2 violations recorded in 2024
Health Violations Found
A 85

Miami, OK (74355): 2 Health Violations — 85/100 (2026)

EPA data for Miami

Health Violations Found

Federal water data for 74355 in Miami, OK shows 2 violations in the health-based tier — findings where contaminant levels went above EPA safety limits, not just procedural lapses.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Fair
AQI 56 Violations: None Alerts: 0
2026-06-03
Your water right now: 2 health violations
AQI: 56 (Moderate) Lead: 2.1 ppb
See details ↓
Updated: 2026-06-03

Key Findings

3 other areas checked — no concerns found.

Safety Score
A 85/100
▲ +3 vs last year
Water Quality Issues 2 health violations
Lead Risk Safe 0.002 mg/L
Flood Risk Low 11 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 2 health-based violations and 14 non-health on the water system serving this ZIP (5-year window).
  • Lead Lead reading of 0.002 mg/L is well below EPA action level.
  • Radon EPA Zone 3 — low predicted indoor radon (below 2 pCi/L).
  • Flood 11 cumulative NFIP flood claims — limited flood history.
Contaminant Summary
Health Violations
16 / 12 exceed limits
12 tested 16 violations 2 health-based 1 risk identified
Data updated: Apr 2026 All data sources current

What’s Happening in Miami, Oklahoma

2 active health-based violations are currently on record for the water system serving this ZIP.

What's Happening

declining

New violation reported

2 violations were reported in 2024.

Updated 2026-06-03 · Based on EPA and public utility data

A
Home Safety Score: 85 / 100
↑ +3 vs 2025
3
Water Systems
13,704
People Served
2
Health Violations (5yr)Median is 0 — most ZIPs have none
Groundwater
Water Source
0.0021 mg/L
Lead Level
Zone 3
Radon Risk · Low

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

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EPA Violations: more than 89% of U.S. ZIP codes Health Violations: more than 86% of U.S. ZIP codes
Home Safety Score: better than 87% of U.S. ZIP codes

How Miami Compares

Safety Score vs. Ottawa County and Oklahoma averages

Safety Score
Miami
85
Ottawa County
80
Oklahoma avg
79
Better than 64% of ZIPs in Ottawa County
Metric Miami Ottawa County Oklahoma
Safety Score 85 80 79
EPA Violations (total) 16 13.1 13.3
Lead (ppb) 2.1 2.9 5.3

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔍Key Insights for Miami 74355

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
34 /100 Poor
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Seasonal Risk
Moderate Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: High flood zone (AE), Moderate air quality concerns.
Environmental Justice Index
50 /100 High
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
39 /100 Low Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 82 is calculated.

Water
17/25
Lead
25/25
Radon
25/25
Flood
15/25
82 = Water 17/25 + Lead 25/25 + Radon 25/25 + Flood 15/25

Score improved by 3 points over 90 days.

Safety & Health (9) HIGH

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

High Risk ▲ Increasing trend

95% probability of new violation within 2 years

1-Year 95%
2-Year 95%
3-Year 95%

Based on 29.32 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Critical
80%

80% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Violation History
+30%
Health Violations
+30%
Seasonal Baseline
+10%
Infrastructure Age
+5%
Flood Exposure
+5%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 74355 in Miami, Oklahoma is served by Miami (EPA ID: OK2005813). This system provides water to approximately 13,704 people from groundwater sources.

There are 3 community water systems serving this area.

Home Safety Score: A (85/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 87% of ZIP codes nationally and 59% in Oklahoma.

Factor Status Details
Water Quality poor 16 violations, 2 health-based
Lead in Water safe 0.0021 mg/L (EPA action level: 0.015 mg/L)
Radon Risk Low Zone 3
Gas Safety low 0 incidents, score 0/100
Wildfire Smoke low score 20/100, 5 county fires (5yr)
Earthquake Risk Very Low score 3.3/50
Superfund NPL Moderate nearest 7.8 mi (Tar Creek (Ottawa County)), 0 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.0021 mg/L 0.015 mg/L Within limit N/A

Radon Risk

Radon Zone 3 — Low potential (Ottawa County)

Lower radon potential for this area, but testing is still recommended for individual homes. Zone 3 indicates a predicted average indoor radon screening level below 2 pCi/L. Actual levels can vary based on home construction and geology.

CO & Gas Safety

Gas Distribution Risk: Low (score: 0/100)

No gas distribution incidents recorded in this county since 2004.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: Low (score: 20/100)

5 wildfires recorded in this county over the past 5 years. Nearest recent wildfire: 56 km (35 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Very Low (score: 3.3/50)

Metric Value
Risk Score 3.3
Risk Rating Very Low
Annual Frequency < 0.001 damaging events/yr
Expected Annual Loss $45K (Very Low)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: Moderate (score: 40/100)

Nearest NPL site: Tar Creek (Ottawa County) at 7.8 miles (12.6 km).

Radius NPL Sites
Within 5 km (3.1 mi) 0
Within 10 km (6.2 mi) 0
Within 25 km (15.5 mi) 2

Nearest NPL Sites

  • Tar Creek (Ottawa County) — 7.8 mi (Active Cleanup), listed 09/08/1983
  • Cherokee County — 12.1 mi (Active Cleanup), listed 09/08/1983
  • Newton County Wells — 26.7 mi (Construction Complete), listed 07/27/2000
  • Pools Prairie — 27 mi (Active Cleanup), listed 09/17/1999
  • Newton County Mine Tailings — 29.3 mi (Active Cleanup), listed 09/29/2003

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

2 health-based violations recorded in the past 5 years. 5 violations remain unresolved.

Recent Violations

Date Contaminant Type Status
October 17, 2024 Stage 2 DBP Rule Health-based Resolved
October 17, 2024 Stage 2 DBP Rule Monitoring Resolved
October 17, 2024 Stage 2 DBP Rule Health-based Unresolved
October 17, 2024 Stage 2 DBP Rule Monitoring Unresolved
October 1, 2024 Stage 1 DBP Rule Monitoring Resolved
August 28, 2024 Total Coliform Monitoring Unresolved
August 1, 2024 Revised Total Coliform Rule Monitoring Resolved
August 1, 2024 Consumer Confidence Report Rule Monitoring Resolved
July 1, 2024 Total Trihalomethanes (TTHM) Monitoring Resolved
July 1, 2024 Contaminant 2034 Monitoring Resolved
July 1, 2024 Surface Water Treatment Rule Monitoring Resolved
April 1, 2024 Total Organic Carbon Monitoring Unresolved
January 1, 2024 Contaminant 4100 Monitoring Unresolved

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
Stage 2 DBP Rule Treatment Technique 4 Yes
Surface Water Treatment Rule Treatment Technique 2 No
Total Trihalomethanes (TTHM) Disinfection Byproducts 2 No
Revised Total Coliform Rule Microbiological 2 No
Contaminant 4100 Other 1 No
Total Organic Carbon Disinfection Byproducts 1 No
Total Coliform Microbiological 1 No
Contaminant 2034 Other 1 No
Consumer Confidence Report Rule Reporting 1 No
Stage 1 DBP Rule Treatment Technique 1 No

Energy Costs in OK

Residential electricity rate: 12.62¢/kWh — 26% below the national average (17.0¢/kWh).

Lower electricity rates in Oklahoma make electric appliances and heat pumps a cost-effective choice compared to other states.

Energy Sources

Oklahoma generates 44.6% of its electricity from renewable sources — 18% above the national average of 26.9%. Including nuclear, 44.6% of the state's power is carbon-free (EIA 2025).

Source Share
Natural gas 44.7%
Wind 41.8%
Coal 10.4%
Hydroelectric 1.9%
Solar 0.8%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Water Systems Serving This Area

System Name EPA ID Population Source
Miami OK2005813 13,704 Groundwater
Ottawa Company Rwd #6 OK2005859 560 Groundwater
Quapaw Tribe OK2005812 55 Groundwater

What You Can Do

  1. Request your water system's Consumer Confidence Report (CCR) — Your utility is required to publish this annually
  2. Consider a home water test — Independent testing can reveal issues in your specific plumbing
  3. Install a certified water filter — NSF-certified filters can address specific contaminants
  4. Contact your water provider — Ask about current treatment and any ongoing remediation

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in Oklahoma

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Miami (OK2005813) on EPA.gov.

Frequently Asked Questions

Is the tap water in 74355 safe to drink?

Miami's water system has recorded 2 health-based violations in the past 5 years. While the system is required to treat water to meet federal standards, you may want to consider additional precautions such as a certified water filter.

Where does 74355's water come from?

The primary water source for this area is groundwater. Miami serves approximately 13,704 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 74355 have lead in the water?

Lead and Copper Rule sampling data for ZIP code 74355 shows a lead level of 0.0021 mg/L, which is below the EPA action level of 0.015 mg/L. Still, older homes with lead service lines or pre-1986 plumbing may have higher levels at individual taps.

What is the radon risk in 74355?

ZIP code 74355 (Ottawa County) falls in EPA Radon Zone 3, indicating low radon potential. Zone 3 areas have lower radon potential, though individual homes can still have elevated radon levels depending on construction and local geology. Testing is still recommended.

USGS reports that 4 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: Miami

2 ZIP codes share this system
Source: Groundwater
Serving 13,704 people
Avg. score: 78/100

⚠ 2 of 2 communities on this water system have reported EPA violations, including 4 health-based violations (10 still unresolved).

This system draws from groundwater (wells or aquifers). Groundwater systems can be affected by naturally occurring contaminants like arsenic and radon, as well as industrial or agricultural contamination that seeps into aquifers over time.

Other ZIP codes on this system

System ID: OK2005813 · Source: EPA SDWIS

Score History

Declining Score changed from 90 to 85 over 1615 days (-5)
30-day change: 0 90-day change: +3

Tracking since 2021-12-31 · 59 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Environmental Incidents

12
Monitoring
EPA enforcement actions & health violations in 74355 (last 5 years)
Enforcement Actions
10
0 formal
Health Violations
2
0 unresolved
Last Enforcement
2025-11-21
Last Violation
2024-10-17

Health-Based Violations

Sanitary Survey
Resolved
TT violation · 2024-10-17
Sanitary Survey
Resolved
TT violation · 2024-10-17

Enforcement Actions

State Informal Action
2025-11-21
State Informal Enforcement
2025-11-21
State Order Extension
2025-11-14
State Order Extension
2025-07-15
State Informal Action
2025-07-11
State Informal Action
2025-07-11
State Order Extension
2025-06-26
State Order Extension
2025-06-26
State Order Extension
2025-06-26
State Informal Action
2025-05-17

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

PFAS Tested — None Detected

Water serving ZIP code 74355 was tested for PFAS ("forever chemicals") under the federal UCMR5 monitoring program — no PFAS detected.

The EPA Fifth Unregulated Contaminant Monitoring Rule (UCMR5) requires every public water system serving over 3,300 people to test for 29 PFAS compounds and lithium between 2023 and 2025. Systems with no detections at the federal minimum reporting level have provided clean results.

📊 EPA UCMR5 · Updated March 2026 · View source →

Health Risks from Detected Contaminants

Total Trihalomethanes (TTHM)

High Risk

EPA limit: 0.08 mg/L

Bladder & rectal cancer risk; reproductive concerns

At-risk groups: pregnant women, long-term consumers of chlorinated water, people who frequently shower in chlorinated water

Removal: granular activated carbon (GAC), carbon block filter, point-of-entry aeration · Find a filter →

📊 EPA SDWIS + SDWA · Updated March 2026 · View source →

Consumer Confidence Report

2024 Report

Annual water quality report published by Miami for ZIP code 74355.

12
Contaminants Tested
1
MCL Violation
💧 Water source: ground water

Key Contaminants

Contaminant Level MCL Status
COLIFORM (TCR) NA N/A Exceeds MCL
COMBINED RADIUM (-226 & -228) 3.2 pCi/L 5 pCi/L Within Limit

Lead & Copper Rule Results

Copper (90th percentile): 0.061 ppm — EPA action level: 1.3 ppm

What Is a Consumer Confidence Report?

Every community water system in the U.S. is required by the EPA to publish an annual Consumer Confidence Report (CCR), also known as a Water Quality Report. It lists all detected contaminants, their levels compared to federal limits (MCLs), and information about where your water comes from.

How to Read Your CCR

  • MCL (Maximum Contaminant Level) — the highest level of a contaminant allowed in drinking water
  • MCLG (Maximum Contaminant Level Goal) — the level below which there is no known health risk
  • Action Level — used for lead and copper; triggers treatment if exceeded at the 90th percentile
  • A violation means detected levels exceeded the MCL — your utility must notify you and take corrective action
📊 Water Utility CCR Report · Updated March 2026 · View source →

Childhood Environmental Risk Score — 74355

High Risk
69/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 88% of U.S. ZIP codes and 80% of those in Oklahoma — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Water System Violations 69/100
EPA water system violation history for this area.
What weighs most here

Water system violation history is the largest contributor to this ZIP's score. A pattern of violations can signal recurring quality issues worth monitoring, and reviewing a system's recent record helps families know what to ask about.

EPA Radon Zone Zone 3
Zone 3 indicates lower radon potential, though individual homes can still test high depending on construction and local geology.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986
  • Consider a certified water filter (NSF/ANSI 53 for lead removal) for drinking and cooking water
  • Ask your pediatrician about blood lead level testing at well-child visits

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

  • Ask your pediatrician whether a blood lead test is appropriate at a child's next well-child visit.
Protect Your Family's Water
Know exactly what's in your tap water with a certified home water test kit.
Find the Right Water Filter →
Share with other parents

Know a family in 74355? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for Oklahoma

$28.6M
allocated in fiscal year 2025 for lead service line replacement
Up to $14.0M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in Oklahoma

0 active weather alerts in Oklahoma. Severe weather can affect your water quality and home safety.

View alerts for Oklahoma →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (9) MODERATE

Flood Risk Profile

11
Low-Moderate Flood Risk
FEMA flood insurance claims filed in 74355
Total Claims Paid
$10
since 1970
Average Claim
$10
per claim
Flood Zone
AE
most common FEMA zone
Recent Claims
10
since 2010

FEMA Flood Zones Explained

  • Zone A / AE — High-risk (100-year floodplain). Flood insurance required for federally backed mortgages
  • Zone V / VE — High-risk coastal area with wave action. Strictest building requirements
  • Zone X — Moderate-to-low risk (500-year floodplain or minimal flood hazard)
  • Zone B / C — Areas of moderate or minimal flood hazard
📊 FEMA NFIP · Updated March 2026 · View source →

Air Quality for 74355

56
AQI
Moderate
Primary pollutant: PM2.5
Station: Miami (6.4 mi away)
Health Recommendations

Air quality is acceptable. However, there may be a risk for some people, particularly those who are unusually sensitive to air pollution. Consider reducing prolonged outdoor exertion if you experience symptoms.

AQI Scale
050100150200300500
📊 EPA AirNow · Updated March 2026 · View source →

Termite Risk for 74355

Heavy Termite Zone
WDI Inspection Requirement

Required for VA/FHA loans statewide

Typical Inspection Cost
$65 – $125
Based on Oklahoma market rates
Consequence

VA/FHA loan will not close without clear NPMA-33 form

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • Oklahoma falls in a heavy termite infestation probability (TIP) zone. Subterranean termites are the primary concern.
Reference: VA lender requirements; NPMA-33 form; OK Dept of Agriculture Pest Control Division

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, Oklahoma pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 74355

High Pest Pressure
Top Pest Threats in Oklahoma

termites, fire ants, mosquitoes, ticks and cockroaches

Typical Pest Inspection Cost
$65 – $150
Based on Oklahoma market rates
Licensed Applicator Required
Yes
Oklahoma pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • West Nile activity zone
Real Estate Transaction Requirement

Required for VA loans in all states; not state-mandated but WDI common

Penalty for Unlicensed Application

Up to $5,000 per violation

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • Oklahoma's climate creates year-round pest pressure. Regular professional inspections and preventive treatment are strongly recommended.

Common Questions

Do I need a pest inspection before buying a home in Oklahoma?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; not state-mandated but WDI common Even when not legally required, a professional pest inspection ($65–$150) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in Oklahoma?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in Oklahoma. Commercial pest control services must be licensed. Up to $5,000 per violation.
What are the most common pests in Oklahoma?
The top pest threats in Oklahoma include termites, fire ants, mosquitoes, ticks and cockroaches. Pest activity varies by season and local conditions. As a high pest pressure state, year-round preventive treatment is recommended.
Legal Reference: Oklahoma Pesticide Law (2 Okla. Stat. §3-81)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, Oklahoma pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

20
Low Smoke Risk
Wildfire smoke exposure risk score for 74355
Nearest Fire
35 mi
56 km to nearest recent wildfire
County Fires (5yr)
5
wildfires in county since 2021
Risk Level
Low
based on fire proximity & history
Air Quality
Generally Good
during fire season (Jun–Nov)
SMOKE RISK SCORE 20/100
0 — Minimal 100 — Highest Risk

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

3.3
VERY LOW RISK
FEMA National Risk Index earthquake score for 74355
Risk Rating
Very Low
FEMA earthquake hazard classification
Expected Annual Loss
$45K
estimated county-level annual loss (Very Low)
Annual Frequency
< 0.001
expected damaging earthquakes per year
Structural Vulnerability
Low
based on housing age + seismic zone
EARTHQUAKE RISK SCORE 3.3/50
0 — Minimal 50 — Highest Risk

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 74355

Moderate Risk
41/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
62%
annual relative humidity
Summer Humidity
60%
Jun–Aug average
Flood Claims
11
FEMA insurance claims
Seasonal Risk

Humidity levels in 74355 remain relatively consistent year-round (summer: 60%, winter: 64%). Mold risk does not spike seasonally, but persistent indoor moisture sources still require attention.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Use a dehumidifier to keep indoor humidity below 50%. This is especially important in basements, crawl spaces, and bathrooms in high-humidity areas like 74355.
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Recommended: Whole-Home Dehumidifier

With 62% average humidity, a dehumidifier is the most effective way to reduce mold risk in 74355. Energy Star-rated units cost $200–$400 and can reduce humidity by 20–30%.

Compare Dehumidifiers
As an Amazon Associate, ZipCheckup earns from qualifying purchases.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

Moderate Risk
27
Respiratory Risk Score
Combined air quality, humidity & mold risk for 74355
Air Quality
7/40
EPA AQI index
Humidity
8/30
seasonal impact
Mold
12/30
housing + humidity
RISK SCORE 27/100
Low Moderate Severe
Mold risk is the primary respiratory factor
Older homes in humid climates are prone to hidden mold. Consider a professional mold inspection and a HEPA air purifier for occupied rooms.
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

40
Moderate Proximity Risk
EPA Superfund NPL site proximity score for 74355
Nearest NPL Site
7.8 mi
12.6 km — Tar Creek (Ottawa County)
Sites Within 10 km
0
NPL sites within ~6.2 miles
Risk Level
Moderate
based on proximity & site status
Sites Within 25 km
2
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 40/100
0 — No nearby sites 100 — Highest Risk

Nearest Superfund (NPL) Sites

Site Name Distance Status Listed
Tar Creek (Ottawa County)
Ottawa County, Oklahoma
7.8 mi Active Cleanup 09/08/1983
Cherokee County
Cherokee County, Kansas
12.1 mi Active Cleanup 09/08/1983
Newton County Wells
Joplin, Missouri
26.7 mi Construction Complete 07/27/2000
Pools Prairie
Neosho, Missouri
27 mi Active Cleanup 09/17/1999
Newton County Mine Tailings
Granby, Missouri
29.3 mi Active Cleanup 09/29/2003

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
84k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • ATRAZINE
    Herbicide · 36.8k kg/yr · EPA drinking-water reference limit: 3 ppb
    High water concern
  • GLYPHOSATE
    Herbicide · 32.9k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • 2,4-D
    Herbicide · 9.8k kg/yr · EPA drinking-water reference limit: 70 ppb
    Moderate water concern
  • METOLACHLOR
    Herbicide · 1.4k kg/yr
    High water concern
  • DICAMBA
    Herbicide · 1.1k kg/yr
    Low water concern

4 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (4) MODERATE

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

39/100
Home Purchase Risk Score
Low Risk

Public federal data shows a low overall risk profile for this ZIP. The checklist below works alongside a standard home inspection.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

Test recommended
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

No flag
Air quality · 5% of score

Local air-quality history is useful context; for sensitive occupants, an HVAC system with good filtration helps.

No flag

Nearby hazards

Superfund proximity

No EPA Superfund (National Priorities List) sites recorded within 10 km.

ATSDR public-health assessment for nearby sites: No Apparent Public Health Hazard.

80%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

1
hospital within 15 miles
1
with an emergency department
1
of these within 5 miles
Nearest CMS-rated hospital
Integris Miami Hospital
CMS 4-star rating · 0.0 mi away

Closest hospitals

  • Integris Miami Hospital
    Acute care · 0.0 mi away · ER
    CMS 4-star rating

Across the rated hospitals within 15 miles, the average CMS overall-quality rating is 4.0 (CMS scale: 1 to 5).

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Review the local water system's recent disruption and violation history with the utility.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Water Infrastructure Risk

31%
Moderate Risk
Estimated pipe failure probability for 74355
State Funding Gap
$622
per resident (20-year need)
Pre-1980 Housing
0%
of homes built before 1980
System Violations
2
EPA violations on record
Lead Indicators
Low
no lead service line indicators

Risk Factor Breakdown

Infrastructure Funding Gap 27%
State drinking water infrastructure need relative to population
Housing Vintage 30%
Proportion of homes with plumbing installed before 1980
Violation History 45%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 20%
Lead service line probability and lead testing results

What This Means

ZIP code 74355 has some aging water infrastructure. While not at the highest risk level, periodic water testing is a sensible precaution, particularly if your home was built before 1980.

📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

68
Elevated infrastructure stress
Higher modeled infrastructure stress than 88% of US ZIP codes

Water pipe decay

Local water mains are modeled to reach a critical service threshold within about 4 years.

New 71% of service life consumed End of life
Decay trend
Moderate
Likely pipe material
Not determined
Estimated system age
46 yrs
Modeled failure probability
31%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
271
Rated in poor condition
21.8%
FHWA NBI structural rating
Average bridge age
55 yrs
Worst bridge rating
2/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 271 bridges classified within this ZIP code's surrounding county, 59 are classified Poor by FHWA NBI 2024.

Good (106) · Fair (106) · Poor (59)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Gas pipeline incident history

PHMSA records no reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

80%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Concerned about aging water lines on your property? — talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

CO & Gas Safety Profile

0
Low Gas Risk
PHMSA gas distribution incident risk score for 74355
County Incidents
0
gas distribution incidents since 2004
Fatalities
0
no deaths reported
Risk Level
Low
based on incident history
RISK SCORE 0/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in Oklahoma

✓ Limited Enforcement
What Requires a Permit

Electrical and plumbing statewide. Structural permits in municipalities adopting building codes.

Typical Permit Cost
$50 – $1200
Based on Oklahoma fee schedules
Penalty for Non-Compliance

Fines up to $500/day where codes adopted

Legal Reference: 11 OS §42-101; local adoption of IRC/IBC

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in Oklahoma, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 74355

What remodeling work requires a permit in Oklahoma?

In Oklahoma, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in Oklahoma?

Working without a required permit in Oklahoma can result in Fines up to $500/day where codes adopted. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in Oklahoma?

Remodeling permit fees in Oklahoma typically range from $50 to $1200, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on Oklahoma building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

Home maintenance concerns detected — talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Cost & Community (4) OK

True Cost of Ownership

$600
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 24% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
OK median
$740
per year

Where the estimate comes from

Flood$600

5-year equipment outlook

No major equipment is flagged for likely replacement within five years.

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in Oklahoma

State tax rates affect cost of ownership. Here's how Oklahoma compares to national averages.

Income Tax
4.8%
top marginal rate
US avg: 5.3%
Sales Tax
9.0%
combined avg
US avg: 6.6%
Property Tax
0.74%
effective rate
US avg: 0.98%
Sales Tax Breakdown
State rate: 4.50%
Avg local add-on: 4.49%

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in Oklahoma

Residential electricity rate: 12.62¢/kWh26% below the national average (national avg: 17.0¢/kWh · EIA, December 2025)

Oklahoma Energy Mix

Solar 0.8% Wind 41.8% Hydro 1.9% Gas 44.7% Coal 10.4%
Renewable energy
44.6%
Clean energy (incl. nuclear)
44.6%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Home Energy Audit for 74355

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives.

Electricity Rate
12.6¢/kWh
Oklahoma state average (26% below U.S. avg)
Est. Annual Energy Cost
$1,325
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
45%
of Oklahoma's electricity from renewables
Potential Annual Savings
$66–$199
5–15% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households
Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 74355

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in Oklahoma, the average home spends approximately $1,325/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $199–$331 annually.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Miami, Oklahoma

Violations & Enforcement Timeline

2025-11-21 State Informal Action
2025-11-21 State Informal Enforcement
2025-11-14 State Order Extension
2025-07-15 State Order Extension
2025-07-11 State Informal Action
View all 12 records
2025-07-11 State Informal Action
2025-06-26 State Order Extension
2025-06-26 State Order Extension
2025-06-26 State Order Extension
2025-05-17 State Informal Action
2024-10-17 TT Sanitary Survey Active
2024-10-17 TT Sanitary Survey Active

Related Anomalies

High score contradiction
Miami, OK (74355) earned an A grade despite 10 enforcement actions
High enforcement spike
Miami, OK (74355) hit with 9 enforcement actions in the past year

National safety news feed →

📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Protect Your Home in Miami

Based on local data for ZIP 74355, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

Miami has 11 FEMA flood claims on record. Standard homeowner policies don't cover flood damage — make sure you're protected.

Typical cost: Flood insurance: typically $700–$1,500/year in flood-prone areas

Check Your Flood Zone (Free)

FEMA flood map lookup — see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 74355 safe to drink?

Based on EPA SDWIS data, Miami's primary water system (Miami) has 16 recorded violations in the past 5 years, including 2 health-based. Check the full report above for details.

Where does 74355's water come from?

The primary water source for ZIP code 74355 is Groundwater. Miami serves approximately 13,704 people.

How can I get my water tested in Miami?

Contact your local water utility (Miami) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 74355 tap water?

The most recent lead sampling for 74355 recorded 0.0021 mg/L. The EPA action level is 0.015 mg/L. This result is below the EPA action level.

What is the radon risk for 74355?

74355 falls in EPA Radon Zone 3 (Low risk), located in Ottawa County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

What contaminants were found in ZIP 74355 water?

According to the most recent Consumer Confidence Report, 12 contaminants were detected. The top contaminants include COLIFORM (TCR) (null NA, exceeds MCL), COMBINED RADIUM (-226 & -228) (3.2 pCi/L). See the full water quality breakdown above.

Are there flood risks in ZIP 74355?

Yes. FEMA records show 11 flood insurance claims filed in ZIP code 74355, with the dominant flood zone being AE. Review FEMA flood maps for your specific property.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 74355

ZIP Code City, State Distance Grade Violations
74354 Miami, OK 2.9 mi B 16
74358 North Miami, OK 5.8 mi B 19
74339 Commerce, OK 6.8 mi A 4
74343 Fairland, OK 6.9 mi A 8
74363 Quapaw, OK 9.9 mi B 31
74335 Cardin, OK 10.1 mi B 0
74370 Wyandotte, OK 10.5 mi B 31
74360 Picher, OK 10.6 mi C 0
66778 Treece, KS 11.7 mi D 0
74333 Bluejacket, OK 12.7 mi C 0

Overall safety breakdown

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Compare Tool →

2026 Rankings

ZIP 74355 scores in the top tier nationally.

Coverage: 14/17 risk factors Data sources →
Get alerts for 74355