Monitoring Violations MI

City of Saginaw

EPA ID: MI0005850 · 44,058 people served · 12 ZIP codes

Dating back across the full five-year EPA tracking window, City of Saginaw encountered 3 violations, each subsequently remedied and closed — today the utility meets all federal drinking water requirements for the 44,058 residents in its service area and holds no open enforcement actions.

Data: EPA SDWIS Last verified: 2026-04-02

B · 80
Avg Safety Score
44,058
People Served
12
ZIP Codes Served
3
Violations (5yr)
Surface Water
Water Source
0.009 mg/L
Max Lead Level
Zone 3
Radon Risk · Low
3
Contaminants Flagged
$82K
Median Home Value in Service Area

Compliance Trajectory

Stable · Risk tier: High · 95% chance of violation in next 12 months

Violations went from 1 (2021) to 2 (2024). Violation counts have remained relatively steady.

Service Area Map

Coverage area for City of Saginaw Source: EPA SDWIS service area boundaries.

Service area boundary — Grade B

Service Area Demographics

$49,936
Median Household Income
126,312
Service Area Population
50%
Disadvantaged Population
60th
Poverty Percentile
70th
Energy Burden Percentile
85%
Pre-1986 Housing

The City of Saginaw serves a community with a median household income of $49,936 and an estimated 126,312 residents across its service area. Approximately 85% of housing stock was built before 1986, which increases the likelihood of lead service lines and older plumbing.

Environmental Justice Note: 50% of the population in this service area is classified as disadvantaged under EPA's EJScreen criteria. Communities with higher disadvantaged populations often face disproportionate environmental and health burdens, including aging water infrastructure and limited resources for remediation.

🌊 Where Does Your Water Come From?

Surface Water

City of Saginaw's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap.

Moderate Risk
Source Contamination Risk
70th
Wastewater Discharge Proximity
40th
Superfund Site Proximity

About 1% of homes in Saginaw County, Michigan rely on private wells rather than public water systems. Private well owners are responsible for their own water testing and treatment.

Wastewater Proximity Note: This service area ranks in the 70th percentile nationally for proximity to wastewater discharge points. Surface water sources near wastewater outfalls may face additional treatment challenges.

Infrastructure Risk

63 yr
Avg Pipe Age
Galvanized Steel or Copper
Pipe Material
11 yr
Est. Remaining Life
Stable
Decay Status
Installed 85% of expected lifespan used End of life

Detected Contaminants

How City of Saginaw compares to EPA limits

Haloacetic Acids (HAA5) 1 mg/L (EXCEEDS LIMIT)
0 EPA Limit: 0.06 mg/L
Cancer risk; reproductive & developmental effects
Total Trihalomethanes (TTHM) 1 mg/L (EXCEEDS LIMIT)
0 EPA Limit: 0.08 mg/L
Bladder & rectal cancer risk; reproductive concerns

What This Means For You

Haloacetic Acids (HAA5) at 1 mg/L exceeds the EPA maximum of 0.06 mg/L. Cancer risk; reproductive & developmental effects. Consider granular activated carbon (GAC) filtration.

Total Trihalomethanes (TTHM) at 1 mg/L exceeds the EPA maximum of 0.08 mg/L. Bladder & rectal cancer risk; reproductive concerns. Consider granular activated carbon (GAC) filtration.

E. coli at 1 Zero tolerance (any positive sample triggers immediate action) exceeds the EPA maximum of Zero tolerance (any positive sample triggers immediate action). Severe GI illness; potentially fatal kidney failure in children. Consider UV disinfection (99.99%) filtration.

PFAS Detected in Service Area

PFAS ("forever chemicals") have been detected in water serving this system's area. 9 detections recorded.

State limits: PFOA: 0.008 ppt, PFOS: 0.016 ppt, PFNA: 0.006 ppt, PFHxS: 0.051 ppt, PFBS: 0.42 ppt, HFPO-DA: 0.37 ppt
Health concern: PFAS are linked to cancer, thyroid disease, immune suppression, and developmental effects. They do not break down naturally.
Recommended filter: Reverse osmosis (RO) or activated carbon filters certified for PFAS removal. Find the right filter →

Haloacetic Acids (HAA5) was detected in this water system. granular activated carbon (GAC) filtration can reduce exposure.

Find a certified water filter →

Comparable Water Systems

Similar-sized systems in Michigan

D 11 violations
City of Midland
42,547 people
A 0 violations
Plainfield Township
42,271 people
B 5 violations
Portage
46,292 people
C 12 violations
Georgetown Township
41,086 people
A 0 violations

Estimated Remediation Costs

Average estimated costs across ZIP codes served by this system

Flood Insurance PFAS Treatment
Flood Insurance $982
PFAS Treatment $409
Total Estimated Cost $1,391

Based on national averages for common remediation projects. Actual costs vary by property. Only issues flagged by EPA, FEMA, or state data for each ZIP code are included.

Cost of Inaction

If water quality issues in this service area are not addressed, the estimated financial impact per household is:

Estimated Healthcare Costs $500

Annual per household (CDC est.)

PFAS Exposure — Lifetime Cost $1,000

Per person (emerging research est.)

Estimated Cumulative Cost Per Household

5 years
$2,665
10 years
$5,330
20 years
$10,660

Compare: Estimated remediation cost is $1,391 (one-time) vs. $5,330 in estimated inaction costs over 10 years.

Estimates based on published EPA, CDC, and peer-reviewed research. Individual costs vary by household size, property, and health factors. These are conservative lower-bound estimates intended for awareness, not financial advice.

System Overview

City of Saginaw, (EPA ID: MI0005850) is a community water system in Michigan that serves approximately 44,058 people from surface water sources.

This system provides water to 12 ZIP codes across 2 communities.

Average Home Safety Score: B (80/100)

Based on water quality violations, lead levels, and radon risk across all ZIP codes served by this system.

Violation History

3 monitoring/reporting violations recorded. These are procedural violations (missed tests or late reports), not necessarily water safety issues.

Recent Violations

Date Contaminant Type Status
July 1, 2023 Total Trihalomethanes (TTHM) Monitoring Resolved
June 1, 2023 E. coli Monitoring Resolved

Contaminants Detected

The following contaminants have been flagged in EPA records for this water system:

Contaminant Category Violations Health-Based
Total Trihalomethanes (TTHM) Disinfection Byproducts 1 No
Haloacetic Acids (HAA5) Disinfection Byproducts 1 No
E. coli Microbiological 1 No

Lead & Copper

EPA Lead and Copper Rule sampling data for ZIP codes served by this system:

ZIP Code Lead Level Exceeds Limit Sample Date
48601 0.009 mg/L No N/A
48602 0.009 mg/L No N/A
48603 0.009 mg/L No N/A
48604 0.009 mg/L No N/A
48605 0.009 mg/L No N/A
48606 0.009 mg/L No N/A
48607 0.009 mg/L No N/A
48608 0.009 mg/L No N/A
48638 0.009 mg/L No N/A
48663 0.009 mg/L No N/A

Radon Risk in Service Area

Dominant radon zone for ZIP codes served by this system: Zone 3 (Low Risk)

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

ZIP Codes Served

Coverage: 6 ZIP codes confirmed via EPA Community Water System Service Area Boundaries v3 plus 6 additional ZIPs inferred from SDWIS registry data. The EPA-confirmed set is the most reliable; SDWIS-inferred entries may be narrower than the real deployment area.

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for City of Saginaw (MI0005850) on EPA.gov.

Frequently Asked Questions

Is City of Saginaw water safe to drink?

City of Saginaw has only monitoring/reporting violations, which are procedural in nature. The system meets federal health-based standards.

How many people does City of Saginaw serve?

City of Saginaw serves approximately 44,058 people across 12 ZIP codes in Michigan.

Where does City of Saginaw get its water?

The primary water source is surface water.

Contact Your Water Utility

Public-record contact information for the water utility serving this system. Use these channels to request water quality reports, ask about service, or report issues directly.

Phone
989.759.1640
ZipCheckup is not affiliated with this water utility, does not act as its agent, and does not provide customer support for it. Contact details shown are public-record information from CCR filings. For service issues, contact the utility directly using the information above.

Contact information from Saginaw Water Treatment Plant Consumer Confidence Report.

ZipCheckup is not affiliated with this water utility, does not act as its agent, and does not provide customer support for it. Contact details shown are public-record information from CCR filings. For service issues, contact the utility directly using the information above.

Water Source & Treatment

Where this water originates and how it's treated before reaching your tap.

Source
Surface water
Drawn from rivers, lakes, or reservoirs.
Disinfectant used
Chlorine
Treatment chemicals reported
chlorinefluoride

Source: Saginaw Water Treatment Plant Consumer Confidence Report.

ZipCheckup is not affiliated with this water utility. Treatment and source data are sourced from the utility's published CCR filings.

Source water assessment from Saginaw Water Treatment Plant Consumer Confidence Report:
The susceptibility of our raw water was rated 'moderately low.' Although the threat of contamination still exists, this rating is the best a surface water source can achieve.

Treatment regime

How this utility classifies its treatment process and what each reported treatment chemical does.

Treatment classification
Multi-stage
Multiple treatment stages — typically coagulation, filtration, and disinfection. Common for surface-water systems requiring removal of particulates, microorganisms, and dissolved organic compounds before disinfection.

Treatment chemicals and what each one does

Chemical names are reported verbatim by the utility. Purpose categories are ZipCheckup annotations based on standard drinking-water treatment practice.

Disinfectant
Inactivates bacteria, viruses, and parasites in the treated water.
chlorine
Fluoridation
Added at low levels per state or local public-health policy for dental health.
fluoride

Treatment classification and chemical list sourced from Saginaw Water Treatment Plant Consumer Confidence Report.

Treatment intensity is a ZipCheckup-derived classification based on the chemicals and processes the utility reports. Chemicals and contamination sources are taken verbatim from the utility's CCR filing. Routine federal monitoring and contaminant testing shown elsewhere on this page determine whether the water meets safety standards, not the treatment classification.

Federal UCMR5 PFAS Monitoring: Detected

This water system was tested under the federal EPA Unregulated Contaminant Monitoring Rule (UCMR5). PFAS compounds were detected below the current state-enforceable MCL.

Samples collected
116
Detections
1
Latest sample
9/19/2023
Highest analyte
PFBA: 7.3 ppt
Analyte Max detected Current MCL Status
PFBA 7.3 ppt

Current MCL reflects the lowest state-enforceable limit (NYS 10 ppt for PFOA/PFOS, effective August 2020). The federal final MCL of 4 ppt for PFOA/PFOS (EPA April 2024 rule) is not enforceable until April 2029. Detections above 4 ppt but below 10 ppt are below current MCL but above the future federal limit.

Source: U.S. EPA UCMR5 (Unregulated Contaminant Monitoring Rule, 5th cycle) — per-system federal sampling, 2023–2025. EPA UCMR5 monitoring program →

Understand PFAS health context and filtration →

PFAS Substances Detected in This System

This water system's Consumer Confidence Report disclosed the following PFAS compounds. Levels are from the utility's most recent reporting cycle.

Substance Detected level EPA limit Status
PFBA
Not yet EPA-regulated
1.3 ppt No federal limit set
PFOA
Perfluorooctanoic acid
EPA-regulated (2024 NPDWR)
0.3 ppt 4 ppt Below EPA limit
PFOS
Perfluorooctanesulfonic acid
EPA-regulated (2024 NPDWR)
3 ppt 4 ppt Below EPA limit

In April 2024, EPA finalized the first National Primary Drinking Water Regulation for six PFAS. Public water systems have until 2029 to comply. EPA — PFAS regulation overview →

Source: Consumer Confidence Report disclosed by Saginaw Water Treatment Plant.

ZipCheckup is not affiliated with this water utility. PFAS detection data is sourced from public Consumer Confidence Reports filed by the utility itself.

Learn more about PFAS health effects and filtration →

Lead Service Line Replacement Tracker

This water utility's lead service line (LSL) replacement program is tracked from public Consumer Confidence Report filings. Email signup notifies subscribers when the utility files an updated replacement plan or progress milestone.

Get notified on replacement progress

Subscribers receive an email when this utility updates its LSL plan, files a milestone report, or adjusts replacement timelines. No marketing, no third-party sharing.

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Saginaw Water Treatment Plant

ZipCheckup is not affiliated with this water utility. LSL replacement-program data is sourced from public CCR filings published by the utility. Subscription notifications are based on automated parsing of subsequent CCR releases.

Learn more about Lead and Copper Rule replacement requirements →

Lead Service Line Inventory

Service line breakdown reported under the federal Lead and Copper Rule Improvements (LCRI) inventory requirement:

6,317
Confirmed Lead
0
Galvanized — Replacement Required
736
Unknown Material
19,769
Confirmed Non-Lead

Federal LCRI rule (effective October 2024) requires every public water system to inventory its service lines and complete lead-line replacement within 10 years.

Federal Regulatory Status · 2026Q1
LCRR inventory submission: Reported all required service line types
Latest tap sample on 2025-01-01 did not exceed the federal lead action level.
Population served: 44,058
Reported to Michigan

Source: EPA SDWIS Federal Service Line Inventory (Phase 2) · Submitted 2026

ZipCheckup is not affiliated with the utility or state agency. Inventory figures render verbatim from the public LCRI submission cited above; ZipCheckup does not perform inspections or replacements.

Learn about lead in drinking water →

How Water Systems Appear in Rankings

Water systems are evaluated by violation history, contaminant detections, and service population. Larger systems with more service connections appear in more rankings.

Frequently Asked Questions

Is water from City of Saginaw safe to drink?
City of Saginaw earns a B safety grade with 3 violations in the past 5 years. Tap water meets EPA standards for most contaminants.
What contaminants are in City of Saginaw's water?
Detected contaminants include Haloacetic Acids (HAA5), Total Trihalomethanes (TTHM), E. coli. Each is compared against EPA maximum contaminant levels (MCLs) in the detailed breakdown above.
Should I use a water filter?
Given 3 contaminants above EPA limits, a certified water filter can provide an extra layer of protection. The best type depends on specific contaminants in your water.
How many people does City of Saginaw serve?
City of Saginaw serves approximately 44,058 people with drinking water across 12 ZIP codes.
What is City of Saginaw's water source?
City of Saginaw draws water from surface water sources. Source type affects which contaminants are most likely to be present.
Is there lead in City of Saginaw's water?
The maximum detected lead level is 0.009 mg/L. This is within EPA action level guidelines.
What is the demographic profile of City of Saginaw's service area?
The City of Saginaw service area has a median household income of $49,936. EPA EJScreen data classifies 50% of the population as disadvantaged, which may indicate greater vulnerability to environmental health risks.
Where does City of Saginaw get its water?
City of Saginaw's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap. Based on available data, the source contamination risk is moderate.

What You Can Do

1

Test your water

Home test kits can detect lead, bacteria, and other contaminants at your tap. Find the right filter →

2

Check your specific ZIP code

Water quality can vary within a system. View nearest ZIP report →

3

Contact your utility

City of Saginaw (EPA ID: MI0005850) — request the latest Consumer Confidence Report or ask about specific contaminants.

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