Out of 615 ZIP codes with data in Maryland, these are the highest-ranked areas for purchase risk. See also: National Worst ZIP Codes for Homebuyers — Hidden Risk Factors | All Maryland Rankings
| Statistic | Value |
|---|---|
| ZIP codes ranked | 615 |
| Highest value | 73/100 |
| Median value | 30/100 |
| State | Maryland |
Top 100 Worst ZIP Codes
| Rank | ZIP Code | City | State | Purchase Risk | Safety Score |
|---|---|---|---|---|---|
| 1 | 21866 | Tylerton | MD | 73/100 | 67/100 |
| 2 | 21211 | Baltimore | MD | 66/100 | 58/100 |
| 3 | 21562 | Westernport | MD | 66/100 | 63/100 |
| 4 | 21231 | Baltimore | MD | 64/100 | 58/100 |
| 5 | 20612 | Benedict | MD | 62/100 | 45/100 |
| 6 | 20664 | Newburg | MD | 60/100 | 72/100 |
| 7 | 21903 | Perryville | MD | 60/100 | 59/100 |
| 8 | 21795 | Williamsport | MD | 59/100 | 59/100 |
| 9 | 21205 | Baltimore | MD | 58/100 | 68/100 |
| 10 | 21210 | Baltimore | MD | 58/100 | 63/100 |
| 11 | 21230 | Baltimore | MD | 58/100 | 58/100 |
| 12 | 21645 | Kennedyville | MD | 57/100 | 88/100 |
| 13 | 21867 | Upper Fairmount | MD | 57/100 | 55/100 |
| 14 | 21202 | Baltimore | MD | 56/100 | 63/100 |
| 15 | 21217 | Baltimore | MD | 56/100 | 68/100 |
| 16 | 21223 | Baltimore | MD | 56/100 | 63/100 |
| 17 | 21229 | Baltimore | MD | 56/100 | 58/100 |
| 18 | 21624 | Claiborne | MD | 56/100 | 93/100 |
| 19 | 21634 | Fishing Creek | MD | 56/100 | 40/100 |
| 20 | 20714 | North Beach | MD | 55/100 | 51/100 |
| 21 | 21034 | Darlington | MD | 55/100 | 62/100 |
| 22 | 21216 | Baltimore | MD | 55/100 | 63/100 |
| 23 | 21539 | Lonaconing | MD | 55/100 | 75/100 |
| 24 | 21209 | Baltimore | MD | 54/100 | 58/100 |
| 25 | 21218 | Baltimore | MD | 54/100 | 63/100 |
| 26 | 21224 | Baltimore | MD | 54/100 | 63/100 |
| 27 | 21824 | Ewell | MD | 54/100 | 55/100 |
| 28 | 20687 | Scotland | MD | 53/100 | 50/100 |
| 29 | 21201 | Baltimore | MD | 53/100 | 68/100 |
| 30 | 21213 | Baltimore | MD | 53/100 | 63/100 |
| 31 | 21750 | Hancock | MD | 53/100 | 63/100 |
| 32 | 20751 | Deale | MD | 52/100 | 40/100 |
| 33 | 21043 | Ellicott City | MD | 52/100 | 54/100 |
| 34 | 21214 | Baltimore | MD | 52/100 | 63/100 |
| 35 | 21215 | Baltimore | MD | 52/100 | 58/100 |
| 36 | 21654 | Oxford | MD | 52/100 | 79/100 |
| 37 | 21901 | North East | MD | 52/100 | 59/100 |
| 38 | 21212 | Baltimore | MD | 51/100 | 63/100 |
| 39 | 21639 | Greensboro | MD | 51/100 | 89/100 |
| 40 | 21652 | Neavitt | MD | 51/100 | 55/100 |
| 41 | 21672 | Toddville | MD | 51/100 | 60/100 |
| 42 | 21719 | Cascade | MD | 51/100 | 32/100 |
| 43 | 21206 | Baltimore | MD | 50/100 | 63/100 |
| 44 | 21239 | Baltimore | MD | 50/100 | 63/100 |
| 45 | 21619 | Chester | MD | 50/100 | 80/100 |
| 46 | 21914 | Charlestown | MD | 50/100 | 55/100 |
| 47 | 20765 | Galesville | MD | 49/100 | 55/100 |
| 48 | 21090 | Linthicum Heights | MD | 49/100 | 77/100 |
| 49 | 21529 | Ellerslie | MD | 49/100 | 55/100 |
| 50 | 21817 | Crisfield | MD | 49/100 | 45/100 |
| 51 | 21821 | Deal Island | MD | 49/100 | 50/100 |
| 52 | 21842 | Ocean City | MD | 49/100 | 73/100 |
| 53 | 20628 | Dameron | MD | 48/100 | 55/100 |
| 54 | 21250 | Baltimore | MD | 48/100 | 64/100 |
| 55 | 21251 | Baltimore | MD | 48/100 | 64/100 |
| 56 | 21613 | Cambridge | MD | 48/100 | 79/100 |
| 57 | 21669 | Taylors Island | MD | 48/100 | 40/100 |
| 58 | 21734 | Funkstown | MD | 48/100 | 57/100 |
| 59 | 20639 | Huntingtown | MD | 47/100 | 50/100 |
| 60 | 20677 | Port Tobacco | MD | 47/100 | 45/100 |
| 61 | 21153 | Stevenson | MD | 47/100 | 62/100 |
| 62 | 21626 | Crapo | MD | 47/100 | 65/100 |
| 63 | 21814 | Bivalve | MD | 47/100 | 63/100 |
| 64 | 21919 | Earleville | MD | 47/100 | 77/100 |
| 65 | 20657 | Lusby | MD | 46/100 | 51/100 |
| 66 | 20722 | Brentwood | MD | 46/100 | 45/100 |
| 67 | 20733 | Churchton | MD | 46/100 | 40/100 |
| 68 | 21078 | Havre De Grace | MD | 46/100 | 56/100 |
| 69 | 21557 | Rawlings | MD | 46/100 | 82/100 |
| 70 | 21661 | Rock Hall | MD | 46/100 | 78/100 |
Methodology
The Home Purchase Risk Score combines area indicators that may lead to added costs for homebuyers: water system violation records, lead service line indicators, county radon potential, flood zones and housing age. An indicator does not mean a home needs filtration, mitigation, insurance or upgrades; a home test or inspection decides that. These are factors that standard home inspections may not fully capture.
Data sources: EPA Safe Drinking Water Information System (SDWIS), FEMA National Flood Insurance Program, EPA radon zone maps, EIA electricity rates, and Consumer Confidence Reports. Last updated: 2026-04-13.
Frequently Asked Questions
What is the Home Purchase Risk Score?
This score (0-100) estimates the hidden environmental costs a homebuyer may face: water filtration needs, lead pipe replacement, radon mitigation, flood insurance, and infrastructure upgrades. Higher scores mean more potential unexpected expenses after purchase.
What should homebuyers do in high-risk ZIP codes?
Request a water quality test, check for lead service lines with the utility, test for radon before closing, verify FEMA flood zone designation, and factor in potential remediation costs ($5,000-$30,000+) to your budget.
Explore More Rankings
- Worst ZIP Codes for Lead in Water in Maryland
- ZIP Codes with Most EPA Violations in Maryland
- Lowest Home Safety Scores in Maryland
- Safest ZIP Codes in Maryland — Highest Safety Scores
- ZIP Codes with Highest Flood Risk in Maryland
- ZIP Codes with Highest Energy Costs in Maryland
- ZIP Codes with Highest Radon Risk in Maryland
- ZIP Codes with PFAS Detections in Maryland
- Least Reliable Water Systems in Maryland
- Environmental Justice Concern Areas in Maryland
- ZIP Codes with Worst CO & Gas Risk in Maryland
- Safest ZIP Codes for Gas & CO Risk in Maryland
- ZIP Codes with Worst Wildfire Smoke Risk
- Safest ZIP Codes for Wildfire Smoke
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