1 violation recorded in 2025
Health Violations Found
A 94

Houston, TX (77265): 1 Health Violation — 94/100 (2026)

EPA data for City of Houston

Health Violations Found

Beyond the typical procedural compliance gap, 77265 in Houston, TX carries 1 violation where contaminant levels actually exceeded federal safety thresholds — EPA's most consequential violation category.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Fair
AQI 54 Violations: None Alerts: 2
2026-06-03
Your water right now: 1 health violation
AQI: 54 (Moderate) 2 weather alerts Lead: 4.0 ppb
See details ↓
Updated: 2026-06-03

Key Findings

5 other areas checked — no concerns found.

Safety Score
A 94/100
0 vs last year
Water Quality Issues 1 health violation
Lead Risk Safe 0.004 mg/L
Flood Risk Low 6 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 1 health-based violation on the water system serving this ZIP (5-year window).
  • Lead Lead reading of 0.004 mg/L is well below EPA action level.
  • Radon EPA Zone 3 — low predicted indoor radon (below 2 pCi/L).
  • Flood 6 cumulative NFIP flood claims — limited flood history.

Composite Home Safety Score has been stable over the tracking period.

Contaminant Summary
Health Violations
2 / 59 exceed limits
59 tested 1 violation 1 health-based
Data updated: Apr 2026 All data sources current

What’s Happening in Houston, Texas

1 active health-based violation is currently on record for the water system serving this ZIP.

What's Happening

declining

New violation reported

1 violation was reported in 2025.

Updated 2026-06-03 · Based on EPA and public utility data

A
Home Safety Score: 94 / 100
→ 0 vs 2025
5
Water Systems
2,970,543
People Served
1
Health Violations (5yr)Median is 0 — most ZIPs have none
Surface water
Water Source
0.004 mg/L
Lead Level2.0× the national median
Zone 3
Radon Risk · Low

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

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Lead Level: higher than 74% of U.S. ZIP codes Health Violations: more than 74% of U.S. ZIP codes
Home Safety Score: better than 94% of U.S. ZIP codes

How Houston Compares

Safety Score vs. Harris County and Texas averages

Safety Score
Houston
94
Harris County
85
Texas avg
82
Better than 63% of ZIPs in Harris County 62% fewer violations than county average
Metric Houston Harris County Texas
Safety Score 94 85 82
EPA Violations (total) 1 2.6 8.3
Lead (ppb) 4 3.8 3

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔍Key Insights for Houston 77265

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
72 /100 Good
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Seasonal Risk
Low Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: Moderate air quality concerns.
Environmental Justice Index
26 /100 Low
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
26 /100 Low Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 91 is calculated.

Water
21/25
Lead
25/25
Radon
25/25
Flood
20/25
91 = Water 21/25 + Lead 25/25 + Radon 25/25 + Flood 20/25

Score has been stable — no change in the last 90 days.

Safety & Health (10) HIGH

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

High Risk ▲ Increasing trend

95% probability of new violation within 2 years

1-Year 79%
2-Year 95%
3-Year 95%

Based on 1.55 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Critical
50%

50% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Health Violations
+20%
Violation History
+15%
Seasonal Baseline
+10%
Infrastructure Age
+5%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 77265 in Houston, Texas is served by City of Houston (EPA ID: TX1010013). This system provides water to approximately 2,970,543 people from surface water sources.

There are 5 community water systems serving this area.

Home Safety Score: A (94/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 94% of ZIP codes nationally and 72% in Texas.

Factor Status Details
Water Quality poor 1 violation, 1 health-based
Lead in Water safe 0.004 mg/L (EPA action level: 0.015 mg/L)
Radon Risk Low Zone 3
Gas Safety low 38 incidents, score 25/100
Wildfire Smoke moderate score 27/100, 22 county fires (5yr)
Earthquake Risk Relatively Low score 8.1/50
Superfund NPL Moderate nearest 5.4 mi (North Cavalcade Street), 2 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.004 mg/L 0.015 mg/L Within limit N/A

Radon Risk

Radon Zone 3 — Low potential (Harris County)

Lower radon potential for this area, but testing is still recommended for individual homes. Zone 3 indicates a predicted average indoor radon screening level below 2 pCi/L. Actual levels can vary based on home construction and geology.

CO & Gas Safety

Gas Distribution Risk: Low (score: 25/100)

38 gas distribution incidents recorded in this county since 2004, including 5 fatalities. Most recent: 2025.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: Moderate (score: 27/100)

22 wildfires recorded in this county over the past 5 years. Nearest recent wildfire: 29 km (18 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Relatively Low (score: 8.1/50)

Metric Value
Risk Score 8.1
Risk Rating Relatively Low
Annual Frequency < 0.001 damaging events/yr
Expected Annual Loss $1.2M (Relatively Low)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: Moderate (score: 41/100)

Nearest NPL site: North Cavalcade Street at 5.4 miles (8.7 km).

Radius NPL Sites
Within 5 km (3.1 mi) 0
Within 10 km (6.2 mi) 2
Within 25 km (15.5 mi) 7

Nearest NPL Sites

  • North Cavalcade Street — 5.4 mi (Construction Complete), listed 06/10/1986
  • South Cavalcade Street — 5.7 mi (Construction Complete), listed 06/10/1986
  • Many Diversified Interests, Inc. — 7.6 mi (Construction Complete), listed 01/19/1999
  • Jones Road Ground Water Plume — 10.3 mi (Active Cleanup), listed 09/29/2003
  • Sol Lynn/Industrial Transformers — 10.9 mi (Construction Complete), listed 03/31/1989

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

1 health-based violation recorded in the past 5 years. All violations have been resolved.

Recent Violations

Date Contaminant Type Status
May 1, 2025 Fecal Coliform Health-based Resolved

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
Fecal Coliform Microbiological 1 Yes

Energy Costs in TX

Residential electricity rate: 15.69¢/kWh — 8% below the national average (17.0¢/kWh).

Lower electricity rates in Texas make electric appliances and heat pumps a cost-effective choice compared to other states.

Energy Sources

Texas generates 32% of its electricity from renewable sources — 5% above the national average of 26.9%. Including nuclear, 39.1% of the state's power is carbon-free (EIA 2025).

Source Share
Natural gas 48.8%
Wind 21.9%
Coal 11.7%
Solar 9.9%
Nuclear 7%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Water Systems Serving This Area

System Name EPA ID Population Source
City of Houston TX1010013 2,970,543 Surface water
Clear Lake City Water Authority TX1010056 89,702 Surface water
City of Houston Utility District 5 - Kingwood TX1010348 80,073 Groundwater
Harris County Municipal Utility District 165 TX1012187 30,483 Surface water
Bridgestone Municipal Utility District TX1011550 24,528 Surface water

What You Can Do

  1. Request your water system's Consumer Confidence Report (CCR) — Your utility is required to publish this annually
  2. Consider a home water test — Independent testing can reveal issues in your specific plumbing
  3. Install a certified water filter — NSF-certified filters can address specific contaminants
  4. Contact your water provider — Ask about current treatment and any ongoing remediation

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in Texas

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for City of Houston (TX1010013) on EPA.gov.

Frequently Asked Questions

Is the tap water in 77265 safe to drink?

Houston's water system has recorded 1 health-based violation in the past 5 years. While the system is required to treat water to meet federal standards, you may want to consider additional precautions such as a certified water filter.

Where does 77265's water come from?

The primary water source for this area is surface water. City of Houston serves approximately 2,970,543 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 77265 have lead in the water?

Lead and Copper Rule sampling data for ZIP code 77265 shows a lead level of 0.004 mg/L, which is below the EPA action level of 0.015 mg/L. Still, older homes with lead service lines or pre-1986 plumbing may have higher levels at individual taps.

What is the radon risk in 77265?

ZIP code 77265 (Harris County) falls in EPA Radon Zone 3, indicating low radon potential. Zone 3 areas have lower radon potential, though individual homes can still have elevated radon levels depending on construction and local geology. Testing is still recommended.

USGS reports that 4 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: City Of Houston

193 ZIP codes share this system
Source: Surface water
Serving 2,970,543 people
Avg. score: 86/100

⚠ 190 of 193 communities on this water system have reported EPA violations, including 190 health-based violations.

This system draws from surface water sources (rivers, reservoirs, or lakes). Surface water systems typically serve larger populations and face different contamination risks than groundwater — including agricultural runoff, industrial discharge, and seasonal turbidity.

Other ZIP codes on this system

System ID: TX1010013 · Source: EPA SDWIS

Contaminant Stress Analysis

Statistical envelope (p10/p50/p90) of measured contaminant levels compared to EPA Maximum Contaminant Levels (MCL). Based on enforcement and compliance monitoring data.

Lead (LCR 90th) (PPB) 5 measurements
▲ Worsening
MCL 15
p10: 3 p50: 4 p90: 5

All measured values of Lead (LCR 90th) remain below the MCL of 15 PPB.

📊 EPA SDWIS Enforcement & Compliance · Updated March 2026 · View source →

Texas Water Quality Overview

Statewide grade: B (82/100)

Texas follows federal EPA standards for most contaminants. The state monitors over 6,000 public water systems through the TCEQ. ZipCheckup analyzes lab results from 6,393 water systems across Texas, covering 16 contaminants from 8 data sources. The most frequently tested contaminants include Lead (Pb 90th %ile), NMeFOSAA, NEtFOSAA. Overall, Texas earns a water quality grade of B (average score: 82/100) across 2,649 ZIP codes. 79% of tested systems have at least one EPA violation on record. If you live in Texas, review the contaminant table above for your specific water system — state averages may not reflect local conditions.

6,393 systems tested
16 contaminants tracked
2,649 ZIP codes
Texas vs. federal limits →
📊 State Environmental Agency · Updated March 2026

Score History

Stable Score changed from 95 to 94 over 1615 days (-1)
30-day change: 0 90-day change: 0

Tracking since 2021-12-31 · 59 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Environmental Incidents

7
Monitoring
EPA enforcement actions & health violations in 77265 (last 5 years)
Enforcement Actions
6
0 formal
Health Violations
1
0 unresolved
Last Enforcement
2025-07-01
Last Violation
2025-05-01

Health-Based Violations

Disinfection Byproducts
Resolved
TT violation · 2025-05-01 to 2025-05-31

Enforcement Actions

State Order Extension
2025-07-01
State Informal Action
2025-06-16
State Informal Action
2025-06-13
State Informal Enforcement
2025-05-21
State Order Extension
2024-09-06
State Informal Action
2024-09-05

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

Consumer Confidence Report

2024 Report

Annual water quality report published by Houston Water for ZIP code 77265.

59
Contaminants Tested
2
MCL Violations

Key Contaminants

Contaminant Level MCL Status
Arsenic 9.9 ppb 10 ppb Within Limit
Atrazine 2.3 ppb 3 ppb Within Limit
Cyanide 200 ppb 200 ppb Within Limit
Simazine 140 ppb 4 ppb Exceeds MCL
Chloramines 5.4 ppm 4 ppm Exceeds MCL

Lead & Copper Rule Results

Lead (90th percentile): 4.4 ppb — EPA action level: 15 ppb
Copper (90th percentile): 0.25 ppm — EPA action level: 1.3 ppm

What Is a Consumer Confidence Report?

Every community water system in the U.S. is required by the EPA to publish an annual Consumer Confidence Report (CCR), also known as a Water Quality Report. It lists all detected contaminants, their levels compared to federal limits (MCLs), and information about where your water comes from.

How to Read Your CCR

  • MCL (Maximum Contaminant Level) — the highest level of a contaminant allowed in drinking water
  • MCLG (Maximum Contaminant Level Goal) — the level below which there is no known health risk
  • Action Level — used for lead and copper; triggers treatment if exceeded at the 90th percentile
  • A violation means detected levels exceeded the MCL — your utility must notify you and take corrective action
📊 Water Utility CCR Report · Updated March 2026 · View source →
💧

Based on your water data

Carbon Block (under-sink) · $100–$200 · NSF/ANSI 42, NSF/ANSI 53, NSF/ANSI 401

Removes chlorine taste and disinfection byproducts. Addresses Chlorine and Atrazine detected in your water.

View details →
Pitcher · $70–$90 · NSF/ANSI 42, NSF/ANSI 53, NSF/ANSI 401

No installation needed — removes 99%+ contaminants. View details →

🧪 Verify your water first

CCR data shows community averages. A home water test confirms what's actually coming from your tap. Tap Score Essential Water Test ($199) — epa-certified lab results in 3–5 days. Get test kit →

Product links are affiliate links — we may earn a commission at no extra cost to you. Recommendations are based on NSF certifications and EPA contaminant data, not advertiser influence. See our disclosure.

Recommended Water Filters

High Priority

Based on 4 contaminants, including MCL violations.

Arsenic Atrazine Chloramines Haloacetic Acids
Reverse Osmosis (under-sink)
90-99% effective · NSF/ANSI 58
$150–$500

Arsenic detected at 9.9 ppb

Top picks: Waterdrop G3P800 , iSpring RCC7AK , Crystal Quest Arsenic Filter (We may earn a commission)
Granular Activated Carbon (GAC, under-sink or whole-house)
85-99% effective · NSF/ANSI 53
$100–$800

Atrazine detected at 2.3 ppb; Haloacetic Acids detected at 50.4 ppb

Top picks: Aquasana AQ-5200 , Berkey , Aquasana EQ-1000 Rhino (We may earn a commission)
Granular Activated Carbon (GAC, whole-house or under-sink)
95-99% effective · NSF/ANSI 42
$100–$600

Chloramines detected at 5.4 ppm (exceeds MCL of 4 ppm)

Top picks: Aquasana AQ-5200 , Waterdrop Chubby Pitcher , Berkey Travel (We may earn a commission)

Get a detailed filter match based on your ZIP code's water data

Find the Right Filter for Your Water →

Recommendations are based on contaminants detected in the most recent Consumer Confidence Report. Individual results may vary. Look for filters with the certifications listed above. Product mentions are not endorsements.

Childhood Environmental Risk Score — 77265

Elevated Risk
56/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 70% of U.S. ZIP codes and 65% of those in Texas — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Water System Violations 56/100
EPA water system violation history for this area.
What weighs most here

Water system violation history is the largest contributor to this ZIP's score. A pattern of violations can signal recurring quality issues worth monitoring, and reviewing a system's recent record helps families know what to ask about.

EPA Radon Zone Zone 3
Zone 3 indicates lower radon potential, though individual homes can still test high depending on construction and local geology.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

No specific actions are flagged for this ZIP. The general guidance above still applies to every family.

Protect Your Family's Water
Know exactly what's in your tap water with a certified home water test kit.
Find the Right Water Filter →
Share with other parents

Know a family in 77265? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for Texas

$78.0M
allocated in fiscal year 2025 for lead service line replacement
Up to $38.2M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in Texas

3 active weather alerts in Texas. Severe weather can affect your water quality and home safety.

View alerts for Texas →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (9) MODERATE

Flood Risk Profile

6
Low Flood Risk
FEMA flood insurance claims filed in 77265
Total Claims Paid
$10
since 1970
Average Claim
$10
per claim
Flood Zone
C
most common FEMA zone
Recent Claims
10
since 2010

FEMA Flood Zones Explained

  • Zone A / AE — High-risk (100-year floodplain). Flood insurance required for federally backed mortgages
  • Zone V / VE — High-risk coastal area with wave action. Strictest building requirements
  • Zone X — Moderate-to-low risk (500-year floodplain or minimal flood hazard)
  • Zone B / C — Areas of moderate or minimal flood hazard
📊 FEMA NFIP · Updated March 2026 · View source →
🏠

Flood Insurance Discount (FEMA CRS)

CRS Class
5
Good
SFHA Discount
10%
high-risk flood zones
Non-SFHA Discount
10%
moderate/low-risk zones

Houston participates in FEMA's Community Rating System — residents in Houston can save 10% on flood insurance premiums in high-risk zones. This is a strong CRS rating, reflecting significant local investment in flood mitigation, drainage, and public education.

How FEMA flood discount classes work

FEMA's Community Rating System rewards communities for flood management efforts. Lower class = better rating = bigger discount:

  • Class 1 — 45% SFHA discount (top rating, very rare)
  • Class 2-3 — 35-40% discount (excellent programs)
  • Class 4-5 — 25-30% discount (strong programs)
  • Class 6-7 — 15-20% discount (moderate programs)
  • Class 8-9 — 5-10% discount (basic programs)
  • Class 10 — 0% discount (entry level / no participation)
📊 FEMA CRS · Updated March 2026 · View source →

Air Quality for 77265

90
AQI
Moderate
Primary pollutant: Ozone
Station: Houston-Galveston-Brazoria (7.6 mi away)
Health Recommendations

Air quality is acceptable. However, there may be a risk for some people, particularly those who are unusually sensitive to air pollution. Consider reducing prolonged outdoor exertion if you experience symptoms.

AQI Scale
050100150200300500
📊 EPA AirNow · Updated March 2026 · View source →

Termite Risk for 77265

Very Heavy Termite Zone
WDI Inspection Requirement

Required for VA/FHA loans statewide; Texas Real Estate Commission requires seller disclosure of known termite activity. Standard in conventional

Typical Inspection Cost
$75 – $175
Based on Texas market rates
Consequence

VA/FHA loan will not close without clear NPMA-33 form; Formosan subterranean termites present in eastern TX

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • Texas falls in a very heavy termite infestation probability (TIP) zone. Subterranean termites are the primary concern, with Formosan subterranean termites also present in this region.
Reference: VA lender requirements; NPMA-33 form; TX Structural Pest Control Act (Occ. Code Ch. 1951); TREC disclosure

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, Texas pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 77265

High Pest Pressure
Top Pest Threats in Texas

termites, fire ants, mosquitoes, cockroaches and scorpions

Typical Pest Inspection Cost
$75 – $175
Based on Texas market rates
Licensed Applicator Required
Yes
Texas pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • West Nile activity zone
  • Zika risk area (South TX)
Real Estate Transaction Requirement

Required for VA loans in all states; TREC requires seller disclosure of known termite damage

Penalty for Unlicensed Application

Up to $10,000 per violation

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • Texas's climate creates year-round pest pressure. Regular professional inspections and preventive treatment are strongly recommended.

Common Questions

Do I need a pest inspection before buying a home in Texas?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; TREC requires seller disclosure of known termite damage Even when not legally required, a professional pest inspection ($75–$175) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in Texas?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in Texas. Commercial pest control services must be licensed. Up to $10,000 per violation.
What are the most common pests in Texas?
The top pest threats in Texas include termites, fire ants, mosquitoes, cockroaches and scorpions. Pest activity varies by season and local conditions. As a high pest pressure state, year-round preventive treatment is recommended.
Legal Reference: Texas Structural Pest Control Act (Occupations Code Chapter 1951)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, Texas pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

27
Moderate Smoke Risk
Wildfire smoke exposure risk score for 77265
Nearest Fire
18 mi
29 km to nearest recent wildfire
County Fires (5yr)
22
wildfires in county since 2021
Risk Level
Moderate
based on fire proximity & history
Air Quality
Seasonal
during fire season (Jun–Nov)
SMOKE RISK SCORE 27/100
0 — Minimal 100 — Highest Risk
This area has moderate wildfire smoke exposure risk. During fire season (June–November), air quality can deteriorate rapidly. Monitor conditions at EPA AirNow and the National Interagency Fire Center.

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

8.1
LOW RISK
FEMA National Risk Index earthquake score for 77265
Risk Rating
Relatively Low
FEMA earthquake hazard classification
Expected Annual Loss
$1.2M
estimated county-level annual loss (Relatively Low)
Annual Frequency
< 0.001
expected damaging earthquakes per year
Structural Vulnerability
Low
based on housing age + seismic zone
EARTHQUAKE RISK SCORE 8.1/50
0 — Minimal 50 — Highest Risk

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 77265

Low Risk
39/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
66%
annual relative humidity
Summer Humidity
62%
Jun–Aug average
Flood Claims
6
FEMA insurance claims
Seasonal Risk

Winter humidity (70%) remains elevated in this area. Condensation on cold surfaces creates mold-favorable conditions even in cooler months. Summer humidity averages 62%.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Use a dehumidifier to keep indoor humidity below 50%. This is especially important in basements, crawl spaces, and bathrooms in high-humidity areas like 77265.
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Recommended: Whole-Home Dehumidifier

With 66% average humidity, a dehumidifier is the most effective way to reduce mold risk in 77265. Energy Star-rated units cost $200–$400 and can reduce humidity by 20–30%.

Compare Dehumidifiers
As an Amazon Associate, ZipCheckup earns from qualifying purchases.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

High Risk
34
Respiratory Risk Score
Combined air quality, humidity & mold risk for 77265
Air Quality
13/40
EPA AQI index
Humidity
9/30
seasonal impact
Mold
12/30
housing + humidity
RISK SCORE 34/100
Low Moderate Severe
Air quality is the top concern for Houston
A HEPA air purifier can reduce indoor particulate matter by up to 80%. Especially important on high-AQI days.
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

41
Moderate Proximity Risk
EPA Superfund NPL site proximity score for 77265
Nearest NPL Site
5.4 mi
8.7 km — North Cavalcade Street
Sites Within 10 km
2
NPL sites within ~6.2 miles
Risk Level
Moderate
based on proximity & site status
Sites Within 25 km
7
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 41/100
0 — No nearby sites 100 — Highest Risk

Nearest Superfund (NPL) Sites

Site Name Distance Status Listed
North Cavalcade Street
Houston, Texas
5.4 mi Construction Complete 06/10/1986
South Cavalcade Street
Houston, Texas
5.7 mi Construction Complete 06/10/1986
Many Diversified Interests, Inc.
Houston, Texas
7.6 mi Construction Complete 01/19/1999
Jones Road Ground Water Plume
Houston, Texas
10.3 mi Active Cleanup 09/29/2003
Sol Lynn/Industrial Transformers
Houston, Texas
10.9 mi Construction Complete 03/31/1989

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
10.5k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • 2,4-D
    Herbicide · 6k kg/yr · EPA drinking-water reference limit: 70 ppb
    Moderate water concern
  • DICAMBA
    Herbicide · 1.6k kg/yr
    Low water concern
  • GLYPHOSATE
    Herbicide · 1k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • ATRAZINE
    Herbicide · 630 kg/yr · EPA drinking-water reference limit: 3 ppb
    High water concern
  • PROPANIL
    Herbicide · 387 kg/yr
    Moderate water concern

4 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (4) OK

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

26/100
Home Purchase Risk Score
Low Risk

Public federal data shows a low overall risk profile for this ZIP. The checklist below works alongside a standard home inspection.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

No flag
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

No flag
Air quality · 5% of score

Local air-quality history is useful context; for sensitive occupants, an HVAC system with good filtration helps.

Worth a look

Nearby hazards

Superfund proximity

EPA Superfund sites within 10 km: 2. Nearest: North Cavalcade Street (about 8.7 km away).

ATSDR public-health assessment for nearby sites: No Apparent Public Health Hazard.

50%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

29
hospitals within 15 miles
4
with emergency departments
1
of these within 5 miles
Nearest CMS-rated hospital
Memorial Hermann Hospital System
CMS 3-star rating · 2.8 mi away

Closest hospitals

  • Memorial Hermann Hospital System
    Acute care · 2.8 mi away · ER
    CMS 3-star rating
  • Houston Behavioral Healthcare Hospital Llc
    Psychiatric · 5.5 mi away
    Not rated by CMS
  • ST Joseph Medical Center
    Acute care · 6.8 mi away · ER
    CMS 3-star rating

Across the rated hospitals within 15 miles, the average CMS overall-quality rating is 3.6 (CMS scale: 1 to 5).

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Review the local water system's recent disruption and violation history with the utility.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Water Infrastructure Risk

24%
Moderate Risk
Estimated pipe failure probability for 77265
State Funding Gap
$622
per resident (20-year need)
Pre-1980 Housing
0%
of homes built before 1980
System Violations
1
EPA violations on record
Lead Indicators
Low
no lead service line indicators

Risk Factor Breakdown

Infrastructure Funding Gap 27%
State drinking water infrastructure need relative to population
Housing Vintage 30%
Proportion of homes with plumbing installed before 1980
Violation History 18%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 20%
Lead service line probability and lead testing results

What This Means

ZIP code 77265 has some aging water infrastructure. While not at the highest risk level, periodic water testing is a sensible precaution, particularly if your home was built before 1980.

📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

53
Low infrastructure stress
Higher modeled infrastructure stress than 53% of US ZIP codes

Water pipe decay

Local water mains have an estimated 6 years of modeled service life remaining.

New 71% of service life consumed End of life
Decay trend
Moderate
Likely pipe material
Not determined
Estimated system age
46 yrs
Modeled failure probability
24%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
4,040
Rated in poor condition
0.6%
FHWA NBI structural rating
Average bridge age
37 yrs
Worst bridge rating
2/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 4,029 bridges classified within this ZIP code's surrounding county, 24 are classified Poor by FHWA NBI 2024.

Good (2,042) · Fair (1,963) · Poor (24)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Year-over-year composite indicator

Composite Infrastructure Indicator changed by -9.9 points between 2023 and 2024.

Component contributions to this change:

  • Bridges (FHWA NBI poor-share): +0.1 pp
  • PHMSA pipeline incidents: -10
  • Water pipes: no annual federal dataset available for this component.
  • Service disruption: no annual snapshot available for this component.

Methodology: Reporting cycles differ across agencies (FHWA NBI annual, PHMSA continuous with up to a 24-month reporting lag); differences between snapshots may reflect reporting timing or methodology changes, not physical infrastructure change. Not a predictor of future service reliability or safety.

ZipCheckup analytical composite of federal source inputs (FHWA NBI, PHMSA). Not a federal rating.

Gas pipeline incident history

PHMSA records 38 reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

50%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

CO & Gas Safety Profile

25
Low Gas Risk
PHMSA gas distribution incident risk score for 77265
County Incidents
38
gas distribution incidents since 2004
Fatalities
5
deaths from gas incidents
Latest Incident
2025
most recent reported
Risk Level
Low
based on incident history
RISK SCORE 25/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in Texas

ⓘ Permits Required
What Requires a Permit

Electrical and plumbing statewide. Structural permits in municipalities — unincorporated areas of many counties exempt.

Typical Permit Cost
$75 – $2500
Based on Texas fee schedules
Penalty for Non-Compliance

Fines up to $2,000/day in municipalities, stop-work orders

Legal Reference: Texas Local Government Code §214.211; IRC adopted by municipality

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in Texas, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 77265

What remodeling work requires a permit in Texas?

In Texas, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in Texas?

Working without a required permit in Texas can result in Fines up to $2,000/day in municipalities, stop-work orders. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in Texas?

Remodeling permit fees in Texas typically range from $75 to $2500, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on Texas building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

Cost & Community (5) OK

True Cost of Ownership

$1,444
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 58% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
TX median
$1,044
per year

Where the estimate comes from

Flood$600
Sea level rise$400
Wildfire$300
Show all 5 factors
Underground storage tanks$80
Gas pipelines$64

5-year equipment outlook

No major equipment is flagged for likely replacement within five years.

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in Texas

State tax rates affect cost of ownership. Here's how Texas compares to national averages.

Income Tax
None
top marginal rate
US avg: 5.3%
Sales Tax
8.2%
combined avg
US avg: 6.6%
Property Tax
1.81%
effective rate
US avg: 0.98%
Sales Tax Breakdown
State rate: 6.25%
Avg local add-on: 1.95%

No state income tax; high property tax rate

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in Texas

Residential electricity rate: 15.69¢/kWh8% below the national average (national avg: 17.0¢/kWh · EIA, December 2025)

Texas Energy Mix

Solar 9.9% Wind 21.9% Nuclear 7% Gas 48.8% Coal 11.7%
Renewable energy
32.0%
Clean energy (incl. nuclear)
39.1%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Electric Utility for 77265

Provider
Reliant Energy Retail Services
Retail Power Marketer
Residential Rate
17.4¢/kWh
State avg: 15.7¢/kWh

Source: U.S. Energy Information Administration, Form EIA-861 (2024 data). EIA ID: 15847.

Home Energy Audit for 77265

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives.

Electricity Rate
17.4¢/kWh
State avg: 15.7¢/kWh (8% below U.S. avg)
Est. Annual Energy Cost
$1,647
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
32%
of Texas's electricity from renewables
Potential Annual Savings
$82–$247
5–15% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households
Your Utility: Reliant Energy Retail Services

Reliant Energy Retail Services (Retail Power Marketer) serves 77265. Your local residential rate is 17.4¢/kWh , which is below the national average — but efficiency upgrades still pay for themselves over time . Many utilities offer additional rebates on top of federal IRA incentives — ask your energy auditor about programs from Reliant Energy Retail Services.

Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 77265

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers — check with Reliant Energy Retail Services for local programs.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in Texas, the average home spends approximately $1,647/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $247–$412 annually.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Houston, Texas

Violations & Enforcement Timeline

2025-07-01 State Order Extension
2025-06-16 State Informal Action
2025-06-13 State Informal Action
2025-05-21 State Informal Enforcement
2025-05-01 TT Disinfection Byproducts Resolved
View all 7 records
2024-09-06 State Order Extension
2024-09-05 State Informal Action

Related Anomalies

High score contradiction
Houston, TX (77265) earned an A grade despite 6 enforcement actions

National safety news feed →

📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Protect Your Home in Houston

Based on local data for ZIP 77265, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

Houston has 6 FEMA flood claims on record. Standard homeowner policies don't cover flood damage — make sure you're protected.

Typical cost: Flood insurance: typically $700–$1,500/year in flood-prone areas

Check Your Flood Zone (Free)

FEMA flood map lookup — see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Roofing Inspection & Repair

Active weather alerts in Texas increase the risk of roof damage from hail and high winds. A professional inspection can identify vulnerabilities.

Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500

Estimate Your Home Insurance Needs

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 77265 safe to drink?

Based on EPA SDWIS data, Houston's primary water system (City of Houston) has 1 recorded violation in the past 5 years, including 1 health-based. Check the full report above for details.

Where does 77265's water come from?

The primary water source for ZIP code 77265 is Surface water. City of Houston serves approximately 2,970,543 people.

How can I get my water tested in Houston?

Contact your local water utility (City of Houston) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 77265 tap water?

The most recent lead sampling for 77265 recorded 0.004 mg/L. The EPA action level is 0.015 mg/L. This result is below the EPA action level.

What is the radon risk for 77265?

77265 falls in EPA Radon Zone 3 (Low risk), located in Harris County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

What contaminants were found in ZIP 77265 water?

According to the most recent Consumer Confidence Report, 59 contaminants were detected. The top contaminants include Arsenic (9.9 ppb), Atrazine (2.3 ppb), Cyanide (200 ppb). See the full water quality breakdown above.

Are there flood risks in ZIP 77265?

Yes. FEMA records show 6 flood insurance claims filed in ZIP code 77265, with the dominant flood zone being C. Review FEMA flood maps for your specific property.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 77265

ZIP Code City, State Distance Grade Violations
77202 Houston, TX <1 mi A 1
77204 Houston, TX <1 mi A 1
77205 Houston, TX <1 mi B 1
77206 Houston, TX <1 mi A 1
77207 Houston, TX <1 mi A 1
77213 Houston, TX <1 mi A 1
77215 Houston, TX <1 mi A 1
77216 Houston, TX <1 mi A 1
77217 Houston, TX <1 mi A 1
77218 Houston, TX <1 mi A 1

Overall safety breakdown

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2026 Rankings

ZIP 77265 scores in the top tier nationally.

Coverage: 14/17 risk factors Data sources →
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