CITY REPORT MI HEALTH VIOLATIONS: 2

Saginaw, MI: 16 Violations - Home Safety Score unavailable

11 ZIP codes · 13 water systems · Updated

Data: EPA SDWIS

11
ZIP Codes
13
Water Systems
7
ZIPs Linked to Systems with Violations
Zone 3
County Radon Potential (Low)
$93K
Median Home Value
$567
Est. Remediation (0.6% of home value)

Saginaw Water: The Quick Version

  • Your city's water systems recorded 16 violations since 2021.
  • Average of reported 90th-percentile lead results: 0.0086 mg/L.
  • Homes built before 1986: 82% - older plumbing may contain lead solder.
  • Estimated remediation: $567 per household.
  • Health risk index (ZipCheckup composite of CDC data): 14.76.

Water Systems Serving Saginaw

When a city is linked to 13 water systems, as Saginaw, MI is in federal records, water in one neighborhood may come from a different system than in another. The 3 systems with the largest reported populations are shown below, and their compliance records are kept separately, so a violation logged for one does not describe the others.

Overview

We track home safety data for 11 ZIP codes in Saginaw, Michigan, covering 13 community water systems serving approximately 125,086 people. The EPA snapshots used for this build directly map water systems to 7 of 11 ZIP codes.

7 of 7 ZIP codes with a reported violation count in the available EPA record (100%) have recorded EPA violations. 2 health-based violations appear in the available health breakdown.

Water Sources

Saginaw water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average of reported 90th-percentile lead results: 0.0086 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 7 ZIP codes with known status exceed the EPA lead action level

Radon Risk

11 of 11 ZIP records with known zones are in EPA Radon Zone 3.

The EPA recommends testing all homes regardless of radon zone. County radon zones cannot replace an in-home radon test.

Top Contaminants

Contaminant Category Violations ZIPs Affected
Total Trihalomethanes (TTHM) Disinfection Byproducts 19 7
Haloacetic Acids (HAA5) Disinfection Byproducts 12 6
Lead and Copper Rule Revisions Treatment Technique 7 2
Surface Water Treatment Rule Treatment Technique 7 6
Revised Total Coliform Rule Microbiological 4 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
48603 — 8 1 Saginaw Charter Township
48604 — 8 0 Saginaw Charter Township
48609 — 8 2 Thomas Township
48601 — 6 0 City of Saginaw,
48602 — 4 0 City of Saginaw,
48638 — 4 0 Saginaw Charter Township
48607 — 2 0 City of Saginaw,

All ZIP Codes in Saginaw

  • 48601 - 6 violations recorded for mapped water systems
  • 48602 - 4 violations recorded for mapped water systems
  • 48603 - 8 violations ⚠
  • 48604 - 8 violations recorded for mapped water systems
  • 48605
  • 48606
  • 48607 - 2 violations recorded for mapped water systems
  • 48608
  • 48609 - 8 violations ⚠
  • 48638 - 4 violations recorded for mapped water systems
  • 48663

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Saginaw

12.2%
Asthma (US: 9.8%)
14.1%
Diabetes (US: 10.4%)
18.5%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). County health indicators are shown for context only and are not linked to this area's water records.

Compared to National Average

Asthma 12.2% ↑
Diabetes 14.1% ↑
Mental Health 18.5% ↑

Vertical line = national average. ■ Above national · ■ Below national

Key Contaminants Detected in Saginaw

Total Trihalomethanes (TTHM) 19 violations
Disinfection Byproducts · EPA regulatory level for the contaminant named above: 0.08 mg/L
Increased cancer risk with long-term exposure above the MCL
Haloacetic Acids (HAA5) 12 violations
Disinfection Byproducts · EPA regulatory level for the contaminant named above: 0.06 mg/L
Increased cancer risk with long-term exposure above the MCL
Lead and Copper Rule Revisions 7 violations
Treatment Technique

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

How Old Is Saginaw's Housing Stock?

1955
Median Build Year
82%
Built Before 1986
61%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 82% of homes built before 1986, lead solder in plumbing is a potential concern. Federal law banned lead solder in drinking-water plumbing in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

Median construction year in Saginaw: 1955, set against the 1986 federal lead limits for new plumbing.

1955
Median Year Built
82%
Pre-1986 (lead solder era; lead paint banned 1978)
61%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (61%) 1970–1986 (21%) Post-1986 (18%)

Over half of homes in Saginaw were built before 1986, when federal law began restricting lead solder in drinking-water plumbing. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Saginaw: Remediation Cost in Perspective

Compared with typical property prices, the remediation estimate for Saginaw is small in percentage terms - at or under one percent.

Median Home Value
$93,200
Est. Remediation
$567
Remediation as % of home value 0.6%

Estimated remediation costs in Saginaw can be compared with local home values. The $333–$933 estimated range can be set against the median property value; actual costs vary by home. Home values are 54% below the Michigan average.

Protecting Children from Lead in Saginaw

82%
Homes Built Before 1986
0.0086
mg/L average of reported water-system 90th-percentile lead results (the 0.015 action level applies to each system's result, not to this average)

Why children are most at risk: The CDC states that no safe blood lead level in children has been identified. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

If you have young children or are pregnant, consider testing your home's water - especially if your home was built before 1986.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Saginaw

701
Total FEMA Flood Claims
$20,110
Avg Reported Sum With Payment Data
71%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Saginaw contains 701 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $20,110. Among ZIP codes with claim records, 71% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The $567 remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How many violations are on record for water systems serving Saginaw?
EPA records list 16 EPA violations, including 2 health-based violations for Saginaw water systems. These water-system violations are shown for 11 mapped ZIP codes.
Does Saginaw water have lead?
The average of the reported 90th-percentile lead results across the ZIP codes of Saginaw is 0.0086 mg/L. The EPA action level of 0.015 mg/L applies to each water system's own 90th percentile, not to this average. EPA's health goal for lead is zero. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Saginaw?
Our records map 13 water systems to 11 ZIP codes in Saginaw. The related population figure in our data is approximately 125,086 people; it is not a count of people served citywide.
How much does it cost to fix water issues in Saginaw?
Estimated remediation cost per household in Saginaw: $567; modeled range $333 to $933. Estimated costs may include filtration, pipe replacement, radon mitigation, or flood protection where applicable.
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How to cite this page

APA ZipCheckup. (2026). Saginaw, MI: 16 Violations - Home Safety Score unavailable. https://zipcheckup.com/cities/mi/saginaw/
BibTeX
@misc{zipcheckup-cities-mi-saginaw,
  author = {{ZipCheckup}},
  title  = {{Saginaw, MI: 16 Violations - Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/mi/saginaw/}
}

Page version: October 2026.

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