Banner Elk, NC (28604): 4 Health-Based Violations Recorded for Mapped Water Systems
EPA data combined for 9 water systems mapped to this ZIP (largest mapped system: Beech Mountain, Town of)
Health-based violation records by water system:
EPA records for the water systems mapped to 28604 in Banner Elk, NC contain 19 recorded violations for inclusive record years 2021 through 2026, all mapped systems combined; 4 are marked health-based.
Data source: U.S. Environmental Protection Agency (EPA) SDWIS
At a Glance
- Water EPA records for water systems mapped to this ZIP show 4 health-based violations and 15 non-health-based (since 2021).
- Lead The reported 90th-percentile lead result of 0.005 mg/L is below the EPA action level, but EPA's health goal for lead is zero; filtration is advisable.
- Radon EPA Zone 1 - highest county-level potential. This is not a home measurement; test before any threshold comparison.
- Flood 85 cumulative NFIP claim records. Check the current FEMA map for a specific address.
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Score Breakdown
Overall Home Safety Score: Score unavailable
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Required domains
Coverage: 3 of 4 components and 2 of 3 domains observed.
Model 4.0.0; series home-safety-v4-cross-vertical.
Safety & Health (6) CRITICAL
Your Water System
ZIP code 28604 in Banner Elk, North Carolina is mapped to the water system Beech Mountain, Town of (EPA ID: NC0195104). This system provides water to approximately 2,468 people from surface water sources.
There are 9 community water systems serving this area.
Water Systems Serving This Area
| System Name | EPA ID | Population | Source |
|---|---|---|---|
| Beech Mountain, Town of | NC0195104 | 2,468 | Surface water |
| Seven Devils, Town of | NC0195118 | 400 | Groundwater |
| Banner Elk, Town of | NC0106015 | 1,164 | Groundwater |
| Lees-mcrae -south Campus | NC0106422 | 99 | Groundwater |
| Newland, Town of | NC0106020 | 999 | Groundwater |
Other Water Quality Reports in North Carolina
- 27006 (Advance) - 9 violations recorded for mapped water systems
- 27007 (Ararat)
- 27009 (Belews Creek) - 1 violation recorded for mapped water systems
- 27010 (Bethania)
- 27011 (Boonville) - 25 violations recorded for mapped water systems
- 27012 (Clemmons) - 3 violations recorded for mapped water systems
- 27013 (Cleveland) - 7 violations recorded for mapped water systems
- 27014 (Cooleemee) - 9 violations recorded for mapped water systems
- 27016 (Danbury)
- 27017 (Dobson) - 5 violations recorded for mapped water systems
- 27018 (East Bend) - 3 violations recorded for mapped water systems
- 27019 (Germanton) - 98 violations recorded for mapped water systems
- 27020 (Hamptonville) - 6 violations recorded for mapped water systems
- 27021 (King) - 5 violations recorded for mapped water systems
- 27022 (Lawsonville)
- 27023 (Lewisville) - 1 violation recorded for mapped water systems
- 27024 (Lowgap)
- 27025 (Madison) - 21 violations recorded for mapped water systems
- 27027 (Mayodan) - 5 violations recorded for mapped water systems
- 27028 (Mocksville) - 15 violations recorded for mapped water systems
Nearby Water Quality Reports
- 28691 (Valle Crucis) - 4 mi
- 28679 (Sugar Grove) - 6 mi
- 28622 (Elk Park) - 7 mi - 12 violations recorded for mapped water systems
- 28692 (Vilas) - 7 mi - 2 violations recorded for mapped water systems
- 28646 (Linville) - 7 mi - 5 violations recorded for mapped water systems
- 28653 (Montezuma) - 8 mi
- 28605 (Blowing Rock) - 8 mi - 4 violations recorded for mapped water systems
- 28657 (Newland) - 9 mi - 12 violations recorded for mapped water systems
- 28652 (Minneapolis) - 10 mi
- 28608 (Boone) - 10 mi
Data Sources
This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View available EPA compliance records for Beech Mountain, Town of (NC0195104) on EPA.gov.
4 of the top compounds applied across the surrounding county in USGS pesticide-use estimates appear on EPA drinking-water monitoring lists. See the agricultural pesticide-use section.
Environmental Hazards (11) HIGH
Home & Infrastructure (7) OK
Cost & Community (9) OK
CPSC product recall notices
These national notices are not matched to this ZIP code or water system.
Protect Your Home in Banner Elk
Based on local data for ZIP 28604, these services may benefit homeowners in your area.
Based on local data for your area. Use the tools below to explore your options.
Home & Flood Insurance
The ZIP code for this report in Banner Elk has 85 FEMA flood claims on record. Standard homeowner policies don't cover flood damage - make sure you're protected.
Typical cost: Flood insurance: premiums vary by property and flood zone; request a quote
Check Your Flood Zone (Free)FEMA flood map lookup - see if your property is in a flood zone
Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)
Gutter Installation & Repair
The median home in 28604 was built around 1983. Aging gutters can cause foundation damage, basement flooding, and mold - a professional assessment can prevent costly repairs.
Typical cost: Gutter installation: typically $1,000–$2,500 for a standard home
Estimate Your Home Maintenance CostsWindow Replacement
The median build year of homes in Banner Elk is 1983; check the age and condition of your own windows. ENERGY STAR windows can save $101–$583/year on energy bills.
Typical cost: Window replacement: typically $300–$800 per window installed
Estimate Your Home Maintenance CostsRoofing Inspection & Repair
Active weather alerts in North Carolina increase the risk of roof damage from hail and high winds. A professional inspection can identify vulnerabilities.
Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500
Estimate Your Home Insurance NeedsService recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.
Frequently Asked Questions
Is the tap water in 28604 safe to drink?
EPA SDWIS records 19 violations since 2021 across the water systems mapped to ZIP 28604 (primary system: Beech Mountain, Town of), including 4 health-based. The violation table above shows which system each record belongs to. ZipCheckup last updated this page in July 2026. The federal source release date is unavailable, so that month is not presented as source currency.
Where does 28604's water come from?
The recorded water source for Beech Mountain, Town of, a system mapped to ZIP code 28604, is Surface water. This system serves approximately 2,468 people.
How can I get my water tested in Banner Elk?
If Beech Mountain, Town of supplies your home, contact it for its Consumer Confidence Report; otherwise contact the water utility that serves your address, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.
Is lead a concern in 28604 tap water?
The Lead and Copper Rule record selected for 28604 reports a 90th-percentile lead result of 0.005 mg/L for a water system mapped to this ZIP (record date 2025-12-31). The EPA action level is 0.015 mg/L. This result is below the EPA action level; it does not show the lead level in each home.
What is the radon risk for 28604?
28604 is mapped to a county in EPA Radon Zone 1 (high county-level radon potential; EPA recommends testing every home), located in Watauga County. EPA radon zones range from Zone 1 (highest county-level potential) to Zone 3 (lowest). Testing your home is recommended regardless of zone.
What does the NFIP claim history show for ZIP 28604?
FEMA records contain 85 flood insurance claims filed in ZIP code 28604; the recorded rated-zone value (the most frequent one if there are several claims) is AE, which is claims evidence and may differ from the current FEMA map zone for a property. This is a substantial claim history, but claim count is not a count of distinct events or properties. Review FEMA's map for the specific property.
How to cite this page
ZipCheckup. (2026). Banner Elk, NC (28604): 4 Health-Based Violations Recorded for Mapped Water Systems. https://zipcheckup.com/report/28604/
@misc{zipcheckup-report-28604,
author = {{ZipCheckup}},
title = {{Banner Elk, NC (28604): 4 Health-Based Violations Recorded for Mapped Water Systems}},
year = {2026},
url = {https://zipcheckup.com/report/28604/}
}
Page version: October 2026.
Nearby ZIP Code Reports
Water quality comparison for ZIP codes near 28604
| ZIP Code | City, State | Distance | Grade | Violations |
|---|---|---|---|---|
| 28691 | Valle Crucis, NC | 4.4 mi | N/A | 0 |
| 28679 | Sugar Grove, NC | 6.4 mi | N/A | 0 |
| 28622 | Elk Park, NC | 6.9 mi | N/A | 12 |
| 28692 | Vilas, NC | 7.3 mi | N/A | 2 |
| 28646 | Linville, NC | 7.4 mi | N/A | 5 |
| 28653 | Montezuma, NC | 8.0 mi | N/A | 0 |
| 28605 | Blowing Rock, NC | 8.3 mi | N/A | 4 |
| 28657 | Newland, NC | 9.2 mi | N/A | 12 |
| 28652 | Minneapolis, NC | 9.5 mi | N/A | 0 |
| 28608 | Boone, NC | 9.8 mi | N/A | 0 |
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