • Ungrounded outlets — two-prong outlets indicate missing ground wire, increasing shock and surge risk
  • Federal Pacific / Zinsco panels — common in 1960s–1980s homes, known for breaker failure; replacement strongly recommended

⚠️ Insurance Compliance Alert

77% of homes in 92014 were built before 1986 — the era when Federal Pacific (FPE StabLok), Zinsco, and Challenger electrical panels were commonly installed.

These panels have a documented 60%+ breaker failure rate and are refused by major insurance companies including State Farm, Allstate, and Citizens (FL).

If you receive an insurance non-renewal notice or 4-point inspection failure:

  • Typical deadline: 30 days to replace panel
  • Replacement cost: $1,500–$4,000
  • Failure to replace: insurance cancellation → mortgage default risk

Insurance blacklist: State Farm, Farmers, Allstate, USAA, Mercury, Citizens (FL), Nationwide.

When to Call an Electrician

Urgent Signs
  • Burning smell from outlets or panel
  • Frequent breaker trips
  • Sparking or discolored outlets
  • Buzzing sounds from wiring or panel
Recommended Inspections
  • Before buying a home (especially pre-1980)
  • After any water damage or flooding
  • Before adding major appliances or EV charger
  • If your panel is 25+ years old

Electrical Safety Tips

Panel & Wiring
  • Never use a fuse with a higher amperage rating than the circuit is designed for
  • Label all breakers clearly in your electrical panel
  • Keep 3 feet of clearance in front of your electrical panel
Around the Home
  • Test GFCI outlets monthly using the built-in test button
  • Replace any cracked or warm outlet covers immediately
  • Do not daisy-chain power strips or extension cords

Homes built before 1976 likely have outdated wiring and panels that do not meet current electrical codes. A professional electrical inspection is strongly recommended.

Electrical Safety Questions for 92014

How do I know if my electrical panel needs an upgrade?

Key signs include: frequent breaker trips, a panel over 25 years old, fuses instead of circuit breakers, visible rust or corrosion, and a panel rated below 200 amps if you have modern appliances, HVAC, or an EV charger. Based on census data, the median home in 92014 was built in 1974 — homes of this age often have panels that don't meet current electrical demands.

How much does an electrical panel upgrade cost?

A panel upgrade from 100 to 200 amps typically costs $1,500–$4,000 depending on your location and the complexity of the work. If the meter base or service entrance also needs replacement, costs can reach $4,000–$6,000. Rewiring a full home (common in pre-1960 homes) ranges from $8,000–$15,000+ depending on size and accessibility.

Is aluminum wiring dangerous?

Aluminum wiring itself is not inherently dangerous, but connections between aluminum wiring and copper devices (outlets, switches) can overheat due to differential thermal expansion. The Consumer Product Safety Commission (CPSC) found that homes with aluminum wiring are 55 times more likely to have fire-hazard conditions. If your home has aluminum wiring, a qualified electrician can install COPALUM or AlumiConn connectors to make connections safe.

Is my home likely to have a Federal Pacific or Zinsco panel?

These panels were installed primarily between 1960 and 1985. Based on census data, 77% of homes in 92014 were built during this era. If your home was built in this period and the panel has never been replaced, there is a meaningful chance it contains an FPE StabLok or Zinsco panel. Look for the brand name on your breaker panel door.

Electrical risk assessment based on U.S. Census ACS housing vintage data. Actual wiring and panel condition varies by home and renovation history.

CO & Gas Safety Profile

4
Low Gas Risk
PHMSA gas distribution incident risk score for 92014
County Incidents
13
gas distribution incidents since 2004
Fatalities
0
no deaths reported
Latest Incident
2020
most recent reported
Risk Level
Low
based on incident history
RISK SCORE 4/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in California

⚠ Strict Permit Enforcement
What Requires a Permit

Structural, electrical, plumbing, mechanical, HVAC, water heater, re-roofing, window replacement. Cosmetic-only work exempt.

Typical Permit Cost
$200 – $5000
Based on California fee schedules
Penalty for Non-Compliance

Fines up to $5,000 for first offense, retroactive permit at 2–10x normal fee, mandatory correction

Legal Reference: California Building Standards Code (Title 24, CCR); CBC §105.1

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in California, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 92014

What remodeling work requires a permit in California?

In California, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in California?

Working without a required permit in California can result in Fines up to $5,000 for first offense, retroactive permit at 2–10x normal fee, mandatory correction. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in California?

Remodeling permit fees in California typically range from $200 to $5000, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on California building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

Cost & Community (5) OK

True Cost of Ownership

$6,290
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 97% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
CA median
$2,720
per year

Where the estimate comes from

Flood$2,800
Wildfire$2,400
Energy-code gap$540
Show all 5 factors
Sea level rise$400
Lead & water safety$150

5-year equipment outlook

No major equipment is flagged for likely replacement within five years.

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in California

State tax rates affect cost of ownership. Here's how California compares to national averages.

Income Tax
13.3%
top marginal rate
US avg: 5.3%
Sales Tax
8.8%
combined avg
US avg: 6.6%
Property Tax
0.74%
effective rate
US avg: 0.98%
Sales Tax Breakdown
State rate: 7.25%
Avg local add-on: 1.57%

Highest top marginal income tax rate in the nation

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in California

Residential electricity rate: 30.29¢/kWh78% above the national average (national avg: 17.0¢/kWh · EIA, December 2025)

California Energy Mix

Solar 27% Wind 7.9% Hydro 13.5% Geothermal 5.2% Nuclear 8.5% Gas 35.6%
Renewable energy
53.6%
Clean energy (incl. nuclear)
62.2%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Electric Utility for 92014

Provider
San Diego Gas & Electric Co
Investor Owned
Residential Rate
43.6¢/kWh
State avg: 30.3¢/kWh

Source: U.S. Energy Information Administration, Form EIA-861 (2024 data). EIA ID: 16609.

Home Energy Audit for 92014

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives. Homes in 92014 average ~52 years old, making energy audits especially impactful.

Electricity Rate
43.6¢/kWh
State avg: 30.3¢/kWh (78% above U.S. avg)
Est. Annual Energy Cost
$3,180
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
54%
of California's electricity from renewables
Potential Annual Savings
$477–$954
15–30% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households

Homes in 92014 are ~52 years old on average — older homes typically have the most to gain from an energy audit due to outdated insulation, single-pane windows, and aging HVAC systems.

Your Utility: San Diego Gas & Electric Co

San Diego Gas & Electric Co (Investor-owned) serves 92014. Your local residential rate is 43.6¢/kWh , which is above the national average — making energy efficiency improvements even more valuable . Many utilities offer additional rebates on top of federal IRA incentives — ask your energy auditor about programs from San Diego Gas & Electric Co.

Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 92014

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers — check with San Diego Gas & Electric Co for local programs.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in California, the average home spends approximately $3,180/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $477–$795 annually. With homes in 92014 averaging ~52 years old, there is likely significant potential for improvement.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Del Mar, California

Violations & Enforcement Timeline

2022-07-05 State Order Extension
2022-06-24 State Filed Suit

National safety news feed →

📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Protect Your Home in Del Mar

Based on local data for ZIP 92014, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

Del Mar has 139 FEMA flood claims on record. Standard homeowner policies don't cover flood damage — make sure you're protected.

Typical cost: Flood insurance: typically $700–$1,500/year in flood-prone areas

Check Your Flood Zone (Free)

FEMA flood map lookup — see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Gutter Installation & Repair

Homes in 92014 were built around 1974 on average. Aging gutters can cause foundation damage, basement flooding, and mold — a professional assessment can prevent costly repairs.

Typical cost: Gutter installation: typically $1,000–$2,500 for a standard home

Estimate Your Home Maintenance Costs

Window Replacement

With a median build year of 1974, many homes in Del Mar likely have original or outdated windows. ENERGY STAR windows can save $101–$583/year on energy bills.

Typical cost: Window replacement: typically $300–$800 per window installed

Estimate Your Home Maintenance Costs

Roofing Inspection & Repair

Homes built around 1974 may be on their second or third roof. A professional inspection can catch damage before leaks start.

Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500

Estimate Your Home Insurance Needs

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 92014 safe to drink?

Based on EPA SDWIS data, Del Mar's primary water system (City of Del Mar) has 1 recorded violation in the past 5 years, including 0 health-based. Check the full report above for details.

Where does 92014's water come from?

The primary water source for ZIP code 92014 is Surface water. City of Del Mar serves approximately 3,919 people.

How can I get my water tested in Del Mar?

Contact your local water utility (City of Del Mar) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 92014 tap water?

The most recent lead sampling for 92014 recorded 0.00261 mg/L. The EPA action level is 0.015 mg/L. This result is below the EPA action level.

What is the radon risk for 92014?

92014 falls in EPA Radon Zone 3 (Low risk), located in San Diego County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

Are there PFAS (forever chemicals) in 92014's water?

Yes, PFAS contamination has been detected in water systems serving 92014. Reverse osmosis and activated carbon filters certified NSF/ANSI 53 or 58 are the most effective at reducing PFAS.

What contaminants were found in ZIP 92014 water?

According to the most recent Consumer Confidence Report, 32 contaminants were detected. The top contaminants include Total TriHaloMethanes [TTHMs] (65.9 ppb). See the full water quality breakdown above.

Are there flood risks in ZIP 92014?

Yes. FEMA records show 139 flood insurance claims filed in ZIP code 92014, with the dominant flood zone being X. This is a significant flood history — consider a separate flood insurance policy through the National Flood Insurance Program.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 92014

ZIP Code City, State Distance Grade Violations
92130 San Diego, CA 1.6 mi C 13
92075 Solana Beach, CA 2.0 mi C 0
92067 Rancho Santa Fe, CA 3.3 mi A 0
92007 Cardiff By The Sea, CA 4.2 mi C 0
92023 Encinitas, CA 5.4 mi A 1
92121 San Diego, CA 5.8 mi C 13
92024 Encinitas, CA 6.1 mi A 1
92161 San Diego, CA 6.6 mi C 13
92126 San Diego, CA 7.2 mi C 13
92129 San Diego, CA 7.4 mi C 13

Contaminants Detected in 92014

Learn more about the contaminants found in your water supply:

Overall safety breakdown

Home Safety Score →

Find the right water filter

Water Filter Matcher →

Compare filters, tests & services

Compare My Options →

Compare with another ZIP

Compare Tool →
Coverage: 15/17 risk factors Data sources →
Get alerts for 92014