ZipCheckup grade for 34104: B.

This ZIP has a few items worth a quick check.

Your top priority: review your flood insurance coverage. Check your ZIP → FloodSmart

Water Quality Report
B 74

Naples, FL (34104): PFAS Above 2029 MCL Level - 74/100

EPA data combined for 2 water systems mapped to this ZIP (largest mapped system: Collier County Regional Wtp)

PFAS Detected NFIP Claim History

EPA records for the water systems mapped to 34104 in Naples, FL contain 23 recorded violations for inclusive record years 2021 through 2026, all mapped systems combined; 0 are marked health-based.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Latest air quality, EPA records and weather alerts Current data temporarily unavailable
Current EPA violation data unavailable
Water records and current conditions
Current EPA violation data unavailable
Safety Score
B 74/100
Water Quality PFAS above MCL 23 non-health-based violation records in EPA data
Lead Risk Below action level 0.0012 mg/L, 90th percentile, sample period ending 2023-12-01
NFIP Claim History Claim records 954 claims
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records for water systems mapped to this ZIP show 23 violations (non-health) (since 2021).
  • Lead The reported 90th-percentile lead result of 0.0012 mg/L is below the EPA action level for water systems; EPA's health goal for lead is zero.
  • PFAS At least one PFAS result is above an EPA MCL value (UCMR5 sampling; MCL compliance required from 2029).
  • Radon EPA Zone 3 - county-level radon potential, not evidence of a low home result.
  • Flood 954 cumulative NFIP claim records. This historical count is not a current property-risk verdict.
Contaminant Summary
Violations on record (not health-based)
23 violations PFAS detected
Report data assembled: Jul 27, 2026 EPA water-system identity: source date or period is not present in ZipCheckup's accepted source record EPA violation history: more than two update cycles old Lead, copper and UCMR measurements: source date or period is not present in ZipCheckup's accepted source record Consumer Confidence Report: source date or period is not present in ZipCheckup's accepted source record
B
ZIP-level Home Safety model score: 74 / 100
Bottom 49% of U.S. ZIP codes
2
Water Systems
216,993
People Served
0
Health Violations (since 2021)
Groundwater
Water Source
0.0012 mg/L
Reported Lead Result
Zone 3
County Radon Potential · Low
$349K
Median Home Value18% above state median ($296K)

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Score Breakdown

Overall Home Safety Score: 74/100

This is the published model score. Component and domain values are shown independently; they are not added together on this page.

Canonical components

EPA water compliance
44/100
Observed
PFAS MCL screen
0/100
Observed
EPA radon zone
100/100
Observed
Annual EPA AirData AQI
100/100
Observed

Required domains

Drinking water
22/100
Indoor environment
100/100
Outdoor environment
100/100

Coverage: 4 of 4 components and 3 of 3 domains observed.

Model 4.0.0; series home-safety-v4-cross-vertical.

Safety & Health (8) HIGH

Your Water System

ZIP code 34104 in Naples, Florida is mapped to the water system Collier County Regional Wtp (EPA ID: FL5114069). This system provides water to approximately 216,993 people from groundwater sources.

There are 2 community water systems serving this area.

Water Systems Serving This Area

System Name EPA ID Population Source
Collier County Regional Wtp FL5114069 216,993 Groundwater
Naples Water Department FL5110198 83,804 Groundwater

Other Water Quality Reports in Florida

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View available EPA compliance records for Collier County Regional Wtp (FL5114069) on EPA.gov.

5 of the top compounds applied across the surrounding county in USGS pesticide-use estimates appear on EPA drinking-water monitoring lists. See the agricultural pesticide-use section.

📊 EPA Safe Drinking Water · View source →

PFAS Contamination Detected

PFAS ("forever chemicals") have been reported in samples from water systems associated with ZIP code 34104. One or more compound results are above the level of a federal PFAS MCL with compliance required from 2029.

Detected compounds: PFOS, PFBA, PFPeA, PFOA, PFBS.

Highest measured level: 0.011 µg/L

Reverse osmosis (RO) and activated carbon block filters can reduce PFAS at the tap. Certifications list the compounds covered: an NSF/ANSI 53 or 58 claim for PFOA/PFOS does not cover every PFAS, so check that the product lists the compounds detected here.

📊 EPA UCMR5 · View source →
Environmental Hazards (11) HIGH
Home & Infrastructure (7) OK
Cost & Community (9) HIGH

CPSC product recall notices

These national notices are not matched to this ZIP code or water system.

View all recalls →

📊 CPSC · View source →

Protect Your Home in Naples

Based on local data for ZIP 34104, these services may benefit homeowners in your area.

Based on local data for your area. Use the tools below to explore your options.

Home & Flood Insurance

The ZIP code for this report in Naples has 954 FEMA flood claims on record. Standard homeowner policies don't cover flood damage - make sure you're protected.

Typical cost: Flood insurance: premiums vary by property and flood zone; request a quote

Check Your Flood Zone (Free)

FEMA flood map lookup - see if your property is in a flood zone

Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)

Roofing Inspection & Repair

Active weather alerts in Florida increase the risk of roof damage from hail and high winds. A professional inspection can identify vulnerabilities.

Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500

Estimate Your Home Insurance Needs

Service recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.

Frequently Asked Questions

Is the tap water in 34104 safe to drink?

EPA SDWIS records 23 violations since 2021 across the water systems mapped to ZIP 34104 (primary system: Collier County Regional Wtp), including 0 health-based. The violation table above shows which system each record belongs to. ZipCheckup last updated this page in July 2026. The federal source release date is unavailable, so that month is not presented as source currency.

Where does 34104's water come from?

The recorded water source for Collier County Regional Wtp, a system mapped to ZIP code 34104, is Groundwater. This system serves approximately 216,993 people.

How does Naples water compare to the national average?

Naples's Home Safety Score ranks lower than 51% of U.S. ZIP codes, and lower than 62% of ZIP codes within Florida.

How can I get my water tested in Naples?

If Collier County Regional Wtp supplies your home, contact it for its Consumer Confidence Report; otherwise contact the water utility that serves your address, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 34104 tap water?

The Lead and Copper Rule record selected for 34104 reports a 90th-percentile lead result of 0.0012 mg/L for a water system mapped to this ZIP (record date 2023-12-01). The EPA action level is 0.015 mg/L. This result is below the EPA action level; it does not show the lead level in each home.

What is the radon risk for 34104?

34104 is mapped to a county in EPA Radon Zone 3 (low county-level radon potential; EPA recommends testing every home), located in Collier County. EPA radon zones range from Zone 1 (highest county-level potential) to Zone 3 (lowest). Testing your home is recommended regardless of zone.

Are there PFAS (forever chemicals) in 34104's water?

Yes, PFAS have been detected in samples from water systems mapped to 34104. One or more PFAS results are above the level of a federal PFAS MCL with compliance required from 2029. Reverse osmosis and activated carbon filters certified to NSF/ANSI 53 or 58 specifically for PFOA/PFOS reduction can reduce PFAS.

What does the NFIP claim history show for ZIP 34104?

FEMA records contain 954 flood insurance claims filed in ZIP code 34104; the recorded rated-zone value (the most frequent one if there are several claims) is AE, which is claims evidence and may differ from the current FEMA map zone for a property. This is a substantial claim history, but claim count is not a count of distinct events or properties. Review FEMA's map for the specific property.

How to cite this page

APA ZipCheckup. (2026). Naples, FL (34104): PFAS Above 2029 MCL Level - 74/100. https://zipcheckup.com/report/34104/
BibTeX
@misc{zipcheckup-report-34104,
  author = {{ZipCheckup}},
  title  = {{Naples, FL (34104): PFAS Above 2029 MCL Level - 74/100}},
  year   = {2026},
  url    = {https://zipcheckup.com/report/34104/}
}

Page version: October 2026.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 34104

ZIP Code City, State Distance Grade Violations
34112 Naples, FL 2.4 mi B 23
34116 Naples, FL 3.0 mi A 9
34105 Naples, FL 3.1 mi B 23
34101 Naples, FL 3.4 mi N/A 9
34106 Naples, FL 3.4 mi N/A 0
34107 Naples, FL 3.4 mi N/A 0
34102 Naples, FL 3.6 mi B 14
34103 Naples, FL 4.7 mi B 14
34109 Naples, FL 7.1 mi A 9
34108 Naples, FL 7.3 mi A 23

Contaminants Detected in 34104

Learn more about the contaminants found in your water supply:

Overall safety breakdown

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