1 violation recorded in 2024 (-1 vs 2023)
Health Violations Found
F 37

Helena, MT (59620): 11 Health Violations — 37/100

EPA data for Helena Water System

Health Violations Found High Radon Risk

59620 in Helena, MT shows 11 violations classified as health-based in federal records — each reflects a moment when drinking water contaminants exceeded EPA limits, the tier of finding that carries the highest regulatory weight and triggers mandatory resident notification.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Good
AQI 30 Violations: None Alerts: 0
2026-06-03
Your water right now: 11 health violations
AQI: 30 (Good) Lead: 3.0 ppb
See details ↓
Updated: 2026-06-03
Safety Score
F 37/100
▼ -10 vs last year
Water Quality Issues 11 health violations
Lead Risk Safe 0.003 mg/L
Flood Risk N/A
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 11 health-based violations and 25 non-health on the water system serving this ZIP (5-year window).
  • Lead Lead reading of 0.003 mg/L is well below EPA action level.
  • Radon EPA Zone 1 — predicted average indoor radon above 4 pCi/L. Test your home.

Composite Home Safety Score has declined -10 points in the last 90 days.

Contaminant Summary
Health Violations
36 / 10 exceed limits
10 tested 36 violations 11 health-based 1 risk identified
Data updated: Apr 2026 All data sources current

What’s Happening in Helena, Montana

11 active health-based violations are currently on record for the water system serving this ZIP. This area is in EPA Radon Zone 1 (highest risk).

What's Happening

improving

Score improving — violations decreasing

Violations decreased from 2 in 2023 to 1 in 2024.
Water quality score improved from 33 to 37 since March 2026.

Updated 2026-06-03 · Based on EPA and public utility data

F
Home Safety Score: 37 / 100
↓ -10 vs 2025
5
Water Systems
32,091
People Served
11
Health Violations (5yr)Median is 0 — most ZIPs have none
Surface water
Water Source
0.003 mg/L
Lead Level1.5× the national median
Zone 1
Radon Risk · High
Your #1 Priority

Consider a whole-home water filter

This water system has 11 health-based violations in the past 5 years — significantly more than the national median of 0. A certified water filter can reduce contaminant exposure.

Under-sink filter: $150–$400. Whole-home system: $1,000–$3,000 installed. NSF Certified Filters →

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

Get notified when water quality changes in your area

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Lead Level: higher than 63% of U.S. ZIP codes EPA Violations: more than 96% of U.S. ZIP codes Health Violations: more than 97% of U.S. ZIP codes

How Helena Compares

Safety Score vs. Lewis and Clark County and Montana averages

Safety Score
Helena
37
Lewis and Clark County
45
Montana avg
55
Worse than 93% of ZIPs in Lewis and Clark County 1.6x more violations than county average
Metric Helena Lewis and Clark County Montana
Safety Score 37 45 55
EPA Violations (total) 36 22.3 5.2
Lead (ppb) 3 2.9 3.4

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔴
Critical Risk Signals
Multiple high-priority conditions detected — action recommended

Each number below connects you directly to a licensed specialist contractor in your area. Calls are free.

11 health-based water quality violations on record

36 total EPA violations recorded for Helena Water System

Recent EPA enforcement actions against this water system

What to do Review your water system's Consumer Confidence Report. Consider installing a whole-house water filtration system.
Estimated cost: $300–$800 for under-sink RO, $1,500–$3,500 for whole-house filter

🔍Key Insights for Helena 59620

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
35 /100 Poor
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Seasonal Risk
Moderate Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: High radon zone (winter peak).
Environmental Justice Index
50 /100 High
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
56 /100 Moderate Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 33 is calculated.

Water
0/33
Lead
33/33
Radon
0/33
33 = Water 0/33 + Lead 33/33 + Radon 0/33

Score dropped 10 points over 90 days.

Safety & Health (9) HIGH

Compliance Alerts for 59620

1 issue flagged based on EPA data, state regulations, and housing age estimates.

Radon Risk
Action Needed
EPA Radon Zone 1 — highest potential. Home testing strongly advised.

Estimates based on EPA data, U.S. Census ACS housing vintage, and state regulations. Individual homes may vary.

📊 EPA + Census ACS + State Regs · Updated March 2026

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

High Risk ▲ Increasing trend

95% probability of new violation within 2 years

1-Year 95%
2-Year 95%
3-Year 95%

Based on 18.52 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Critical
75%

75% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Violation History
+30%
Health Violations
+30%
Seasonal Baseline
+10%
Infrastructure Age
+5%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 59620 in Helena, Montana is served by Helena Water System (EPA ID: MT0000241). This system provides water to approximately 32,091 people from surface water sources.

There are 5 community water systems serving this area.

Home Safety Score: F (37/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 1% of ZIP codes nationally and 2% in Montana.

Factor Status Details
Water Quality poor 36 violations, 11 health-based
Lead in Water safe 0.003 mg/L (EPA action level: 0.015 mg/L)
Radon Risk High Zone 1
Gas Safety low 0 incidents, score 0/100
Wildfire Smoke moderate score 35/100, 56 county fires (5yr)
Earthquake Risk Relatively Low score 5.7/50
Superfund NPL High nearest 5.7 mi (East Helena Site), 1 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.003 mg/L 0.015 mg/L Within limit N/A
Copper 1.4 mg/L 1.3 mg/L Exceeds action level N/A

Radon Risk

Radon Zone 1 — High potential (Lewis and Clark County)

EPA recommends all homes in this area be tested for radon. Zone 1 indicates the highest radon potential (predicted average indoor radon screening level greater than 4 pCi/L).

CO & Gas Safety

Gas Distribution Risk: Low (score: 0/100)

No gas distribution incidents recorded in this county since 2004.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: Moderate (score: 35/100)

56 wildfires recorded in this county over the past 5 years. Nearest recent wildfire: 9 km (6 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Relatively Low (score: 5.7/50)

Metric Value
Risk Score 5.7
Risk Rating Relatively Low
Annual Frequency 0.0016 damaging events/yr
Expected Annual Loss $1.0M (Relatively Low)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: High (score: 52/100)

Nearest NPL site: East Helena Site at 5.7 miles (9.1 km).

Radius NPL Sites
Within 5 km (3.1 mi) 0
Within 10 km (6.2 mi) 1
Within 25 km (15.5 mi) 2

Nearest NPL Sites

  • East Helena Site — 5.7 mi (Active Cleanup), listed 09/21/1984
  • Upper Tenmile Creek Mining Area — 12.6 mi (Active Cleanup), listed 10/22/1999
  • Basin Mining Area — 24.6 mi (Active Cleanup), listed 10/22/1999

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

11 health-based violations recorded in the past 5 years. 8 violations remain unresolved.

Recent Violations

Date Contaminant Type Status
October 1, 2025 Stage 1 DBP Rule Monitoring Unresolved
June 1, 2025 Consumer Confidence Report Rule Monitoring Resolved
April 1, 2025 Stage 1 DBP Rule Monitoring Resolved
January 1, 2025 Contaminant 1044 Monitoring Unresolved
January 1, 2025 Total Trihalomethanes (TTHM) Monitoring Unresolved
January 1, 2025 Consumer Confidence Report Rule Monitoring Resolved
January 1, 2025 Total Trihalomethanes (TTHM) Monitoring Unresolved
December 30, 2024 Stage 1 DBP Rule Monitoring Resolved
December 30, 2024 Stage 1 DBP Rule Monitoring Resolved
October 1, 2024 Stage 1 DBP Rule Monitoring Resolved
July 1, 2024 Total Trihalomethanes (TTHM) Health-based Resolved
January 1, 2024 Stage 1 DBP Rule Monitoring Resolved
January 1, 2024 Total Trihalomethanes (TTHM) Health-based Unresolved
October 1, 2023 Total Trihalomethanes (TTHM) Health-based Unresolved
July 1, 2023 Total Trihalomethanes (TTHM) Health-based Unresolved
April 1, 2023 Total Trihalomethanes (TTHM) Health-based Unresolved
March 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
January 1, 2023 Total Trihalomethanes (TTHM) Health-based Resolved

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
Total Trihalomethanes (TTHM) Disinfection Byproducts 14 Yes
Stage 1 DBP Rule Treatment Technique 11 Yes
Consumer Confidence Report Rule Reporting 4 No
Surface Water Treatment Rule Treatment Technique 3 No
Contaminant 0700 Other 2 No
Contaminant 1044 Other 1 No
Gross Beta Radionuclides 1 No

Health Risk Details

Total Trihalomethanes (TTHM) (EPA limit: 0.08 mg/L)

Bladder & rectal cancer risk; reproductive concerns At-risk groups: pregnant women, long-term consumers of chlorinated water, people who frequently shower in chlorinated water.

Removal methods: granular activated carbon (GAC), carbon block filter, point-of-entry aeration. Find the right filter →

Energy Costs in MT

Residential electricity rate: 12.86¢/kWh — 24% below the national average (17.0¢/kWh).

Lower electricity rates in Montana make electric appliances and heat pumps a cost-effective choice compared to other states.

Energy Sources

Montana generates 57.5% of its electricity from renewable sources — 31% above the national average of 26.9%. Including nuclear, 57.5% of the state's power is carbon-free (EIA 2025).

Source Share
Coal 35.2%
Hydroelectric 34.3%
Wind 21.9%
Natural gas 4.6%
Petroleum 1.6%
Solar 1.2%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Water Systems Serving This Area

System Name EPA ID Population Source
Helena Water System MT0000241 32,091 Surface water
City of East Helena MT0000196 2,114 Groundwater
Helena Leisure Llc MT0000590 1,200 Groundwater
Jefferson Hills Wua MT0002978 780 Groundwater
Ten Mile and Pleasant Valley Wua MT0002005 750 Groundwater

What You Can Do

  1. Request your water system's Consumer Confidence Report (CCR) — Your utility is required to publish this annually
  2. Consider a home water test — Independent testing can reveal issues in your specific plumbing
  3. Install a certified water filter — NSF-certified filters can address specific contaminants
  4. Contact your water provider — Ask about current treatment and any ongoing remediation

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in Montana

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Helena Water System (MT0000241) on EPA.gov.

Frequently Asked Questions

Is the tap water in 59620 safe to drink?

Helena's water system has recorded 11 health-based violations in the past 5 years. While the system is required to treat water to meet federal standards, you may want to consider additional precautions such as a certified water filter.

Where does 59620's water come from?

The primary water source for this area is surface water. Helena Water System serves approximately 32,091 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 59620 have lead in the water?

Lead and Copper Rule sampling data for ZIP code 59620 shows a lead level of 0.003 mg/L, which is below the EPA action level of 0.015 mg/L. Still, older homes with lead service lines or pre-1986 plumbing may have higher levels at individual taps.

What is the radon risk in 59620?

ZIP code 59620 (Lewis and Clark County) falls in EPA Radon Zone 1, indicating high radon potential. The EPA recommends all homes in Zone 1 areas be tested for radon. Radon is a naturally occurring radioactive gas that can accumulate in homes and is the second leading cause of lung cancer in the U.S.

USGS reports that 3 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: Helena Water System

8 ZIP codes share this system
Source: Surface water
Serving 32,091 people
Avg. score: 36/100

⚠ 8 of 8 communities on this water system have reported EPA violations, including 200 health-based violations (152 still unresolved).

This system draws from surface water sources (rivers, reservoirs, or lakes). Surface water systems typically serve larger populations and face different contamination risks than groundwater — including agricultural runoff, industrial discharge, and seasonal turbidity.

Other ZIP codes on this system

System ID: MT0000241 · Source: EPA SDWIS

Contaminant Stress Analysis

Statistical envelope (p10/p50/p90) of measured contaminant levels compared to EPA Maximum Contaminant Levels (MCL). Based on enforcement and compliance monitoring data.

Lead (LCR 90th) (PPB) 3 measurements
▲ Worsening
MCL 15
p10: 1 p50: 3 p90: 3

All measured values of Lead (LCR 90th) remain below the MCL of 15 PPB.

HAA5 (MG/L) 3 measurements
▬ Stable
MCL 60
p10: 0.06 p50: 0.06 p90: 0.07

All measured values of HAA5 remain below the MCL of 60 MG/L.

📊 EPA SDWIS Enforcement & Compliance · Updated March 2026 · View source →

Score History

Declining Score changed from 66 to 37 over 1615 days (-29)
30-day change: 0 90-day change: -10

Tracking since 2021-12-31 · 59 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Compliance History

2021 2022 3 2023 2 2024 1 2025
Health-based (MCL/TT) Other violations

Environmental Incidents

16
Monitoring
EPA enforcement actions & health violations in 59620 (last 5 years)
Enforcement Actions
10
0 formal
Health Violations
6
0 unresolved
Last Enforcement
2026-01-14
Last Violation
2024-04-01

Health-Based Violations

Consumer Confidence Report
Resolved
TT violation · 2024-04-01
Operator Certification
Resolved
TT violation · 2023-06-03
HAA5 — 0.062 MG/L
Resolved
MCL violation · 2023-01-01 to 2023-03-31
Consumer Confidence Report
Resolved
TT violation · 2022-11-04
HAA5 — 0.062 MG/L
Resolved
MCL violation · 2022-10-01 to 2022-12-31
HAA5 — 0.066 MG/L
Resolved
MCL violation · 2022-07-01 to 2022-09-30

Enforcement Actions

State Informal Action
2026-01-14
State Order Extension
2025-12-03
State Informal Action
2025-07-23
State Informal Enforcement
2025-07-23
State Informal Action
2025-07-18
State Informal Enforcement
2025-07-18
State Order Extension
2025-07-02
State Informal Action
2025-02-04
State Order Extension
2025-02-04
State Informal Action
2025-02-04

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

Health Risks from Detected Contaminants

Total Trihalomethanes (TTHM)

High Risk

EPA limit: 0.08 mg/L · 14 violations on record

Bladder & rectal cancer risk; reproductive concerns

At-risk groups: pregnant women, long-term consumers of chlorinated water, people who frequently shower in chlorinated water

Removal: granular activated carbon (GAC), carbon block filter, point-of-entry aeration · Find a filter →

📊 EPA SDWIS + SDWA · Updated March 2026 · View source →

Consumer Confidence Report

2024 Report

Annual water quality report published by City of Helena for ZIP code 59620.

10
Contaminants Tested
0
MCL Violations

Key Contaminants

Contaminant Level MCL Status
Total Trihalomethanes 68 ppb 80 ppb Within Limit
Total Haloacetic Acid 67 ppb 60 ppb Within Limit

Lead & Copper Rule Results

Lead (90th percentile): 5 ppb — EPA action level: 15 ppb
Copper (90th percentile): 0.3 ppm — EPA action level: 1.3 ppm

What Is a Consumer Confidence Report?

Every community water system in the U.S. is required by the EPA to publish an annual Consumer Confidence Report (CCR), also known as a Water Quality Report. It lists all detected contaminants, their levels compared to federal limits (MCLs), and information about where your water comes from.

How to Read Your CCR

  • MCL (Maximum Contaminant Level) — the highest level of a contaminant allowed in drinking water
  • MCLG (Maximum Contaminant Level Goal) — the level below which there is no known health risk
  • Action Level — used for lead and copper; triggers treatment if exceeded at the 90th percentile
  • A violation means detected levels exceeded the MCL — your utility must notify you and take corrective action
📊 Water Utility CCR Report · Updated March 2026 · View source →
💧

Based on your water data

Carbon Block (under-sink) · $100–$200 · NSF/ANSI 42, NSF/ANSI 53, NSF/ANSI 401

Removes chlorine taste and disinfection byproducts. Addresses THMs (disinfection byproducts) detected in your water.

View details →
Whole-House · $800–$1,500 · NSF/ANSI 42, NSF/ANSI 61

Filters every tap in your home. View details →

Product links are affiliate links — we may earn a commission at no extra cost to you. Recommendations are based on NSF certifications and EPA contaminant data, not advertiser influence. See our disclosure.

Childhood Environmental Risk Score — 59620

Very High Risk
87/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 98% of U.S. ZIP codes and 98% of those in Montana — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Water System Violations 87/100
EPA water system violation history for this area.
What weighs most here

Water system violation history is the largest contributor to this ZIP's score. A pattern of violations can signal recurring quality issues worth monitoring, and reviewing a system's recent record helps families know what to ask about.

EPA Radon Zone Zone 1
Zone 1 is the EPA's highest radon-potential designation. The EPA recommends that every home in a Zone 1 area be tested for radon.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986
  • Consider a certified water filter (NSF/ANSI 53 for lead removal) for drinking and cooking water
  • Ask your pediatrician about blood lead level testing at well-child visits

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

  • Ask your pediatrician whether a blood lead test is appropriate at a child's next well-child visit.
Protect Your Family's Water
This ZIP code shows elevated environmental health risks for children. Testing your home's water is the first step to ensuring safety.
Find the Right Water Filter →
Share with other parents

Know a family in 59620? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for Montana

$28.6M
allocated in fiscal year 2025 for lead service line replacement
Up to $14.0M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in Montana

0 active weather alerts in Montana. Severe weather can affect your water quality and home safety.

View alerts for Montana →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (8) HIGH

Air Quality for 59620

14
AQI
Good
Primary pollutant: PM2.5
Station: Helena (0.5 mi away)
Health Recommendations

Air quality is satisfactory, and air pollution poses little or no risk. Enjoy outdoor activities.

AQI Scale
050100150200300500
📊 EPA AirNow · Updated March 2026 · View source →

Termite Risk for 59620

Slight Risk Zone
WDI Inspection Requirement

Not required for VA loans; minimal termite risk

Typical Inspection Cost
$75 – $125
Based on Montana market rates
Consequence

No mandatory inspection

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • Even in lower-risk zones, subterranean termites can be active. Consider an inspection if purchasing an older home or if you notice warning signs.
Reference: Outside VA/FHA mandatory WDI zone

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, Montana pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 59620

Low Pest Pressure
Top Pest Threats in Montana

rodents, carpenter ants, bed bugs, mosquitoes and stink bugs

Typical Pest Inspection Cost
$75 – $175
Based on Montana market rates
Licensed Applicator Required
Yes
Montana pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • West Nile activity zone
Real Estate Transaction Requirement

Required for VA loans in all states; not state-mandated

Penalty for Unlicensed Application

Up to $5,000 per violation

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • Even in lower-pressure regions like Montana, indoor pests (bed bugs, rodents) remain a concern. Inspect when purchasing a home or if you notice signs of activity.

Common Questions

Do I need a pest inspection before buying a home in Montana?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; not state-mandated Even when not legally required, a professional pest inspection ($75–$175) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in Montana?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in Montana. Commercial pest control services must be licensed. Up to $5,000 per violation.
What are the most common pests in Montana?
The top pest threats in Montana include rodents, carpenter ants, bed bugs, mosquitoes and stink bugs. Pest activity varies by season and local conditions. While overall pest pressure is lower, indoor pests like bed bugs and rodents remain common.
Legal Reference: Montana Pesticides Act (MCA Title 80 Chapter 8)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, Montana pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

35
Moderate Smoke Risk
Wildfire smoke exposure risk score for 59620
Nearest Fire
6 mi
9 km to nearest recent wildfire
County Fires (5yr)
56
wildfires in county since 2021
Risk Level
Moderate
based on fire proximity & history
Air Quality
Seasonal
during fire season (Jun–Nov)
SMOKE RISK SCORE 35/100
0 — Minimal 100 — Highest Risk
This area has moderate wildfire smoke exposure risk. During fire season (June–November), air quality can deteriorate rapidly. Monitor conditions at EPA AirNow and the National Interagency Fire Center.

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

5.7
LOW RISK
FEMA National Risk Index earthquake score for 59620
Risk Rating
Relatively Low
FEMA earthquake hazard classification
Expected Annual Loss
$1.0M
estimated county-level annual loss (Relatively Low)
Annual Frequency
0.002
expected damaging earthquakes per year
Structural Vulnerability
Low
based on housing age + seismic zone
EARTHQUAKE RISK SCORE 5.7/50
0 — Minimal 50 — Highest Risk

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 59620

Very Low Risk
20/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
54%
annual relative humidity
Summer Humidity
42%
Jun–Aug average
Flood Claims
0
FEMA insurance claims
Seasonal Risk

Winter humidity (66%) remains elevated in this area. Condensation on cold surfaces creates mold-favorable conditions even in cooler months. Summer humidity averages 42%.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Keep indoor humidity below 50% using ventilation or a dehumidifier in moisture-prone areas (bathrooms, basements, laundry rooms).
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

Low Risk
9
Respiratory Risk Score
Combined air quality, humidity & mold risk for 59620
Air Quality
1/40
EPA AQI index
Humidity
2/30
seasonal impact
Mold
6/30
housing + humidity
RISK SCORE 9/100
Low Moderate Severe
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

52
High Proximity Risk
EPA Superfund NPL site proximity score for 59620
Nearest NPL Site
5.7 mi
9.1 km — East Helena Site
Sites Within 10 km
1
NPL sites within ~6.2 miles
Risk Level
High
based on proximity & site status
Sites Within 25 km
2
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 52/100
0 — No nearby sites 100 — Highest Risk

Nearest Superfund (NPL) Sites

Site Name Distance Status Listed
East Helena Site
East Helena, Montana
5.7 mi Active Cleanup 09/21/1984
Upper Tenmile Creek Mining Area
Helena, Rimini, Montana
12.6 mi Active Cleanup 10/22/1999
Basin Mining Area
Basin, Montana
24.6 mi Active Cleanup 10/22/1999
Your area is near active Superfund cleanup sites. Contaminants from NPL sites can affect groundwater, soil, and air quality in surrounding communities. Check your home's water source and consider testing soil if you have a garden or well. View site details at the EPA Superfund Site Search.

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
27.3k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • GLYPHOSATE
    Herbicide · 18.4k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • 2,4-D
    Herbicide · 4.9k kg/yr · EPA drinking-water reference limit: 70 ppb
    Moderate water concern
  • PENDIMETHALIN
    Herbicide · 2.5k kg/yr
    Low water concern
  • DICAMBA
    Herbicide · 812 kg/yr
    Low water concern
  • MALATHION
    Insecticide · 246 kg/yr
    Moderate water concern

3 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (4) MODERATE

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

56/100
Home Purchase Risk Score
Moderate Risk

Public federal data shows a moderate risk profile for this ZIP. Several factors below are worth verifying independently before closing.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

Test recommended
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

Test recommended
Air quality · 5% of score

Local air-quality history is useful context; for sensitive occupants, an HVAC system with good filtration helps.

No flag

Nearby hazards

Superfund proximity

EPA Superfund sites within 10 km: 1. Nearest: East Helena Site (about 9.1 km away).

ATSDR public-health assessment for nearby sites: No Apparent Public Health Hazard.

75%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

3
hospitals within 15 miles
2
with emergency departments
3
of these within 5 miles
Nearest CMS-rated hospital
ST Peters Health
CMS 3-star rating · 1.6 mi away

Closest hospitals

  • ST Peters Health
    Acute care · 1.6 mi away · ER
    CMS 3-star rating
  • Shodair Children's Hospital
    Psychiatric · 1.6 mi away
    Not rated by CMS
  • VA Montana Healthcare System
    VA acute care · 4.0 mi away · ER
    CMS 5-star rating

Across the rated hospitals within 15 miles, the average CMS overall-quality rating is 4.0 (CMS scale: 1 to 5).

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Test for radon before closing — the EPA recommends it, especially in Radon Zone 1.
  • Review the local water system's recent disruption and violation history with the utility.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Water Infrastructure Risk

31%
Moderate Risk
Estimated pipe failure probability for 59620
State Funding Gap
$796
per resident (20-year need)
Pre-1980 Housing
0%
of homes built before 1980
System Violations
6
EPA violations on record
Lead Indicators
Low
no lead service line indicators

Risk Factor Breakdown

Infrastructure Funding Gap 34%
State drinking water infrastructure need relative to population
Housing Vintage 30%
Proportion of homes with plumbing installed before 1980
Violation History 41%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 20%
Lead service line probability and lead testing results

What This Means

ZIP code 59620 has some aging water infrastructure. While not at the highest risk level, periodic water testing is a sensible precaution, particularly if your home was built before 1980.

📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

61
Moderate infrastructure stress
Higher modeled infrastructure stress than 75% of US ZIP codes

Water pipe decay

Local water mains are modeled to reach a critical service threshold within about 3 years.

New 71% of service life consumed End of life
Decay trend
Moderate
Likely pipe material
Not determined
Estimated system age
46 yrs
Modeled failure probability
31%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
204
Rated in poor condition
5.4%
FHWA NBI structural rating
Average bridge age
47 yrs
Worst bridge rating
3/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 200 bridges classified within this ZIP code's surrounding county, 11 are classified Poor by FHWA NBI 2024.

Good (116) · Fair (73) · Poor (11)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Gas pipeline incident history

PHMSA records no reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

75%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Concerned about aging water lines on your property? — talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

CO & Gas Safety Profile

0
Low Gas Risk
PHMSA gas distribution incident risk score for 59620
County Incidents
0
gas distribution incidents since 2004
Fatalities
0
no deaths reported
Risk Level
Low
based on incident history
RISK SCORE 0/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in Montana

✓ Limited Enforcement
What Requires a Permit

Electrical and plumbing statewide. Structural permits in jurisdictions adopting building codes; many rural areas exempt.

Typical Permit Cost
$50 – $1200
Based on Montana fee schedules
Penalty for Non-Compliance

Fines up to $500, stop-work orders where codes adopted

Legal Reference: MCA §50-60-101; Montana Building Codes Bureau

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in Montana, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 59620

What remodeling work requires a permit in Montana?

In Montana, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in Montana?

Working without a required permit in Montana can result in Fines up to $500, stop-work orders where codes adopted. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in Montana?

Remodeling permit fees in Montana typically range from $50 to $1200, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on Montana building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

Home maintenance concerns detected — talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Cost & Community (4) OK

True Cost of Ownership

$540
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 22% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
MT median
$870
per year

Where the estimate comes from

Wildfire$300
Underground storage tanks$240

5-year equipment outlook

No major equipment is flagged for likely replacement within five years.

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in Montana

State tax rates affect cost of ownership. Here's how Montana compares to national averages.

Income Tax
6.8%
top marginal rate
US avg: 5.3%
Sales Tax
None
combined avg
US avg: 6.6%
Property Tax
0.83%
effective rate
US avg: 0.98%

No sales tax

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in Montana

Residential electricity rate: 12.86¢/kWh24% below the national average (national avg: 17.0¢/kWh · EIA, December 2025)

Montana Energy Mix

Solar 1.2% Wind 21.9% Hydro 34.3% Gas 4.6% Coal 35.2% Petroleum 1.6%
Renewable energy
57.5%
Clean energy (incl. nuclear)
57.5%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Home Energy Audit for 59620

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives.

Electricity Rate
12.9¢/kWh
Montana state average (24% below U.S. avg)
Est. Annual Energy Cost
$1,350
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
58%
of Montana's electricity from renewables
Potential Annual Savings
$68–$203
5–15% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households
Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 59620

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in Montana, the average home spends approximately $1,350/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $203–$338 annually.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Helena, Montana

Elevated lead levels detected
Lead measured at 3 ppb (EPA action level: 15 ppb). 11 health violations on record. Population affected: 36,935.

Violations & Enforcement Timeline

2026-01-14 State Informal Action
2025-12-03 State Order Extension
2025-07-23 State Informal Action
2025-07-23 State Informal Enforcement
2025-07-18 State Informal Action
View all 16 records
2025-07-18 State Informal Enforcement
2025-07-02 State Order Extension
2025-02-04 State Informal Action
2025-02-04 State Order Extension
2025-02-04 State Informal Action
2024-04-01 TT Consumer Confidence Report Active
2023-06-03 TT Operator Certification Active
2023-01-01 MCL HAA5 Resolved 0.062 MG/L
2022-11-04 TT Consumer Confidence Report Active
2022-10-01 MCL HAA5 Resolved 0.062 MG/L
2022-07-01 MCL HAA5 Resolved 0.066 MG/L

Related Anomalies

High enforcement spike
Helena, MT (59620) hit with 7 enforcement actions in the past year

National safety news feed →

📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 59620 safe to drink?

Based on EPA SDWIS data, Helena's primary water system (Helena Water System) has 36 recorded violations in the past 5 years, including 11 health-based. Check the full report above for details.

Where does 59620's water come from?

The primary water source for ZIP code 59620 is Surface water. Helena Water System serves approximately 32,091 people.

How can I get my water tested in Helena?

Contact your local water utility (Helena Water System) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 59620 tap water?

The most recent lead sampling for 59620 recorded 0.003 mg/L. The EPA action level is 0.015 mg/L. This result is below the EPA action level.

What is the radon risk for 59620?

59620 falls in EPA Radon Zone 1 (High risk), located in Lewis and Clark County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

What contaminants were found in ZIP 59620 water?

According to the most recent Consumer Confidence Report, 10 contaminants were detected. The top contaminants include Total Trihalomethanes (68 ppb), Total Haloacetic Acid (67 ppb). See the full water quality breakdown above.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 59620

ZIP Code City, State Distance Grade Violations
59624 Helena, MT <1 mi F 36
59626 Helena, MT <1 mi F 36
59623 Helena, MT <1 mi F 36
59625 Helena, MT <1 mi F 36
59601 Helena, MT 1.6 mi D 36
59636 Fort Harrison, MT 4.0 mi C 6
59604 Helena, MT 6.1 mi D 36
59635 East Helena, MT 6.2 mi C 6
59602 Helena, MT 8.7 mi F 36
59634 Clancy, MT 9.1 mi D 11

Contaminants Detected in 59620

Learn more about the contaminants found in your water supply:

Overall safety breakdown

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2026 Rankings

ZIP 59620 scores in the bottom tier nationally.

Coverage: 13/17 risk factors Data sources →
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