ZipCheckup grade for 48708: A.

Checked records flag no major concern; missing data is unknown.

Health Violations Found
A 98

Bay City, MI (48708): 1 Health-Based Violation Recorded for Mapped Water Systems - 98/100

EPA data combined for 5 water systems mapped to this ZIP (largest mapped system: City of Bay City)

Health Violations Found PFAS Detected

Health-based violation records by water system:

EPA records for the water systems mapped to 48708 in Bay City, MI contain 5 recorded violations for inclusive record years 2021 through 2026, all mapped systems combined; 1 are marked health-based.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Latest air quality, EPA records and weather alerts Current data temporarily unavailable
Current EPA violation data unavailable
Water records and current conditions
Current EPA violation data unavailable
Safety Score
A 98/100
Water Quality Issues 1 health-based violation
Lead Risk Moderate 0.01 mg/L, 90th percentile, sample period ending 2025-06-30
NFIP Claim History Claim records 26 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records for water systems mapped to this ZIP show 1 health-based violation and 4 non-health-based (since 2021).
  • Lead The reported 90th-percentile lead result of 0.01 mg/L is below the EPA action level, but EPA's health goal for lead is zero; filtration is advisable.
  • PFAS PFAS detected in UCMR5 sampling; see the PFAS section for each compound, compared with the federal PFAS MCL where one exists.
  • Radon EPA Zone 3 - county-level radon potential, not evidence of a low home result.
  • Flood 26 cumulative NFIP claim records. Check the current FEMA map for a specific address.
Contaminant Summary
Health Violations
5 violations 1 health-based PFAS detected
Report data assembled: Jul 27, 2026 EPA water-system identity: source date or period is not present in ZipCheckup's accepted source record EPA violation history: more than two update cycles old Lead, copper and UCMR measurements: source date or period is not present in ZipCheckup's accepted source record Consumer Confidence Report: source date or period is not present in ZipCheckup's accepted source record
A
ZIP-level Home Safety model score: 98 / 100
Home Safety Score higher than 89% of ZIP codes nationwide
5
Water Systems
32,255
People Served
1
Health Violations (since 2021)Median is 0
Surface water
Water Source
0.01 mg/L
Reported Lead Result4.3× the national median for this measure
Zone 3
County Radon Potential · Low
$99K
Median Home Value45% below state median ($179K)

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Score Breakdown

Overall Home Safety Score: 98/100

This is the published model score. Component and domain values are shown independently; they are not added together on this page.

Canonical components

EPA water compliance
88/100
Observed
PFAS MCL screen
100/100
Observed
EPA radon zone
100/100
Observed
Annual EPA AirData AQI
100/100
Observed

Required domains

Drinking water
94/100
Indoor environment
100/100
Outdoor environment
100/100

Coverage: 4 of 4 components and 3 of 3 domains observed.

Model 4.0.0; series home-safety-v4-cross-vertical.

Safety & Health (8) CRITICAL

Your Water System

ZIP code 48708 in Bay City, Michigan is mapped to the water system City of Bay City (EPA ID: MI0000470). This system provides water to approximately 32,255 people from surface water sources.

There are 5 community water systems serving this area.

Water Systems Serving This Area

System Name EPA ID Population Source
City of Bay City, MI0000470 32,255 Surface water
Hampton Township MI0002960 9,652 Surface water
Bangor Township MI0000390 11,999 Surface water
City of Zilwaukee, MI0007280 1,534 Surface water
Buena Vista Township MI0000980 8,676 Surface water

Other Water Quality Reports in Michigan

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View available EPA compliance records for City of Bay City (MI0000470) on EPA.gov.

4 of the top compounds applied across the surrounding county in USGS pesticide-use estimates appear on EPA drinking-water monitoring lists. See the agricultural pesticide-use section.

📊 EPA Safe Drinking Water · View source →

PFAS Contamination Detected

PFAS ("forever chemicals") have been reported in samples from water systems associated with ZIP code 48708.

Detected compounds: PFBA.

Highest measured level: 0.013 µg/L

Reverse osmosis (RO) and activated carbon block filters can reduce PFAS at the tap. Certifications list the compounds covered: an NSF/ANSI 53 or 58 claim for PFOA/PFOS does not cover every PFAS, so check that the product lists the compounds detected here.

📊 EPA UCMR5 · View source →
Environmental Hazards (11) HIGH
Home & Infrastructure (6) HIGH

Possible home maintenance concerns - talk to a local expert.

Call (855) 384-4856

This is a free service. You will be connected with an independent service provider. We may receive compensation.

Cost & Community (9) HIGH

CPSC product recall notices

These national notices are not matched to this ZIP code or water system.

View all recalls →

📊 CPSC · View source →

Protect Your Home in Bay City

Based on local data for ZIP 48708, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

The ZIP code for this report in Bay City has 26 FEMA flood claims on record. Standard homeowner policies don't cover flood damage - make sure you're protected.

Typical cost: Flood insurance: premiums vary by property and flood zone; request a quote

Check Your Flood Zone (Free)

FEMA flood map lookup - see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Gutter Installation & Repair

The median home in 48708 was built around 1945. Aging gutters can cause foundation damage, basement flooding, and mold - a professional assessment can prevent costly repairs.

Typical cost: Gutter installation: typically $1,000–$2,500 for a standard home

Estimate Your Home Maintenance Costs

Window Replacement

The median build year of homes in Bay City is 1945; check the age and condition of your own windows. ENERGY STAR windows can save $101–$583/year on energy bills.

Typical cost: Window replacement: typically $300–$800 per window installed

Estimate Your Home Maintenance Costs

Roofing Inspection & Repair

Homes built around 1945 may be on their second or third roof. A professional inspection can catch damage before leaks start.

Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500

Estimate Your Home Insurance Needs

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Frequently Asked Questions

Is the tap water in 48708 safe to drink?

EPA SDWIS records 5 violations since 2021 across the water systems mapped to ZIP 48708 (primary system: City of Bay City), including 1 health-based. The violation table above shows which system each record belongs to. ZipCheckup last updated this page in July 2026. The federal source release date is unavailable, so that month is not presented as source currency.

Where does 48708's water come from?

The recorded water source for City of Bay City, a system mapped to ZIP code 48708, is Surface water. This system serves approximately 32,255 people.

How does Bay City water compare to the national average?

Bay City's Home Safety Score ranks better than 89% of U.S. ZIP codes, and at or above 81% within Michigan.

How can I get my water tested in Bay City?

If City of Bay City supplies your home, contact it for its Consumer Confidence Report; otherwise contact the water utility that serves your address, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 48708 tap water?

The Lead and Copper Rule record selected for 48708 reports a 90th-percentile lead result of 0.01 mg/L for a water system mapped to this ZIP (record date 2025-06-30). The EPA action level is 0.015 mg/L. This result is below the EPA action level; it does not show the lead level in each home.

What is the radon risk for 48708?

48708 is mapped to a county in EPA Radon Zone 3 (low county-level radon potential; EPA recommends testing every home), located in Bay County. EPA radon zones range from Zone 1 (highest county-level potential) to Zone 3 (lowest). Testing your home is recommended regardless of zone.

Are there PFAS (forever chemicals) in 48708's water?

Yes, PFAS have been detected in samples from water systems mapped to 48708. Reverse osmosis and activated carbon filters certified to NSF/ANSI 53 or 58 specifically for PFOA/PFOS reduction can reduce PFAS.

What does the NFIP claim history show for ZIP 48708?

FEMA records contain 26 flood insurance claims filed in ZIP code 48708; the recorded rated-zone value (the most frequent one if there are several claims) is B, which is claims evidence and may differ from the current FEMA map zone for a property. Claim records do not establish current property risk. Review FEMA's map for the specific property.

How to cite this page

APA ZipCheckup. (2026). Bay City, MI (48708): 1 Health-Based Violation Recorded for Mapped Water Systems - 98/100. https://zipcheckup.com/report/48708/
BibTeX 
@misc{zipcheckup-report-48708,
  author = {{ZipCheckup}},
  title  = {{Bay City, MI (48708): 1 Health-Based Violation Recorded for Mapped Water Systems - 98/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/report/48708/}
}

Page version: October 2026.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 48708

ZIP Code City, State Distance Grade Violations
48732 Essexville, MI 3.3 mi A 2
48706 Bay City, MI 4.2 mi A 1
48710 University Center, MI 6.1 mi N/A 0
48747 Munger, MI 6.7 mi A 0
48604 Saginaw, MI 8.4 mi N/A 8
48631 Kawkawlin, MI 8.8 mi A 1
48724 Carrollton, MI 8.9 mi N/A 2
48607 Saginaw, MI 10.8 mi N/A 2
48707 Bay City, MI 11.1 mi N/A 0
48603 Saginaw, MI 11.2 mi N/A 8

Contaminants Detected in 48708

Learn more about the contaminants found in your water supply:

Overall safety breakdown

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2026 Rankings

ZIP 48708 scores in the top tier nationally.

Coverage: 15/17 risk factors Data sources →
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