3 violations recorded in 2025 (-2 vs 2024) Lead levels exceed EPA action level (15 ppb)
Monitoring Violations
F 19

Albany, NY (12288): Lead Above EPA Limit — 19/100

EPA data for Albany City

Lead Exceeds EPA Limit High Radon Risk

Across 12288 in Albany, NY, federal data logs 23 total violations — every one falls outside the health-based tier, pointing to procedural or monitoring shortfalls rather than contaminant levels above EPA safety thresholds.

Data source: U.S. Environmental Protection Agency (EPA) SDWIS Last verified: April 2, 2026

Based on EPA Drinking Water FEMA Flood Data U.S. Census CDC Energy Information Admin. USGS Water Data & 9 more federal sources
Today's Safety: Poor
AQI 43 Violations: 3 active Alerts: 0
2026-06-03
Your water right now: Lead exceeds EPA action level
AQI: 43 (Good) Lead: 16.0 ppb
See details ↓
Updated: 2026-06-03
Safety Score
F 19/100
▲ +16 vs last year
Water Quality Concerns 23 violations (non-health)
Lead Risk High 0.016 mg/L
Flood Risk N/A
Data confidence: High (direct measurement) Medium (sampled / sub-geography) Low (modeled / inferred) Methodology →

At a Glance

  • Water EPA records show 23 violations (non-health) on the water system serving this ZIP (5-year window).
  • Lead 90th-percentile lead reading of 0.016 mg/L exceeds the EPA action level (0.015 mg/L).
  • Radon EPA Zone 1 — predicted average indoor radon above 4 pCi/L. Test your home.
Contaminant Summary
MCL Exceeded
23 / 4 exceed limits
4 tested 23 violations 1 risk identified
Data updated: Apr 2026 All data sources current

What’s Happening in Albany, New York

Lead levels exceed the EPA action level of 15 ppb. This area is in EPA Radon Zone 1 (highest risk).

What's Happening

improving

Score improving — violations decreasing

Violations decreased from 5 in 2024 to 3 in 2025.
Water quality score improved from 15 to 19 since March 2026.

Updated 2026-06-03 · Based on EPA and public utility data

F
Home Safety Score: 19 / 100
↑ +16 vs 2025
5
Water Systems
98,000
People Served
0
Health Violations (5yr)
Surface water
Water Source
0.016 mg/L
Lead Level ⚠ Exceeds Limit8.0× the national median
Zone 1
Radon Risk · High
Your #1 Priority

Get your water tested for lead immediately

The most recent lead sample for this ZIP recorded 0.016 mg/L — above the EPA action level of 0.015 mg/L. Lead exposure is particularly dangerous for children and pregnant women.

Home water test kit: $15–$50. Certified lab test: $20–$100. EPA Lead Safety Guide →

Recommended Buyer Guides for This ZIP

Independent guides — grounded in EPA, NSF, FEMA, and CDC standards. Matched to risks detected in your area.

This Summer — what to check

Season-specific maintenance for home safety. Universal tasks — apply everywhere unless noted.

  • Water Heater

    Flush sediment (1–2×/year). Cuts energy use and prevents bacterial growth in low-use hot-water pockets.

    Source: DOE
  • Wildfire & Smoke

    Clear leaves and debris from gutters and the 30-ft home-ignition zone. Replace HVAC filters with MERV 13+.

    Source: Firewise
  • HVAC Filter

    Peak AC run. Replace filters monthly during high pollen / wildfire-smoke days; standard interval otherwise.

    Source: EPA IAQ

Get notified when water quality changes in your area

Free alerts when new EPA data affects ZIP code 12288. No spam — just safety updates.

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Lead Level: higher than 98% of U.S. ZIP codes EPA Violations: more than 93% of U.S. ZIP codes

How Albany Compares

Safety Score vs. Albany County and New York averages

Safety Score
Albany
19
Albany County
34
New York avg
61
Lowest-scoring ZIP in Albany County 3.3x more violations than New York average
Metric Albany Albany County New York
Safety Score 19 34 61
EPA Violations (total) 23 18 6.9
Lead (ppb) 16 12.4 7.5

County and state averages computed from 41,344 ZIP codes. Data: EPA SDWIS.

🔍Key Insights for Albany 12288

Derived from EPA, Census, FEMA, and EIA data — exclusive to ZipCheckup

Water System Reliability
65 /100 Fair
Reliability score based on violation trends, system size, CCR compliance, and enforcement history. The national median is 10/100.
Seasonal Risk
Moderate Seasonal
Year-round contamination risk from seasonal factors: radon peaks in winter, flooding in spring, air quality in summer. Key factors: High radon zone (winter peak).
Environmental Justice Index
28 /100 Low
Communities with high violations, low income, and environmental hazards face disproportionate risk. Higher score = greater environmental justice concern. The national median is 10/100.
Home Purchase Risk
39 /100 Low Risk
Composite "should I buy here?" score for homebuyers. Weighs water quality (25%), flood risk (20%), lead (15%), energy costs (15%), housing age (10%), radon (10%), and air quality (5%). The national median is 10/100.
Methodology: Lead exposure combines EPA LCR testing, Census housing age (ACS B25034), and LCRI service line estimates. Maintenance debt uses Census median build year and NAHB equipment lifespan data. Compliance risk weights health violations, unresolved issues, and EPA enforcement actions. Energy burden uses EIA state rates and Census B19013 median income. Flood cost uses FEMA NFIP claims data (1978–2024) divided by housing units. Water system reliability cross-references violation trends, system size, CCR compliance, and enforcement history. Infrastructure gap estimates deferred costs from housing vintage, pipe materials, and lead detection. Seasonal risk combines radon zones, flood zones, housing age, and air quality data. Environmental justice index weights violations, income disparity, Superfund proximity, and enforcement actions. Home purchase risk is a weighted composite of all environmental and infrastructure factors. Full methodology →
📊 ZipCheckup Cross-Reference Engine · Updated March 2026 · View source →

Score Breakdown

How your Home Safety Score of 15 is calculated.

Water
15/33
Lead
0/33
Radon
0/33
15 = Water 15/33 + Lead 0/33 + Radon 0/33

Score improved by 16 points over 90 days.

Safety & Health (9) HIGH

Compliance Alerts for 12288

2 issues flagged based on EPA data, state regulations, and housing age estimates.

Lead in Water
Action Needed
Lead level exceeds EPA action level (0.015 mg/L). Use certified filter.
Radon Risk
Action Needed
EPA Radon Zone 1 — highest potential. Home testing strongly advised.

Estimates based on EPA data, U.S. Census ACS housing vintage, and state regulations. Individual homes may vary.

📊 EPA + Census ACS + State Regs · Updated March 2026

Compliance Risk Forecast

Probability of future drinking water violations based on historical patterns, enforcement trends, and system size.

High Risk ▲ Increasing trend

95% probability of new violation within 2 years

1-Year 95%
2-Year 95%
3-Year 95%

Based on 12.02 events/year rate. Model uses Poisson distribution with trend and system-size adjustments.

Service Disruption Risk

Critical
45%

45% estimated probability of a boil water advisory or service interruption in the next 90 days.

Based on infrastructure age, EPA violation history, flood exposure, and seasonal patterns.

Contributing Factors
Violation History
+30%
Seasonal Baseline
+10%
Infrastructure Age
+5%

Estimates based on EPA enforcement data, U.S. Census ACS housing vintage, and FEMA flood claims. Not a guarantee of disruption.

📊 EPA + Census ACS + FEMA · Updated March 2026

Your Water System

ZIP code 12288 in Albany, New York is served by Albany City (EPA ID: NY0100189). This system provides water to approximately 98,000 people from surface water sources.

There are 5 community water systems serving this area.

Home Safety Score: F (19/100)

Based on water quality violations, lead levels, and radon risk in your area. This score is better than 0% of ZIP codes nationally.

Factor Status Details
Water Quality warning 23 violations, 0 health-based
Lead in Water exceeds 0.016 mg/L (EPA action level: 0.015 mg/L)
Radon Risk High Zone 1
Gas Safety low 1 incidents, score 0/100
Wildfire Smoke very low score 7/100, 1 county fires (5yr)
Earthquake Risk Relatively Low score 6.2/50
Superfund NPL High nearest 3.5 mi (Mercury Refining, Inc.), 1 sites within 10 km

Lead & Copper in Your Water

The EPA requires water systems to monitor lead and copper levels under the Lead and Copper Rule.

Metal Measured Level EPA Action Level Status Sample Date
Lead 0.016 mg/L 0.015 mg/L Exceeds action level N/A
Lead action level exceeded. If lead levels exceed 0.015 mg/L in more than 10% of samples, the system must take corrective action. Consider using a certified NSF/ANSI 53 or NSF/ANSI 58 filter rated for lead removal.

Radon Risk

Radon Zone 1 — High potential (Albany County)

EPA recommends all homes in this area be tested for radon. Zone 1 indicates the highest radon potential (predicted average indoor radon screening level greater than 4 pCi/L).

CO & Gas Safety

Gas Distribution Risk: Low (score: 0/100)

1 gas distribution incident recorded in this county since 2004. Most recent: 2011.

The CPSC recommends CO detectors on every level of your home. Have gas appliances inspected annually by a licensed technician.

Wildfire & Smoke Risk

Smoke Risk: Very Low (score: 7/100)

1 wildfire recorded in this county over the past 5 years. Nearest recent wildfire: 145 km (90 miles).

Monitor air quality at AirNow.gov during fire season (June–November). A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events.

Earthquake & Seismic Risk

Risk Rating: Relatively Low (score: 6.2/50)

Metric Value
Risk Score 6.2
Risk Rating Relatively Low
Annual Frequency < 0.001 damaging events/yr
Expected Annual Loss $1.1M (Relatively Low)

Monitor seismic activity at the USGS Earthquake Map. Secure heavy furniture, maintain an emergency kit, and know your gas shutoff location.

Superfund Site Proximity

Proximity Risk: High (score: 48/100)

Nearest NPL site: Mercury Refining, Inc. at 3.5 miles (5.7 km).

Radius NPL Sites
Within 5 km (3.1 mi) 0
Within 10 km (6.2 mi) 1
Within 25 km (15.5 mi) 2

Nearest NPL Sites

  • Mercury Refining, Inc. — 3.5 mi (Deleted), listed 09/08/1983
  • Dewey Loeffel Landfill — 11.8 mi (Active Cleanup), listed 03/10/2011
  • Malta Rocket Fuel Area — 21.5 mi (Construction Complete), listed 07/22/1987
  • Saint-Gobain Performance Plastics — 26.3 mi (Active Cleanup), listed 08/03/2017
  • Rose Disposal Pit — 26.5 mi (Construction Complete), listed 06/10/1986

Search nearby sites at the EPA Superfund Site Search. If you garden or use well water near an NPL site, consider soil and water testing.

Violation Summary

23 monitoring/reporting violations recorded. These are procedural violations (missed tests or late reports), not necessarily water safety issues.

Recent Violations

Date Contaminant Type Status
June 1, 2025 Consumer Confidence Report Rule Monitoring Resolved
January 1, 2025 Contaminant 2829 Monitoring Unresolved
December 19, 2024 Lead and Copper Rule Monitoring Resolved
October 1, 2024 Consumer Confidence Report Rule Monitoring Resolved
July 1, 2024 Contaminant 2454 Monitoring Unresolved
July 1, 2024 Total Trihalomethanes (TTHM) Monitoring Resolved
January 1, 2024 Consumer Confidence Report Rule Monitoring Resolved
December 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
September 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
June 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
May 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
May 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
April 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
April 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
March 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
February 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
February 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
January 1, 2023 Consumer Confidence Report Rule Monitoring Resolved
January 1, 2023 Consumer Confidence Report Rule Monitoring Resolved

Contaminants Detected

The following contaminants have been flagged in EPA records for water systems serving this ZIP code:

Contaminant Category Violations Health-Based
Consumer Confidence Report Rule Reporting 15 No
Contaminant 2829 Other 2 No
Lead and Copper Rule Treatment Technique 1 No
Contaminant 2454 Other 1 No
Total Trihalomethanes (TTHM) Disinfection Byproducts 1 No
Contaminant 2049 Other 1 No
Surface Water Treatment Rule Treatment Technique 1 No

Energy Costs in NY

Residential electricity rate: 28.37¢/kWh — 67% above the national average (17.0¢/kWh).

High electricity rates in New York make energy-efficient appliances and heat pumps particularly valuable for reducing utility bills.

Energy Sources

New York generates 28.8% of its electricity from renewable sources. Including nuclear, 50.4% of the state's power is carbon-free (EIA 2025).

Source Share
Natural gas 47.2%
Nuclear 21.6%
Hydroelectric 19.6%
Wind 5.2%
Solar 4%
Petroleum 1%

Need help with your water quality?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Water Systems Serving This Area

System Name EPA ID Population Source
Albany City NY0100189 98,000 Surface water
Colonie Village NY0100194 8,030 Surface water
Chelsea Ridge Apartments NY1303216 2,303 Groundwater
Washington Correctional NY5704191 1,134 Surface water
Parkwood Village Apartments NY4505644 400 Groundwater

What You Can Do

  1. Review your annual Consumer Confidence Report (CCR) — Your utility publishes this each July
  2. Test your home's water — Especially if you have older plumbing (pre-1986) that may contain lead
  3. Stay informed — Bookmark this page to check for updates on your water quality

Need help with water testing or filtration?

Typical cost: Water test: typically $20–$50 (DIY kit) · Professional inspection: $150–$400

Find the Right Water Filter

Free tip: Let cold water run for 2 minutes before drinking — this helps flush lead from your pipes.

Other Water Quality Reports in New York

Nearby Water Quality Reports

Data Sources

This report uses public data from the EPA Safe Drinking Water Information System (SDWIS). View the full compliance record for Albany City (NY0100189) on EPA.gov.

Frequently Asked Questions

Is the tap water in 12288 safe to drink?

Based on EPA records, the water system serving ZIP code 12288 has only monitoring/reporting violations, which are procedural in nature. However, individual home conditions (old pipes, well water) can affect quality.

Where does 12288's water come from?

The primary water source for this area is surface water. Albany City serves approximately 98,000 people.

How can I get my water tested?

Contact your local water utility for a free water quality report, or hire a certified lab for independent home water testing. The EPA recommends testing annually if you use a private well.

Does 12288 have lead in the water?

EPA Lead and Copper Rule sampling data for water systems serving ZIP code 12288 recorded a lead level of 0.016 mg/L, which exceeds the EPA action level of 0.015 mg/L. The water system is required to take corrective action. Consider using a certified lead-removal water filter.

What is the radon risk in 12288?

ZIP code 12288 (Albany County) falls in EPA Radon Zone 1, indicating high radon potential. The EPA recommends all homes in Zone 1 areas be tested for radon. Radon is a naturally occurring radioactive gas that can accumulate in homes and is the second leading cause of lung cancer in the U.S.

USGS reports that 4 of the top compounds applied across the surrounding county are flagged by the EPA for drinking-water monitoring — see the agricultural pesticide-use section

📊 EPA Safe Drinking Water · Updated March 2026 · View source →

Your Water Source: Albany City

51 ZIP codes share this system
Source: Surface water
Serving 98,000 people
Avg. score: 18/100

⚠ 50 of 51 communities on this water system have reported EPA violations (3050 still unresolved).

This system draws from surface water sources (rivers, reservoirs, or lakes). Surface water systems typically serve larger populations and face different contamination risks than groundwater — including agricultural runoff, industrial discharge, and seasonal turbidity.

Other ZIP codes on this system

System ID: NY0100189 · Source: EPA SDWIS

Contaminant Stress Analysis

Statistical envelope (p10/p50/p90) of measured contaminant levels compared to EPA Maximum Contaminant Levels (MCL). Based on enforcement and compliance monitoring data.

Cadmium (combined) (MG/L) 6 measurements
▼ Improving Exceeds MCL
MCL 5
p10: 261 p50: 324 p90: 341

Even in the best-case scenario (10th percentile), Cadmium (combined) levels at 261 MG/L exceeded the safe limit of 5 MG/L. All measured values surpass the EPA maximum contaminant level.

Lead (LCR 90th) (PPB) 7 measurements
▬ Stable Exceeds MCL
MCL 15
p10: 7 p50: 13.1 p90: 16.1

While the median level is within limits, worst-case measurements (90th percentile) of 16.1 PPB exceeded the MCL of 15 PPB.

Cyanide (combined) (MG/L) 8 measurements
▲ Worsening
MCL 200
p10: 0.34 p50: 0.43 p90: 0.67

All measured values of Cyanide (combined) remain below the MCL of 200 MG/L.

📊 EPA SDWIS Enforcement & Compliance · Updated March 2026 · View source →

New York Water Quality Overview

Statewide grade: C (61/100)

New York sets additional monitoring requirements beyond federal rules and has been expanding PFAS testing across public water supplies. ZipCheckup analyzes lab results from 4,662 water systems across New York, covering 16 contaminants from 2 data sources. The most frequently tested contaminants include Lead (Pb 90th %ile), NEtFOSAA, NMeFOSAA. Overall, New York earns a water quality grade of C (average score: 61/100) across 2,186 ZIP codes. 53% of tested systems have at least one EPA violation on record. If you live in New York, review the contaminant table above for your specific water system — state averages may not reflect local conditions.

4,662 systems tested
16 contaminants tracked
2,186 ZIP codes
New York vs. federal limits →
📊 State Environmental Agency · Updated March 2026

Score History

Declining Score changed from 33 to 19 over 1615 days (-14)
30-day change: 0 90-day change: +16

Tracking since 2021-12-31 · 59 data points

Safety Score Timeline

85+ 70–84 55–69 <55 Oldest → Newest · 24 data points

Compliance History

2021 2022 1 2023 6 2024 5 2025 3
Health-based (MCL/TT) Other violations

Environmental Incidents

25
Enforcement Action
EPA enforcement actions & health violations in 12288 (last 5 years)
Enforcement Actions
10
3 formal
Health Violations
15
3 unresolved
Last Enforcement
2025-09-16
Last Violation
2025-07-01

Health-Based Violations

Cyanide (combined) — 0.426 MG/L
Resolved
MCL violation · 2025-07-01 to 2025-09-30
Cyanide (combined) — 0.439 MG/L
Resolved
MCL violation · 2025-04-01 to 2025-06-30
Cyanide (combined) — 0.374 MG/L
Resolved
MCL violation · 2025-01-01 to 2025-03-31
Cadmium (combined) — 261 MG/L
Pending
MCL violation · 2024-10-01 to 2024-12-31
Cyanide (combined) — 0.477 MG/L
Pending
MCL violation · 2024-10-01 to 2024-12-31
Gross Alpha — 4 UNITS
Pending
MCL violation · 2024-10-01 to 2024-12-31
Cadmium (combined) — 331 MG/L
Resolved
MCL violation · 2024-04-01 to 2024-06-30
Cyanide (combined) — 0.34 MG/L
Resolved
MCL violation · 2024-04-01 to 2024-06-30
Cadmium (combined) — 317 MG/L
Resolved
MCL violation · 2023-07-01 to 2023-09-30
Cyanide (combined) — 0.67 MG/L
Resolved
MCL violation · 2023-07-01 to 2023-09-30

Showing 10 of 15 violations. View all on EPA ECHO

Enforcement Actions

State Informal Enforcement
2025-09-16
State Filed Judgment
2025-09-16
State Order Extension
2025-09-16
State Filed Judgment
2025-04-04
State Informal Enforcement
2025-04-04
State Order Extension
2025-04-04
State Filed Judgment
2025-03-04
State Informal Enforcement
2025-03-04
State Order Extension
2025-03-04
State Order Extension
2025-01-03

Understanding EPA Enforcement

  • MCL Violation — Contaminant exceeded the Maximum Contaminant Level set by EPA
  • Treatment Technique (TT) — Water system failed to follow required treatment methods
  • Formal Enforcement — EPA or state issued a legal order (administrative order, court action, or compliance order)
  • Resolved — The water system returned to compliance
This ZIP code has 3 unresolved health violations and 3 formal enforcement actions. Consider testing your water independently or using a water filter rated for the specific contaminants found.

Source: EPA Enforcement and Compliance History Online (ECHO). Data from the Safe Drinking Water Information System (SDWIS). Updated quarterly.

Health Risks from Detected Contaminants

Total Trihalomethanes (TTHM)

High Risk

EPA limit: 0.08 mg/L

Bladder & rectal cancer risk; reproductive concerns

At-risk groups: pregnant women, long-term consumers of chlorinated water, people who frequently shower in chlorinated water

Removal: granular activated carbon (GAC), carbon block filter, point-of-entry aeration · Find a filter →

📊 EPA SDWIS + SDWA · Updated March 2026 · View source →

Consumer Confidence Report

2024 Report

Annual water quality report published by City of Albany for ZIP code 12288.

4
Contaminants Tested
0
MCL Violations
💧 Water source: Surface Water

What Is a Consumer Confidence Report?

Every community water system in the U.S. is required by the EPA to publish an annual Consumer Confidence Report (CCR), also known as a Water Quality Report. It lists all detected contaminants, their levels compared to federal limits (MCLs), and information about where your water comes from.

How to Read Your CCR

  • MCL (Maximum Contaminant Level) — the highest level of a contaminant allowed in drinking water
  • MCLG (Maximum Contaminant Level Goal) — the level below which there is no known health risk
  • Action Level — used for lead and copper; triggers treatment if exceeded at the 90th percentile
  • A violation means detected levels exceeded the MCL — your utility must notify you and take corrective action
📊 Water Utility CCR Report · Updated March 2026 · View source →

Childhood Environmental Risk Score — 12288

Very High Risk
100/100
Childhood Environmental Risk Score
Combining water lead, air toxics, housing age & EPA violations

This ZIP's score is higher than 99% of U.S. ZIP codes and 96% of those in New York — a relative ranking, not a verdict on any home.

Risk Factor Breakdown

Water System Violations 100/100
EPA water system violation history for this area.
What weighs most here

Water system violation history is the largest contributor to this ZIP's score. A pattern of violations can signal recurring quality issues worth monitoring, and reviewing a system's recent record helps families know what to ask about.

EPA Radon Zone Zone 1
Zone 1 is the EPA's highest radon-potential designation. The EPA recommends that every home in a Zone 1 area be tested for radon.
Radon is a naturally occurring radioactive gas. Children spend more time at home than adults, and a radon test kit is inexpensive.
Important Health Information
  • Children under 6 are most vulnerable to lead exposure — there is no safe level of lead in blood
  • Test your home's drinking water, especially if your home was built before 1986
  • Consider a certified water filter (NSF/ANSI 53 for lead removal) for drinking and cooking water
  • Ask your pediatrician about blood lead level testing at well-child visits

What families can do

Here are calm, practical steps families in this ZIP can consider — informational guidance, not cause for alarm.

  • Ask your pediatrician whether a blood lead test is appropriate at a child's next well-child visit.
Protect Your Family's Water
This ZIP code shows elevated environmental health risks for children. Testing your home's water is the first step to ensuring safety.
Find the Right Water Filter →
Share with other parents

Know a family in 12288? A free 30-second ZIP check shows them the same lead, water, and housing data.

Disclaimer: This environmental health risk assessment uses publicly available data from the EPA, Census Bureau, and CDC to estimate relative risk levels. It is not a medical diagnosis or substitute for professional health advice. Individual exposure depends on many factors not captured in this analysis. Consult your pediatrician or local health department for specific guidance. Data sources: EPA AirToxScreen, EPA SDWIS, U.S. Census Bureau, CDC Childhood Blood Lead Surveillance.
📊 EPA AirToxScreen, SDWIS, Census, CDC · Updated March 2026 · View source →

Lead Pipe Replacement Funding for New York

$191.7M
allocated in fiscal year 2025 for lead service line replacement
Up to $93.9M available as grants for disadvantaged communities (49% of allocation)

Key LCRI Deadlines

Now
Your water system must notify you if you have a lead service line
1
Oct 2027
Water systems must complete service line inventories
2
Oct 2034
All lead service lines must be replaced

What This Means for You

  • If your home was built before 1986, it may have lead service lines
  • Your water utility is required to inventory and replace lead lines at no cost to you
  • Contact your water utility to check if your address is in their inventory

Source: EPA DWSRF Lead Service Line Replacement Program, FY2025 Allotment Memorandum.

Active Alerts in New York

0 active weather alerts in New York. Severe weather can affect your water quality and home safety.

View alerts for New York →

📊 NWS · Updated March 2026 · View source →
Environmental Hazards (8) HIGH

Air Quality for 12288

39
AQI
Good
Primary pollutant: Ozone
Station: Upper Hudson Valley Region (10.7 mi away)
Health Recommendations

Air quality is satisfactory, and air pollution poses little or no risk. Enjoy outdoor activities.

AQI Scale
050100150200300500
📊 EPA AirNow · Updated March 2026 · View source →

Termite Risk for 12288

Moderate Termite Zone
WDI Inspection Requirement

Required for VA/FHA loans in select southern counties; not statewide

Typical Inspection Cost
$100 – $225
Based on New York market rates
Consequence

VA/FHA loan in designated counties will not close without NPMA-33

Termite Damage in the U.S.

  • Termites cause an estimated $5 billion in property damage annually in the United States, according to the USDA.
  • Standard termite treatment costs $225–$2,500; fumigation for severe infestations: $2,000–$8,000.
  • Homeowner insurance typically does not cover termite damage, as it is considered preventable.

What Homeowners Should Know

  • Annual termite inspections are recommended in moderate-to-heavy risk zones. Early detection can prevent thousands in repair costs.
  • VA and FHA loans require a clear NPMA-33 (Wood Destroying Insect Inspection Report) for closing in most states.
  • Warning signs: mud tubes on foundation walls, hollow-sounding wood, discarded wings near windows, and frass (droppings) near baseboards.
  • Preventive treatment ($200–$900 per year) is far less expensive than structural damage repair, which averages $3,000 and can exceed $50,000.
  • Even in lower-risk zones, subterranean termites can be active. Consider an inspection if purchasing an older home or if you notice warning signs.
Reference: VA lender requirements (county-specific); NPMA-33 form

Source: USDA Forest Service Termite Infestation Probability (TIP) zones, VA/FHA lender requirements, New York pest control regulations. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Pest Risk for 12288

Moderate Pest Pressure
Top Pest Threats in New York

bed bugs, rodents, cockroaches, ticks and carpenter ants

Typical Pest Inspection Cost
$100 – $250
Based on New York market rates
Licensed Applicator Required
Yes
New York pesticide regulations
⚠ CDC / EPA Disease Zone Alerts
  • Lyme disease endemic area
  • West Nile activity zone
Real Estate Transaction Requirement

Required for VA loans in all states; not state-mandated

Penalty for Unlicensed Application

Up to $10,000 per violation

Why This Matters

  • Health risks: Mosquitoes transmit West Nile virus (1,000+ U.S. cases annually). Ticks spread Lyme disease (estimated 476,000 cases/year per CDC). Rodent droppings can carry hantavirus.
  • Property damage: Carpenter ants and termites cause billions in structural damage annually. Rodents gnaw wiring, creating fire hazards.
  • Food safety: Cockroaches and rodents contaminate food preparation areas and can trigger allergies and asthma, especially in children.
  • New York experiences seasonal pest pressure peaks. Annual inspections help catch infestations early before they become costly.

Common Questions

Do I need a pest inspection before buying a home in New York?
VA and FHA loans require a Wood Destroying Insect (WDI) inspection in all states. Required for VA loans in all states; not state-mandated Even when not legally required, a professional pest inspection ($100–$250) can reveal hidden infestations that cost thousands to remediate.
Can I apply pesticides myself in New York?
Homeowners can generally use over-the-counter pesticide products on their own property. However, restricted-use pesticides require a licensed applicator in New York. Commercial pest control services must be licensed. Up to $10,000 per violation.
What are the most common pests in New York?
The top pest threats in New York include bed bugs, rodents, cockroaches, ticks and carpenter ants. Pest activity varies by season and local conditions. Seasonal inspections can help catch infestations early.
Legal Reference: New York Pesticide Control Law (ECL Article 33)

Source: CDC vector-borne disease surveillance, EPA pesticide regulation data, New York pest control board, NPMA pest prevalence maps. Inspection cost estimates reflect typical market rates and may vary by provider, property size, and location. This information is for general guidance only.

Wildfire & Smoke Risk Profile

7
Very Low Smoke Risk
Wildfire smoke exposure risk score for 12288
Nearest Fire
90 mi
145 km to nearest recent wildfire
County Fires (5yr)
1
wildfires in county since 2021
Risk Level
Very Low
based on fire proximity & history
Air Quality
Generally Good
during fire season (Jun–Nov)
SMOKE RISK SCORE 7/100
0 — Minimal 100 — Highest Risk

Wildfire Smoke Safety Tips

  • Air purifier with HEPA filter: run in the room where you spend the most time. Close windows and doors during smoke events.
  • N95 or KN95 masks: standard cloth and surgical masks do not filter fine particulate matter (PM2.5) from wildfire smoke.
  • Seal gaps: use wet towels or tape around doors and windows to reduce smoke infiltration during poor air quality days.
  • Monitor AQI: check AirNow.gov daily during fire season. AQI above 100 = unhealthy for sensitive groups; above 150 = unhealthy for everyone.
  • Create a clean room: designate one room with the air purifier running, keep it sealed, and limit time outdoors when AQI is elevated.

Protect Your Indoor Air from Wildfire Smoke

A HEPA air purifier can reduce indoor PM2.5 by up to 80% during smoke events. Portable units for a single room start at $80. Whole-home solutions start at $300.

Product links may earn a commission — see our disclosure.

📊 NIFC Wildfire Data & EPA AirNow · Updated March 2026 · View source →

Earthquake & Seismic Risk Profile

6.2
LOW RISK
FEMA National Risk Index earthquake score for 12288
Risk Rating
Relatively Low
FEMA earthquake hazard classification
Expected Annual Loss
$1.1M
estimated county-level annual loss (Relatively Low)
Annual Frequency
< 0.001
expected damaging earthquakes per year
Structural Vulnerability
Low
based on housing age + seismic zone
EARTHQUAKE RISK SCORE 6.2/50
0 — Minimal 50 — Highest Risk

Earthquake Preparedness Tips

  • Secure heavy furniture: anchor bookshelves, water heaters, and large appliances to wall studs. Unsecured items cause most earthquake injuries.
  • Emergency kit: water (1 gallon per person per day for 3 days), non-perishable food, flashlight, batteries, first aid kit, wrench to turn off gas. Keep kits at home and in your car.
  • Know how to shut off gas: locate the gas meter shutoff valve and keep a wrench nearby. Gas leaks are a leading cause of post-earthquake fires.
  • Drop, Cover, Hold On: during shaking, drop to hands and knees, take cover under a sturdy table, and hold on. Do not stand in doorways or run outside.
  • Structural retrofit: homes built before 1980 may need foundation bolting or cripple wall bracing. FEMA's earthquake resources offer guidance on retrofitting.
  • USGS ShakeMap: monitor real-time and recent seismic activity at earthquake.usgs.gov.

Build Your Earthquake Preparedness Kit

FEMA recommends every household in a seismic zone maintain a 72-hour emergency kit. Pre-assembled kits start at $40 and include water, food, first aid, and tools.

Product links may earn a commission — see our disclosure.

📊 FEMA National Risk Index & USGS · Updated March 2026 · View source →

Mold Risk Assessment for 12288

Moderate Risk
43/100
Mold Probability Score
Based on humidity, housing age, flood history & water infrastructure
Avg. Humidity
67%
annual relative humidity
Summer Humidity
67%
Jun–Aug average
Flood Claims
0
FEMA insurance claims
Seasonal Risk

Summer months (June–August) present the highest mold risk in 12288, with average humidity reaching 67%. Indoor humidity can be 10–15% higher in poorly ventilated spaces. Winter humidity drops to 67%, reducing but not eliminating risk.

Why Mold Matters

  • The CDC and EPA identify mold as a significant indoor health hazard. Common symptoms include respiratory irritation, allergic reactions, and asthma exacerbation.
  • Mold begins growing within 24–48 hours on damp surfaces when relative humidity exceeds 60%. Bathrooms, basements, and crawl spaces are most vulnerable.
  • Professional mold remediation costs $1,500–$9,000 on average. Homeowner insurance often excludes mold coverage unless caused by a "covered peril."
  • Homes built before 1980 typically lack modern vapor barriers and ventilation systems, increasing moisture infiltration risk.

Prevention Recommendations

  • Use a dehumidifier to keep indoor humidity below 50%. This is especially important in basements, crawl spaces, and bathrooms in high-humidity areas like 12288.
  • Ensure proper ventilation: use exhaust fans in bathrooms and kitchens, and keep attic and crawl space vents unblocked.
  • Fix leaks immediately. Even small plumbing leaks can create mold-favorable conditions within 48 hours.
  • Monitor indoor humidity with a hygrometer ($10–$20). Target 30–50% year-round.
Recommended: Whole-Home Dehumidifier

With 67% average humidity, a dehumidifier is the most effective way to reduce mold risk in 12288. Energy Star-rated units cost $200–$400 and can reduce humidity by 20–30%.

Compare Dehumidifiers
As an Amazon Associate, ZipCheckup earns from qualifying purchases.
Sources: NOAA Climate Normals 1991–2020 (humidity), U.S. Census ACS (housing age), FEMA NFIP (flood claims), EPA SDWIS (water violations). Score methodology: humidity 40%, housing age 30%, flood history 20%, water infrastructure 10%.

Respiratory Risk Today

Moderate Risk
30
Respiratory Risk Score
Combined air quality, humidity & mold risk for 12288
Air Quality
4/40
EPA AQI index
Humidity
13/30
seasonal impact
Mold
13/30
housing + humidity
RISK SCORE 30/100
Low Moderate Severe
High humidity is the top respiratory concern
A whole-home dehumidifier can reduce indoor humidity to the 30–50% comfort zone, reducing mold growth and dust mite populations.
Sources: EPA AirNow (daily AQI), NOAA humidity normals, mold risk model (housing age + humidity + flood history). Updated daily. Score combines air quality (40%), humidity stress (30%), and mold risk (30%).

Superfund Sites & Soil Contamination Risk

48
High Proximity Risk
EPA Superfund NPL site proximity score for 12288
Nearest NPL Site
3.5 mi
5.7 km — Mercury Refining, Inc.
Sites Within 10 km
1
NPL sites within ~6.2 miles
Risk Level
High
based on proximity & site status
Sites Within 25 km
2
NPL sites within ~15.5 miles
SUPERFUND PROXIMITY SCORE 48/100
0 — No nearby sites 100 — Highest Risk

Nearest Superfund (NPL) Sites

Site Name Distance Status Listed
Mercury Refining, Inc.
Colonie, New York
3.5 mi Deleted from NPL 09/08/1983
Dewey Loeffel Landfill
Nassau, New York
11.8 mi Active Cleanup 03/10/2011
Malta Rocket Fuel Area
Malta, New York
21.5 mi Construction Complete 07/22/1987
Saint-Gobain Performance Plastics
Village of Hoosick Falls, New York
26.3 mi Active Cleanup 08/03/2017
Rose Disposal Pit
Lanesboro, Massachusetts
26.5 mi Construction Complete 06/10/1986
Your area is near active Superfund cleanup sites. Contaminants from NPL sites can affect groundwater, soil, and air quality in surrounding communities. Check your home's water source and consider testing soil if you have a garden or well. View site details at the EPA Superfund Site Search.

What Are Superfund NPL Sites?

The National Priorities List (NPL) is the EPA's list of the most contaminated sites in the United States. These sites are eligible for federal cleanup funding under CERCLA (the "Superfund" law). Common contaminants include heavy metals, volatile organic compounds (VOCs), pesticides, and industrial solvents that can leach into soil, groundwater, and air.

  • Active Cleanup: EPA is investigating or remediating the site — contamination may still be present.
  • Construction Complete: Physical cleanup is done, but long-term monitoring continues.
  • Deleted: Site meets EPA cleanup standards and has been removed from the NPL.

Know What's in Your Soil

If you live near a Superfund site, a home soil test kit can detect heavy metals, lead, and other contaminants — especially important if you garden, have children, or use well water.

Product links may earn a commission — see our disclosure.

📊 EPA Superfund National Priorities List (NPL) · Updated March 2026 · View source →

Agricultural pesticide use in the surrounding county

USGS estimates how many kilograms of agricultural pesticides are applied each year in this ZIP code’s surrounding county, plus the five most-applied compounds. These are county-level use estimates, not a measurement of any pesticide in the tap water served to this ZIP code.

USGS county-level estimate
9.9k kg
estimated kilograms of pesticides applied each year across the surrounding county.

Top compounds by volume

The five compounds applied in the largest amounts across this county. Where the EPA sets a drinking-water reference limit (MCL) for a compound, that limit is shown for context — it is a regulatory reference, not a finding of any concentration in this ZIP code’s water.

  • GLYPHOSATE
    Herbicide · 4.7k kg/yr · EPA drinking-water reference limit: 700 ppb
    Moderate water concern
  • ATRAZINE
    Herbicide · 2.2k kg/yr · EPA drinking-water reference limit: 3 ppb
    High water concern
  • CHLORPYRIFOS
    Insecticide · 723 kg/yr
    High water concern
  • PENDIMETHALIN
    Herbicide · 458 kg/yr
    Low water concern
  • SIMAZINE
    Herbicide · 378 kg/yr · EPA drinking-water reference limit: 4 ppb
    High water concern

4 of the top compounds are ones the EPA flags for drinking-water monitoring — see the drinking-water section above

What this means

  • These figures describe pesticide application across the surrounding county, not the drinking water at this address.
  • An EPA Maximum Contaminant Level (MCL) is a regulatory reference for how much of a compound is allowed in finished tap water — it is not a finding of contamination at this ZIP code.
  • Tested drinking-water results from the local water system — when reported — appear in the drinking-water section of this report.

Methodology: Annual county pesticide-use estimates are from the USGS Pesticide National Synthesis Project, mapped from county FIPS to ZIP code. EPA Maximum Contaminant Levels are reproduced from federal drinking-water regulations and are reference points only.

Informational only. County-level agricultural pesticide-use estimates are not a measurement of any pesticide in the drinking water served by this ZIP code, nor an assessment of health risk. Tested drinking-water results, when reported by the local water system, appear in the drinking-water section above.

📊 USGS Pesticide National Synthesis Project · Updated May 2026
Home & Infrastructure (5) OK

Home Buyer Risk Report

An inspection-grade snapshot of public-data risk factors for this ZIP, built to help a buyer decide what to verify before closing.

39/100
Home Purchase Risk Score
Low Risk

Public federal data shows a low overall risk profile for this ZIP. The checklist below works alongside a standard home inspection.

Seven-factor inspection checklist

Each factor below is scored 0–100 from public federal data. A higher score means the factor is more worth verifying before you buy.

Water quality · 25% of score

The local water system's recent EPA violation and contaminant history, along with an independent tap-water test, gives more context.

No flag
Flood · 20% of score

The FEMA flood zone, whether the property has flooded before, and flood-insurance requirements are key points to review.

No flag
Radon · 10% of score

The EPA recommends testing every home for radon; homes in EPA Radon Zone 1 have the highest potential.

Test recommended
Air quality · 5% of score

Local air-quality history is useful context; for sensitive occupants, an HVAC system with good filtration helps.

No flag

Nearby hazards

Superfund proximity

EPA Superfund sites within 10 km: 1. Nearest: Mercury Refining, Inc. (about 5.7 km away).

ATSDR public-health assessment for nearby sites: No Apparent Public Health Hazard.

45%

Modeled probability of a local water-service disruption in the next 90 days.

See the 90-day disruption outlook

Healthcare access

Hospitals reported by CMS Hospital Compare near this ZIP code, with overall federal quality star ratings where CMS publishes one.

7
hospitals within 15 miles
4
with emergency departments
4
of these within 5 miles
Nearest CMS-rated hospital
Albany Medical Center Hospital
CMS 1-star rating · 2.1 mi away

Closest hospitals

  • Albany Medical Center Hospital
    Acute care · 2.1 mi away · ER
    CMS 1-star rating
  • ST Peter's Hospital
    Acute care · 2.1 mi away · ER
    CMS 2-star rating
  • Albany VA Medical Center
    VA acute care · 2.1 mi away · ER
    CMS 2-star rating

Across the rated hospitals within 15 miles, the average CMS overall-quality rating is 2.2 (CMS scale: 1 to 5).

Federal data from CMS Hospital Compare. Distances are straight-line estimates from the ZIP code centroid; ZipCheckup neither ranks nor recommends any hospital.

Inspection-day checklist

Practical items to raise with your inspector, agent, or the seller — tailored to this ZIP's data.

  • Test for radon before closing — the EPA recommends it, especially in Radon Zone 1.
  • Review the local water system's recent disruption and violation history with the utility.
  • Hire an independent home inspector for a full walkthrough of the property.
  • Read the seller's disclosure and any past inspection or repair records.
  • Ask for service records for the HVAC system, water heater, and roof.

What this means

  • This report consolidates seven home-purchase risk factors and nearby hazards from public federal data into one place.
  • Each flagged item is a recommendation to verify independently — not a finding of a defect.
  • An independent home inspection remains an essential step before closing.

Methodology: The report combines the home purchase risk score — a seven-factor composite of public federal data — with EPA Superfund, ATSDR, water-disruption, and NRC nuclear-zone proximity datasets. All figures are modeled estimates.

Informational only. This is a modeled summary of public federal data, not a home inspection, an appraisal, or a prediction of defects. Verify any concern with a qualified inspector before a purchase.

📊 EPA, FEMA, U.S. Census, NRC · Updated May 2026

Water Infrastructure Risk

45%
High Risk
Estimated pipe failure probability for 12288
State Funding Gap
$1,196
per resident (20-year need)
Pre-1980 Housing
0%
of homes built before 1980
System Violations
15
EPA violations on record
Lead Indicators
Low
no lead service line indicators

Risk Factor Breakdown

Infrastructure Funding Gap 52%
State drinking water infrastructure need relative to population
Housing Vintage 30%
Proportion of homes with plumbing installed before 1980
Violation History 80%
EPA Safe Drinking Water Act violations and enforcement actions
Lead Exposure Risk 20%
Lead service line probability and lead testing results

What This Means

The water infrastructure serving ZIP code 12288 shows multiple risk factors. The state faces a significant infrastructure funding gap of $1,196 per resident over 20 years. Consider testing your tap water, especially if you have an older home.

Aging infrastructure increases the risk of lead, discolored water, and pipe breaks. The EPA recommends that homeowners in areas with older water systems test their tap water annually and consider a Consumer Confidence Report for their water system.
📊 EPA DWINS, Census ACS, EPA SDWIS, LCRR · Updated March 2026 · View source →

Infrastructure Decay & Disruption

54
Low infrastructure stress
Higher modeled infrastructure stress than 56% of US ZIP codes

Water pipe decay

Local water mains are modeled to reach a critical service threshold within about 1 years.

New 71% of service life consumed End of life
Decay trend
Accelerating
Likely pipe material
Not determined
Estimated system age
46 yrs
Modeled failure probability
45%
estimated annual water-main break likelihood

Bridge condition (FHWA NBI)

Bridges in area
344
Rated in poor condition
5.5%
FHWA NBI structural rating
Average bridge age
51 yrs
Worst bridge rating
2/9
FHWA NBI scale — 9 is excellent, 0 is failed

Bridge figures are from the Federal Highway Administration's National Bridge Inventory. They describe area-level structural ratings, not the safety of any specific bridge.

Bridge condition — FHWA NBI 2024 annual release

Of 343 bridges classified within this ZIP code's surrounding county, 18 are classified Poor by FHWA NBI 2024.

Good (102) · Fair (223) · Poor (18)

FHWA classifies bridges as Good (rating 7-9), Fair (5-6), or Poor (0-4) based on biennial inspections of deck, superstructure, substructure, and culvert components.

Counts are county-level aggregated; multiple ZIP codes within the same county share these counts. No per-bridge or per-structure-ID claim is made.

Source: FHWA National Bridge Inventory, 2024 annual release.

Gas pipeline incident history

PHMSA records 1 reported gas-distribution pipeline incidents on file for this area.

Source: U.S. Pipeline and Hazardous Materials Safety Administration (PHMSA) historical incident data.

45%

This is the modeled probability of a boil-water advisory or water-service interruption in the next 90 days.

See the full service-disruption breakdown →

What this means

  • This score blends four public federal datasets — water-pipe decay, bridge condition, gas-pipeline incident history, and a 90-day disruption estimate — into one area-level measure of infrastructure stress.
  • It describes the infrastructure around a home, not the condition of the home itself, and it is a modeled estimate rather than an engineering assessment.
  • Aging water mains raise the chance of breaks and service interruptions; a plumber can inspect a home's own supply line and shut-off valve.

Methodology: Water-pipe decay is modeled with an exponential-decay bathtub curve from Census ACS housing age, EPA ECHO compliance records, and EPA infrastructure-needs data. Bridge condition is from the FHWA National Bridge Inventory; gas-pipeline incidents from PHMSA; the 90-day disruption estimate from EPA and FEMA data. The stress score is a weighted composite of these four signals.

All figures are modeled estimates from public federal data. They are not engineering assessments, predictions of failure, or a judgment about any specific structure or utility.

📊 Census ACS, EPA ECHO, FHWA NBI, PHMSA, FEMA · Updated May 2026

Underground Oil Tank: Low Risk for 12288

New York regulates underground heating oil tanks, but only 0% of homes in 12288 were built before 1980 — the era when underground steel tanks were commonly installed. The risk of encountering a buried oil tank in this ZIP code is relatively low. If purchasing a pre-1980 home, a tank sweep is still recommended.

Source: New York environmental regulations (ECL Article 17 Title 10; 6 NYCRR Part 613), U.S. Census ACS housing vintage data.

CO & Gas Safety Profile

0
Low Gas Risk
PHMSA gas distribution incident risk score for 12288
County Incidents
1
gas distribution incidents since 2004
Fatalities
0
no deaths reported
Latest Incident
2011
most recent reported
Risk Level
Low
based on incident history
RISK SCORE 0/100
0 — Safe 100 — Highest Risk

CO & Gas Safety Tips

  • Install CO detectors on every level of your home and near sleeping areas. Replace batteries annually and units every 5-7 years.
  • Know gas leak signs: rotten egg smell, hissing sounds near gas lines, dead vegetation near pipelines, bubbling in standing water.
  • Annual inspection: have a licensed technician inspect gas appliances (furnace, water heater, stove) every year.
  • Emergency: if you smell gas, leave immediately, do not use electrical switches, and call 911 or your gas company from outside.

Protect Your Home from Carbon Monoxide

The CPSC recommends a CO detector on every level. Battery-operated models start at $20. Smart detectors with app alerts start at $35.

Product link may earn a commission — see our disclosure.

📊 PHMSA Gas Distribution Incidents · Updated March 2026 · View source →

Remodeling Permit Requirements in New York

⚠ Strict Permit Enforcement
What Requires a Permit

Structural, electrical, plumbing, mechanical, fire protection. NYC has separate, stricter building code.

Typical Permit Cost
$200 – $5000
Based on New York fee schedules
Penalty for Non-Compliance

Fines up to $5,000 (NYC: up to $25,000), stop-work orders, ECB violations, mandatory correction

Legal Reference: NY Executive Law §372; Uniform Fire Prevention and Building Code; NYC Building Code

Why This Matters

  • Unpermitted work can reduce your home's appraised value by 10–20% and complicate or block a sale entirely.
  • Homeowner insurance may deny claims for damage caused by or related to unpermitted renovations.
  • Buyers' lenders may require proof of permits before approving a mortgage, especially for kitchens, bathrooms, and structural changes.
  • Unpermitted electrical and plumbing work is a leading cause of house fires and water damage — permits exist to ensure safety inspections.
  • If you are planning remodeling work in New York, contact your local building department before starting any project that alters structure, electrical, plumbing, or mechanical systems.

Remodeling Permit Questions for 12288

What remodeling work requires a permit in New York?

In New York, permits are generally required for any work that alters the structure, electrical wiring, plumbing, or mechanical systems of a home. This includes kitchen and bathroom renovations involving plumbing or electrical changes, wall removal, room additions, window enlargements, re-roofing, and HVAC replacement. Purely cosmetic work — painting, flooring, cabinet refacing without plumbing changes — typically does not require a permit. Always check with your local building department, as municipal requirements may be stricter than state minimums.

What happens if I remodel without a permit in New York?

Working without a required permit in New York can result in Fines up to $5,000 (NYC: up to $25,000), stop-work orders, ECB violations, mandatory correction. Beyond legal penalties, unpermitted work creates problems when selling: buyers' home inspectors and appraisers flag unpermitted additions, lenders may refuse financing, and title companies may require permits to be obtained retroactively — often at 2–3 times the original permit fee. In serious cases, you may be required to open walls for inspection or demolish non-compliant work.

How much does a remodeling permit cost in New York?

Remodeling permit fees in New York typically range from $200 to $5000, depending on the scope and value of the project. Most jurisdictions calculate fees as a percentage of the project's estimated construction cost (usually 1–2%) or use a flat fee schedule based on project type. Electrical and plumbing sub-permits may be billed separately. Contact your local building department for an exact fee quote before starting work.

Permit requirements based on New York building codes and ICC adoption data. Costs reflect typical municipal fee schedules and may vary by jurisdiction, project scope, and valuation. This information is for general guidance only — contact your local building department for requirements specific to your project.

Cost & Community (5) OK

True Cost of Ownership

$240
estimated extra annual cost vs a median-risk US ZIP
Higher modeled annual risk-cost than 10% of US ZIP codes

How this ZIP compares

US median ZIP
$1,200
per year
NY median
$1,620
per year

Where the estimate comes from

Underground storage tanks$240

5-year equipment outlook

No major equipment is flagged for likely replacement within five years.

What this means

  • This is a modeled estimate of how much more — or less — a household here may spend each year on risk-related costs such as insurance, mitigation, testing, and maintenance, compared with a typical US ZIP.
  • It is a comparison figure for context, not a bill, a quote, or financial advice.
  • The 5-year equipment ranges above are separate one-time replacements, not part of the annual figure.

Methodology: Each of 13 risk verticals is assigned a dollar figure from public federal data; the total is the modeled annual difference from a median-risk US ZIP. The 5-year equipment outlook flags major home equipment whose estimated age is within five years of its typical service life; figures are national-average installed-cost ranges.

Estimates are modeled from public federal data. They are not quotes, prices, or financial or insurance advice.

Tax Burden in New York

State tax rates affect cost of ownership. Here's how New York compares to national averages.

Income Tax
10.9%
top marginal rate
US avg: 5.3%
Sales Tax
8.5%
combined avg
US avg: 6.6%
Property Tax
1.23%
effective rate
US avg: 0.98%
Sales Tax Breakdown
State rate: 4.00%
Avg local add-on: 4.53%

High income tax combined with significant local sales taxes

Source: Tax Foundation 2024. Income tax = top marginal rate. Sales tax = state + avg local. Property tax = effective rate on home value.

Energy Costs in New York

Residential electricity rate: 28.37¢/kWh67% above the national average (national avg: 17.0¢/kWh · EIA, December 2025)

New York Energy Mix

Solar 4% Wind 5.2% Hydro 19.6% Nuclear 21.6% Gas 47.2% Petroleum 1%
Renewable energy
28.8%
Clean energy (incl. nuclear)
50.4%

Source: EIA Form 923, 2025 data. Renewable = solar + wind + hydro + geothermal.

📊 EIA + Census ACS · Updated March 2026 · View source →

Energy Rebates for 12288

8 rebates available for heat pump water heaters, insulation, and more.

View all energy rebates for 12288 →

Electric Utility for 12288

Provider
Niagara Mohawk Power Corp.
Investor Owned
Residential Rate
17.2¢/kWh
State avg: 28.4¢/kWh

Source: U.S. Energy Information Administration, Form EIA-861 (2024 data). EIA ID: 13573.

Home Energy Audit for 12288

IRA Energy Incentives Are Time-Limited

The Inflation Reduction Act provides up to $8,000 in rebates and $3,200 in annual tax credits for home energy upgrades — but many provisions phase down or expire after 2032. A professional energy audit is the first step to qualifying for these incentives.

Electricity Rate
17.2¢/kWh
State avg: 28.4¢/kWh (67% above U.S. avg)
Est. Annual Energy Cost
$2,979
based on avg U.S. household (10,500 kWh/yr)
Renewable Energy
29%
of New York's electricity from renewables
Potential Annual Savings
$149–$447
5–15% savings from energy audit

What a Home Energy Audit Covers

Thermal Envelope
  • Insulation levels in attic, walls, and basement
  • Air leaks around windows, doors, and ducts
  • Blower door test (measures total air leakage)
Equipment & Systems
  • HVAC efficiency and age assessment
  • Water heater type and condition
  • Lighting and appliance energy use
Safety Checks
  • Carbon monoxide and combustion safety
  • Moisture and ventilation assessment
  • Gas leak detection
Deliverables
  • Prioritized list of recommended upgrades
  • Estimated cost and savings for each upgrade
  • Rebate and tax credit eligibility report
Potential Savings from an Energy Audit
  • The average home energy audit identifies $200–$400/year in savings (DOE)
  • Properly sealed and insulated homes save 15% on heating and cooling costs (DOE)
  • Heat pump upgrades can reduce heating costs by 30–50% compared to electric resistance
  • ENERGY STAR certified windows save $101–$583/year compared to single-pane windows
  • Weatherization assistance programs are available for income-qualifying households
Your Utility: Niagara Mohawk Power Corp.

Niagara Mohawk Power Corp. (Investor-owned) serves 12288. Your local residential rate is 17.2¢/kWh , which is above the national average — making energy efficiency improvements even more valuable . Many utilities offer additional rebates on top of federal IRA incentives — ask your energy auditor about programs from Niagara Mohawk Power Corp..

Federal & State Incentives
IRA Tax Credits (IRC §25C) — up to $3,200/year
$2,000 — Heat pump / heat pump water heater
$1,600 — Insulation & air sealing
$600 — Windows & doors
$150 — Home energy audit itself
IRA Rebates (HEEHRA — income-qualified)
Up to $8,000 — Heat pump installation
Up to $1,600 — Insulation & air sealing
Up to $2,500 — Electrical panel upgrade
Up to $840 — Heat pump clothes dryer
30% tax credit for solar panels — extended through 2032 under the Inflation Reduction Act (IRC §25D). No annual cap for residential solar.

Under the Inflation Reduction Act. Income limits apply for HEEHRA rebates. Tax credits require tax liability. IRS details →

DOE Home Energy Audit Standards

To claim the $150 federal tax credit, your energy audit must meet DOE standards (10 CFR 440.21) and be performed by a qualified auditor. A DOE-compliant audit includes:

  • Blower door test to measure air infiltration
  • Infrared thermography to identify insulation gaps
  • Combustion safety testing for gas appliances
  • Written report with prioritized, cost-effective upgrade recommendations

Energy Audit Questions for 12288

How much does a home energy audit cost?

A professional home energy audit typically costs $150–$400 depending on the size of your home and the depth of testing. The Inflation Reduction Act provides a $150 tax credit for qualifying audits performed by a certified auditor, effectively covering a significant portion of the audit cost. Some utilities also subsidize audits for their customers — check with Niagara Mohawk Power Corp. for local programs.

What is the difference between an energy audit and a home inspection?

A home inspection (done during a home sale) evaluates structural and safety conditions. An energy audit specifically measures how your home uses energy and identifies efficiency improvements. Energy audits use specialized tools like blower doors, infrared cameras, and duct blasters that are not part of a standard home inspection. The audit produces a prioritized list of upgrades with estimated costs and savings.

How much can I save after an energy audit?

According to the U.S. Department of Energy, the average audit identifies $200–$400/year in savings. Actual savings depend on your home's age, current insulation, HVAC efficiency, and local energy rates. At current rates in New York, the average home spends approximately $2,979/year on electricity — a 15–25% reduction through audit-recommended upgrades could save $447–$745 annually.

What rebates and tax credits are available for energy upgrades?

The Inflation Reduction Act (IRA) provides two types of incentives: (1) Tax credits up to $3,200/year for heat pumps ($2,000), insulation ($1,600), windows ($600), and the audit itself ($150); and (2) HEEHRA rebates for income-qualifying households — up to $8,000 for heat pumps, $1,600 for insulation, $2,500 for electrical panels, and $840 for heat pump dryers. Solar panels qualify for a separate 30% tax credit through 2032.

Do I need an energy audit before installing solar panels?

An energy audit is not legally required before installing solar, but the DOE strongly recommends it. Reducing your home's energy consumption before adding solar means you need a smaller (cheaper) system to cover your needs. An audit typically identifies 15–30% in energy reductions through insulation, air sealing, and HVAC improvements — which directly reduces the size and cost of a solar installation.

How long does a home energy audit take?

A comprehensive energy audit takes 2–4 hours for a typical single-family home. The auditor will inspect the attic, basement, walls, windows, HVAC system, water heater, and ductwork. Diagnostic tests (blower door, infrared scan) add precision to the findings. You will receive a written report within 1–2 weeks with prioritized recommendations and estimated costs.

Source: U.S. Energy Information Administration (EIA), U.S. Department of Energy (DOE), Inflation Reduction Act of 2022 (P.L. 117-169).

Safety Updates for Albany, New York

This ZIP exceeds EPA lead action level
Lead measured at 16 ppb (EPA action level: 15 ppb). 0 health violations on record. Population affected: 109,867.

Violations & Enforcement Timeline

2025-09-16 State Informal Enforcement
2025-09-16 State Filed Judgment
2025-09-16 State Order Extension
2025-07-01 MCL Cyanide (combined) Resolved 0.426 MG/L
2025-04-04 State Filed Judgment
View all 25 records
2025-04-04 State Informal Enforcement
2025-04-04 State Order Extension
2025-04-01 MCL Cyanide (combined) Resolved 0.439 MG/L
2025-03-04 State Filed Judgment
2025-03-04 State Informal Enforcement
2025-03-04 State Order Extension
2025-01-03 State Order Extension
2025-01-01 MCL Cyanide (combined) Resolved 0.374 MG/L
2024-10-01 MCL Cadmium (combined) Resolved 261 MG/L
2024-10-01 MCL Cyanide (combined) Resolved 0.477 MG/L
2024-10-01 MCL Gross Alpha Resolved 4 UNITS
2024-04-01 MCL Cadmium (combined) Resolved 331 MG/L
2024-04-01 MCL Cyanide (combined) Resolved 0.34 MG/L
2023-07-01 MCL Cadmium (combined) Resolved 317 MG/L
2023-07-01 MCL Cyanide (combined) Resolved 0.67 MG/L
2023-04-01 MCL Cadmium (combined) Resolved 341 MG/L
2023-04-01 MCL Cyanide (combined) Resolved 0.39 MG/L
2023-01-01 MCL Cadmium (combined) Resolved 324 MG/L
2023-01-01 MCL Cyanide (combined) Resolved 0.34 MG/L
2022-01-01 MCL Cadmium (combined) Resolved 323 MG/L

Related Anomalies

High rapid decline
Albany, NY (12288) safety score plunged 17 points (24→7)

National safety news feed →

📊 EPA ECHO · Updated March 2026 · View source →

Recent Product Recalls

Recent CPSC recalls for plumbing and HVAC products that may affect homes in your area.

Superbobi 7 3/8 Inch Pool Drain Covers
Shenzhen Jiangtou Technology Co. · 2026-05-14

Electric Kettles (ENFINIGY 1.5 l and ENFINIGY Pro 1.5 l)
ZWILLING J. A. Henckels Aktiengesellschaft · 2026-05-14

Electric Start Pressure Washers
Generac Power Systems Expands · 2026-05-14

1-K Kerosene Heater Fluid Portable Fuel Containers
Alliance Chemical · 2026-04-30

View all recalls →

📊 CPSC · Updated March 2026 · View source →

Take Action

Concerned about these findings? Contact your local elected officials to ask what is being done about water quality in your area.

Email Your Representative

Don't know who to contact? Find your local representative at usa.gov/elected-officials

Frequently Asked Questions

Is the tap water in 12288 safe to drink?

Based on EPA SDWIS data, Albany's primary water system (Albany City) has 23 recorded violations in the past 5 years, including 0 health-based. Check the full report above for details.

Where does 12288's water come from?

The primary water source for ZIP code 12288 is Surface water. Albany City serves approximately 98,000 people.

How can I get my water tested in Albany?

Contact your local water utility (Albany City) for a free Consumer Confidence Report, or hire a certified lab for independent home water testing. The EPA recommends annual testing if you use a private well.

Is lead a concern in 12288 tap water?

The most recent lead sampling for 12288 recorded 0.016 mg/L. The EPA action level is 0.015 mg/L. This result exceeds the EPA action level — consider using a certified lead-reducing filter.

What is the radon risk for 12288?

12288 falls in EPA Radon Zone 1 (High risk), located in Albany County. Zone 1 indicates the highest radon potential. Testing your home is recommended regardless of zone.

Nearby ZIP Code Reports

Water quality comparison for ZIP codes near 12288

ZIP Code City, State Distance Grade Violations
12201 Albany, NY <1 mi F 23
12207 Albany, NY <1 mi F 23
12214 Albany, NY <1 mi F 23
12220 Albany, NY <1 mi F 23
12223 Albany, NY <1 mi F 23
12224 Albany, NY <1 mi F 23
12225 Albany, NY <1 mi F 23
12226 Albany, NY <1 mi F 23
12227 Albany, NY <1 mi F 23
12228 Albany, NY <1 mi F 23

Contaminants Detected in 12288

Learn more about the contaminants found in your water supply:

Overall safety breakdown

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2026 Rankings

ZIP 12288 scores in the bottom tier nationally.

Coverage: 14/17 risk factors Data sources →
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