Water System Report MI

Saginaw Charter Township

EPA ID: MI0005860 · 40,840 people served · 12 ZIP codes

With a five-year violation-free history, Saginaw Charter Township delivers safe water to 40,840 residents.

Data: EPA SDWIS Last verified: 2026-04-02

B · 73
Avg Safety Score
40,840
People Served
12
ZIP Codes Served
0
Violations (5yr)
Surface Water
Water Source
Zone 3
Radon Risk · Low
0
Contaminants Flagged
$82K
Median Home Value in Service Area

Compliance Trajectory

Stable · Risk tier: High · 95% chance of violation in next 12 months

Violations went from 1 (2021) to 2 (2024). Violation counts have remained relatively steady.

Service Area Map

Coverage area for Saginaw Charter Township Source: EPA SDWIS service area boundaries.

Service area boundary — Grade B

Service Area Demographics

$49,936
Median Household Income
126,312
Service Area Population
50%
Disadvantaged Population
60th
Poverty Percentile
70th
Energy Burden Percentile
85%
Pre-1986 Housing

The Saginaw Charter Township serves a community with a median household income of $49,936 and an estimated 126,312 residents across its service area. Approximately 85% of housing stock was built before 1986, which increases the likelihood of lead service lines and older plumbing.

Environmental Justice Note: 50% of the population in this service area is classified as disadvantaged under EPA's EJScreen criteria. Communities with higher disadvantaged populations often face disproportionate environmental and health burdens, including aging water infrastructure and limited resources for remediation.

🌊 Where Does Your Water Come From?

Surface Water

Saginaw Charter Township's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap.

Moderate Risk
Source Contamination Risk
70th
Wastewater Discharge Proximity
40th
Superfund Site Proximity

About 1% of homes in Saginaw County, Michigan rely on private wells rather than public water systems. Private well owners are responsible for their own water testing and treatment.

Wastewater Proximity Note: This service area ranks in the 70th percentile nationally for proximity to wastewater discharge points. Surface water sources near wastewater outfalls may face additional treatment challenges.

Infrastructure Risk

63 yr
Avg Pipe Age
Galvanized Steel or Copper
Pipe Material
11 yr
Est. Remaining Life
Stable
Decay Status
Installed 85% of expected lifespan used End of life

PFAS Detected in Service Area

PFAS ("forever chemicals") have been detected in water serving this system's area. 9 detections recorded.

State limits: PFOA: 0.008 ppt, PFOS: 0.016 ppt, PFNA: 0.006 ppt, PFHxS: 0.051 ppt, PFBS: 0.42 ppt, HFPO-DA: 0.37 ppt
Health concern: PFAS are linked to cancer, thyroid disease, immune suppression, and developmental effects. They do not break down naturally.
Recommended filter: Reverse osmosis (RO) or activated carbon filters certified for PFAS removal. Find the right filter →

Comparable Water Systems

Similar-sized systems in Michigan

Georgetown Township
41,086 people
A 0 violations
Plainfield Township
42,271 people
B 5 violations
City of Midland
42,547 people
A 0 violations
Lincoln Park
38,144 people
B 2 violations
D 11 violations

Estimated Remediation Costs

Average estimated costs across ZIP codes served by this system

Flood Insurance PFAS Treatment
Flood Insurance $982
PFAS Treatment $409
Total Estimated Cost $1,391

Based on national averages for common remediation projects. Actual costs vary by property. Only issues flagged by EPA, FEMA, or state data for each ZIP code are included.

Cost of Inaction

If water quality issues in this service area are not addressed, the estimated financial impact per household is:

PFAS Exposure — Lifetime Cost $1,000

Per person (emerging research est.)

Estimated Cumulative Cost Per Household

5 years
$165
10 years
$330
20 years
$660

Compare: Estimated remediation cost is $1,391 (one-time) vs. $330 in estimated inaction costs over 10 years.

Estimates based on published EPA, CDC, and peer-reviewed research. Individual costs vary by household size, property, and health factors. These are conservative lower-bound estimates intended for awareness, not financial advice.

System Overview

Saginaw Charter Township (EPA ID: MI0005860) is a community water system in Michigan that serves approximately 40,840 people from surface water sources.

This system provides water to 12 ZIP codes across 2 communities.

Average Home Safety Score: B (73/100)

Based on water quality violations, lead levels, and radon risk across all ZIP codes served by this system.

Violation History

No violations recorded — This water system has no recorded EPA violations in the past 5 years.

Lead & Copper

No Lead and Copper Rule sampling data available for this water system.

Radon Risk in Service Area

Dominant radon zone for ZIP codes served by this system: Zone 3 (Low Risk)

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

ZIP Codes Served

Coverage: 5 ZIP codes confirmed via EPA Community Water System Service Area Boundaries v3 plus 7 additional ZIPs inferred from SDWIS registry data. The EPA-confirmed set is the most reliable; SDWIS-inferred entries may be narrower than the real deployment area.

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Saginaw Charter Township (MI0005860) on EPA.gov.

Frequently Asked Questions

Is Saginaw Charter Township water safe to drink?

Based on EPA records, Saginaw Charter Township has no recorded violations in the past 5 years — a positive indicator of water quality management.

How many people does Saginaw Charter Township serve?

Saginaw Charter Township serves approximately 40,840 people across 12 ZIP codes in Michigan.

Where does Saginaw Charter Township get its water?

The primary water source is surface water.

Federal UCMR5 PFAS Monitoring: Tested Clean

This water system was tested under the federal EPA Unregulated Contaminant Monitoring Rule (UCMR5). No PFAS compounds were detected.

Samples collected
116

Current MCL reflects the lowest state-enforceable limit (NYS 10 ppt for PFOA/PFOS, effective August 2020). The federal final MCL of 4 ppt for PFOA/PFOS (EPA April 2024 rule) is not enforceable until April 2029. Detections above 4 ppt but below 10 ppt are below current MCL but above the future federal limit.

Source: U.S. EPA UCMR5 (Unregulated Contaminant Monitoring Rule, 5th cycle) — per-system federal sampling, 2023–2025. EPA UCMR5 monitoring program →

Understand PFAS health context and filtration →

Lead Service Line Inventory

Service line breakdown reported under the federal Lead and Copper Rule Improvements (LCRI) inventory requirement:

0
Confirmed Lead
0
Galvanized — Replacement Required
0
Unknown Material
15,271
Confirmed Non-Lead

This system reports zero confirmed lead service lines in its inventory. Unknown-material counts may still warrant verification.

Federal LCRI rule (effective October 2024) requires every public water system to inventory its service lines and complete lead-line replacement within 10 years.

Federal Regulatory Status · 2026Q1
LCRR inventory submission: Reported all required service line types
Latest tap sample on 2024-01-01 did not exceed the federal lead action level.
Population served: 40,840
Reported to Michigan

Source: EPA SDWIS Federal Service Line Inventory (Phase 2) · Submitted 2026

ZipCheckup is not affiliated with the utility or state agency. Inventory figures render verbatim from the public LCRI submission cited above; ZipCheckup does not perform inspections or replacements.

Learn about lead in drinking water →

How Water Systems Appear in Rankings

Water systems are evaluated by violation history, contaminant detections, and service population. Larger systems with more service connections appear in more rankings.

Frequently Asked Questions

Is water from Saginaw Charter Township safe to drink?
Saginaw Charter Township earns a B safety grade with 0 violations in the past 5 years. Tap water meets EPA standards for most contaminants.
Should I use a water filter?
Saginaw Charter Township meets EPA standards, but a water filter can reduce trace contaminants below detectable levels for added peace of mind.
How many people does Saginaw Charter Township serve?
Saginaw Charter Township serves approximately 40,840 people with drinking water across 12 ZIP codes.
What is Saginaw Charter Township's water source?
Saginaw Charter Township draws water from surface water sources. Source type affects which contaminants are most likely to be present.
What is the demographic profile of Saginaw Charter Township's service area?
The Saginaw Charter Township service area has a median household income of $49,936. EPA EJScreen data classifies 50% of the population as disadvantaged, which may indicate greater vulnerability to environmental health risks.
Where does Saginaw Charter Township get its water?
Saginaw Charter Township's water is drawn from rivers, lakes, or reservoirs. Surface water sources are more exposed to agricultural runoff, stormwater, and upstream discharges, but they typically receive more intensive treatment before reaching your tap. Based on available data, the source contamination risk is moderate.
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