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Is First Consumers Nat Bank, OR Safe to Buy? Home Safety Score 55/100

Score 55/100 · Risk: moderate-high · Water Grade C · Updated 2026-05-03

First Consumers Nat Bank has moderate-to-high risk. Several risk factors require careful evaluation.

Data: EPA SDWIS, FEMA NFIP, Census ACS, EPA Radon Zones Last verified: 2026-05-03

At current estimates, the safety upgrade budget in First Consumers Nat Bank represents a lower-tier share of typical home equity.

Water Grade

ZIPs Over Lead Limit

In Flood Zones

Zone 2

Radon (Moderate)

AQI (Good)

$1,600

Est. Remediation

0.4%

Equity Trap Ratio

What is a home safety score?

The home safety score (0-100) combines multiple environmental risk factors into a single number: water quality grade, lead contamination levels, flood zone exposure, radon risk, and air quality. A higher score means lower overall risk. The score helps homebuyers compare neighborhoods at a glance. First Consumers Nat Bank scores 55/100 with a "moderate-high" risk level.

Remediation Cost Breakdown

Estimated costs to address safety issues for a typical home in First Consumers Nat Bank:

Radon $400

Flood Insurance $1,200

Cost ranges are estimates based on national averages. Actual costs vary by property. Get 3 quotes before proceeding.

Per-ZIP Home Safety Scores

Safety scores vary across First Consumers Nat Bank's 1 ZIP codes.

ZIP Code	Score	Grade
97078	55	C	View report →

Home Safety Overview

First Consumers Nat Bank, Oregon has moderate-to-high risk for homebuyers. The average home safety score is 55/100 across 1 ZIP codes. Several risk factors require careful evaluation during due diligence.

Safety Score Card

A composite view of First Consumers Nat Bank's key risk indicators:

Risk Factor	Value	Assessment
Water Quality	Grade C (55/100)	Moderate risk
Lead Risk	Testing pending	Low risk
Flood Risk	1% in flood zones	Low risk
Radon	Zone 2 (Moderate)	Moderate risk
Air Quality	AQI 19 (Good)	Low risk

Cost to Fix: Remediation Breakdown

Estimated costs to address safety issues for a typical home in First Consumers Nat Bank:

Component	Estimated Cost
Radon	$400
Flood Insurance	$1K
Total (low estimate)	$800
Total (mid estimate)	$2K
Total (high estimate)	$3K

Cost ranges are estimates based on national averages and local data. Actual costs vary by property condition, contractor, and scope of work. Get 3 quotes before proceeding.

First Consumers Nat Bank vs. Nearby Oregon Cities

How First Consumers Nat Bank's overall risk compares to similar cities in Oregon:

City	Water Grade	Flood Claims	Population
First Consumers Nat Bank	C	12	224,600
Salem	B	297	214,672
State Farm Ins	D	0	199,820
Eugene	A	61	177,110

Homebuyer Safety Checklist for First Consumers Nat Bank

Before purchasing a home in First Consumers Nat Bank, Oregon, complete these checks:

Water Quality

Request the latest Consumer Confidence Report (CCR) from the water utility
Test tap water for lead, bacteria, and nitrates ($20-$50 for DIY kit)

Radon

Conduct a radon test ($15-$30 for short-term kit, $150-$300 for professional)
First Consumers Nat Bank is in Radon Zone 2 (Moderate risk) — testing is strongly recommended

Flood Risk

Check the property's FEMA flood zone at msc.fema.gov
Ask about flood history and past insurance claims

Lead Paint & Pipes

For homes built before 1978: request lead paint disclosure
For homes built before 1986: inspect plumbing for lead solder and pipes
60% of First Consumers Nat Bank homes built before 1986 — pipe inspection recommended

General

Check for carbon monoxide detectors on every level
Inspect for visible mold, water stains, or musty odors
Verify the home's connection to a regulated public water system

Data Sources

Water quality: EPA SDWIS
Lead: EPA Lead and Copper Rule
Flood: FEMA NFIP
Radon: EPA Radon Zones
Air quality: EPA AirNow
Home values: U.S. Census Bureau ACS B25077
Remediation costs: National cost model (EPA, Census, FEMA data)

Updated daily.

Check your specific ZIP code

City averages can hide neighborhood-level risks. Enter your ZIP for a personalized home safety score.

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Frequently Asked Questions

Is First Consumers Nat Bank safe to buy a home?

First Consumers Nat Bank has a moderate-high risk rating (score: 55/100). Multiple safety factors — including water quality, lead, flood, and radon — should be carefully evaluated before purchasing.

What is the home safety score for First Consumers Nat Bank?

First Consumers Nat Bank has a home safety score of 55 out of 100, combining water quality (grade C), lead risk, flood exposure, radon levels, and air quality into a single metric.

How much does remediation cost in First Consumers Nat Bank?

The estimated average remediation cost for a typical home in First Consumers Nat Bank is $1,600. This includes potential costs for water filtration, lead abatement, radon mitigation, and flood-proofing based on local risk factors.

What is the equity trap ratio in First Consumers Nat Bank?

The equity trap ratio in First Consumers Nat Bank is 0.4%, which measures remediation costs as a percentage of median home value. This is low — remediation costs are a small fraction of home value.

Is radon a concern in First Consumers Nat Bank?

First Consumers Nat Bank is in EPA Radon Zone 2 (Moderate risk). This is a moderate risk zone — testing is recommended especially for basement-level living.

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