Monitoring Violations
D 49

Opa Locka, FL (33055): PFAS Above EPA Limit — 49/100

EPA data for Mdwasa - Main System

PFAS Detected High Flood Risk

Opa Locka, FL — ZIP 33055 — has 25 EPA compliance issues on record, none categorized as health-based.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Fair
AQI 56 Violations: None Alerts: 0
2026-06-03
Your water right now: PFAS detected in water supply
AQI: 56 (Moderate) Lead: 0.9 ppb
See details ↓
Updated: 2026-06-03
Safety Score
D 49/100
Water Quality Concerns 25 violations (non-health)
Lead Risk Safe 0.001 mg/L
Flood Risk High 1,030 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 25 violations (non-health) on the water system serving this ZIP (5-year window).
  • Lead Lead reading of 0.001 mg/L is well below EPA action level.
  • PFAS PFAS levels exceed EPA MCL on at least one compound (UCMR5 sampling).
  • Radon EPA Zone 2 — moderate predicted indoor radon (2–4 pCi/L).
  • Flood 1,030 cumulative NFIP flood claims — persistent flood exposure.

Composite Home Safety Score has been stable over the tracking period.

Contaminant Summary
MCL Exceeded
25 violations PFAS detected 2 risks identified
Data updated: Apr 2026 All data sources current

What’s Happening in Opa Locka, Florida

PFAS (forever chemicals) have been detected in the local water supply.

D
Home Safety Score: 49 / 100
2
Water Systems
2,377,460
People Served
0
Health Violations (5yr)
Groundwater
Water Source
0.0009 mg/L
Lead LevelBelow national median
Zone 2
Radon Risk · Moderate
$342K
Median Home Value16% above state median ($296K)
🌊
Your #1 Priority

Check your flood insurance coverage

This ZIP has 1,030 FEMA flood insurance claims on record. Standard homeowner insurance does not cover flood damage.

Flood insurance: $700–$1,500/year average. Flood damage repair: $10,000–$50,000+. Get a Flood Insurance Quote →

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

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EPA Violations: more than 94% of U.S. ZIP codes Flood Claims: more than 98% of U.S. ZIP codes

How Opa Locka Compares

Safety Score vs. Miami-Dade County and Florida averages

Safety Score
Opa Locka
49
Miami-Dade County
58
Florida avg
73
Lowest-scoring ZIP in Miami-Dade County Lead level 70% below county average
Metric Opa Locka Miami-Dade County Florida
Safety Score 49 58 73
EPA Violations (total) 25 47.2 23.7
Lead (ppb) 0.9 3 2.3

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔴
Critical Risk Signals
Multiple high-priority conditions detected — action recommended

Each number below connects you directly to a licensed specialist contractor in your area. Calls are free.

1,030 FEMA flood insurance claims filed in this ZIP

Average claim payout: $2,655

200 claims in the past 5 years

Median home age: 50 years — older homes have higher mold risk after flooding

What to do Schedule a professional mold inspection, especially in basements and crawl spaces. Consider flood insurance if not already covered.
Estimated cost: $300–$600 for mold inspection, $1,500–$5,000 for remediation

Active extreme weather alert for Florida

Median home age: 50 years — HVAC systems likely at or past typical lifespan

HVAC system risk rated HIGH based on housing stock age

What to do Have the HVAC system inspected before extreme weather hits. Older systems fail most often during peak demand.
Estimated cost: $80–$150 for inspection, $4,000–$12,000 for replacement

🔍Key Insights for Opa Locka 33055

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
35 /100 Poor
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Infrastructure Investment Gap
$13,500
Estimated per-household infrastructure deficit based on housing age, pipe materials, lead risk, and water system violations. That's 1350.0x the national median of $10.
Seasonal Risk
High Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: Moderate radon zone, High flood zone (AE), High flood claim history, Some aging infrastructure, Moderate air quality concerns.
Environmental Justice Index
54 /100 High
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
45 /100 Moderate Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 49 is calculated.

Water
11/25
Lead
25/25
Radon
13/25
Flood
0/25
49 = Water 11/25 + Lead 25/25 + Radon 13/25 + Flood 0/25

Score has been stable — no change in the last 90 days.

Safety & Health (9) HIGH

Compliance Alerts for 33055

5 issues flagged based on EPA data, state regulations, and housing age estimates.

Lead Pipes
Action Needed
High probability of lead service lines. Test water and consider filter.
PFAS Contamination
Action Needed
PFAS detected in water supply. A reverse osmosis (RO) filter certified NSF/ANSI 58 is recommended.
Electrical Panels
Monitor
FPE/Zinsco panel risk — 83
HVAC Refrigerant
Action Needed
Homes in this area likely use R-22 (Freon), a refrigerant banned from production in 2020. Repair costs $50–$150 per pound.
Radon Risk
Monitor
EPA Radon Zone 2 — moderate potential. Consider home radon test.

Estimates based on EPA data, U.S. Census ACS housing vintage, and state regulations. Individual homes may vary.

📊 EPA + Census ACS + State Regs · Updated March 2026

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

High Risk ▼ Declining trend

95% probability of new violation within 2 years

1-Year 95%
2-Year 95%
3-Year 95%

Based on 3 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Critical
45%

45% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Infrastructure Age
+20%
Flood Exposure
+15%
Seasonal Baseline
+10%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 33055 in Opa Locka, Florida is served by Mdwasa - Main System (EPA ID: FL4130871). This system provides water to approximately 2,377,460 people from groundwater sources.

There are 2 community water systems serving this area.

Home Safety Score: D (49/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 10% of ZIP codes nationally and 2% in Florida.

Factor Status Details
Water Quality warning 25 violations, 0 health-based
Lead in Water safe 0.0009 mg/L (EPA action level: 0.015 mg/L)
Radon Risk Moderate Zone 2
Gas Safety low 1 incidents, score 1/100
Wildfire Smoke high score 63/100, 96 county fires (5yr)
Earthquake Risk Relatively Low score 6.8/50
Superfund NPL Moderate nearest 3.9 mi (Anodyne, Inc.), 1 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.0009 mg/L 0.015 mg/L Within limit N/A

Radon Risk

Radon Zone 2 — Moderate potential (Miami-Dade County)

EPA recommends homes consider radon testing. Zone 2 indicates moderate radon potential (predicted average indoor radon screening level between 2 and 4 pCi/L).

CO & Gas Safety

Gas Distribution Risk: Low (score: 1/100)

1 gas distribution incident recorded in this county since 2004. Most recent: 2024.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: High (score: 63/100)

96 wildfires recorded in this county over the past 5 years. Nearest recent wildfire: 42 km (26 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Relatively Low (score: 6.8/50)

Metric Value
Risk Score 6.8
Risk Rating Relatively Low
Annual Frequency < 0.001 damaging events/yr
Expected Annual Loss $186K (Relatively Low)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: Moderate (score: 43/100)

Nearest NPL site: Anodyne, Inc. at 3.9 miles (6.2 km).

Radius NPL Sites
Within 5 km (3.1 mi) 0
Within 10 km (6.2 mi) 1
Within 25 km (15.5 mi) 16

Nearest NPL Sites

  • Anodyne, Inc. — 3.9 mi (Active Cleanup), listed 02/21/1990
  • Pepper Steel & Alloys, Inc. — 7 mi (Construction Complete), listed 09/21/1984
  • Standard Auto Bumper Corp. — 7.1 mi (Deleted), listed 10/04/1989
  • Anaconda Aluminum Co./Milgo Electronics Corp. — 7.3 mi (Deleted), listed 08/30/1990
  • Petroleum Products Corp. — 7.4 mi (Active Cleanup), listed 07/22/1987

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

25 monitoring/reporting violations recorded. These are procedural violations (missed tests or late reports), not necessarily water safety issues.

Recent Violations

Date Contaminant Type Status
September 1, 2025 Consumer Confidence Report Rule Monitoring Unresolved
June 1, 2025 Consumer Confidence Report Rule Monitoring Unresolved
June 1, 2024 Consumer Confidence Report Rule Monitoring Unresolved
December 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
November 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
October 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
September 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
July 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
July 1, 2023 Haloacetic Acids (HAA5) Monitoring Unresolved
June 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
May 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
March 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
February 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved
January 1, 2023 Consumer Confidence Report Rule Monitoring Unresolved

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
Consumer Confidence Report Rule Reporting 20 No
Haloacetic Acids (HAA5) Disinfection Byproducts 4 No
Total Trihalomethanes (TTHM) Disinfection Byproducts 1 No

PFAS Contamination

PFAS ("forever chemicals") have been detected in water systems serving this ZIP code. One or more PFAS compounds exceed EPA maximum contaminant levels (MCLs).

PFAS detected: PFOS, PFBS, PFPeA, PFHxA, PFOA, PFBA, PFHpA, PFHxS.

Highest measured level: 0.0374 µg/L across all detected compounds.

PFAS (per- and polyfluoroalkyl substances) are a group of synthetic chemicals that do not break down in the environment or the human body. Long-term exposure has been linked to immune system effects, hormone disruption, and increased cancer risk.

Recommended filtration: Reverse osmosis (RO) or activated carbon block filters certified NSF/ANSI 58 or NSF/ANSI 53 are the most effective at reducing PFAS in drinking water.

Learn more about PFAS in drinking water →

Energy Costs in FL

Residential electricity rate: 15.92¢/kWh — 6% below the national average (17.0¢/kWh).

Lower electricity rates in Florida make electric appliances and heat pumps a cost-effective choice compared to other states.

Energy Sources

Florida generates 9.4% of its electricity from renewable sources — 18% below the national average of 26.9%. Including nuclear, 20.8% of the state's power is carbon-free (EIA 2025).

Source Share
Natural gas 72.9%
Nuclear 11.4%
Solar 9.3%
Coal 3.8%
Petroleum 0.5%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Water Systems Serving This Area

System Name EPA ID Population Source
MDWASA - MAIN SYSTEM FL4130871 2,377,460 Groundwater
City of Opa Locka, FL4131001 16,479 Groundwater

What You Can Do

  1. Review your annual Consumer Confidence Report (CCR) — Your utility publishes this each July
  2. Test your home's water — Especially if you have older plumbing (pre-1986) that may contain lead
  3. Stay informed — Bookmark this page to check for updates on your water quality

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in Florida

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Mdwasa - Main System (FL4130871) on EPA.gov.

Frequently Asked Questions

Is the tap water in 33055 safe to drink?

Based on EPA records, the water system serving ZIP code 33055 has only monitoring/reporting violations, which are procedural in nature. However, individual home conditions (old pipes, well water) can affect quality.

Where does 33055's water come from?

The primary water source for this area is groundwater. Mdwasa - Main System serves approximately 2,377,460 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 33055 have lead in the water?

Lead and Copper Rule sampling data for ZIP code 33055 shows a lead level of 0.0009 mg/L, which is below the EPA action level of 0.015 mg/L. Still, older homes with lead service lines or pre-1986 plumbing may have higher levels at individual taps.

What is the radon risk in 33055?

ZIP code 33055 (Miami-Dade County) falls in EPA Radon Zone 2, indicating moderate radon potential. Zone 2 areas have moderate radon potential, and the EPA recommends considering radon testing for homes in this area.

USGS reports that 5 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: Mdwasa - Main System

100 ZIP codes share this system
Source: Groundwater
Serving 2,377,460 people
Avg. score: 59/100

⚠ 96 of 100 communities on this water system have reported EPA violations (4416 still unresolved).

This system draws from groundwater (wells or aquifers). Groundwater systems can be affected by naturally occurring contaminants like arsenic and radon, as well as industrial or agricultural contamination that seeps into aquifers over time.

Other ZIP codes on this system

System ID: FL4130871 · Source: EPA SDWIS

Contaminant Stress Analysis

Statistical envelope (p10/p50/p90) of measured contaminant levels compared to EPA Maximum Contaminant Levels (MCL). Based on enforcement and compliance monitoring data.

Lead (LCR 90th) (PPB) 6 measurements
▼ Improving
MCL 15
p10: 2 p50: 3.1 p90: 9.1

All measured values of Lead (LCR 90th) remain below the MCL of 15 PPB.

📊 EPA SDWIS Enforcement & Compliance · Updated March 2026 · View source →

Florida Water Quality Overview

Statewide grade: B (73/100)

Florida relies primarily on federal EPA standards but maintains active monitoring through the DEP for its thousands of public water systems. ZipCheckup analyzes lab results from 4,515 water systems across Florida, covering 16 contaminants from 4 data sources. The most frequently tested contaminants include Lead (Pb 90th %ile), NMeFOSAA, NEtFOSAA. Overall, Florida earns a water quality grade of B (average score: 73/100) across 1,484 ZIP codes. 84% of tested systems have at least one EPA violation on record. If you live in Florida, review the contaminant table above for your specific water system — state averages may not reflect local conditions.

4,515 systems tested
16 contaminants tracked
1,484 ZIP codes
Florida vs. federal limits →
📊 State Environmental Agency · Updated March 2026

Score History

Stable Score changed from 49 to 49 over 77 days
30-day change: 0

Tracking since 2026-03-18 · 54 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Environmental Incidents

3
Monitoring
EPA enforcement actions & health violations in 33055 (last 5 years)
Enforcement Actions
3
0 formal
Health Violations
0
0 unresolved
Last Enforcement
2024-04-10

Enforcement Actions

State Order Extension
2024-04-10
State Order Extension
2024-01-30
State Order Extension
2021-11-22

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

PFAS Contamination Detected

PFAS ("forever chemicals") have been detected in water systems serving ZIP code 33055. One or more compounds exceed EPA maximum contaminant levels.

Detected compounds: PFOS, PFBS, PFPeA, PFHxA, PFOA, PFBA, PFHpA, PFHxS.

Highest measured level: 0.0374 µg/L

Reverse osmosis (RO) and activated carbon block filters certified NSF/ANSI 58 or NSF/ANSI 53 are the most effective at reducing PFAS levels at the tap.

📊 EPA UCMR5 · Updated March 2026 · View source →

Health Risks from Detected Contaminants

Haloacetic Acids (HAA5)

High Risk

EPA limit: 0.06 mg/L

Cancer risk; reproductive & developmental effects

At-risk groups: pregnant women, infants, long-term consumers of chlorinated municipal water

Removal: granular activated carbon (GAC), carbon block filter, reverse osmosis · Find a filter →

Total Trihalomethanes (TTHM)

High Risk

EPA limit: 0.08 mg/L

Bladder & rectal cancer risk; reproductive concerns

At-risk groups: pregnant women, long-term consumers of chlorinated water, people who frequently shower in chlorinated water

Removal: granular activated carbon (GAC), carbon block filter, point-of-entry aeration · Find a filter →

📊 EPA SDWIS + SDWA · Updated March 2026 · View source →

Childhood Environmental Risk Score — 33055

Moderate Risk
28/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 15% of U.S. ZIP codes and 33% of those in Florida — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Housing Lead Paint Probability 26/100
26% of homes built before 1970, when lead paint was widely used.
Water System Violations 30/100
EPA water system violation history for this area.
What weighs most here

Water system violation history is the largest contributor to this ZIP's score. A pattern of violations can signal recurring quality issues worth monitoring, and reviewing a system's recent record helps families know what to ask about.

Pre-1970 Housing
26%
homes likely containing lead paint
EPA Radon Zone Zone 2
Zone 2 indicates moderate radon potential. The EPA recommends that homes in Zone 2 areas consider radon testing.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

No specific actions are flagged for this ZIP. The general guidance above still applies to every family.

Share with other parents

Know a family in 33055? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for Florida

$28.6M
allocated in fiscal year 2025 for lead service line replacement
Up to $14.0M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in Florida

0 active weather alerts in Florida. Severe weather can affect your water quality and home safety.

View alerts for Florida →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (10) HIGH

Flood Risk Profile

1,030
Very High Flood Risk
FEMA flood insurance claims filed in 33055
Total Claims Paid
$10
since 1970
Average Claim
$10
per claim
Flood Zone
AE
most common FEMA zone
Recent Claims
10
since 2010

FEMA Flood Zones Explained

  • Zone A / AE — High-risk (100-year floodplain). Flood insurance required for federally backed mortgages
  • Zone V / VE — High-risk coastal area with wave action. Strictest building requirements
  • Zone X — Moderate-to-low risk (500-year floodplain or minimal flood hazard)
  • Zone B / C — Areas of moderate or minimal flood hazard
This ZIP code has a significant flood claim history. Standard homeowner insurance does not cover flood damage. Consider a separate flood insurance policy through the National Flood Insurance Program (NFIP).
📊 FEMA NFIP · Updated March 2026 · View source →
🏠

Flood Insurance Discount (FEMA CRS)

CRS Class
10
Entry Level
SFHA Discount
10%
high-risk flood zones
Non-SFHA Discount
10%
moderate/low-risk zones

Opa-locka participates in FEMA's Community Rating System — residents in Opa Locka can save 10% on flood insurance premiums in high-risk zones. The community meets basic CRS requirements. Higher participation could unlock greater discounts for residents.

How FEMA flood discount classes work

FEMA's Community Rating System rewards communities for flood management efforts. Lower class = better rating = bigger discount:

  • Class 1 — 45% SFHA discount (top rating, very rare)
  • Class 2-3 — 35-40% discount (excellent programs)
  • Class 4-5 — 25-30% discount (strong programs)
  • Class 6-7 — 15-20% discount (moderate programs)
  • Class 8-9 — 5-10% discount (basic programs)
  • Class 10 — 0% discount (entry level / no participation)
📊 FEMA CRS · Updated March 2026 · View source →

Air Quality for 33055

60
AQI
Moderate
Primary pollutant: PM2.5
Station: Miami (9.7 mi away)
Health Recommendations

Air quality is acceptable. However, there may be a risk for some people, particularly those who are unusually sensitive to air pollution. Consider reducing prolonged outdoor exertion if you experience symptoms.

AQI Scale
050100150200300500
📊 EPA AirNow · Updated March 2026 · View source →

Termite Risk for 33055

Very Heavy Termite Zone
WDI Inspection Requirement

Required for VA/FHA loans statewide; very common in conventional. Formosan and drywood termites prevalent

Typical Inspection Cost
$75 – $200
Based on Florida market rates
Consequence

VA/FHA loan will not close without clear NPMA-33 form; coastal properties may face higher scrutiny

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • Florida falls in a very heavy termite infestation probability (TIP) zone. Subterranean termites are the primary concern, with Formosan subterranean termites also present in this region.
Reference: VA lender requirements; NPMA-33 form; FL Statute 482 (Pest Control)

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, Florida pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 33055

High Pest Pressure
Top Pest Threats in Florida

termites, mosquitoes, fire ants, cockroaches and rodents

Typical Pest Inspection Cost
$75 – $200
Based on Florida market rates
Licensed Applicator Required
Yes
Florida pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • West Nile activity zone
  • Zika risk area
  • Dengue activity zone
Real Estate Transaction Requirement

Required for VA loans in all states; WDI inspection standard in most conventional sales

Penalty for Unlicensed Application

Up to $10,000 per violation

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • Florida's climate creates year-round pest pressure. Regular professional inspections and preventive treatment are strongly recommended.

Common Questions

Do I need a pest inspection before buying a home in Florida?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; WDI inspection standard in most conventional sales Even when not legally required, a professional pest inspection ($75–$200) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in Florida?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in Florida. Commercial pest control services must be licensed. Up to $10,000 per violation.
What are the most common pests in Florida?
The top pest threats in Florida include termites, mosquitoes, fire ants, cockroaches and rodents. Pest activity varies by season and local conditions. As a high pest pressure state, year-round preventive treatment is recommended.
Legal Reference: Florida Pest Control Act (FL Statutes Chapter 482)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, Florida pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

63
High Smoke Risk
Wildfire smoke exposure risk score for 33055
Nearest Fire
26 mi
42 km to nearest recent wildfire
County Fires (5yr)
96
wildfires in county since 2021
Risk Level
High
based on fire proximity & history
Air Quality
At Risk
during fire season (Jun–Nov)
SMOKE RISK SCORE 63/100
0 — Minimal 100 — Highest Risk
This area has high wildfire smoke exposure risk. During fire season (June–November), air quality can deteriorate rapidly. Monitor conditions at EPA AirNow and the National Interagency Fire Center.

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

6.8
LOW RISK
FEMA National Risk Index earthquake score for 33055
Risk Rating
Relatively Low
FEMA earthquake hazard classification
Expected Annual Loss
$186K
estimated county-level annual loss (Relatively Low)
Annual Frequency
< 0.001
expected damaging earthquakes per year
Structural Vulnerability
Low
based on housing age (50 yr median) + seismic zone
EARTHQUAKE RISK SCORE 6.8/50
0 — Minimal 50 — Highest Risk

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 33055

Very High Risk
80/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
78%
annual relative humidity
Summer Humidity
80%
Jun–Aug average
Median Home Age
1976
median year built
Flood Claims
1,030
FEMA insurance claims
Seasonal Risk

Summer months (June–August) present the highest mold risk in 33055, with average humidity reaching 80%. Indoor humidity can be 10–15% higher in poorly ventilated spaces. Winter humidity drops to 76%, reducing but not eliminating risk.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Use a dehumidifier to keep indoor humidity below 50%. This is especially important in basements, crawl spaces, and bathrooms in high-humidity areas like 33055.
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Homes built around 1976 often lack modern vapor barriers. Consider a professional moisture assessment to identify hidden problem areas.
  • This ZIP has a history of flood insurance claims (1,030). Previous flooding significantly increases the likelihood of hidden moisture and mold behind walls and under flooring.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Recommended: Whole-Home Dehumidifier

With 78% average humidity, a dehumidifier is the most effective way to reduce mold risk in 33055. Energy Star-rated units cost $200–$400 and can reduce humidity by 20–30%.

Compare Dehumidifiers
As an Amazon Associate, ZipCheckup earns from qualifying purchases.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

Very High Risk
55
Respiratory Risk Score
Combined air quality, humidity & mold risk for 33055
Air Quality
8/40
EPA AQI index
Humidity
23/30
seasonal impact
Mold
24/30
housing + humidity
RISK SCORE 55/100
Low Moderate Severe
Mold risk is the primary respiratory factor
Older homes in humid climates are prone to hidden mold. Consider a professional mold inspection and a HEPA air purifier for occupied rooms.
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

43
Moderate Proximity Risk
EPA Superfund NPL site proximity score for 33055
Nearest NPL Site
3.9 mi
6.2 km — Anodyne, Inc.
Sites Within 10 km
1
NPL sites within ~6.2 miles
Risk Level
Moderate
based on proximity & site status
Sites Within 25 km
16
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 43/100
0 — No nearby sites 100 — Highest Risk

Nearest Superfund (NPL) Sites

Site Name Distance Status Listed
Anodyne, Inc.
North Miami Beach, Florida
3.9 mi Active Cleanup 02/21/1990
Pepper Steel & Alloys, Inc.
Medley, Florida
7 mi Construction Complete 09/21/1984
Standard Auto Bumper Corp.
Hialeah, Florida
7.1 mi Deleted from NPL 10/04/1989
Anaconda Aluminum Co./Milgo Electronics Corp.
Miami, Florida
7.3 mi Deleted from NPL 08/30/1990
Petroleum Products Corp.
Pembroke Park, Florida
7.4 mi Active Cleanup 07/22/1987

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Pollution and Population Health

This section places two independent federal datasets side by side: environmental measurements from the EPA and population-health estimates from the CDC. They describe the same ZIP code but are collected separately, and each one is read on its own terms.

Environmental data — EPA

Local pollution measurements

Air, traffic and contaminated-site indicators for this ZIP code, from EPA programs.

Fine particulate matter (PM2.5) Nat. percentile: 30
Diesel exhaust Nat. percentile: 80
Traffic proximity Nat. percentile: 70

Each bar is this ZIP code’s EJScreen national percentile; a higher value means more exposure compared with other U.S. areas.

Air quality (NEI)
Grade B · median AQI 48
Toxic-release facilities (TRI)
No facilities in this ZIP code report to the EPA Toxics Release Inventory.
Superfund site proximity
Superfund (NPL) sites within 10 km: 1 · nearest about 3.9 mi away
📊 EPA — National Emissions Inventory, EJScreen, Toxics Release Inventory & Superfund (NPL) · Updated 2026 · View source →
AIR EMISSIONS TREND (5-YEAR, EPA AIRDATA)

County median AQI for Miami-Dade County, FL is stable across 5 EPA AirData cycles.

EPA AirData = facility-reported industrial emissions, county rollup. Does not measure ambient or breathable air quality at any specific address. EPA AirData methodology

EPA AirData annual AQI summaries 2020-2024

Two independent datasets. Air and soil pollution data (EPA) and health-prevalence data (CDC) are independent datasets shown side by side for context only. ZipCheckup does not establish a causal link between local pollution and any health condition, and these figures do not demonstrate one.

Health data — CDC

Population-health estimates

CDC PLACES modeled prevalence among adults in this ZIP code, each shown with its 95% confidence interval. The prior-release figure is shown alongside as a reference point only; CDC explicitly cautions that small-area year-to-year differences may reflect model recalibration rather than real change.

Adult asthma
Current (2025 release)
9.2%
95% CI 8.2–10.3
Prior (2024 release)
9.7% (95% CI 8.6–10.9)
Within model uncertainty
COPD
Current (2025 release)
6.7%
95% CI 6–7.4
Prior (2024 release)
7.8% (95% CI 7–8.6)
Within model uncertainty
Cancer
Current (2025 release)
5.6%
95% CI 5–6.1
Prior (2024 release)
5.8% (95% CI 5.3–6.4)
Within model uncertainty

Modeled small-area estimates produced from the BRFSS national survey and census demographics (Zhang et al. 2014). Not direct measurements; not for diagnostic or screening use.

Only CDC PLACES measures present in every release since 2020 appear with a prior-release reference; newer measures (added in 2023 and later) are presented without a prior figure.

CDC PLACES estimates are modeled from the BRFSS national survey and ACS demographics — not direct counts. Year-to-year differences between releases may reflect model recalibration, BRFSS sample-frame changes or census-tract-to-ZIP crosswalk adjustments rather than actual change. Margins of error often exceed annual differences at this geography. Not for diagnostic or screening use.
📊 CDC PLACES — modeled small-area health estimates (current 2025 release, with 2024 prior release shown for reference) · Updated PLACES 2025 · View source →
Food access — USDA

Food access for this area

How the USDA classifies access to grocery stores and fresh food across the surrounding census tract.

USDA access category
Low access concern

USDA Food Access Research Atlas tract estimates, mapped from census tract to ZIP code. These are modeled population-level figures, not findings about any individual or any specific address.

📊 USDA — Food Access Research Atlas · Updated FARA 2019 · View source →

Pollution–Health Comparison Index

In 33055, the CDC models adult-asthma prevalence at 9.2%, while a statistical model of local pollution and poverty predicts about 10.6% — below the model’s prediction.

Below predicted Above predicted

Among U.S. ZIP codes, this one sits at percentile 13 for how far observed asthma is above or below the model’s prediction.

Model fit (R²): 0.1601  how much of the variation in asthma the model accounts for; a lower value means a weaker fit and a less reliable comparison.

The Pollution–Health Comparison Index is a percentile rank showing how this ZIP code’s observed asthma prevalence compares with what a statistical model would predict from local pollution and poverty alone. It describes a statistical association, not a cause-and-effect relationship.

Here, local pollution and the comparison index point in opposite directions — a reminder that many factors, including age, income, smoking, occupation and healthcare access, shape health outcomes, which is why these datasets show association at most, never causation.

The environmental data (EPA) and health-prevalence data (CDC) in this section are independent datasets presented side by side for general informational purposes. Health figures are CDC PLACES modeled estimates with 95% confidence intervals — statistical models, not diagnoses, and they do not describe any individual. ZipCheckup does not establish a causal link between environmental conditions and health outcomes, and nothing in this section is medical advice. For questions about personal health or local environmental conditions, a licensed clinician or a state or local public-health authority is the right source.

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
110k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • CHLOROTHALONIL
    Fungicide · 49.8k kg/yr
    Moderate water concern
  • GLYPHOSATE
    Herbicide · 33.6k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • METHOMYL
    Insecticide · 11.9k kg/yr
    Moderate water concern
  • ATRAZINE
    Herbicide · 7.9k kg/yr · EPA drinking-water reference limit: 3 ppb
    High water concern
  • CHLORPYRIFOS
    Insecticide · 2.3k kg/yr
    High water concern

5 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (8) MODERATE

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

45/100
Home Purchase Risk Score
Moderate Risk

Public federal data shows a moderate risk profile for this ZIP. Several factors below are worth verifying independently before closing.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

Worth a look
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Lead · 15% of score

Homes built before 1986 may have lead pipes or solder, and pre-1978 homes may have lead paint — a lead inspection adds clarity.

Worth a look
Energy · 15% of score

Heating and cooling costs and the age of the HVAC system, along with recent utility bills, give a fuller picture.

No flag
Housing age · 10% of score

Older homes more often have aging plumbing, wiring, and a water heater near end of life — a full inspection adds detail.

Worth a look
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

No flag
Air quality · 5% of score

Local air-quality history is useful context; for sensitive occupants, an HVAC system with good filtration helps.

No flag

Nearby hazards

Superfund proximity

EPA Superfund sites within 10 km: 1. Nearest: Anodyne, Inc. (about 6.2 km away).

ATSDR public-health assessment for nearby sites: No Apparent Public Health Hazard.

45%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook
Nuclear plant proximity

Nearest nuclear plant: Turkey Point, about 36 miles away.

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

26
hospitals within 15 miles
4
with emergency departments
1
of these within 5 miles
Nearest CMS-rated hospital
Larkin Community Hospital Palm Springs Campus
CMS 4-star rating · 5.9 mi away

Closest hospitals

  • South Florida State Hospital
    Psychiatric · 3.1 mi away · ER
    Not rated by CMS
  • Larkin Community Hospital Palm Springs Campus
    Acute care · 5.9 mi away · ER
    CMS 4-star rating
  • Palmetto General Hospital
    Acute care · 5.9 mi away · ER
    CMS 2-star rating

Across the rated hospitals within 15 miles, the average CMS overall-quality rating is 3.0 (CMS scale: 1 to 5).

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Review the local water system's recent disruption and violation history with the utility.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Housing Profile for 33055

Based on U.S. Census data (ACS B25034), there are 12,218 housing units in this ZIP code. The median home was built around 1976, making it roughly 50 years old.

Median Home Age
50
years (built ~1976)
Lead Paint Risk
83%
homes built before 1986
Lead Pipe Risk
2%
homes built before 1950

When Homes Were Built

Pre-1940
0% (22)
1940–1949
1% (164)
1950–1959
24% (2,931)
1960–1969
15% (1,833)
1970–1979
34% (4,145)
1980–1989
14% (1,722)
1990–1999
8% (999)
2000–2009
2% (252)
2010–2019
1% (120)
2020+
0% (30)
Highest risk (pre-1950) Elevated risk (1950–1979) Lower risk (1980+)

What This Means for Home Equipment

Homes built in the 1976s era typically have equipment that has been replaced at least once. Based on typical replacement cycles:

  • Water heater: estimated ~2 years old (avg lifespan: 12 years)
  • HVAC system: estimated ~16 years old (avg lifespan: 17 years)
  • Plumbing: likely Copper

Home Value Context

Median Home Value
$341,800
16% above state median ($295,700)
Est. Safety Remediation
$2,200
0.6% of median home value

Estimated median home value in this ZIP code based on Census ACS data. Safety remediation costs include water filtration, lead abatement, radon mitigation, and flood insurance where applicable.

📊 Census ACS B25034 · Updated March 2026 · View source →

Equipment Age Estimate for 33055

Based on Census data, the median home in this ZIP was built in 1976 (~50 years old). 83% of homes were built before 1986.

Lead Pipe Risk
High
83% homes pre-1986
Electrical Risk
Moderate
26% homes pre-1970
Water Heater Est. Age
~2 yrs
Avg lifespan: 12 yrs
HVAC Est. Age
~16 yrs
Avg lifespan: 17 yrs
⚠ EPA Lead Pipe Compliance Deadline — Your Utility Must Act

The EPA Lead and Copper Rule Improvements (LCRI), finalized October 2024, requires all water utilities to:

  • By October 2027: Complete a lead service line inventory and notify all customers with lead or unknown lines
  • By ~2037: Replace 100% of lead service lines (mandatory 10-year deadline)
  • New action level: Lowered from 15 ppb to 10 ppb — more homes now trigger mandatory action

83% of homes in ZIP 33055 were built before 1986 — the year lead solder was banned. If you receive a notification letter from your water utility, your home likely has lead service lines or lead solder connections.

Recommended actions:
  1. Get your water tested for lead (request a test kit from your utility at no cost)
  2. Install a certified lead-reducing filter (NSF/ANSI 53)
  3. Contact your utility about replacement assistance — costs run $5,000–$15,000, utilities may cover a portion under LCRI
  4. Have a plumber inspect your service line connection

Likely pipe material: Copper

Estimates based on U.S. Census ACS housing vintage data and typical equipment lifespans. Actual conditions vary by home.

Water Infrastructure Risk

32%
Moderate Risk
Estimated pipe failure probability for 33055
State Funding Gap
$505
per resident (20-year need)
Pre-1980 Housing
83%
of homes built before 1980
System Violations
0
EPA violations on record
Lead Indicators
Present
lead service lines likely

Risk Factor Breakdown

Infrastructure Funding Gap 22%
State drinking water infrastructure need relative to population
Housing Vintage 51%
Proportion of homes with plumbing installed before 1980
Violation History 5%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 51%
Lead service line probability and lead testing results

What This Means

ZIP code 33055 has some aging water infrastructure. While not at the highest risk level, periodic water testing is a sensible precaution, particularly if your home was built before 1980.

📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

54
Low infrastructure stress
Higher modeled infrastructure stress than 56% of US ZIP codes

Water pipe decay

Local water mains have an estimated 7 years of modeled service life remaining.

New 71% of service life consumed End of life
Decay trend
Slow
Likely pipe material
Copper
Estimated system age
50 yrs
Modeled failure probability
32%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
1,056
Rated in poor condition
5.2%
FHWA NBI structural rating
Average bridge age
46 yrs
Worst bridge rating
3/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 1,057 bridges classified within this ZIP code's surrounding county, 50 are classified Poor by FHWA NBI 2024.

Good (735) · Fair (272) · Poor (50)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Gas pipeline incident history

PHMSA records 1 reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

45%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

HVAC System Health for 33055

Estimated HVAC Age
~16 years
Average lifespan: 17 years
Replacement Status
Past Due
System likely beyond typical lifespan. Higher risk of breakdowns and inefficiency.

At 15.92¢/kWh, Florida's electricity rates are near the national average. An efficient HVAC system can still reduce your energy bills by 20–30%.

Seasonal HVAC Tips for Florida

Spring / Summer
  • Clean AC condenser coils and clear debris
  • Test AC before peak season
  • Check refrigerant levels (professional tech only)
  • Consider a programmable thermostat to reduce load
Year-Round
  • Replace filter monthly in high-use months
  • Keep vents unobstructed
  • Schedule bi-annual professional inspection

Common HVAC Issues for 1976-Era Homes

  • Undersized ductwork — older designs often can't handle modern HVAC airflow requirements
  • Poor insulation — pre-1980s homes lose 25–40% more heat through walls and attic
  • Obsolete refrigerant — R-22 (Freon) phased out; repair costs significantly higher
  • Asbestos in duct insulation — homes before 1980 may need professional abatement before HVAC work
⚠ Refrigerant Alert: Likely R-22 System

Based on housing age, the HVAC system in homes in this area likely uses R-22 (Freon), which was banned from production in 2020. Only reclaimed supply is available at $50–$150 per pound (was $5 before the ban).

  • A typical AC recharge uses 2–5 lbs = $100–$750 per service call
  • Replacement with a modern R-454B system: $5,000–$12,000
  • R-22 supply expected to be fully depleted by 2030

HVAC Questions for 33055

How do I know if my HVAC system needs replacement?

Key signs include: the system is over 15 years old, frequent repairs (more than 2 per year), uneven heating/cooling between rooms, rising energy bills despite normal use, and unusual noises or odors. Based on census data, the median home in 33055 was built in 1976, putting the estimated HVAC system age at ~16 years — which is approaching or past the typical 15–17 year lifespan.

What SEER rating should I look for in a new HVAC system?

As of 2023, the federal minimum is SEER2 15 for central AC in the southern U.S. and SEER2 14 in the north. For Florida, look for at least SEER 16–18 for good efficiency. Higher SEER ratings (20+) cost more upfront but save more in areas with high electricity rates. ENERGY STAR certified units are a reliable starting point.

How much does HVAC replacement cost in Florida?

A full HVAC replacement (furnace + AC) typically ranges from $5,000–$12,000 depending on system size, efficiency rating, and ductwork condition. Heat pump systems range from $4,000–$10,000. Federal tax credits (25C) cover up to 30% of the cost for qualifying heat pumps and high-efficiency systems. Check our rebates page for Florida-specific incentives.

What refrigerant does my AC use and why does it matter?

If your AC was installed before 2010, it likely uses R-22, which was banned in 2020 and now costs $50–$150/lb. Systems from 2010–2024 typically use R-410A, which is being phased down (AIM Act 2025). New systems use R-454B or R-32. When your current system needs major repair, the refrigerant type significantly affects whether repair or replacement makes more economic sense.

Should I replace my furnace before the 2028 efficiency deadline?

If the furnace in a home is over 15 years old and the area has a cold/moderate climate, planning ahead is wise. After December 2028, only 95% AFUE condensing furnaces will be available. These require PVC venting — retrofitting an older home for PVC can cost $1,500–$2,500 on top of the furnace price. Replacing before the deadline with a standard 80% AFUE unit may be more cost-effective if the venting isn't PVC-ready.

HVAC age estimate based on U.S. Census ACS housing vintage data and a 17-year replacement cycle. Actual system age varies by home.

Appliance Age Estimates for 33055

Median home built in 1976 (~50 years old). Appliance ages estimated from typical replacement cycles.

1 appliance likely is near or past typical replacement age.

Water Heater
~2 yrs
Avg lifespan: 12 yrs · $800–$2500
Dishwasher
~2 yrs
Avg lifespan: 12 yrs · $700–$2500
Washing Machine
~2 yrs
Avg lifespan: 12 yrs · $600–$2200
Dryer
~11 yrs
Avg lifespan: 13 yrs · $500–$2000
Refrigerator
~8 yrs
Avg lifespan: 14 yrs · $1000–$4000
Garbage Disposal
~2 yrs
Avg lifespan: 12 yrs · $200–$600

How Water Quality Affects Appliance Lifespan

Water conditions in Opa Locka directly impact how long your appliances last.

Hard Water
Mineral buildup (calcium, magnesium) clogs water heaters, dishwashers, and washing machines. Can reduce lifespan by 25–30%.
Sediment & Particulates
Sand and rust particles accelerate wear on valves, seals, and heating elements in water heaters and dishwashers.
High Chlorine
Corrodes rubber gaskets and seals in washing machines and dishwashers, leading to leaks and premature failure.
Low pH (Acidic Water)
Corrodes metal components inside water heaters and garbage disposals, shortening their service life.

Homes built before 1996 have likely gone through 2+ full appliance replacement cycles. If original appliances remain, they are well past expected lifespan.

Appliance Maintenance FAQ

How often should I flush my water heater?

Flush your tank water heater at least once a year to remove sediment buildup. In areas with hard water, every 6 months is recommended. Sediment reduces heating efficiency and accelerates tank corrosion, shortening lifespan by 2–4 years.

When should I replace my dishwasher vs. repair it?

If your dishwasher is over 9 years old and the repair costs more than 50% of a new unit, replacement is generally more cost-effective. Common signs: dishes not getting clean, water pooling after cycles, or rust spots on the interior.

Does a water softener really extend appliance life?

Yes. A water softener can extend water heater lifespan by up to 30% and reduce dishwasher and washing machine maintenance by preventing mineral scale buildup on heating elements, valves, and spray arms. The Battelle Memorial Institute found that softened water kept water heaters at original factory efficiency over a 15-year period.

Estimates based on U.S. Census housing vintage data and manufacturer-average replacement cycles. Actual appliance age depends on renovation history and maintenance.

Electrical Safety for 33055

Median home built in 1976 (~50 years old). 26% of homes were built before 1970, when electrical standards were significantly different.

Electrical Risk Level
Moderate
26% homes pre-1970
Est. Panel Age
~20 yrs
Avg lifespan: 25–40 yrs

Common Electrical Issues for 1976-Era Homes

  • Knob-and-tube wiring — common in pre-1950 homes, lacks grounding and cannot safely handle modern electrical loads
  • Undersized electrical panel — 60–100 amp panels typical of this era cannot support today's appliances, EV chargers, or HVAC systems
  • Aluminum wiring — used in 1960s–1970s homes, poses fire risk at connections due to oxidation and thermal expansion
  • Ungrounded outlets — two-prong outlets indicate missing ground wire, increasing shock and surge risk
  • Federal Pacific / Zinsco panels — common in 1960s–1980s homes, known for breaker failure; replacement strongly recommended

⚠️ Insurance Compliance Alert

83% of homes in 33055 were built before 1986 — the era when Federal Pacific (FPE StabLok), Zinsco, and Challenger electrical panels were commonly installed.

These panels have a documented 60%+ breaker failure rate and are refused by major insurance companies including State Farm, Allstate, and Citizens (FL).

If you receive an insurance non-renewal notice or 4-point inspection failure:

  • Typical deadline: 30 days to replace panel
  • Replacement cost: $1,500–$4,000
  • Failure to replace: insurance cancellation → mortgage default risk

Insurance blacklist: State Farm, Farmers, Allstate, USAA, Mercury, Citizens (FL), Nationwide.

Florida 4-Point Inspection Requirement

Florida insurance carriers (including Citizens) require a 4-point inspection for homes over 30 years old. This covers: Roof, Electrical, Plumbing, and HVAC.

If an inspector finds FPE, Zinsco, or aluminum wiring, the inspection automatically fails — meaning the insurer can deny coverage.

When to Call an Electrician

Urgent Signs
  • Burning smell from outlets or panel
  • Frequent breaker trips
  • Sparking or discolored outlets
  • Buzzing sounds from wiring or panel
Recommended Inspections
  • Before buying a home (especially pre-1980)
  • After any water damage or flooding
  • Before adding major appliances or EV charger
  • If your panel is 25+ years old

Electrical Safety Tips

Panel & Wiring
  • Never use a fuse with a higher amperage rating than the circuit is designed for
  • Label all breakers clearly in your electrical panel
  • Keep 3 feet of clearance in front of your electrical panel
Around the Home
  • Test GFCI outlets monthly using the built-in test button
  • Replace any cracked or warm outlet covers immediately
  • Do not daisy-chain power strips or extension cords

Homes built before 1976 likely have outdated wiring and panels that do not meet current electrical codes. A professional electrical inspection is strongly recommended.

Electrical Safety Questions for 33055

How do I know if my electrical panel needs an upgrade?

Key signs include: frequent breaker trips, a panel over 25 years old, fuses instead of circuit breakers, visible rust or corrosion, and a panel rated below 200 amps if you have modern appliances, HVAC, or an EV charger. Based on census data, the median home in 33055 was built in 1976 — homes of this age often have panels that don't meet current electrical demands.

How much does an electrical panel upgrade cost?

A panel upgrade from 100 to 200 amps typically costs $1,500–$4,000 depending on your location and the complexity of the work. If the meter base or service entrance also needs replacement, costs can reach $4,000–$6,000. Rewiring a full home (common in pre-1960 homes) ranges from $8,000–$15,000+ depending on size and accessibility.

Is aluminum wiring dangerous?

Aluminum wiring itself is not inherently dangerous, but connections between aluminum wiring and copper devices (outlets, switches) can overheat due to differential thermal expansion. The Consumer Product Safety Commission (CPSC) found that homes with aluminum wiring are 55 times more likely to have fire-hazard conditions. If your home has aluminum wiring, a qualified electrician can install COPALUM or AlumiConn connectors to make connections safe.

Is my home likely to have a Federal Pacific or Zinsco panel?

These panels were installed primarily between 1960 and 1985. Based on census data, 83% of homes in 33055 were built during this era. If your home was built in this period and the panel has never been replaced, there is a meaningful chance it contains an FPE StabLok or Zinsco panel. Look for the brand name on your breaker panel door.

Electrical risk assessment based on U.S. Census ACS housing vintage data. Actual wiring and panel condition varies by home and renovation history.

Septic System Requirements in Florida

ℹ Partial Requirements Apply
Periodic mandatory in BMAP zones; at-sale varies by county

Every 5 years in Basin Management Action Plan (BMAP) areas. At-sale inspection depends on county ordinance.

Typical Inspection Cost
$150 – $500
Based on Florida market rates
Consequence of Non-Compliance

Fines for non-compliance in BMAP zones. County-level enforcement varies.

Legal Reference: Florida Statutes §381.0065; Clean Waterways Act (SB 712, 2020)

What Homeowners Should Know

  • Approximately 1 in 5 U.S. households relies on a septic system for wastewater treatment.
  • Regular pumping every 3–5 years is recommended by the EPA to prevent system failure.
  • A failed septic system can cost $7,000–$15,000 or more to replace, depending on system type and soil conditions.
  • If you are selling a property in Florida, check your state and local requirements before listing.
  • Signs of septic failure include slow drains, sewage odors, and standing water near the drain field.

Source: Florida environmental and health department regulations. Cost estimates reflect typical market rates and may vary by provider, system size, and location. This information is for general guidance only—contact your local health department for requirements specific to your property.

CO & Gas Safety Profile

1
Low Gas Risk
PHMSA gas distribution incident risk score for 33055
County Incidents
1
gas distribution incidents since 2004
Fatalities
0
no deaths reported
Latest Incident
2024
most recent reported
Risk Level
Low
based on incident history
RISK SCORE 1/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in Florida

⚠ Strict Permit Enforcement
What Requires a Permit

Structural, electrical, plumbing, mechanical, roofing, impact windows. Any work altering building systems requires permit.

Typical Permit Cost
$150 – $4000
Based on Florida fee schedules
Penalty for Non-Compliance

Fines up to $5,000, retroactive permit at double fee, lien on property, criminal penalties for contractors

Legal Reference: Florida Building Code §105.1; FS §553.79

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in Florida, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 33055

What remodeling work requires a permit in Florida?

In Florida, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in Florida?

Working without a required permit in Florida can result in Fines up to $5,000, retroactive permit at double fee, lien on property, criminal penalties for contractors. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in Florida?

Remodeling permit fees in Florida typically range from $150 to $4000, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on Florida building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

HVAC system concerns detected — talk to a local expert.

Call (844) 439-2761

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Cost & Community (5) OK

True Cost of Ownership

$7,930
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 100% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
FL median
$4,440
per year

Where the estimate comes from

Sea level rise$3,000
Flood$2,800
Wildfire$1,200
Show all 6 factors
Energy-code gap$540
Underground storage tanks$240
Lead & water safety$150

5-year equipment outlook

Major home equipment that may reach the end of its typical service life within five years. Figures are national-average installed-cost ranges, not quotes.

Central HVAC system $3,500–$10,000
Estimated age ~16 yrs; typical service life 16 yrs
Estimated HVAC system age is near the end of its typical service life.
Estimated 5-year replacement range $3,500–$10,000

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Planning for aging home equipment? — talk to a local expert.

Call (844) 439-2761

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in Florida

State tax rates affect cost of ownership. Here's how Florida compares to national averages.

Income Tax
None
top marginal rate
US avg: 5.3%
Sales Tax
7.0%
combined avg
US avg: 6.6%
Property Tax
0.97%
effective rate
US avg: 0.98%
Sales Tax Breakdown
State rate: 6.00%
Avg local add-on: 1.01%

No state income tax

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in Florida

Residential electricity rate: 15.92¢/kWh6% below the national average (national avg: 17.0¢/kWh · EIA, December 2025)

Florida Energy Mix

Solar 9.3% Nuclear 11.4% Gas 72.9% Coal 3.8% Petroleum 0.5%
Renewable energy
9.4%
Clean energy (incl. nuclear)
20.8%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Electric Utility for 33055

Provider
Florida Power & Light Co
Investor Owned
Residential Rate
13.7¢/kWh
State avg: 15.9¢/kWh

Source: U.S. Energy Information Administration, Form EIA-861 (2024 data). EIA ID: 6452.

Home Energy Audit for 33055

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives. Homes in 33055 average ~50 years old, making energy audits especially impactful.

Electricity Rate
13.7¢/kWh
State avg: 15.9¢/kWh (6% below U.S. avg)
Est. Annual Energy Cost
$1,672
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
9%
of Florida's electricity from renewables
Potential Annual Savings
$251–$502
15–30% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households

Homes in 33055 are ~50 years old on average — older homes typically have the most to gain from an energy audit due to outdated insulation, single-pane windows, and aging HVAC systems.

Your Utility: Florida Power & Light Co

Florida Power & Light Co (Investor-owned) serves 33055. Your local residential rate is 13.7¢/kWh , which is below the national average — but efficiency upgrades still pay for themselves over time . Many utilities offer additional rebates on top of federal IRA incentives — ask your energy auditor about programs from Florida Power & Light Co.

Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 33055

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers — check with Florida Power & Light Co for local programs.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in Florida, the average home spends approximately $1,672/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $251–$418 annually. With homes in 33055 averaging ~50 years old, there is likely significant potential for improvement.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Opa Locka, Florida

Violations & Enforcement Timeline

2024-04-10 State Order Extension
2024-01-30 State Order Extension
2021-11-22 State Order Extension

Related Anomalies

High pfas cluster
PFAS cluster: 5 adjacent ZIPs near Opa Locka, FL all exceed limits

National safety news feed →

📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Protect Your Home in Opa Locka

Based on local data for ZIP 33055, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

Opa Locka has 1,030 FEMA flood claims on record. Standard homeowner policies don't cover flood damage — make sure you're protected.

Typical cost: Flood insurance: typically $700–$1,500/year in flood-prone areas

Check Your Flood Zone (Free)

FEMA flood map lookup — see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Gutter Installation & Repair

Homes in 33055 were built around 1976 on average. Aging gutters can cause foundation damage, basement flooding, and mold — a professional assessment can prevent costly repairs.

Typical cost: Gutter installation: typically $1,000–$2,500 for a standard home

Estimate Your Home Maintenance Costs

Window Replacement

With a median build year of 1976, many homes in Opa Locka likely have original or outdated windows. ENERGY STAR windows can save $101–$583/year on energy bills.

Typical cost: Window replacement: typically $300–$800 per window installed

Estimate Your Home Maintenance Costs

Roofing Inspection & Repair

Homes built around 1976 may be on their second or third roof. A professional inspection can catch damage before leaks start.

Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500

Estimate Your Home Insurance Needs

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 33055 safe to drink?

Based on EPA SDWIS data, Opa Locka's primary water system (Mdwasa - Main System) has 25 recorded violations in the past 5 years, including 0 health-based. Check the full report above for details.

Where does 33055's water come from?

The primary water source for ZIP code 33055 is Groundwater. Mdwasa - Main System serves approximately 2,377,460 people.

How can I get my water tested in Opa Locka?

Contact your local water utility (Mdwasa - Main System) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 33055 tap water?

The most recent lead sampling for 33055 recorded 0.0009 mg/L. The EPA action level is 0.015 mg/L. This result is below the EPA action level.

What is the radon risk for 33055?

33055 falls in EPA Radon Zone 2 (Moderate risk), located in Miami-Dade County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

Are there PFAS (forever chemicals) in 33055's water?

Yes, PFAS contamination has been detected in water systems serving 33055. One or more PFAS compounds exceed EPA maximum contaminant levels. Reverse osmosis and activated carbon filters certified NSF/ANSI 53 or 58 are the most effective at reducing PFAS.

Are there flood risks in ZIP 33055?

Yes. FEMA records show 1030 flood insurance claims filed in ZIP code 33055, with the dominant flood zone being AE. This is a significant flood history — consider a separate flood insurance policy through the National Flood Insurance Program.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 33055

ZIP Code City, State Distance Grade Violations
33056 Miami Gardens, FL 2.0 mi D 0
33015 Hialeah, FL 2.5 mi D 42
33025 Hollywood, FL 3.1 mi C 45
33054 Opa Locka, FL 3.2 mi D 25
33163 Miami, FL 3.9 mi C 56
33169 Miami, FL 3.9 mi D 56
33014 Hialeah, FL 4.0 mi D 42
33027 Hollywood, FL 4.5 mi C 45
33023 Hollywood, FL 4.8 mi C 45
33082 Pembroke Pines, FL 5.1 mi A 36

Contaminants Detected in 33055

Learn more about the contaminants found in your water supply:

Overall safety breakdown

Home Safety Score →

Find the right water filter

Water Filter Matcher →

Compare filters, tests & services

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Compare Tool →
Coverage: 15/17 risk factors Data sources →
Get alerts for 33055