CITY REPORT MI 2 HEALTH VIOLATIONS

Saginaw, MI: 16 Violations - Home Safety Score unavailable

11 ZIP codes · 13 water systems · Updated

Data: EPA SDWIS

11
ZIP Codes
13
Water Systems
7
ZIPs with Violations
Zone 3
Radon Risk (Low)
$93K
Median Home Value
$1,410
Est. Remediation (1.5% of home value)

Saginaw Water: The Quick Version

  • Your city's water systems recorded 16 violations in the past 5 years.
  • Average lead level: 0.0086 mg/L.
  • Homes built before 1986: 82% - older plumbing may contain lead solder.
  • Estimated remediation: $1,410 per household.
  • CDC health risk index: 14.76 - above typical levels.

Water Systems Serving Saginaw

Saginaw, MI draws its residential water from 3 separate providers among the 13 federally tracked systems. Each operates independently, with its own infrastructure, rate structure, and compliance record.

Overview

We track home safety data for 11 ZIP codes in Saginaw, Michigan, covering 13 community water systems serving approximately 125,086 people. The EPA snapshots used for this build directly map water systems to 7 of 11 ZIP codes.

7 of 7 ZIP codes with a reported violation count in the available EPA record (100%) have recorded EPA violations. 2 health-based violations appear in the available health breakdown.

Water Sources

Saginaw water systems draw from: Groundwater, Surface water.

Lead & Copper

  • Average lead level (90th percentile): 0.0086 mg/L (EPA action level: 0.015 mg/L)
  • 0 of 7 ZIP codes with known status exceed the EPA lead action level

Radon Risk

Dominant radon zone: Zone 3 (Low Risk)

  • Zone 1 (High): 0 ZIP codes
  • Zone 2 (Moderate): 0 ZIP codes
  • Zone 3 (Low): 11 ZIP codes

Top Contaminants

Contaminant Category Violations ZIPs Affected
Haloacetic Acids (HAA5) Disinfection Byproducts 19 7
Total Trihalomethanes (TTHM) Disinfection Byproducts 12 6
Stage 2 DBP Rule Treatment Technique 7 2
E. coli Microbiological 7 6
Consumer Confidence Report Rule Reporting 4 1

Areas with Most Violations

ZIP Code Safety Score Violations Health-Based System
48603 8 1 Saginaw Charter Township
48604 8 0 Saginaw Charter Township
48609 8 2 Thomas Township
48601 6 0 City of Saginaw,
48602 4 0 City of Saginaw,
48638 4 0 Saginaw Charter Township
48607 2 0 City of Saginaw,

All ZIP Codes in Saginaw

Data Sources

Reporting periods vary by source. Missing data is shown as unavailable, not as zero.

CDC Health Data for Saginaw

12.2%
Asthma (US: 9.8%)
14.1%
Diabetes (US: 10.4%)
18.5%
Poor Mental Health (US: 14.8%)

Source: CDC PLACES (County-level estimates). Water contamination can correlate with respiratory and chronic health conditions.

Compared to National Average

Asthma 12.2% ↑
Diabetes 14.1% ↑
Mental Health 18.5% ↑

Vertical line = national average. Above national · Below national

Key Contaminants Detected in Saginaw

Haloacetic Acids (HAA5) 19 violations
Disinfection Byproducts · EPA limit: 0.06 mg/L
Increased cancer risk with long-term exposure
Total Trihalomethanes (TTHM) 12 violations
Disinfection Byproducts · EPA limit: 0.08 mg/L
Increased cancer risk with long-term exposure
Stage 2 DBP Rule 7 violations
Treatment Technique
Disinfection byproduct exposure risk

Based on EPA violation records. Check your ZIP code report for system-specific contaminant data.

How Old Is Saginaw's Housing Stock?

1955
Median Build Year
82%
Built Before 1986
46%
Built Before 1970
Galvanized Steel or Copper
Likely Pipe Material

With 82% of homes built before 1986, lead solder in plumbing is a potential concern. The EPA banned lead solder in 1986, but many older homes retain original plumbing.

Source: U.S. Census Bureau American Community Survey (ACS).

Housing Age Profile

What does a median build year of 1955 mean for water safety in Saginaw? It means the majority of the city's residential plumbing was installed before 1986, when lead solder was federally banned, and a large share may predate 1970, when lead pipes were commonly used - making plumbing age a central variable in household-level lead risk across much of the city.

1955
Median Year Built
82%
Pre-1986 (Lead Paint Risk)
46%
Pre-1970 (Lead Pipes Risk)
Pre-1970 (46%) 1970–1986 (36%) Post-1986 (18%)

Over half of homes in Saginaw were built before 1986, when lead solder was banned. Older plumbing may leach lead into drinking water, especially with corrosive water chemistry.

Source: U.S. Census Bureau ACS B25034.

Saginaw: Remediation Cost in Perspective

Given current Saginaw property values, the remediation share falls in the moderate tier - an indicator that the household financial perspective here calls for advance planning rather than dismissal, with most homeowners positioned to address documented issues through deliberate budgeting rather than needing to treat remediation as a significant equity event or financial emergency.

Median Home Value
$93,200
Est. Remediation
$1,410
Remediation as % of home value 1.5%

Remediation costs are moderate relative to home values in Saginaw. The estimated $910–$2,120 range is manageable for most homeowners but still worth budgeting for. Home values are 54% below the Michigan average.

Protecting Children from Lead in Saginaw

82%
Homes Built Before 1986
0.0086
mg/L Avg Lead (Limit: 0.015)

Why children are most at risk: The CDC states there is no safe level of lead exposure for children. Children under 6 absorb lead more readily than adults, and even low levels can cause developmental delays, learning difficulties, and behavioral problems.

Practically, the structural drivers in Saginaw - 82% pre-rule stock and citywide monitoring at or beyond the regulatory benchmark - make an in-home draw the practical way to translate aggregate averages into the specific conditions at one address.

Sources: EPA Lead and Copper Rule, U.S. Census Bureau ACS, CDC childhood lead poisoning prevention guidelines.

Historical Flood-Claim Evidence for Saginaw

701
Total FEMA Flood Claims
$20,110
Avg Reported Sum With Payment Data
71%
A/V Share of Claim-Record ZIPs

Historical NFIP data for Saginaw contains 701 flood insurance claims. Among claims with payment data, the average reported building, contents, and ICC component sum is $20,110. Among ZIP codes with claim records, 71% have an A- or V-family dominant rated zone recorded in those historical claims. This is not a complete current FEMA property-map inventory.

How flooding affects water quality: Flood events can introduce sewage, agricultural runoff, and industrial chemicals into water supplies. Even after floodwaters recede, contamination can persist in wells and aging infrastructure. The <strong>$1,410</strong> remediation estimate shown here excludes flood insurance and is not derived from NFIP claim count.

Claim count does not establish current property risk. Check the exact address in FEMA's current map and obtain a property-specific insurance quote when relevant.

Source: historical FEMA National Flood Insurance Program (NFIP) claim records. No current FEMA property-map designation is asserted.

Frequently Asked Questions

How many water violations does Saginaw have?
Saginaw water systems have a total of 16 EPA violations, including 2 health-based violations. Violations are tracked across 11 ZIP codes.
Does Saginaw water have lead?
The average 90th-percentile lead level in Saginaw is 0.0086 mg/L. This is below the EPA action level of 0.015 mg/L. Lead levels can vary by home - testing is recommended especially in older properties.
How many water systems serve Saginaw?
Saginaw is served by 13 public water systems across 11 ZIP codes, serving approximately 125,086 people.
How much does it cost to fix water issues in Saginaw?
Estimated remediation costs in Saginaw average $1,410 per household, ranging from $910 to $2,120. Costs include filtration, pipe replacement, radon mitigation, and flood protection.
HomeCitiesMichigan → Saginaw, MI

How to cite this page

APA ZipCheckup. (2026). Saginaw, MI: 16 Violations - Home Safety Score unavailable. https://zipcheckup.com/cities/mi/saginaw/
BibTeX
@misc{zipcheckup-cities-mi-saginaw,
  author = {{ZipCheckup}},
  title  = {{Saginaw, MI: 16 Violations - Home Safety Score unavailable}},
  year   = {2026},
  url    = {https://zipcheckup.com/cities/mi/saginaw/}
}

Page version: August 2026.

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