CITY REPORT OR

First Consumers Nat Bank, OR - Home Safety 83/100

1 ZIP code · 3 water systems · Updated

ZipCheckup grade for First Consumers Nat Bank: B.

This ZIP has a few items worth a quick check.

First Consumers Nat Bank, OR carries a grade in ZipCheckup's upper tier; any health-based violations on record should be checked per water system.

How First Consumers Nat Bank Compares

First Consumers Nat Bank83/100
Oregon avg85/100
National avg73/100

Data: EPA SDWIS

1
ZIP Codes
3
Water Systems
1
ZIPs Linked to Systems with Violations
B · 83
Avg Safety Score
Zone 2
County Radon Potential (Moderate)
$463K
Median Home Value

Key Facts for First Consumers Nat Bank Residents

  • Your city's water systems recorded 2 violations since 2021.
  • Average of reported 90th-percentile lead results: 0.0045 mg/L.
  • Homes built before 1986: 60% - older plumbing may contain lead solder.
  • Health risk index (ZipCheckup composite of CDC data): 10.99.

First Consumers Nat Bank's Water Providers

Counting every public water system linked to First Consumers Nat Bank, OR in federal data gives 3. The list below keeps the 3 largest by reported population served, a figure that covers each system's whole service area rather than the city alone. A household's own supplier is named on its water bill.

Overview

We track home safety data for 1 ZIP code in First Consumers Nat Bank, Oregon (population ~25,813), covering 3 community water systems serving approximately 405,277 people region-wide. The EPA snapshots used for this build directly map water systems to 1 of 1 ZIP codes.

1 of 1 ZIP code with a reported violation count in the available EPA record (100%) have recorded EPA violations. The available record reports no health-based violations for this measured scope.

Home Safety Score

Average Home Safety Score for First Consumers Nat Bank: B (83/100)

Model 4.0.0 uses four measured components across three equally weighted domains. If a required domain is unavailable, no score is published:

Factor What It Measures
Water Quality EPA violations and compliance history
PFAS MCL Screen UCMR 5 testing against the covered federal MCLs
Radon Risk EPA radon zone classification
Annual AQI EPA AirData county-year median with at least 90 observed days

Water Sources

First Consumers Nat Bank water systems draw from: Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0045 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 1 ZIP code with known status exceed the EPA lead action level

Radon Risk

1 of 1 ZIP records with known zones is in EPA Radon Zone 2.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Lead and Copper Rule Treatment Technique 2 1
Consumer Confidence Rule Reporting 2 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
97078 B 2 0 Tualatin Valley Water District

All ZIP Codes in First Consumers Nat Bank

  • 97078 [B] - 2 violations

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

First Consumers Nat Bank Community Health Snapshot

11.2%
Asthma (US: 9.8%)
9.9%
Diabetes (US: 10.4%)
16.1%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 11.2% ↑
Diabetes 9.9% ↓
Mental Health 16.1% ↑

Vertical line = national average. ■ Above national · ■ Below national

What's in First Consumers Nat Bank's Water?

Lead and Copper Rule 2 violations
Treatment Technique
Developmental delays in children, kidney damage
Consumer Confidence Rule 2 violations
Reporting

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

First Consumers Nat Bank Infrastructure Age

1971
Median Build Year
60%
Built Before 1986
15%
Built Before 1970
Copper
Likely Pipe Material

With 60% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Some homes in First Consumers Nat Bank predate the 1986 federal restrictions on lead in new pipe and solder, so a tap test is a reasonable step for older homes; median build year: 1971.

1971
Median Year Built
60%
Pre-1986 (lead solder era; lead paint banned 1978)
15%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (15%) 1970–1986 (45%) Post-1986 (40%)

Over half of homes in First Consumers Nat Bank were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

First Consumers Nat Bank: Lead Risk & Vulnerable Populations

60%
Homes Built Before 1986
0.0045
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

First Consumers Nat Bank: NFIP Claim Records and Water-Quality Context

12
Total FEMA Flood Claims
$9,864
Avg Reported Sum With Payment Data
100%
A/V Share of Claim-Record ZIPs

Historical NFIP data for First Consumers Nat Bank contains 12 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $9,864. Among ZIP codes with claim records, 100% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Deep Dive Reports

Detailed analysis for First Consumers Nat Bank, OR

Frequently Asked Questions

What does the Home Safety Score mean for First Consumers Nat Bank, OR?
First Consumers Nat Bank has an average Home Safety Score of 83/100 (Grade B) under ZipCheckup model 4.0.0, an area-level model that draws on EPA water compliance records, PFAS screening, EPA radon zones, and annual EPA air quality data; see the methodology page for how inputs and coverage are handled. 2 violations appear in EPA records for water systems mapped to these ZIP codes. Check individual ZIP code reports for component details.
How many violations are on record for water systems serving First Consumers Nat Bank?
EPA records list 2 EPA violations for First Consumers Nat Bank water systems. These water-system violations are shown for 1 mapped ZIP code.
Does First Consumers Nat Bank water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of First Consumers Nat Bank is 0.0045 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How does First Consumers Nat Bank compare to Oregon average?
First Consumers Nat Bank has an average Home Safety Score of 83/100, which is below the Oregon state average of 85/100 for the same model series.
How many water systems serve First Consumers Nat Bank?
Our records map 3 water systems to 1 ZIP code in First Consumers Nat Bank. The related population figure in our data is approximately 25,813 people; it is not a count of people served citywide.
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How to cite this page

APA ZipCheckup. (2026). First Consumers Nat Bank, OR - Home Safety 83/100. https://zipcheckup.com/cities/or/first-consumers-nat-bank/
BibTeX 
@misc{zipcheckup-cities-or-first-consumers-nat-bank,
  author = {{ZipCheckup}},
  title  = {{First Consumers Nat Bank, OR - Home Safety 83/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/or/first-consumers-nat-bank/}
}

Page version: October 2026.

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