ZipCheckup grade for 32177: A.
The model grade is high, but the records on this page include findings worth reviewing.
Your top priority: test your tap water for lead. Check your ZIP → EPA lead guide
Palatka, FL (32177): Lead Above EPA Action Level - 93/100
EPA data for R.c. Willis Wtp (city of Palatka)
Health-based violation records by water system:
EPA records for the water systems mapped to 32177 in Palatka, FL contain 36 recorded violations for inclusive record years 2021 through 2026, all mapped systems combined; 16 are marked health-based.
Data source: U.S. Environmental Protection Agency (EPA) SDWIS
At a Glance
- Water EPA records for water systems mapped to this ZIP show 16 health-based violations and 20 non-health-based (since 2021).
- Lead 90th-percentile lead reading of 0.0168 mg/L; the EPA action level of 0.015 mg/L applies to a water system's 90th-percentile result.
- Radon EPA Zone 3 - county-level radon potential, not evidence of a low home result.
- Flood 91 cumulative NFIP claim records. Check the current FEMA map for a specific address.
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Check the critical finding below for 32177 in Palatka - it is the only critical or high-priority finding documented in this record.
Score Breakdown
Overall Home Safety Score: 93/100
This is the published model score. Component and domain values are shown independently; they are not added together on this page.
Canonical components
Required domains
Coverage: 4 of 4 components and 3 of 3 domains observed.
Model 4.0.0; series home-safety-v4-cross-vertical.
Safety & Health (7) CRITICAL
Your Water System
ZIP code 32177 in Palatka, Florida is mapped to the water system R.c. Willis Wtp (city of Palatka) (EPA ID: FL2544260). This system provides water to approximately 11,900 people from groundwater sources.
Other Water Quality Reports in Florida
- 32003 (Fleming Island) - 2 violations recorded for mapped water systems
- 32004 (Ponte Vedra Beach)
- 32006 (Fleming Island)
- 32007 (Bostwick)
- 32008 (Branford) - 4 violations recorded for mapped water systems
- 32009 (Bryceville)
- 32011 (Callahan) - 6 violations recorded for mapped water systems
- 32013 (Day)
- 32024 (Lake City)
- 32025 (Lake City)
- 32026 (Raiford)
- 32030 (Doctors Inlet)
- 32033 (Elkton) - 6 violations recorded for mapped water systems
- 32034 (Fernandina Beach) - 4 violations recorded for mapped water systems
- 32035 (Fernandina Beach)
- 32038 (Fort White)
- 32040 (Glen Saint Mary) - 1 violation recorded for mapped water systems
- 32041 (Yulee)
- 32042 (Graham)
- 32043 (Green Cove Springs) - 9 violations recorded for mapped water systems
Nearby Water Quality Reports
- 32178 (Palatka) - 1 mi
- 32131 (East Palatka) - 4 mi - 51 violations recorded for mapped water systems
- 32187 (San Mateo) - 6 mi - 49 violations recorded for mapped water systems
- 32189 (Satsuma) - 7 mi - 52 violations recorded for mapped water systems
- 32147 (Hollister) - 10 mi - 5 violations recorded for mapped water systems
- 32007 (Bostwick) - 10 mi
- 32145 (Hastings) - 11 mi - 2 violations recorded for mapped water systems
- 32193 (Welaka) - 12 mi
- 32181 (Pomona Park) - 12 mi - 3 violations recorded for mapped water systems
- 32157 (Lake Como) - 13 mi
Data Sources
This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View available EPA compliance records for R.c. Willis Wtp (city of Palatka) (FL2544260) on EPA.gov.
4 of the top compounds applied across the surrounding county in USGS pesticide-use estimates appear on EPA drinking-water monitoring lists. See the agricultural pesticide-use section.
Compliance History
UCMR 5 PFAS monitoring: no reportable detections in available records
Available federal UCMR5 records for water systems mapped to ZIP code 32177 show no PFAS detections among the compounds tested, at the program's reporting levels.
The EPA Fifth Unregulated Contaminant Monitoring Rule (UCMR5) required community and non-transient non-community water systems serving 3,300 or more people to test for 29 PFAS compounds and lithium between 2023 and 2025. Systems with no detections at the federal minimum reporting level had no results at or above that reporting level.
Health Risks from Detected Contaminants
Total Trihalomethanes (TTHM)
High RiskEPA reference value: 0.08 mg/L · 20 violations on record
Long-term exposure is associated with increased cancer risk, including bladder cancer; possible reproductive effects
At-risk groups: pregnant women, long-term consumers of chlorinated water
Treatment options (verify a product is certified to reduce this contaminant): granular activated carbon (GAC), carbon block filter, point-of-entry aeration · Find a filter →
Environmental Hazards (11) HIGH
Home & Infrastructure (7) MODERATE
Possible home maintenance concerns - talk to a local expert.
Call (855) 384-4856Paid Partner This is a free service. You will be connected with an independent service provider. We may receive compensation.
Cost & Community (9) HIGH
CPSC product recall notices
These national notices are not matched to this ZIP code or water system.
Protect Your Home in Palatka
Based on local data for ZIP 32177, these services may benefit homeowners in your area.
Based on local data for your area. Use the tools below to explore your options.
Home & Flood Insurance
The ZIP code for this report in Palatka has 91 FEMA flood claims on record. Standard homeowner policies don't cover flood damage - make sure you're protected.
Typical cost: Flood insurance: premiums vary by property and flood zone; request a quote
Check Your Flood Zone (Free)FEMA flood map lookup - see if your property is in a flood zone
Free tip: Check your FEMA flood zone at msc.fema.gov (free lookup)
Gutter Installation & Repair
The median home in 32177 was built around 1973. Aging gutters can cause foundation damage, basement flooding, and mold - a professional assessment can prevent costly repairs.
Typical cost: Gutter installation: typically $1,000–$2,500 for a standard home
Estimate Your Home Maintenance CostsWindow Replacement
The median build year of homes in Palatka is 1973; check the age and condition of your own windows. ENERGY STAR windows can save $101–$583/year on energy bills.
Typical cost: Window replacement: typically $300–$800 per window installed
Estimate Your Home Maintenance CostsRoofing Inspection & Repair
Homes built around 1973 may be on their second or third roof. A professional inspection can catch damage before leaks start.
Typical cost: Roof inspection: typically $75–$300; repairs $300–$1,500
Estimate Your Home Insurance NeedsService recommendations are based on public data for this ZIP code (FEMA, Census ACS, NWS). Actual needs vary by property. By calling, your information will be shared with an independent service provider. ZipCheckup may receive compensation. Cost estimates are approximate and vary by property, condition, and contractor.
Frequently Asked Questions
Is the tap water in 32177 safe to drink?
EPA SDWIS records 36 violations since 2021 across the water systems mapped to ZIP 32177 (primary system: R.c. Willis Wtp (city of Palatka)), including 16 health-based. The violation table above shows which system each record belongs to. ZipCheckup last updated this page in July 2026. The federal source release date is unavailable, so that month is not presented as source currency.
Where does 32177's water come from?
The recorded water source for R.c. Willis Wtp (city of Palatka), a system mapped to ZIP code 32177, is Groundwater. This system serves approximately 11,900 people.
How does Palatka water compare to the national average?
Palatka's Home Safety Score ranks better than 87% of U.S. ZIP codes, and at or above 73% within Florida.
How can I get my water tested in Palatka?
If R.c. Willis Wtp (city of Palatka) supplies your home, contact it for its Consumer Confidence Report; otherwise contact the water utility that serves your address, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.
Is lead a concern in 32177 tap water?
The Lead and Copper Rule record selected for 32177 reports a 90th-percentile lead result of 0.0168 mg/L for a water system mapped to this ZIP (record date 2025-12-01). The EPA action level is 0.015 mg/L. This system 90th-percentile result is above the EPA lead action level of 0.015 mg/L, which requires corrective action by the system; consider a filter certified for lead reduction.
What is the radon risk for 32177?
32177 is mapped to a county in EPA Radon Zone 3 (low county-level radon potential; EPA recommends testing every home), located in Putnam County. EPA radon zones range from Zone 1 (highest county-level potential) to Zone 3 (lowest). Testing your home is recommended regardless of zone.
What does the NFIP claim history show for ZIP 32177?
FEMA records contain 91 flood insurance claims filed in ZIP code 32177; the recorded rated-zone value (the most frequent one if there are several claims) is AE, which is claims evidence and may differ from the current FEMA map zone for a property. This is a substantial claim history, but claim count is not a count of distinct events or properties. Review FEMA's map for the specific property.
How to cite this page
ZipCheckup. (2026). Palatka, FL (32177): Lead Above EPA Action Level - 93/100. https://zipcheckup.com/report/32177/
@misc{zipcheckup-report-32177,
author = {{ZipCheckup}},
title = {{Palatka, FL (32177): Lead Above EPA Action Level - 93/100}},
year = {2026},
url = {https://zipcheckup.com/report/32177/}
}
Page version: October 2026.
Nearby ZIP Code Reports
Water quality comparison for ZIP codes near 32177
| ZIP Code | City, State | Distance | Grade | Violations |
|---|---|---|---|---|
| 32178 | Palatka, FL | 1.5 mi | N/A | 0 |
| 32131 | East Palatka, FL | 4.3 mi | N/A | 51 |
| 32187 | San Mateo, FL | 6.2 mi | N/A | 49 |
| 32189 | Satsuma, FL | 6.9 mi | N/A | 52 |
| 32147 | Hollister, FL | 9.6 mi | N/A | 5 |
| 32007 | Bostwick, FL | 10.0 mi | N/A | 0 |
| 32145 | Hastings, FL | 10.6 mi | N/A | 2 |
| 32193 | Welaka, FL | 11.6 mi | N/A | 0 |
| 32181 | Pomona Park, FL | 11.6 mi | A | 3 |
| 32157 | Lake Como, FL | 13.1 mi | N/A | 0 |
Nearby ZIP Code Reports
2026 Rankings for Your Area
Overall safety breakdown
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Compare Tool →2026 Rankings
ZIP 32177 scores in the top tier nationally.